Health Insurance In Tamil Nadu
  • Top health plans in Tamil Nadu
  • Best Network Hospitals
  • Things to consider
Health Insurance In Tamil Nadu
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Welcome to Health Insurance in Tamil Nadu

Tamil Nadu, a land steeped in tradition and cultural richness, also boasts a vibrant present. From the majestic temples that whisper stories of the bygone eras to the serene beaches lapping at the shore, it offers a unique blend of history and natural beauty. But health emergencies can come uninvited. So, amid this tapestry, safeguarding your health is a must.

This blog can be your one-stop guide to navigating the world of health insurance in Tamil Nadu. Check out below to know more about the top health plans in Tamil Nadu.

Best health insurance plans in Tamil Nadu

Have a look at the right health insurance plan in Tamil Nadu. We have created a list of the top-chosen plans by the people in Tamil Nadu.

Manipal Cigna Prime Senior

A health insurance plan designed for parents and senior citizens to protect them in their golden years of life. The plan offers a high SI of up to 50 Lakh INR.

Unique Features

  • Individual and Family Floater
  • 2 Plan Variants
  • Up to 50 Lakh INR

Manipal Cigna Prime Senior (Pros)

  • Low Waiting Periods
  • Flexible Room Category
  • Avail Cumulative Bonus
  • Flexible Health Check-up
  • Tele-Consultations

Manipal Cigna Prime Senior (Cons)

  • Injuries Due to Breach of Law
  • Adventure Sports
  • Obesity
  • Cosmetic Surgery
  • Injuries Due to Illegal Activities

Manipal Cigna Prime Senior (Other Benefits)

  • Modern Treatment Cover
  • 10 % Cumulative Bonus
  • Cashless Health Check-Up
  • Mental Illness Cover
  • Domiciliary Hospitalization Cover

Manipal Cigna Prime Senior (Eligibility Criteria)

  • Entry Age - 56 Years
  • Max Entry Age - 75 Years
  • SI - 3 L to 50 L
  • Waiting Period - 30 Days

Care Critical illness

Offers coverage against 32 critical illnesses that are pre-defined under the policy such as catastrophic burns, coma, etc.

Unique Benefits

  • Psychiatric Counselling
  • Dialysis Cover
  • Organ Donor Cover

Care Critical illness (Pros)

  • Dialyses Cover
  • Organ Donor Cover
  • Psychiatric Counseling
  • 32 Critical Illness Covered
  • Day Care Treatment

Care Critical illness (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Critical illness (Other Benefits)

  • Ambulance Cover
  • Annual Health Check-up
  • Global Cover
  • OPD Cover
  • Doctor On Call

Care Critical illness (Eligibility Criteria)

  • Entry Age - 61 Years
  • Max Entry Age - No age limit
  • SI - 3 L to 10 L
  • Waiting Period - 30 Days

Niva Bupa Health ReAssure 2.0 Plan

Niva Bupa Reassure 2.0 provides insurance holders with a high sum insured through their platinum, titanium, and bronze variants along with a multitude of other features.

Unique Features

  • Booster+ Benefit
  • Lock premiums at entry age
  • Health check-ups from day 1

Health ReAssure 2.0 Plan (Pros)

  • Personal accidents covered
  • Acute Care
  • Emergency Ambulance
  • Three Plan variants
  • Home Care Treatments

Health ReAssure 2.0 Plan (Cons)

  • No OPD Cover
  • No Maternity Cover
  • No Sleep Disorder Covered
  • Pre-Existing Diseases after 3 yrs.
  • Alcoholism not covered

Health ReAssure 2.0 Plan (Other Benefits)

  • Air Ambulance
  • Modern Treatments
  • Second Opinion
  • Booster Benefit
  • Shared Accommodation Benefit

Health ReAssure 2.0 Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Star Health Assure Insurance Policy

A new-age plan with loaded benefits covering hospitalization expenses arising due to illness or accident.

