Star Women Care Policy
  • Maternity Benefits
  • Preventive Health Check Up
  • Coverage for Modern Treatments
Star Women Care Policy
Network hospitals

Network hospitals

14000+

Claim settlement ratio

Claim settlement ratio

65%

Sum insured

Sum insured

Up to 1 Cr

No. of Plans

No. of Plans

1

Solvency Ratio

Solvency Ratio

2.0

Pan India Presence

Pan India Presence

850+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

Simran Nirala
Written By:
Simran

Simran Nirala

Health & Term Insurance

Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.

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Reviewed By:
Anchita Bhattacharyya

Anchita Bhattacharyya

Health, Term & Life Insurance

Anchita has over 6 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.

Updated on Mar 19, 2024 3 min read

Himanshu Kumar

Himanshu Kumar

Term Insurance, Content Writer

Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.

Himanshu Kumar

Written By: Himanshu Kumar

Updated on Jan 15, 2025

Himanshu Kumar

Anchita Bhattacharyya

Term Insurance, Content Manager

Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.

Reviewed By: Anchita Bhattacharyya

15 min read

Rhishabh Garg
Written By: Rhishabh Garg
Rhishabh Garg
Rhishabh Garg Term Insurance Head
Rhishabh Garg is the Business Unit Head of Term Insurance at Policybazaar.com. He has over 10 years of experience and currently plays a crucial role in shaping the future of term insurance in the company. Rhishabh also has experience in customer services and crafts new strategies for organizational success, one of which is Policybazaar’s claim assistance program.
Santosh Agrawal
Reviewed By: Santosh Agrawal
Santosh Agrawal
Santosh AgrawalChief Business Officer
Santosh Agarwal is the Chief Business Officer of life Insurance at Policybazaar.com and has over a decade of experience in the insurance domain. She has helped shape Policybazaar's life insurance vertical and ensures the effective execution of the company's overall strategy. Santosh is also responsible for the Term Insurance for Women domain at Policybazaar.com and educates the masses about its importance and benefits.

Star Women Care Policy

Gift yourself the Star Women Care Insurance Policy, because we all know your responsibilities are endless and you need the best health to face them with a big smile.

Star Health Women Care Policy is an all-in-all insurance product that you'll ever need for your anytime healthcare needs. The plan comes with a whopping sum insured ranging from INR 5 Lakhs to 1 Crore, options of which are individual and family floater variants (there should be at least one female member in the policy if you choose a family floater option). It provides coverage for a woman and her family (if the family floater plan is chosen), covering all the hospitalisation expenses, maternity-related conditions, and complications at the time of pregnancy or delivery. The good part is, that the female insured members of the policy don't need to go through a pre-acceptance medical screening. If you're buying this plan for your health care, don't worry! There's a window for buying this policy anytime, even during pregnancy.

The Star Health Women's Care Insurance plan comes with additional coverage such as:

  • Bariatric surgery
  • In-utero fetal surgeries/repair
  • Assisted reproduction treatment
  • Antenatal care
  • Accidental miscarriage treatment
  • Optional cancer care
  • Organ donor expenses
  • Modern treatment cover
  • Rehabilitation and pain management, etc

Apart from this, you can avail of extensive maternity benefits, a wellness program to track your health, preventive health check-up benefits, vaccination charges, delivery care, and other medical conditions related to women. You can choose an installment option to pay your premiums that's subject to loading charges like; for quarterly premium payment, 3% loading, and for half yearly, 2% loading. Mid-term inclusions are also allowed giving you the freedom to include additional members like a newlywed spouse, infant/newborn, or legally adopted child under your health policy.

All other specifications under this plan are mentioned on this page. Read further to know more about Star Women's Care health policy to make a well-informed decision.

Benefits of Star Women's Care Insurance Policy

Below are some of the amazing benefits of buying the Star Health Women Care policy, that you must know:-

  • Coverage for in-utero surgery

    The female insured person gets special benefits with the in-utero surgical treatment, specifications of which are:
    • Open fetal surgery
    • Fetendo fetal surgery
    • Fetal image-guided surgery (FIGS-IT)
    • EXIT procedure

  • Bariatric Surgery

    Cashless facilitation for bariatric surgery is covered to the maximum limit of INR 2.5 to 5 Lakhs as per the expense coverage mentioned in your policy's documents.

  • Voluntary Sterilization Expenses

    Voluntary sterilization like Tubectomy and Vasectomy (for married women above 22 years) are covered under the plan which comes into effect only after serving a waiting period of 24 months. Reversal sterilization is not covered in any case.

  • Star Wellness Program

    This is the star of all the benefits that tend to encourage you to live well and follow a healthy lifestyle. You get rewarding benefits with this wellness program of the policy that ensures a discount on premiums.

  • No pre-policy check-ups

    The good part is, that the female insured members do not require any pre-acceptance medical check-ups.

  • Lump sum payout on diagnosis of Cancer

    With an additional charge over payable premiums, you can buy an optional cover for cancer under this plan. The insurer will pay a lump sum amount, only to the insured person mentioned in the policy.

  • Automatic Restoration of Sum Insured

    The policyholder has the option to restore their policy's sum insured up to 100%. You can avail of this benefit either on partial or full exhaustion of the base SI.

  • Tax benefit

    You can avail of a tax exemption benefit for this plan tax benefit under Section 80D of the Income Tax Act, 1961.

Star Health Insurance Detailed Review

Star Women Care Policy

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Star Women Care Policy Specifications

To understand Star Women Care Policy Insurance in detail, take a look at the below table:

Entry Age

18 - 75 years, Child: 91 days - 25 years

Policy Type

Individual and Family Health Insurance

Sum Insured

5L | 10L | 15L | 20L | 25L | 50L | 1Cr

Initial Waiting Period*

30 Days

Renewability

NA

Policy Term

1 | 2 | 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

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Choose Your Star Women Care Policy

With wide coverage options available, Star Women Care Policy Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Not Covered

Daycare Treatment

Covered

OPD Charges

Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Covered

No Claim Bonus

Covered

Automatic Restoration

Covered

Daily Hospital Cash

Not Covered

Organ Donor

Covered

Maternity Cover

Covered

New Born Baby Cover

Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Covered

Modern Treatment

Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Covered

Compassionate Travel

Not Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Covered

Health Check-Up

Covered

Second Medical Opinion

Covered

Vaccination

Covered

Limitations

Co-payment

Not Applicable

Sub-limits

Applicable

What is Room Rent?

