SBI Super Health Insurance Policy - Compare Features and benefits Online
SBI Health Insurance SBI Health Insurance ★ 4.4

SBI Super Health Insurance Policy

SBI Super Health Insurance provides 27 base covers and 7 optional cove ...Read More

Up to 2 Cr
Sum insured
1
No. of plans
141+
Pan India presence
-%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,702 reviews
🏥 6,000+ hospitals
📊 2.03 solvency ratio
-% claim settlement

About SBI Super Health Insurance Policy

A quick read on what this SBI Health Insurance plan covers and why it might be a fit for you.

SBI Super Health Plan is SBI Health Insurance's new comprehensive health insurance plan. The plan is an umbrella health plan that provides all-inclusive healthcare needs based on your specifications. SBI Super Health Insurance is available as a floater plan for individuals and families, with an entry age of 18 years for adults and 91 days for dependent children. The maximum age for entry into Super Health Insurance for the proposer and his/her family members is not limited. SBI Super Health Plan offers different plan variants such as Elite, Premier, Platinum, and Platinum Infinite.

SBI Super Health Insurance provides 27 base covers and 7 optional covers, with sum insured options ranging from INR 3 lac to INR 2 Crore. The major benefits of SBI Super Health Insurance include re-insure benefits, health multiplier benefits, annual health check-ups, global medical treatments, and more.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Min: 91 Days, Max: No Limit
Plan type
Individual and Family Health Insurance
Sum insured options
₹3 L, ₹10 L, ₹25 L, ₹80 L, ₹1 L, ₹2 L
Waiting period
30 Days
Renewability
Lifetime
Policy term
1, 2, 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Tax benefit
  • Reinsure benefit
  • Health multiplier
  • Optional covers

Cons

  • Cosmetic treatment
  • Injury due to illegal activities
  • Unlawful activities
  • Adventure sports injuries

What's covered

Every CMS-driven coverage flag from the plan wording — only items with a published value render below.

Hospitalization

  • Room rent Covered
  • ICU charges Covered
  • Pre-hospitalization Covered
  • Post-hospitalization Covered
  • Domiciliary hospitalization Covered
  • Day-care treatment Covered
  • OPD charges Not covered
  • Covid-19 treatment Covered
  • Cataract Not covered

Bonuses & restoration

  • No-claim bonus Covered
  • Automatic restoration of SI Covered
  • Daily hospital cash Covered

Family & special care

  • Maternity cover Not covered
  • New-born baby cover Not covered
  • IVF treatment Not covered
  • AYUSH treatment Covered
  • Organ donor expenses Covered

Modern & preventive care

  • Modern treatment Covered
  • Road ambulance Covered
  • Air ambulance Covered
  • E-consultation Not covered
  • Health check-up Covered
  • Second medical opinion Not covered
  • Vaccination Not covered

Conditions & global

  • Co-payment Covered
  • Sub-limits Not covered
  • Compassionate travel Not covered
  • Global coverage Not covered

SBI Super Health Plan Benefits

The SBI Super Health Plan encompasses multiple benefits and features, making it a versatile health insurance plan. Below are the various benefits insurance holders can avail under the SBI Super Health Plan:

  • Wellness Benefit

    SBI Super Health Plan offers a plethora of wellness benefits such as Health Assistance (A.I. Personal Fitness coaching), Dietician and Nutrition E-consultation, 30% on renewal premium by fulfilling walking goals, and gym membership to its insurance holders.
  • Renewal Benefits

    SBI Super Health Plan offers individuals renewal benefits starting from 50% of the Base Sum Insured up to 200%.
  • Tax Benefits

    The amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.
  • Optional Cover

    SBI Super Health Insurance Plan offers 7 optional covers to its insurance holders, such as Enhanced ReInsure Benefit, Enhanced Cumulative Bonus Safeguard, Co-payment, Aggregate Deductible, Domestic Help/Staff Indemnity, Additional Basic Sum Insured, Wellness Benefits, and more.
  • Annual Health Check-up

    The Insured Person can avail of a health check-up for preventive purposes, up to INR 10,000 (Inception/1st renewal onwards/year) as per the plan opted.

SBI Health Insurance Network Hospital List

SBI Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, SBI Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Inclusions & exclusions

What the plan pays for, and what it doesn't.

Exclusions

  • Investigation and evaluation purposes
  • Obesity/Weight Control
  • Cosmetic surgery
  • Hazardous/Adventure sports
  • Breach of Law
  • Alcoholism, drug or substance abuse
  • Unproven treatments
  • Sterility and infertility
  • Pre-existing diseases after: 2 Years
  • Listed Ailments: 1 Year and 2 Years depending on the plan variant

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 2 Cr

Other features & benefits

Wrapping it Up

The SBI Super Health Policy is a comprehensive plan with 4 different variants to choose from. It is loaded with a multitude of features suitable for individuals as well as families. The plan offers 27 base covers and 7 optional covers, which include value-added services, global treatment, co-pays, deductibles, and more. SBI Health Insurance is known for its reliable customer support and hassle-free claim settlement services. If you are a young individual, a newly married couple, or have dependent parents, children, or in-laws, you must consider investing in the SBI Super Health Plan.

SBI Super Health Policy: FAQs

The 5 most-asked questions about SBI Super Health Insurance Policy, answered.

The various waiting periods associated with SBI Super Health Plan are as follows Pre Existing Diseases - 2 Years Specific Diseases - 2 Years for elite and premier variant and 1 year for platinum and platinum infinite variant Maternity Cover - 48 Months Medical Treatment Abroad - 36 Months Hypertension, Diabetes, Cardiac Condition - 90 Days
SBI Super Health Insurance has an entry age of 18 years for adults and 91 days for dependent children.
SBI Super Health Plan offers 4 plan variants to select from. Insurance holders can select any one variant amongst Elite, Premier, Platinum, and Platinum Infinite plan options with different sum insured cover.
The optional covers available under SBI Super Health Plan are Enhanced Reinsure Benefit Enhanced Cumulative Bonus Safeguard Wellness Benefit Walk Healthy Benefit Aggregate Deductible Additional Basic Sum Insured for Accident Co-payment
Yes, Air ambulance cover is available under SBI Super Health Plan.

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

Compare Health Insurance Plans

Select a company and plan for each side to see a detailed side-by-side comparison.

Share your Valuable Feedback

Rating Icon 4.4

Rated by 2,694 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings

Do you have any thoughts you'd like to share?

📞 Call Free