Lives In: Delhi, NCR
Expertise: Health & Term Insurance
Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
Anchita has over 6 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
Updated on Apr 08, 2025 5 min read
Star Extra Protect Plan
Star Extra Protect insurance plan is an add-on cover under Star Health Insurance that enhances the limitations imposed on your existing base policy. You can purchase this plan while buying or incepting the health policy under Star Health or while renewing your existing policy with the same.
This add-on comes with two different sections. The policyholders have the choice of opting for either of the two sections that are mentioned below:-
Section 1:- Coverage options availability
Enhanced Room Rent
Claim Guard (Coverage for Non-medical Items)
Enhanced Limit for Modern Treatments
Enhanced Limit for AYUSH Treatment
Home Care Treatment
Bonus Guard
Section 2:- Coverage options availability
Option to Choose Aggregate Deductible (discounts on premium according to the listed policy clause)
Eligibility Criteria for Star Extra Protect Add-On Cover
Read below the eligibility criteria for buying the Star Extra Protect insurance plan and the sum insured it offers:-
Entry Age
As per the entry age of base health policy [Only applicable with Family Health Optima Insurance Plan / Star Comprehensive Insurance Policy / Medi Classic Insurance Policy (Individual)]
Sum Insured (in Rs.)
INR 10 - 20 Lakhs and above, same as the base policy (base policy's SI should be a minimum of INR 10 Lakhs and above)
Plan Type
Applicable on comprehensive Individual/ Family Floater plans
Policy Term
Depending on the base policy opted for
Initial Waiting Period
Subject to the base policy's waiting period
Why Do We Exist?
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Star Extra Protect Plan Specifications
To understand Star Extra Protect Plan Insurance in detail, take a look at the below table:
Entry Age
depends on base health plan
Policy Type
Top Up and Super Top Up
Sum Insured
10L to 20L
Initial Waiting Period*
N/A Days
Renewability
N/A
Policy Term
N/A
*Initial Waiting Period is the time period between the
issuance of the policy and the time it starts actively. During this period, a
policyholder has to wait to avail of the benefits offered under a health insurance
plan.
Read more specifications in the brochure.
Choose Your Star Extra Protect Plan
With wide coverage options available, Star Extra Protect Plan Insurance Plan
allows you to
choose your ideal coverage as per your family’s health requirements. Take a look at the
coverage under every SI option available and choose your ideal coverage:
In-patient & Out-patient coverage
Room Rent
Covered
ICU Charges
Covered
Pre-Hospitalization
Not Covered
Post-Hospitalization
Not Covered
Domiciliary Hospitalization
Not Covered
Daycare Treatment
Not Covered
OPD Charges
Not Covered
Coverage
Terms
COVID-19 Treatment
Covered
Cataract
Not Covered
No Claim Bonus
Covered
Automatic Restoration
Not Covered
Daily Hospital Cash
Covered
Organ Donor
Covered
Maternity Cover
Not Covered
New Born Baby Cover
Not Covered
Alternative
Treatments
AYUSH Treatment
Covered
IVF Treatment
Not Covered
Modern Treatment
Covered
Emergency
Coverage
Ambulance
Covered
Air Ambulance
Covered
Compassionate Travel
Not Covered
Global Coverage
Not Covered
Wellness
Programmes
E-Consultation
Not Covered
Health Check-Up
Covered
Second Medical Opinion
Not Covered
Vaccination
Not Covered
Limitations
Co-payment
Not Applicable
Sub-limits
Applicable
What
is Room Rent?
The room rent limit is the maximum bed charge you can claim if you are hospitalised. Common Room categories covered under room rent are all kinds of rooms including single, private and AC rooms (except suite).
What
are ICU Charges?
It is a special hospital department where patients with serious medical conditions are treated.
What
is Pre Hospitalization?
Medical expenses incurred before hospitalisation of the policyholder.
What
is Post Hospitalization?
Medical expenses incurred after the discharge of the policyholder from the hospital.
What
is Domiciliary Hospitalization?
Domiciliary hospitalization or home care treatments are the arrangements for an insured individual due to the unavailability of medical amenities in hospitals, or in a case where an insured member can not be admitted to the hospital due to an inability. The treatment should last equal to or more than 72 hours to get financial coverage.
What
is Daycare Treatment?
Treatments that can be completed within 24 hours of hospitalization like blood dialysis, cataracts, etc.
What
are OPD charges?
Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization.
.
What
is COVID-19 Treatment?
It includes the treatment cost for COVID-19 with a confirmative diagnosis from a government-approved centre.
What
is Cataract Treatment?
A common eye condition in which your vision gets blurred due to cloudy formation in your eyes.