The room rent limit is the maximum bed charge you can claim if you are hospitalised. Common Room categories covered under room rent are all kinds of rooms including single, private and AC rooms (except suite).

What are ICU Charges?

It is a special hospital department where patients with serious medical conditions are treated.

What is Pre Hospitalization?

Medical expenses incurred before hospitalisation of the policyholder.

What is Post Hospitalization?

Medical expenses incurred after the discharge of the policyholder from the hospital.

What is Domiciliary Hospitalization?

Domiciliary hospitalization or home care treatments are the arrangements for an insured individual due to the unavailability of medical amenities in hospitals, or in a case where an insured member can not be admitted to the hospital due to an inability. The treatment should last equal to or more than 72 hours to get financial coverage.

What is Daycare Treatment?

Treatments that can be completed within 24 hours of hospitalization like blood dialysis, cataracts, etc.

What are OPD charges?

Covers the cost of doctor consultations and prescribed medical tests that may not require hospitalization. .

What is COVID-19 Treatment?

It includes the treatment cost for COVID-19 with a confirmative diagnosis from a government-approved centre.

What is Cataract Treatment?

A common eye condition in which your vision gets blurred due to cloudy formation in your eyes.

What is a No-Claim Bonus?

For every claim-free year, insurance companies reward policyholders with an increase in the sum insured amount as a no-claim bonus or cumulative bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage varying from one plan to the other.

What is Automatic Restoration?

It is a benefit in which an insurance company restores the amount of sum insured completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from one plan to the other.

What is Daily Hospital Cash?

Daily hospital cash or Hospicash is a cash amount that you receive each day during the time of hospitalization to cover your non-medical expenses.

What is an Organ Donor Cover?

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body. In most of the cases, the insurer pays for the hospitalization and transplant expenses for both the parties i.e. the donor and the receiver.

What is a Maternity Cover?

It refers to the cover that includes expenses for normal and c-section deliveries.

What is a New Born Baby Cover?

It takes care of the medical expenses that arise due to the hospitalisation of the newborn baby in case of any childbirth complications, medical challenges, and so on. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:

  • Congenital anomaly (conditions since birth)
  • Acute condition
  • Chronic condition
  • Premature delivery
  • Birth asphyxia
  • Daycare treatment
What is AYUSH Treatment?

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

What is IVF Treatment?

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are settled or reimbursed for:

  • Full infertility
  • No fertility
  • Infertility diagnosis
  • Infertility diagnosis and limited fertility treatment
  • Medication (which may or may not include fertility drug prescriptions)
What is a Modern Treatment?

Medical treatments that demand the use of modern technology and advanced machinery such as robotic surgeries, stem cell therapy, etc.

What is an Ambulance Cover?

An ambulance is used to move the patient from home to the hospital, transfer them to another hospital, and take them for different tests outside the hospital.

What is an Air Ambulance?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

What is Compassionate Travel?

Refers to the travelling expenses of a family member who’s visiting the hospital to look after the patient when the policyholder gets admitted to a hospital outside his/her residential city.

What is Global Coverage?

Any kind of medical/health emergency when you are outside of India is covered for hospitalization expenses, modern and specific treatments, etc.

What is E-Consultation?

If a policy offers e-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

What is a Health Checkup?

A facility where the policyholder can avail of free health check-ups after fulfilling the company's eligibility criteria. In most cases, the insured member/s gets an annual health check-up cover.

What is a Second Medical Opinion?

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company’s network of medical practitioners.

What is Vaccination cover?

Coverage against the expenses incurred on vaccinations of either the newborn baby, for an animal bite, etc is provided by the insurance companies.

What is Co-payment?

In the co-payment clause, policyholders have to pay a preset amount (either compulsorily or voluntarily) of the hospitalisation expense on their own and the insurer will pay the rest of the medical bill amount.

What is the Sub limit?

Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder. For instance, if your policy covers room rent for upto 20% of the sum insured, but the expense of the same is more than 25%, you will have to pay the rest amount, i.e. 5%, for your room rent.

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Star women care Insurance Policy

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Star Health Insurance Network Hospital List

Star Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Star Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Star Women Care Premium

To give you a better idea about the Star Women Care Plan premium calculations, we PolicyX.com have calculated some sample premium amounts below based on a policy term of 1 year.

Refer to the table below:

For Individual

Age (Male) Sum Insured 1 Adult
30 Years 5 Lakhs 7,965
30 Years 15 Lakhs 12,740
30 Years 25 Lakhs 15,970
30 Years 50 Lakhs 18,645

For Family Floater

Age (Male) Sum Insured 2 Adult
30 Years 5 Lakhs 11,735
30 Years 15 Lakhs 18,460
30 Years 25 Lakhs 23,070
30 Years 50 Lakhs 27,660

Exclusions of Star Women Care insurance policy?

The Women's Care plan of Star Health Insurance provides broad coverage. On the other hand, there are some exclusions that you should know in the first place. Read below what's not covered in the Star Health Women Care Policy:-

Pre-existing and specified diseases

Investigation & Evaluation

Rest cure, rehabilitation (expect rehabilitation & pain management) and respite care

Obesity/ Weight Control (expect bariatric surgery)

Change of gender treatments, unproven treatments

Beauty treatments and cosmetic/plastic surgeries

Adventure activities, hazardous or life-threatening sports

Breach of law

Excluded providers

Sterility and infertility (except assisted reproduction treatment and voluntary sterilization)

Drug or alcohol abuse

Hospitalization out of war, riot, strike, and nuclear weapons, and

Coverage after Waiting Period

Certain diseases and treatments are covered under the Star Women Care plan after a certain time period. Read the details below:

Listed ailments after 24 Months

Pre-existing diseases after 24 Months

How do I claim my Star Women Care Insurance Policy?

Here are the steps following which you can raise a claim against your Star Women's Care health insurance policy:-

Step 1: For a planned hospitalization, inform the insurer 24 hours before getting hospitalized. For an emergency, inform them within 24 hours of getting admitted to the hospital.

Step 2: If you're hospitalized in a networking hospital, visit the TPA desk and inform them of the hospital admission. Collect the claim form and fill it up with all the details required.

Step 3: Submit all the forms with carefully filled claim forms and other documents that are asked, and the health card of your policy

Step 4: On verification of the documents, the TPA will forward the same to the insurer

Step 5: Upon cross-verification, the insurer will send the confirmation for internal settlement with the hospital medical bills.