Unique Features

  • Premium Payment Flexibility
  • Wellness Program
  • Short Waiting Period

Assure Insurance Policy (Pros)

  • Second Medical Opinion
  • Health Check-up Covered
  • 100% Cumulative Bonus
  • Compassionate Travel
  • AYUSH Treatment

Assure Insurance Policy (Cons)

  • 10% Co-pay applicable
  • Deductibles
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Injuries due to breach of law

Assure Insurance Policy (Other Benefits)

  • In Utero Fetal Surgery
  • Pain Management
  • Rehabilitation Cover
  • Organ Donor Cover
  • Modern Treatment Cover

Assure Insurance Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 75 Years
  • SI - 5 L - 2 Cr
  • Waiting Period - 30 Days

Aditya Birla Activ One

A versatile health insurance plan with a wide range of sum insured options ranging between 5 Lakhs to 2 Crores.

Unique Benefits

  • Up to 100% Health Returns
  • No Hospitalization Capping
  • Mental Illness Healthcare

Aditya Birla Activ One (Pros)

  • Multiple Optional Covers
  • Long Term Discounts
  • Daycare Treatment Cover
  • Claim Protect
  • Organ Donor Expenses

Aditya Birla Activ One (Cons)

  • Change of gender treatments
  • Cosmetic Surgery
  • Injuries due to Adventure Sports
  • Breach of law
  • IVF treatments

Aditya Birla Activ One (Other Benefits)

  • Cancer Cover
  • Critical Illness Cover
  • Chronic Health Ailments
  • OPD Cover

Aditya Birla Activ One (Eligibility Criteria)

  • Minimum: 18 Years
  • Max Entry Age: No limit
  • Policy Term: 1/2/3 Years
  • Initial Waiting Period: 30 Days

Why buy Health Insurance in Tamil Nadu?

  • High Cost of Private Hospital

     Tamil Nadu boasts many excellent private hospitals, but their treatment costs can be expensive. Health insurance helps cover these expenses. It makes sure that you can access the best medical care without having a massive financial burden.

  • Impact of Pollution and Busy Lifestyle

     Environmental pollution and unhealthy lifestyles are contributing factors to respiratory problems and other major health issues in Tamil Nadu. Health insurance provides financial security against these conditions.

  • Rising Prevalence of Chronic Diseases

     Conditions like diabetes and cardiovascular diseases are becoming very common in Tamil Nadu. These require long-term treatment, and health insurance will help you manage the associated costs, preventing them from draining your finances.

  • Limitations of Government

     While Tamil Nadu has a government healthcare system, there can be limitations on the resources and wait times. Having health insurance will allow you to choose a better hospital for quality treatment and care.

Things to Consider

  • Check the sum insured before purchasing the plan.
  • Consider your family history of critical illness, and choose the plan accordingly.
  • Check the customer reviews of your health insurance company.
  • Compare different plans before finalizing the perfect one.
  • As healthcare needs increase with age, consider the plan with higher coverage for senior citizens.

Bottom Line

The rich cultural heritage of Tamil Nadu is something to be treasured. But on the same hand safeguarding your health is equally important. With health insurance in Tamil Nadu as your companion, you can be at peace.

You can contact PolicyX for more health insurance plans and all related information.

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Health Insurance in Tamil Nadu: FAQs

1. What are the different types of health insurance plans in Tamil Nadu?

You can check out individual health plans, family floater, senior citizens, critical illness, and personal accident cover.

2. Can I compare and buy health insurance plans in Tamil Nadu?

Yes, you can compare and buy health insurance plans through PolicyX.com.

3. What documents do I need to buy health insurance in Tamil Nadu?

The documents required may vary depending on the insurance company but typically include a filled application form, proof of identity, address proof, age proof, and medical reports.

4. Can I renew my health insurance plan in Tamil Nadu?

Yes, you can renew the plan after the term ends. Renewing on time ensures uninterrupted coverage and might come with added benefits and discounts!

Health Insurance Companies

Star Health Insurance

Care Health Insurance

Aditya Birla Health Insurance

HDFC ERGO Health Insurance

Apollo Munich Health Insurance

Niva Bupa Health Insurance

ICICI Lombard Health Insurance

Tata AIG Health Insurance

Bajaj Allianz Health Insurance

SBI Health Insurance

Royal Sundaram Health Insurance

ManipalCigna Health Insurance

Reliance Health Insurance

IFFCO Tokio Health Insurance

Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

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Simran saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.

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