What
is a No-Claim Bonus?
For every claim-free year, insurance companies reward policyholders with an increase in the sum insured amount as a no-claim bonus or cumulative bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage varying from one plan to the other.
What
is Automatic Restoration?
It is a benefit in which an insurance company restores the amount of sum insured completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from one plan to the other.
What
is Daily Hospital Cash?
Daily hospital cash or Hospicash is a cash amount that you receive each day during the time of hospitalization to cover your non-medical expenses.
What
is an Organ Donor Cover?
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body. In most of the cases, the insurer pays for the hospitalization and transplant expenses for both the parties i.e. the donor and the receiver.
What
is a Maternity Cover?
It refers to the cover that includes expenses for normal and c-section deliveries.
What
is a New Born Baby Cover?
It takes care of the medical expenses that arise due to the hospitalisation of the newborn baby in case of any childbirth complications, medical challenges, and so on. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:
Congenital anomaly (conditions since birth)
Acute condition
Chronic condition
Premature delivery
Birth asphyxia
Daycare treatment
What
is AYUSH Treatment?
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
What
is IVF Treatment?
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are settled or reimbursed for:
Full infertility
No fertility
Infertility diagnosis
Infertility diagnosis and limited fertility treatment
Medication (which may or may not include fertility drug prescriptions)
What
is a Modern Treatment?
Medical treatments that demand the use of modern technology and advanced machinery such as robotic surgeries, stem cell therapy, etc.
What
is an Ambulance Cover?
An ambulance is used to move the patient from home to the hospital, transfer them to another hospital, and take them for different tests outside the hospital.
What
is an Air Ambulance?
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
What
is Compassionate Travel?
Refers to the travelling expenses of a family member who’s visiting the hospital to look after the patient when the policyholder gets admitted to a hospital outside his/her residential city.
What
is Global Coverage?
Any kind of medical/health emergency when you are outside of India is covered for hospitalization expenses, modern and specific treatments, etc.
What
is E-Consultation?
If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
What
is a Health Checkup?
A facility where the policyholder can avail of free health check-ups after fulfilling the company's eligibility criteria. In most cases, the insured member/s gets an annual health check-up cover.
What
is a Second Medical Opinion?
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.
What
is Vaccination cover?
Coverage against the expenses incurred on vaccinations of either the newborn baby, for an animal bite, etc is provided by the insurance companies.
What
is Co-payment?
In the co-payment clause, policyholders have to pay a preset amount (either compulsorily or voluntarily) of the hospitalisation expense on their own and the insurer will pay the rest of the medical bill amount.
What
is the Sub limit?
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.
For instance, if your policy covers room rent for upto 20% of the sum insured, but the expense of the same is more than 25%, you will have to pay the rest amount, i.e. 5%, for your room rent.
Benefits of Star Extra Protect Add-on Cover Insurance
On purchasing an individual or family floater-based health plan, it is mandatory to purchase this add-on cover. Below are the benefits of buying it:-
Bonus Guard
The cumulative bonus under the base health plan will be stable if you have not utilized it. Any discounts on payable premiums will be imposed on policy renewal or transfer of policy under the same options of Star Health Insurance (aforesaid).
Enhanced Room Rent Limit
The room rent limit, expenses for hospitalisation beyond the coverage in your base policy, and nursing, and boarding expenses get maximum coverage with the plan.
Modern Treatment
Modern treatments like robotic surgery, stem cell therapy, and others in inclusion with the base health policy are subject to compliance with add-ons along the sub-limit clause.
Claim Guard
If non-medical expenses or consumables such as; baby food, laundry, braces, etc (if admissible) are a content of your base plan, you'll get the claim amount for such items. This add-on cover will protect the chances of claim rejection for non-medical expenses.
Home-care treatment
Treatment done under home care is subject to a maximum of 10% of the base SI or up to INR 5 Lakhs in a policy year. This criterion is only applicable to the home-care treatments scheduled under your plan.
Aggregate Deductible Option
You can avail of a discount on the payable premiums if you choose any listed category of deductible clause in the base health policy.
Tax Benefits
All the premiums paid towards Star Extra Protect are eligible for tax benefits under Section 80D of the Income Tax Act 1961, depending on the tax relief under your base health policy.
How To Claim Star Extra Protect Add-On Cover?
To avail of a claim settlement against the base policy over the Star Extra Protect plan, here are the guidelines you've to follow:-
Visit the official website of Star Health Insurance
Click on the 'Claim' button on the header of the official website, followed by 'Claim intimation.'