Step 6: In case of a reimbursement claim settlement, pay the medical bills on your own. Submit the claim form, the health card, policy documents, hospital bills, discharge summary, and other documents to your insurer. Medical bills will be reimbursed upon verification

Follow Up

Women are more prone to get lifelong diseases, illnesses related to hormonal shifts that lead to chronic ailments, and so on. It not only causes irritation and more pain in our lives but also stops a woman from pacing up in this world. This is one of the reasons why you should buy health insurance for yourself from a trusted health insurer in the Indian insurance market. Star Health Insurance Company cares for women's health, and it's enough to state that Star Women Care insurance policy is the best investment you can make to save yourself from losing your health and well-being in the long run.

Buy your Star Health Women Care policy by visiting our official website Policyx. You can also reach out to our customer care support at 1800 4200 269 or get a quote by clicking on the screen. Check out other women's health insurance plans here.

Explore other Star Health Insurance

To cater to the different medical needs of an individual & their family, Star Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Star Health Insurance plans explore more:

Individual and Family Health Insurance

Star Super Star Health Plan

Star Super Star Health Plan

Star Health Insurance Company has launched one of the most revolutionary insurance plans - the Super Star Health Plan. It has the flexibility to custo...

Unique Features

  • Premium discounts
  • Freeze age benefit
  • Dental cover

Star Super Star Health Plan (Pros)

Star Super Star Health Plan
  • Daycare procedures
  • Modern treatment
  • Second medical opinion
  • Maternity cover

Star Super Star Health Plan (Cons)

Star Super Star Health Plan
  • Compassionate travel
  • Global coverage
  • Adventure sports
  • Breach of law
  • STDs not covered

Star Super Star Health Plan (Other Benefits)

Star Super Star Health Plan
  • Newborn baby cover
  • Assisted reproduction cover
  • Home care
  • Domiciliary treatment cover

Star Super Star Health Plan (Eligibility Criteria)

Star Super Star Health Plan
  • Adult 18 years to No max limit
  • Dependent children 91 days to 25 years

Individual and Family Health Insurance

Star Health Assure Policy

Star Health Assure Policy

Star Health Assure Insurance Policy is a versatile 360-degree health insurance plan providing wide coverage for self, spouse, dependent children, pare...

Unique Features

  • Maternity Benefit
  • Air Ambulance Cover
  • Star Wellness Program

Star Health Assure Policy (Pros)

Star Health Assure Policy
  • Second Medical Opinion
  • Health Check-up Covered
  • 100% Cumulative Bonus
  • Compassionate Travel
  • AYUSH Treatment

Star Health Assure Policy (Cons)

Star Health Assure Policy
  • 10% Co-pay applicable
  • Deductibles
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Injuries due to breach of law

Star Health Assure Policy (Other Benefits)

Star Health Assure Policy
  • In Utero Fetal Surgery
  • Pain Management
  • Rehabilitation Cover
  • Organ Donor Cover
  • Modern Treatment Cover

Star Health Assure Policy (Eligibility Criteria)

Star Health Assure Policy
  • Entry Age - 18 Years
  • Max Entry Age - 75 Years
  • SI - 5 L - 2 Cr
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Star Health Cancer Care Gold

Star Health Cancer Care Gold

The burden of medical expenses for cancer treatment can be overwhelming leaving the individuals and their families under financial strain. Star Cancer...

Unique Features

  • Stage 1 & 2 Cancer Cover
  • Specifications
  • Cashless Hospitalization

Star Health Cancer Care Gold (Pros)

Star Health Cancer Care Gold
  • Covers existing cancer patients
  • Cashless hospitalization
  • No pre-policy check-up

Star Health Cancer Care Gold (Cons)

Star Health Cancer Care Gold
  • Non Allopathic Treatments
  • Cosmetic or Plastic Surgery
  • Intentional Self Injury

Star Health Cancer Care Gold (Other Benefits)

Star Health Cancer Care Gold
  • Affordable premiums
  • Individual plan
  • Complete cancer cover

Star Health Cancer Care Gold (Eligibility Criteria)

Star Health Cancer Care Gold
  • Entry Age: 5 months to 65 Years
  • SI: 3 - 5 L
  • Policy Tenure: 1 Year

Critical Illness Health Insurance

Star Health for Cancer

Star Health for Cancer

Cancer is a deadly and difficult disease to deal with, causing patients and their families to struggle emotionally, physically, and psychologically. C...

Unique Features

  • High Sum Insured
  • 37 Critical Illnesses
  • Cancer Cover

Star Health for Cancer (Pros)

Star Health for Cancer
  • 20% of SI for compassionate care
  • Avail wellness services
  • Covers second medical opinion

Star Health for Cancer (Cons)

Star Health for Cancer
  • Pregnancy or childbirth
  • HIV infection / AIDS
  • Cosmetic or sex-change treatment

Star Health for Cancer (Other Benefits)

Star Health for Cancer
  • Critical Illness Cover
  • Organ donor expenses
  • Wellness Benefit

Star Health for Cancer (Eligibility Criteria)

Star Health for Cancer
  • Entry Age: Minimum: 5 months to 65 Years
  • SI: 5 L to 25 L
  • Initial Waiting Period: 30 Days

Top Up and Super Top Up

Star Health Top-up Plans

Star Health Top-up Plans

Top-up health plans from Star Health Insurance can help you protect your health in the event of a medical emergency after you have exhausted the sum i...

Unique Features

  • High Sum Insured
  • Recharge Benefit
  • Wellness Benefit

Star Health Top-up Plans (Pros)

Star Health Top-up Plans
  • Avail wellness benefits
  • Consult doctors online
  • Recharge your sum insured

Star Health Top-up Plans (Cons)

Star Health Top-up Plans
  • No maternity coverage
  • HIV infection / AIDS
  • Cosmetic or sex-change treatment

Star Health Top-up Plans (Other Benefits)

Star Health Top-up Plans
  • Air ambulance
  • Organ donor expenses
  • Affordable premiums

Star Health Top-up Plans (Eligibility Criteria)

Star Health Top-up Plans
  • Entry Age: Minimum: 91 Days to 65 Years
  • SI: Up to 1 Cr
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

Star Special Care

Star Special Care

Star health special care is a unique plan providing indemnity cover to individuals diagnosed with Autism and it is an individual plan. Star health spe...

Unique Features

  • Indemnity cover
  • Autism cover
  • Modern treatment

Star Special Care (Pros)

Star Special Care
  • Modern Treatment Available
  • Day Care Procedures Available
  • Ambulance cover
  • Room rent cover
  • Shared Accommodation cover

Star Special Care (Cons)

Star Special Care
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Pre-existing Disease

Star Special Care (Other Benefits)

Star Special Care
  • Treatment of Seizures
  • Behavioral Therapy Cover
  • Speech Therapy Cover
  • Occupational Therapy Cover
  • Adeno Tonsillectomy

Star Special Care (Eligibility Criteria)

Star Special Care
  • Entry Age - 3 Years
  • Max Entry Age - 25 Years
  • SI - 3 L
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Star Criticare Plus Policy

Star Criticare Plus Policy

Star Criticare Plus Policy falls under a dual benefit plan, as policyholders can get the coverage of health insurance and as well as critical illnesse...

Unique Features

  • Cover 1 family member
  • 30% Co-payment
  • Non-allopathic treatments

Star Criticare Plus Policy (Pros)

Star Criticare Plus Policy
  • Cover chronic kidney disease
  • Major organ transplants covered
  • Acute Myocardial Infarction covered

Star Criticare Plus Policy (Cons)

Star Criticare Plus Policy
  • Cosmetic and aesthetic treatments
  • Change of gender treatments
  • Vaccination

Star Criticare Plus Policy (Other Benefits)

Star Criticare Plus Policy
  • Affordable SI options
  • Co-payment
  • Lumpsum payout

Star Criticare Plus Policy (Eligibility Criteria)

Star Criticare Plus Policy
  • Entry Age: 18 to 65 years
  • SI: 2 - 10 L
  • Initial Waiting Period: 90 Days

Individual and Family Health Insurance

Star Outpatient Care

Star Outpatient Care

Most often health insurance plans inadequately cover OPD (out-patient department) expenses for an insurance holder, however, Star Outpatient Care is a...

Unique Features

  • Plan Variants Available
  • Dental & Ophthalmic treatment
  • Lifelong Renewal Benefit

Star Outpatient Care (Pros)

Star Outpatient Care
  • Cover up to 6 family members
  • 3 Plan variants available
  • Dental Cover available
  • Physiotherapy cover
  • Pharmacy cover

Star Outpatient Care (Cons)

Star Outpatient Care
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Breach of law

Star Outpatient Care (Other Benefits)

Star Outpatient Care
  • Dental Treatments Available
  • AYUSH Treatments Available
  • Ophthalmic Treatment
  • Outpatient Consultation
  • Renewal Discounts

Star Outpatient Care (Eligibility Criteria)

Star Outpatient Care
  • Entry Age - 18 Years
  • Max Entry Age - 50 Years
  • SI - 25k - 1 L
  • Waiting Period - 30 Days

Accident Health Insurance

Star Accident Care Plan

Star Accident Care Plan

Star Health Accident Policy provides optimal care and cover in case of any unfortunate accidents. Accidents are an uninvited inconvenience in any indi...

Unique Features

  • Education Grant Available
  • Avail Home Care
  • Multiple discount benefits

Star Accident Care Plan (Pros)

Star Accident Care Plan
  • Educational grant for 2 children
  • Accidental Death
  • Permanent Total Disability

Star Accident Care Plan (Cons)

Star Accident Care Plan
  • Intentional self-injury
  • Infertility and in vitro fertilization
  • Miscarriage and abortion

Star Accident Care Plan (Other Benefits)

Star Accident Care Plan
  • Avail Home Care
  • Multiple discount benefits
  • Compassionate travel

Star Accident Care Plan (Eligibility Criteria)

Star Accident Care Plan
  • Entry Age: 18 years to 70 Years
  • SI: Starts from 1 L
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

Star Insurance for Maternity

Star Insurance for Maternity

Motherhood is a rewarding and fulfilling journey, it marks the start of a very important and exciting chapter in your life, but it also comes with its...

Unique Features

  • Lifetime Renewal
  • Newborn’s Immunizations
  • Pediatrician Consultation

Star Insurance for Maternity (Pros)

Star Insurance for Maternity
  • Lifetime renewablity
  • High SI
  • No room rent limit

Star Insurance for Maternity (Cons)

Star Insurance for Maternity
  • Pre-existing not covered before 48 months
  • Naturopathy treatment
  • Injury due to war/ war-like situations

Star Insurance for Maternity (Other Benefits)

Star Insurance for Maternity
  • Affordable premium options
  • 24X7 Customer support
  • Individual & family plan

Star Insurance for Maternity (Eligibility Criteria)

Star Insurance for Maternity
  • Entry Age: 18 - 65 Years
  • Initial Waiting Period: 180 Days
  • SI: Up to 1 Cr

Critical Illness Health Insurance

Star Health Critical Illness

Star Health Critical Illness

It is good to be prepared by having a health insurance policy that will take care of the medical and other expenses in case of illness. But, then the ...

Unique Features

  • Lumpsum payout
  • Accidental hospitalization cover
  • Non-allopathic treatments cover

Star Health Critical Illness (Pros)

Star Health Critical Illness
  • Pre-hospitalization covered
  • No survival period applicable
  • Enhanced sum insured

Star Health Critical Illness (Cons)

Star Health Critical Illness
  • Self-inflicted injuries
  • Maternity not covered
  • Cosmetic procedures

Star Health Critical Illness (Other Benefits)

Star Health Critical Illness
  • Affordable premiums
  • Room and nursing expenses covered
  • Cover for major critical illnesses

Star Health Critical Illness (Eligibility Criteria)

Star Health Critical Illness
  • Entry Age: 18 years to 65 years
  • Renewablity: Yes

Individual and Family Health Insurance

Star Health Insurance for Parents

Star Health Insurance for Parents

Turning sixty is a major milestone for a person. It is time to become more careful about one's health. Any kind of illness can bring in a lot of anxie...

Unique Features

  • No medical examinations
  • High sum insured
  • Daycare procedures

Star Health Insurance for Parents (Pros)

Star Health Insurance for Parents
  • No pre-policy medical checkup
  • Individual & family plan
  • 3-year Policy term

Star Health Insurance for Parents (Cons)

Star Health Insurance for Parents
  • Sexually transmitted diseases
  • Self-inflicted injuries
  • Depression and mental disorders

Star Health Insurance for Parents (Other Benefits)

Star Health Insurance for Parents
  • Multiple SI options
  • Affordable premium
  • Daycare procedures covered

Star Health Insurance for Parents (Eligibility Criteria)

Star Health Insurance for Parents
  • Entry Age: 60 - 75 Years
  • SI: Up to 25 L
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

Star Health Insurance for Family

Star Health Insurance for Family

Star Health Insurance plans for a family are a golden investment when it comes to securing the future of your loved ones. Star family plans are design...