For claim intimation, the official website has a pre-authorized form that you can fill in with details like name, contact number, email, policy number, city, and product name and click on the 'Submit' option.
You can reach out to your insurer on the toll-free number 044 4002 0888 or 1800 425 2255 or email support@starhealth.in the details like claim number/reference number and other claim-related queries.
Star Health Insurance Network Hospital List
Star Health Insurance Network Hospitals are present in 31
states
nationwide. With a wide network of hospitals, Star Health Insurance ensures
that you are
medically secured, irrespective of the city you reside in.
What is Not Covered (Exclusions) Under Star Extra Protect Add-On Cover
Exclusions under Star Extra Protect Insurance add-on cover are similar to the base policy (aforesaid) you have opted for. All the common exclusions of the base policy are subject to be revised on renewal or issuance of other base health plans.
The Storyline
Star Extra Protect Insurance is an add-on cover that supports your base health policy's sum insured. When you raise a claim, it gets activated and assures less out-of-pocket expenses in times of emergency. The Star Extra Protect Insurance is a tailor-made plan for those who want an extension with modern-day care, home care treatment, non-medical coverage, etc with their base insurance.
To know more about the plan, you can reach out to the official website of PolicyX.com or you can ring us on 1800 4200 269.
Explore other Star Health Insurance
To cater to the different medical needs of an individual & their family,
Star Health Insurance offers
several Health Plans ranging from senior citizen plans to specialized plans for
autistic
children, to health insurance for cardiac patients, and many more.Take a look below
to Star Health Insurance plans
explore more:
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Maternity cover
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Compassionate travel
Global coverage
Adventure sports
Breach of law
STDs not covered
Star Super Star Health Plan (Other
Benefits)
Newborn baby cover
Assisted reproduction cover
Home care
Domiciliary treatment cover
Star Super Star Health Plan (Eligibility
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Covers existing cancer patients
Cashless hospitalization
No pre-policy check-up
Star Health Cancer Care Gold (Cons)
Non Allopathic Treatments
Cosmetic or Plastic Surgery
Intentional Self Injury
Star Health Cancer Care Gold (Other
Benefits)
Affordable premiums
Individual plan
Complete cancer cover
Star Health Cancer Care Gold (Eligibility
Criteria)
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Lifetime Renewal
Newborn’s Immunizations
Pediatrician Consultation
Star Insurance for Maternity (Pros)
Lifetime renewablity
High SI
No room rent limit
Star Insurance for Maternity (Cons)
Pre-existing not covered before 48 months
Naturopathy treatment
Injury due to war/ war-like situations
Star Insurance for Maternity (Other
Benefits)
Affordable premium options
24X7 Customer support
Individual & family plan
Star Insurance for Maternity (Eligibility
Criteria)
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Unique Features
Lumpsum payout
Accidental hospitalization cover
Non-allopathic treatments cover
Star Health Critical Illness (Pros)
Pre-hospitalization covered
No survival period applicable
Enhanced sum insured
Star Health Critical Illness (Cons)
Self-inflicted injuries
Maternity not covered
Cosmetic procedures
Star Health Critical Illness (Other
Benefits)
Affordable premiums
Room and nursing expenses covered
Cover for major critical illnesses
Star Health Critical Illness (Eligibility
Criteria)
Turning sixty is a major milestone for a person. It is time to become more careful about one's health. Any kind of illness can bring in a lot of anxie...
Unique Features
No medical examinations
High sum insured
Daycare procedures
Star Health Insurance for Parents (Pros)
No pre-policy medical checkup
Individual & family plan
3-year Policy term
Star Health Insurance for Parents (Cons)
Sexually transmitted diseases
Self-inflicted injuries
Depression and mental disorders
Star Health Insurance for Parents (Other
Benefits)
Multiple SI options
Affordable premium
Daycare procedures covered
Star Health Insurance for Parents (Eligibility
Criteria)
Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are design...
Unique Features
Avail maternity cover
Care Beyond Coverage
Avail Mid-term Inclusions
Star Health Insurance for Family (Pros)
Annual health check-up
Daycare procedures
AYUSH cover
Star Health Insurance for Family (Cons)
Intentional self-injury
Miscarriage and abortion
Congenital disease
Star Health Insurance for Family (Other
Benefits)
Ambulance cover
Wellness benefits
High SI
Star Health Insurance for Family (Eligibility
Criteria)
Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium....