Unique Features

  • Avail maternity cover
  • Care Beyond Coverage
  • Avail Mid-term Inclusions

Star Health Insurance for Family (Pros)

Star Health Insurance for Family
  • Annual health check-up
  • Daycare procedures
  • AYUSH cover

Star Health Insurance for Family (Cons)

Star Health Insurance for Family
  • Intentional self-injury
  • Miscarriage and abortion
  • Congenital disease

Star Health Insurance for Family (Other Benefits)

Star Health Insurance for Family
  • Ambulance cover
  • Wellness benefits
  • High SI

Star Health Insurance for Family (Eligibility Criteria)

Star Health Insurance for Family
  • Entry Age: 3 months to 65 years
  • SI: Up to 1 Cr
  • Initial Waiting Period: 30 Days

Senior Citizen Health Insurance

Star Health for Senior Citizens

Star Health for Senior Citizens

Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium....

Unique Features

  • No medical examinations
  • High sum insured
  • Daycare procedures

Star Health for Senior Citizens (Pros)

Star Health for Senior Citizens
  • Daycare coverage
  • No pre-policy checkup
  • Multiple SI options

Star Health for Senior Citizens (Cons)

Star Health for Senior Citizens
  • Sexually transmitted diseases
  • Self-inflicted injuries
  • Depression and mental disorders

Star Health for Senior Citizens (Other Benefits)

Star Health for Senior Citizens
  • Affordable premiums
  • Covers cataract
  • Outpatient consultations

Star Health for Senior Citizens (Eligibility Criteria)

Star Health for Senior Citizens
  • Entry Age: 60 Years to 75 Years
  • SI: Up to 25 L
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

Star Health Gain Insurance Policy

Star Health Gain Insurance Policy

Star Health Gain Insurance Policy offered by Star Health is a medical insurance policy which is designed specifically to provide the best possible med...

Unique Features

  • Family coverage
  • Multiple sum insured
  • Save tax

Star Health Gain Insurance Policy (Pros)

Star Health Gain Insurance Policy
  • Day Care Procedures Covered
  • Road Ambulance Available
  • Modern Treatments Available
  • Outpatient Benefit

Star Health Gain Insurance Policy (Cons)

Star Health Gain Insurance Policy
  • 20% Co-payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Health Gain Insurance Policy (Other Benefits)

Star Health Gain Insurance Policy
  • Up to 60k Cataract cover
  • Room Rent Cover
  • ICU Cover
  • Wide SI options
  • Flexible Premiums

Star Health Gain Insurance Policy (Eligibility Criteria)

Star Health Gain Insurance Policy
  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 1 L to 5 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Star Arogya Sanjeevani

Star Arogya Sanjeevani

Star Health Arogya Sanjeevani is a Health Insurance that safeguards you and your family from the financial burden and stress during hospitalization. A...

Unique Features

  • Comprehensive plan
  • Affordable premiums
  • Include loved ones

Star Arogya Sanjeevani (Pros)

Star Arogya Sanjeevani
  • Affordable Plan
  • 50% No Claim Bonus
  • Flexible Policy
  • Day Care Procedures Covered
  • Up to 25% of SI for Cataracts

Star Arogya Sanjeevani (Cons)

Star Arogya Sanjeevani
  • 5% Co-payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Arogya Sanjeevani (Other Benefits)

Star Arogya Sanjeevani
  • Lifelong Renewal
  • Road Ambulance Cover
  • Day Care Procedures Covered
  • AYUSH treatment Cover
  • Rural Discount

Star Arogya Sanjeevani (Eligibility Criteria)

Star Arogya Sanjeevani
  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 1 L to 10 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Young Star Policy

Young Star Policy

Young Star Insurance Policy is tailor-made for youngsters up to 40 years. This plan is available on an individual and family floater basis with two va...

Unique Features

  • No capping on room rent
  • No pre-acceptance checkup required
  • Pay premium in installments

Young Star Policy (Pros)

Young Star Policy
  • Mid-term inclusion
  • 10% discount on early purchase
  • Star Wellness Program
  • Flexible-Premium Payment
  • 2 Plan variants

Young Star Policy (Cons)

Young Star Policy
  • PED waiting period
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Young Star Policy (Other Benefits)

Young Star Policy
  • Hospital Cash Benefit
  • Lifelong Renewal
  • E-opinion
  • No-claim bonus
  • Automatic Restoration

Young Star Policy (Eligibility Criteria)

Young Star Policy
  • Entry Age - 18 Years
  • Max Entry Age - 40 Years
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Star Novel Coronavirus (nCoV)

Star Novel Coronavirus (nCoV)

Star Health has introduced Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. The policy provides coverage for the expenses incurred during th...

Unique Features

  • Explore the Key Features of the Plan
  • Check the Eligibility Criteria
  • How to Buy the Policy Online?

Star Novel Coronavirus (nCoV) (Pros)

Star Novel Coronavirus (nCoV)
  • Lumpsum payout on COVID-19 diagnosis
  • Short waiting period
  • No medical checkup required

Star Novel Coronavirus (nCoV) (Cons)

Star Novel Coronavirus (nCoV)
  • Global coverage NA
  • No other diseases covered except COVID-19
  • Self-inflicted injuries not covered

Star Novel Coronavirus (nCoV) (Other Benefits)

Star Novel Coronavirus (nCoV)
  • High SI options available
  • Tax benefit
  • Free-look period available

Star Novel Coronavirus (nCoV) (Eligibility Criteria)

Star Novel Coronavirus (nCoV)
  • Min. Entry Age: 18
  • Max. Entry Age: 65
  • SI: 21000 and 42000
  • Policy Term: 1 Year

Senior Citizen Health Insurance

Star Senior Citizen Red Carpet

Star Senior Citizen Red Carpet

Perfect plan to secure your old age from medical expenses. Star Senior Citizens Red Carpet Health Insurance Plan is designed to cater to the healthcar...

Unique Features

  • Guaranteed lifetime renewal
  • No pre-medical check-up required
  • Coverage up to 25L for individuals & families

Star Senior Citizen Red Carpet (Pros)

Star Senior Citizen Red Carpet
  • Individual & family floater plan
  • Flexible SI
  • Road Ambulance Cover
  • ICU cover
  • Health Check-up cover

Star Senior Citizen Red Carpet (Cons)

Star Senior Citizen Red Carpet
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Star Senior Citizen Red Carpet (Other Benefits)

Star Senior Citizen Red Carpet
  • Flexible-Premium Payment
  • Cataract Treatment available
  • Modern treatment cover
  • No pre-policy checkup
  • OP Consultation

Star Senior Citizen Red Carpet (Eligibility Criteria)

Star Senior Citizen Red Carpet
  • Entry Age - 60 Years
  • Max Entry Age - 75 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Star Family Health Optima

Star Family Health Optima

A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...

Unique Features

  • Get coverage for the whole family
  • Additional SI for Road Traffic Accident
  • Coverage for Compassionate Travel

Star Family Health Optima (Pros)

Star Family Health Optima
  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Star Family Health Optima (Cons)

Star Family Health Optima
  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Family Health Optima (Other Benefits)

Star Family Health Optima
  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Star Family Health Optima (Eligibility Criteria)

Star Family Health Optima
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Star Rural Micro Health Policy

Star Rural Micro Health Policy

Star micro rural and farmers care is an individual and family floater plan with a sum insured of 1L and 2L respectively for individual and family floa...

Unique Features

  • Understanding the Need of Micro Rural
  • Sample Rates of Premium
  • Check the Eligibility Criteria of the Plan

Star Rural Micro Health Policy (Pros)

Star Rural Micro Health Policy
  • Designed for Farmers
  • Flexible Policy
  • Day Care Procedures
  • Flexible Payment Options
  • PED cover available

Star Rural Micro Health Policy (Cons)

Star Rural Micro Health Policy
  • 20% co-pay
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Rural Micro Health Policy (Other Benefits)

Star Rural Micro Health Policy
  • No Pre-policy medical checkup
  • Modern Treatments Covered
  • Lifelong Renewal
  • Up to 15k Cataract Cover
  • ICU cover

Star Rural Micro Health Policy (Eligibility Criteria)

Star Rural Micro Health Policy
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L - 2 L
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Star Cardiac Care

Star Cardiac Care

Medical insurance designed specially for heart patients. Star Health Cardiac Care Health Insurance plan is the perfect medical policy for individuals ...

Unique Features

  • Tailored Plan for Cardiac Patients
  • Coverage for Non-cardiac Ailments
  • No Pre-acceptance Checkup

Star Cardiac Care (Pros)

Star Cardiac Care
  • Flexible Product
  • Personal Accident Cover
  • 2 Plan Variants
  • Road Ambulance
  • Day Care Procedures

Star Cardiac Care (Cons)

Star Cardiac Care
  • 10% Co-Payment
  • PED
  • Cosmetic Surgery
  • Obesity Treatment
  • Change of Gender Treatments

Star Cardiac Care (Other Benefits)

Star Cardiac Care
  • Personal Accident Cover
  • Heart Transplantation
  • OPD expenses Cover
  • Modern Treatment Cover
  • COVID-19 Cover
  • Cataract Cover

Star Cardiac Care (Eligibility Criteria)

Star Cardiac Care
  • Entry Age - 10 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 4 L
  • Waiting Period - 30 Days

Top Up and Super Top Up

Star Health Super Surplus Policy

Star Health Super Surplus Policy

A top-up plan for added coverage at affordable costs Star Super Surplus Insurance Policy is a top-up health insurance plan offering surplus coverage a...

Unique Features

  • No pre-acceptance screening required
  • Coverage for maternity expenses
  • Up to 1 crore cover at affordable rates

Star Health Super Surplus Policy (Pros)

Star Health Super Surplus Policy
  • Flexible Policy
  • Avail Long Term Discount
  • Cover family up to 2A+3C
  • Lifelong renewal
  • 2 Plan variants

Star Health Super Surplus Policy (Cons)

Star Health Super Surplus Policy
  • Includes Deductibles
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Star Health Super Surplus Policy (Other Benefits)

Star Health Super Surplus Policy
  • Avail e-opinions
  • Star Wellness Services
  • Recharge benefit
  • Air Ambulance
  • No pre-policy Medical check-up

Star Health Super Surplus Policy (Eligibility Criteria)

Star Health Super Surplus Policy
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Young Star Extra Protect Policy

Young Star Extra Protect Policy

Young Star Extra Protect add-on cover policy is applicable for the Young Star insurance policy and acts as an enhancer for the benefits of the base in...

Unique Features

  • Base policy cover enhancer
  • Claim guard facility
  • AYUSH Coverage

Young Star Extra Protect Policy (Pros)

Young Star Extra Protect Policy
  • Modern treatment coverage
  • Room rent extension
  • Base SI enhancement
  • Home care treatment

Young Star Extra Protect Policy (Cons)

Young Star Extra Protect Policy
  • No maternity cover
  • Limited to SI of base policy
  • Organ donor expenses not covered
  • Vaccination not covered
  • COVID-19 care not covered

Young Star Extra Protect Policy (Other Benefits)

Young Star Extra Protect Policy
  • Individual & family floater plan
  • Trusted insurance provider
  • Unlimited benefits up to SI
  • Cashless claim settlement
  • AYUSH Treatment cover

Young Star Extra Protect Policy (Eligibility Criteria)

Young Star Extra Protect Policy
  • Minor entry age - 91 days - 25 years
  • Adult entry age - 18 - 40 year
  • SI - Base policy above INR 10 Lakhs
  • Waiting Period - As per the base policy

Individual and Family Health Insurance

Star Women Care Policy

Star Women Care Policy

Gift yourself the Star Women Care Insurance Policy, because we all know your responsibilities are endless and you need the best health to face them wi...

Unique Features

  • Maternity Benefits
  • Preventive Health Check Up
  • Coverage for Modern Treatments

Star Women Care Policy (Pros)

Star Women Care Policy
  • Designed for Women& 039;s Care
  • Cancer cover optional
  • Bariatric Surgery Cover
  • Mid-term inclusions
  • High SI

Star Women Care Policy (Cons)

Star Women Care Policy
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Star Women Care Policy (Other Benefits)

Star Women Care Policy
  • 10% long-term discount
  • 10% Air Ambulance Cover
  • Pain Management Cover
  • Assisted Reproduction
  • Automatic Restoration

Star Women Care Policy (Eligibility Criteria)

Star Women Care Policy
  • Entry Age - 91 Days
  • Max Entry Age - 75 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Star Medi Classic Insurance Policy

Star Medi Classic Insurance Policy

Medi classic insurance policy provides cover for hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries ...