Unique Features
No medical examinations
High sum insured
Daycare procedures
Star Health for Senior Citizens (Pros)
Daycare coverage
No pre-policy checkup
Multiple SI options
Star Health for Senior Citizens (Cons)
Sexually transmitted diseases
Self-inflicted injuries
Depression and mental disorders
Star Health for Senior Citizens (Other
Benefits)
Affordable premiums
Covers cataract
Outpatient consultations
Star Health for Senior Citizens (Eligibility
Criteria)
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Unique Features
Family coverage
Multiple sum insured
Save tax
Star Health Gain Insurance Policy (Pros)
Day Care Procedures Covered
Road Ambulance Available
Modern Treatments Available
Outpatient Benefit
Star Health Gain Insurance Policy (Cons)
20% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Star Health Gain Insurance Policy (Other
Benefits)
Up to 60k Cataract cover
Room Rent Cover
ICU Cover
Wide SI options
Flexible Premiums
Star Health Gain Insurance Policy (Eligibility
Criteria)
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Star Novel Coronavirus (nCoV) (Pros)
Lumpsum payout on COVID-19 diagnosis
Short waiting period
No medical checkup required
Star Novel Coronavirus (nCoV) (Cons)
Global coverage NA
No other diseases covered except COVID-19
Self-inflicted injuries not covered
Star Novel Coronavirus (nCoV) (Other
Benefits)
High SI options available
Tax benefit
Free-look period available
Star Novel Coronavirus (nCoV) (Eligibility
Criteria)
Perfect plan to secure your old age from medical expenses.
Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcar...
Unique Features
Guaranteed lifetime renewal
No pre-medical check-up required
Coverage up to 25L for individuals & families
Star Senior Citizen Red Carpet (Pros)
Individual & family floater plan
Flexible SI
Road Ambulance Cover
ICU cover
Health Check-up cover
Star Senior Citizen Red Carpet (Cons)
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover
Star Senior Citizen Red Carpet (Other
Benefits)
Flexible-Premium Payment
Cataract Treatment available
Modern treatment cover
No pre-policy checkup
OP Consultation
Star Senior Citizen Red Carpet (Eligibility
Criteria)
A supersaver policy covering every family member.
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Star Rural Micro Health Policy (Pros)
Designed for Farmers
Flexible Policy
Day Care Procedures
Flexible Payment Options
PED cover available
Star Rural Micro Health Policy (Cons)
20% co-pay
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Star Rural Micro Health Policy (Other
Benefits)
No Pre-policy medical checkup
Modern Treatments Covered
Lifelong Renewal
Up to 15k Cataract Cover
ICU cover
Star Rural Micro Health Policy (Eligibility
Criteria)
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No pre-acceptance screening required
Coverage for maternity expenses
Up to 1 crore cover at affordable rates
Star Health Super Surplus Policy (Pros)
Flexible Policy
Avail Long Term Discount
Cover family up to 2A+3C
Lifelong renewal
2 Plan variants
Star Health Super Surplus Policy (Cons)
Includes Deductibles
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover
Star Health Super Surplus Policy (Other
Benefits)
Avail e-opinions
Star Wellness Services
Recharge benefit
Air Ambulance
No pre-policy Medical check-up
Star Health Super Surplus Policy (Eligibility
Criteria)
Young Star Extra Protect add-on cover policy is applicable for the Young Star insurance policy and acts as an enhancer for the benefits of the base in...
Unique Features
Base policy cover enhancer
Claim guard facility
AYUSH Coverage
Young Star Extra Protect Policy (Pros)
Modern treatment coverage
Room rent extension
Base SI enhancement
Home care treatment
Young Star Extra Protect Policy (Cons)
No maternity cover
Limited to SI of base policy
Organ donor expenses not covered
Vaccination not covered
COVID-19 care not covered
Young Star Extra Protect Policy (Other
Benefits)
Individual & family floater plan
Trusted insurance provider
Unlimited benefits up to SI
Cashless claim settlement
AYUSH Treatment cover
Young Star Extra Protect Policy (Eligibility
Criteria)
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Unique Features
Maternity Benefits
Preventive Health Check Up
Coverage for Modern Treatments
Star Women Care Insurance Policy (Pros)
Designed for Women& 039;s Care
Cancer cover optional
Bariatric Surgery Cover
Mid-term inclusions
High SI
Star Women Care Insurance Policy (Cons)
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Congenital Disease Cover
Star Women Care Insurance Policy (Other
Benefits)
10% long-term discount
10% Air Ambulance Cover
Pain Management Cover
Assisted Reproduction
Automatic Restoration
Star Women Care Insurance Policy (Eligibility
Criteria)
Medi classic insurance policy provides cover for hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries ...