Unique Features

  • Secured hospitalization
  • Road accident protection
  • Comes in 2 variants

Star Medi Classic Insurance Policy (Pros)

Star Medi Classic Insurance Policy
  • Plan Variants Available
  • Customizable Plan
  • Hospital-Cash Benefit
  • 5% Family Discount
  • Organ Donor Cover

Star Medi Classic Insurance Policy (Cons)

Star Medi Classic Insurance Policy
  • 10% Co-payment
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Medi Classic Insurance Policy (Other Benefits)

Star Medi Classic Insurance Policy
  • New Born Baby Cover
  • 100% Super Restoration
  • Up to 100% No-claim Bonus
  • Psychiatric coverage
  • Patient Care Cover

Star Medi Classic Insurance Policy (Eligibility Criteria)

Star Medi Classic Insurance Policy
  • Entry Age - 16 Days
  • Max Entry Age - 65 Years
  • SI - 1.5 L to 25 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Star Comprehensive Plan

Star Comprehensive Plan

Get comprehensive coverage at affordable premiums. Star Comprehensive insurance policy is a complete health insurance plan that looks after all the he...

Unique Features

  • No-Pre acceptance required
  • Get coverage up to 1 Crore
  • Midterm inclusion at additional premiums

Star Comprehensive Plan (Pros)

Star Comprehensive Plan
  • 99.6% CSR
  • Up to 1 Cr SI
  • Maternity Cover
  • New Born Baby Cover
  • Road and Air Ambulance

Star Comprehensive Plan (Cons)

Star Comprehensive Plan
  • No Global Coverage
  • No IVF Treatment
  • No compassionate Travel
  • HIV/AIDS not covered

Star Comprehensive Plan (Other Benefits)

Star Comprehensive Plan
  • Individual and family floater
  • Mid-term inclusion available
  • Accidental Death
  • Permanent Total Disablement
  • Star Wellness Program

Star Comprehensive Plan (Eligibility Criteria)

Star Comprehensive Plan
  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Star Smart Health Pro Plan

Star Smart Health Pro Plan

Star Smart Health Pro policy is a newly launched digital plan by Star Health Insurance for customers who want a truly customizable health insurance pl...

Unique Features

  • Automatic Restoration Benefit
  • Air Ambulance Cover
  • Star Wellness Program

Star Smart Health Pro Plan (Pros)

Star Smart Health Pro Plan
  • Modify Room Category
  • Up to 600% Cumulative Bonus
  • Reduced Waiting Period
  • Non-Medical Items Covered
  • Unlimited Automatic Restoration

Star Smart Health Pro Plan (Cons)

Star Smart Health Pro Plan
  • Adventure Sports Injuries
  • AIDS not covered
  • Injuries due to Illegal activities
  • No IVF Treatment
  • Obesity Not Covered

Star Smart Health Pro Plan (Other Benefits)

Star Smart Health Pro Plan
  • Multiple Discounts Available
  • Family Health Cover
  • Daycare Treatments
  • Air Ambulance
  • Domiciliary Hospitalization

Star Smart Health Pro Plan (Eligibility Criteria)

Star Smart Health Pro Plan
  • Entry Age: 18 Years
  • Maximum Entry Age: 50 Years
  • SI - 5 L to 1 Crore
  • Waiting Period - 30 Days

Top Up and Super Top Up

Star Extra Protect Plan

Star Extra Protect Plan

Star Extra Protect insurance plan is an add-on cover under Star Health Insurance that enhances the limitations imposed on your existing base policy. Y...

Unique Features

  • Base policy coverage enhancer
  • Extended family coverage
  • Claim guard for the base policy

Star Extra Protect Plan (Pros)

Star Extra Protect Plan
  • Modern treatment coverage
  • Room rent limit extension
  • Base SI enhancement
  • Home care treatment

Star Extra Protect Plan (Cons)

Star Extra Protect Plan
  • No maternity cover
  • Limited to SI of base policy
  • Organ donor expenses not covered
  • Vaccination not covered
  • COVID-19 care not covered

Star Extra Protect Plan (Other Benefits)

Star Extra Protect Plan
  • Individual & family floater plan
  • Trusted insurance provider
  • Unlimited benefits up to SI
  • Cashless claim settlement
  • AYUSH Treatment cover

Star Extra Protect Plan (Eligibility Criteria)

Star Extra Protect Plan
  • Minor entry age - 91 days - 25 years
  • Adult entry age - 18 - 40 year
  • SI - Base policy above INR 10 Lakhs
  • Waiting Period - As per the base policy

Individual and Family Health Insurance

Star Health Special Care Gold Plan

Star Health Special Care Gold Plan

A unique health insurance plan designed by Star Health Insurance to provide medical coverage to individuals with disabilities and HIV/AIDS. Star Speci...

Unique Features

  • Disability Cover
  • HIV/AIDS Cover
  • Waiver Of Co-Pay Available

Star Health Special Care Gold Plan (Pros)

Star Health Special Care Gold Plan
  • Modern Treatment Available
  • Day Care Procedures Available
  • Ambulance cover
  • Room rent cover
  • Shared Accommodation cover

Star Health Special Care Gold Plan (Cons)

Star Health Special Care Gold Plan
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Pre-existing Diseases

Star Health Special Care Gold Plan (Other Benefits)

Star Health Special Care Gold Plan
  • Treatment of Seizures
  • Behavioral Therapy Cover
  • Speech Therapy Cover
  • Occupational Therapy Cover
  • Adeno Tonsillectomy

Star Health Special Care Gold Plan (Eligibility Criteria)

Star Health Special Care Gold Plan
  • Entry Age - 3 Years
  • Max Entry Age - 25 Years
  • SI - 3 L
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Star Cardiac Care Platinum

Star Cardiac Care Platinum

Ms. Aneesha, a 53-year-old working woman residing in Indore requires heart transplant surgery due to multiple cardiac ailments. However, since Ms. Ane...

Unique Features

  • Explore Star Cardiac Care
  • Benefits & Features
  • Eligibility Criteria

Star Cardiac Care Platinum (Pros)

Star Cardiac Care Platinum
  • Avail Heart Transplantation
  • Long Term Policy
  • Up to 15 L SI
  • Cardiac device cover
  • Installment options available

Star Cardiac Care Platinum (Cons)

Star Cardiac Care Platinum
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Star Cardiac Care Platinum (Other Benefits)

Star Cardiac Care Platinum
  • Wellness Services
  • Angiogram Test
  • Modern Treatments
  • Pain Management
  • Health Check-ups

Star Cardiac Care Platinum (Eligibility Criteria)

Star Cardiac Care Platinum
  • Entry Age - 7 Years
  • Max Entry Age - 70 Years
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Star Hospital Cash Policy

Star Hospital Cash Policy

Star Hospital Cash Insurance Policy is designed to provide insured individuals with additional protection and takes care of incidental expenses such a...