Unique Features
Secured hospitalization
Road accident protection
Comes in 2 variants
Star Medi Classic Insurance Policy (Pros)
Plan Variants Available
Customizable Plan
Hospital-Cash Benefit
5% Family Discount
Organ Donor Cover
Star Medi Classic Insurance Policy (Cons)
10% Co-payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Star Medi Classic Insurance Policy (Other
Benefits)
New Born Baby Cover
100% Super Restoration
Up to 100% No-claim Bonus
Psychiatric coverage
Patient Care Cover
Star Medi Classic Insurance Policy (Eligibility
Criteria)
Get comprehensive coverage at affordable premiums.
Star Comprehensive insurance policy is a complete health insurance plan that looks after all the he...
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Unique Features
Disability Cover
HIV/AIDS Cover
Waiver Of Co-Pay Available
Star Health Special Care Gold Plan (Pros)
Modern Treatment Available
Day Care Procedures Available
Ambulance cover
Room rent cover
Shared Accommodation cover
Star Health Special Care Gold Plan (Cons)
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Pre-existing Diseases
Star Health Special Care Gold Plan (Other
Benefits)
Treatment of Seizures
Behavioral Therapy Cover
Speech Therapy Cover
Occupational Therapy Cover
Adeno Tonsillectomy
Star Health Special Care Gold Plan (Eligibility
Criteria)
Ms. Aneesha, a 53-year-old working woman residing in Indore requires heart transplant surgery due to multiple cardiac ailments. However, since Ms. Ane...
Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection and takes care of incidental expenses such a...
Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any...
Unique Features
Wellness Benefit
Cancer Cover
Heart Cover
Star Critical Illness Multipay (Pros)
Flexible Payment
Long Term Policy
Bone Marrow Transplantation
Heart Disease Cover
4 Group CI Covered
Star Critical Illness Multipay (Cons)
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law
Star Critical Illness Multipay (Other
Benefits)
Open Chest CABG
Heart Transplantation
Coma of Specified Severity
Wellness Programs
Major Head Trauma
Star Critical Illness Multipay (Eligibility
Criteria)
Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family to be financially p...
Unique Features
SI Upto 10 L
Hospice Care
Pain Management
Star Cancer Care Platinum Insurance Policy (Pros)
Cataract Cover
No pre-medical check-up
Lump Sum Cover
50% Cumulative Bonus
Hospice Care
Star Cancer Care Platinum Insurance Policy (Cons)
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law
Star Cancer Care Platinum Insurance Policy (Other
Benefits)
Second Medical Opinion
Rehabilitation Cover
Pain Management
Day Care Treatment
Modern Treatment Cover
Star Cancer Care Platinum Insurance Policy (Eligibility
Criteria)
Star Health Premier Insurance Policy is a unique health plan designed to cover individuals who are 50 years and above with no maximum entry age limit....
Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with diabetes both Type 1 and type 2. The p...
Unique Features
Diabetes Cover
High Sum Insured
OPD Cover
Star Diabetes Safe Insurance Policy (Pros)
Road Ambulance Cover
Pre and Post Hospitalization
ICU Cover
Room Rent Cover
Day Care Treatment Cover
Star Diabetes Safe Insurance Policy (Cons)
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law
Star Diabetes Safe Insurance Policy (Other
Benefits)
Dialysis Cover
Kidney Transplant Cover
Artificial Limbs Cover
Personal Accident Cover
OPD Cover
Star Diabetes Safe Insurance Policy (Eligibility
Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 10 L
Waiting Period - 30 Days
Health Insurance Premium Calculator
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. You can input your details and check out some of the most suitable health insurance policies for your specific requirements. This is the easiest, most efficient, spam and gimmick-free way to buy health insurance today.
1. What is the Star Extra Protect Add-on insurance plan?
It’s an add-on cover that you can buy with your base policy to enhance the coverage limit for room rent, AYUSH treatment, modern treatment, home-care treatment, etc.
2. What is the sum insured for this plan?
The sum insured is applicable according to the SI of your base health policy. Given the condition, your base health plan’s SI should be INR 10 Lakhs or more.
3. Is there any deductible option in the plan?
Opting for Section- 2 of this add-on cover has an aggregate deductible option that offers discounts on the payable premium of the base policy (you cannot opt out of this section once chosen).
4. Can I buy this plan under any Star Health policy?
This plan is available only with the following Star Health Insurance Plans:-
Family Health Optima Insurance Plan
Star Comprehensive Insurance Policy
Medi Classic Insurance Policy
5. Who can buy the Star Extra Protect Insurance Policy?
Anyone who has the base health policy under Star Health can buy this add-on cover. Given that, the minimum or maximum age limit remains the same for the base plan and the Star Health Extra Protect Plan.
Lives In: Delhi, NCR
Expertise: Health & Term Insurance
Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
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