Unique Features

  • Accident Hospital Cash
  • ICU Hospital Cash
  • Daycare Treatment

Star Hospital Cash Policy (Pros)

Star Hospital Cash Policy
  • 3 Years Policy Term
  • Cover up to 3 Children
  • 180 days of hospital cash days
  • Comprehensive Plan
  • Various Hospital Cash Covers

Star Hospital Cash Policy (Cons)

Star Hospital Cash Policy
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Injuries due to breach of law

Star Hospital Cash Policy (Other Benefits)

Star Hospital Cash Policy
  • Sickness Hospital Cash
  • Accident Hospital Cash
  • ICU Hospital Cash
  • Child Birth Hospital Cash
  • Worldwide Hospital Cash

Star Hospital Cash Policy (Eligibility Criteria)

Star Hospital Cash Policy
  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 1k - 5k
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Star Critical Illness Multipay

Star Critical Illness Multipay

Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any...

Unique Features

  • Wellness Benefit
  • Cancer Cover
  • Heart Cover

Star Critical Illness Multipay (Pros)

Star Critical Illness Multipay
  • Flexible Payment
  • Long Term Policy
  • Bone Marrow Transplantation
  • Heart Disease Cover
  • 4 Group CI Covered

Star Critical Illness Multipay (Cons)

Star Critical Illness Multipay
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Injuries due to breach of law

Star Critical Illness Multipay (Other Benefits)

Star Critical Illness Multipay
  • Open Chest CABG
  • Heart Transplantation
  • Coma of Specified Severity
  • Wellness Programs
  • Major Head Trauma

Star Critical Illness Multipay (Eligibility Criteria)

Star Critical Illness Multipay
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 5 L to 25 L
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Star Cancer Care Platinum Insurance Policy

Star Cancer Care Platinum Insurance Policy

Star Cancer Care Platinum Insurance Policy is designed to cater to cancer patients. The plan helps the insured individual's family to be financially p...

Unique Features

  • SI Upto 10 L
  • Hospice Care
  • Pain Management

Star Cancer Care Platinum Insurance Policy (Pros)

Star Cancer Care Platinum Insurance Policy
  • Cataract Cover
  • No pre-medical check-up
  • Lump Sum Cover
  • 50% Cumulative Bonus
  • Hospice Care

Star Cancer Care Platinum Insurance Policy (Cons)

Star Cancer Care Platinum Insurance Policy
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Injuries due to breach of law

Star Cancer Care Platinum Insurance Policy (Other Benefits)

Star Cancer Care Platinum Insurance Policy
  • Second Medical Opinion
  • Rehabilitation Cover
  • Pain Management
  • Day Care Treatment
  • Modern Treatment Cover

Star Cancer Care Platinum Insurance Policy (Eligibility Criteria)

Star Cancer Care Platinum Insurance Policy
  • Entry Age - 5 Months
  • Max Entry Age - 65 Years
  • SI - 5 L to 10 L
  • Waiting Period - 30 Days

Senior Citizen Health Insurance

Star Health Premier Policy

Star Health Premier Policy

Star Health Premier Insurance Policy is a unique health plan designed to cover individuals who are 50 years and above with no maximum entry age limit....

Unique Features

  • Avail Health Rewards
  • SI Upto 1 Crore
  • Pain Management

Star Health Premier Policy (Pros)

Star Health Premier Policy
  • Cataract Treatment Cover
  • 10% Health Check- Up Discount
  • High SI
  • Home Care Treatment
  • Road Ambulance Cover

Star Health Premier Policy (Cons)

Star Health Premier Policy
  • 20% Co-pay applicable
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Health Premier Policy (Other Benefits)

Star Health Premier Policy
  • Hospice Care
  • Pain Management
  • AYUSH Treatment
  • Modern Treatment
  • 100% Cumulative Bonus

Star Health Premier Policy (Eligibility Criteria)

Star Health Premier Policy
  • Entry Age - 91 Days
  • Max Entry Age - No Age Limit
  • SI - 10 L to 1 Cr
  • Waiting Period - 30 Days

Critical Illness Health Insurance

Star Diabetes Safe Insurance Policy

Star Diabetes Safe Insurance Policy

Star Health Diabetes Safe Health Insurance Plan is a unique plan designed to offer coverage to individuals with diabetes both Type 1 and type 2. The p...

Unique Features

  • Diabetes Cover
  • High Sum Insured
  • OPD Cover

Star Diabetes Safe Insurance Policy (Pros)

Star Diabetes Safe Insurance Policy
  • Road Ambulance Cover
  • Pre and Post Hospitalization
  • ICU Cover
  • Room Rent Cover
  • Day Care Treatment Cover

Star Diabetes Safe Insurance Policy (Cons)

Star Diabetes Safe Insurance Policy
  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Injuries due to breach of law

Star Diabetes Safe Insurance Policy (Other Benefits)

Star Diabetes Safe Insurance Policy
  • Dialysis Cover
  • Kidney Transplant Cover
  • Artificial Limbs Cover
  • Personal Accident Cover
  • OPD Cover

Star Diabetes Safe Insurance Policy (Eligibility Criteria)

Star Diabetes Safe Insurance Policy
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Star Women Care Plan: FAQs

1. I want to opt for a Tubectomy. Will Star Women Plus offer coverage against the same?

Yes, after a waiting period of 24 months from the date of first inception of this policy, the Company would cover the expenses spent for Voluntary Sterilization (Tubectomy / Vasectomy), provided that the Insured is a Married Person and his/ her age is 22 years and above.

2. Can I pay my Star Women Care premiums in installments?

Yes, annual and multi-year payments are available with the plan.

3. Does Star Women Care offer coverage against Cancer?

Yes, the Star Women Care Insurance plan provides a lump sum payout benefit for cancer-related diagnoses, treatments, etc.

4. How many members can be covered under the Star Women Care health policy?

You can cover up to 5 members (2 adults & 3 dependent children) under this policy.

5. Who can benefit from cancer coverage under the Star Health Women Care policy?

The female members included in the policy aged from 91 days to 65 years can be covered for cancer coverage.

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Simran Nirala

Written By: Simran Nirala

Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.

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