Health Insurance In Tamil Nadu
  • Top health plans in Tamil Nadu
  • Best Network Hospitals
  • Things to consider
Health Insurance In Tamil Nadu
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Welcome to Health Insurance in Tamil Nadu

Tamil Nadu, a land steeped in tradition and cultural richness, also boasts a vibrant present. From the majestic temples that whisper stories of the bygone eras to the serene beaches lapping at the shore, it offers a unique blend of history and natural beauty. But health emergencies can come uninvited. So, amid this tapestry, safeguarding your health is a must.

This blog can be your one-stop guide to navigating the world of health insurance in Tamil Nadu. Check out below to know more about the top health plans in Tamil Nadu.

Best health insurance plans in Tamil Nadu

Have a look at the right health insurance plan in Tamil Nadu. We have created a list of the top-chosen plans by the people in Tamil Nadu.

Health Insurance PlanSum Insured AvailablePremium Quotes
Niva Bupa Aspire Upto INR 1 CroreStarting from INR 719 Per month

ManipalCigna ProHealth Prime AdvantageUpto INR 1 CroreStarting from INR 909 Per month

Star Health AssureUpto INR 2 CroreStarting from INR 960 Per month

Care SupremeUpto INR 15 LakhStarting from INR 929 Per month

ICICI Lombard Health AdvantEdgeUpto INR 3 CroreStarting from INR 865 Per month

TATA AIG MedicareUpto INR 1 CroreStarting from INR 661 Per month

Why buy Health Insurance in Tamil Nadu?

  • High Cost of Private Hospital

    Tamil Nadu boasts many excellent private hospitals, but their treatment costs can be expensive. Health insurance helps cover these expenses. It makes sure that you can access the best medical care without having a massive financial burden.
  • Impact of Pollution and Busy Lifestyle

    Environmental pollution and unhealthy lifestyles are contributing factors to respiratory problems and other major health issues in Tamil Nadu. Health insurance provides financial security against these conditions.
  • Rising Prevalence of Chronic Diseases

    Conditions like diabetes and cardiovascular diseases are becoming very common in Tamil Nadu. These require long-term treatment, and health insurance will help you manage the associated costs, preventing them from draining your finances.
  • Limitations of Government

    While Tamil Nadu has a government healthcare system, there can be limitations on the resources and wait times. Having health insurance will allow you to choose a better hospital for quality treatment and care.

Things to Consider

  • Check the sum insured before purchasing the plan.
  • Consider your family history of critical illness, and choose the plan accordingly.
  • Check the customer reviews of your health insurance company.
  • Compare different plans before finalizing the perfect one.
  • As healthcare needs increase with age, consider the plan with higher coverage for senior citizens.

Bottom Line

The rich cultural heritage of Tamil Nadu is something to be treasured. But on the same hand safeguarding your health is equally important. With health insurance in Tamil Nadu as your companion, you can be at peace.

You can contact PolicyX for more health insurance plans and all related information.

Best Health Insurance Plans in Tamil-nadu

Considering the facts, here are some of the best plans to consider in tamil-nadu:

Individual and Family Health Insurance

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover

AdvantEdge Plan (Pros)

AdvantEdge Plan
  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance

AdvantEdge Plan (Cons)

AdvantEdge Plan
  • OPD Cover
  • Second medical opinion
  • Modern treatment
  • IVF treatment cover

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan
  • New Born Cover
  • Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

AdvantEdge Plan
  • Entry Age: 18 - 65 years
  • SI: 5 L to 3 Cr
  • Initial waiting period: 30 days

Senior Citizen Health Insurance

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...

Unique Features

  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Pros)

Niva Bupa Senior First Plan
  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Cons)

Niva Bupa Senior First Plan
  • ICU charges not covered
  • OPD coverage not available
  • Second medical opinion not available

Niva Bupa Senior First Plan (Other Benefits)

Niva Bupa Senior First Plan
  • No sub-limits are applicable for common health conditions
  • Waive off co-payment on applying deductibles
  • No mandatory pre-issuance medical tests

Niva Bupa Senior First Plan (Eligibility Criteria)

Niva Bupa Senior First Plan
  • Min. Entry Age - 61 Years
  • Max. Entry Age - 75 Years
  • SI - 5 - 25 L
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...

Unique Features

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits

Care Supreme Plan (Pros)

Care Supreme Plan
  • Modern treatments
  • Renewal discounts
  • Unlimited e-consultation

Care Supreme Plan (Cons)

Care Supreme Plan
  • Illegal activities
  • alcohol abuse
  • obesity treatments

Care Supreme Plan (Other Benefits)

Care Supreme Plan
  • Ambulance cover
  • Doctor on chat
  • Maternity care

Care Supreme Plan (Eligibility Criteria)

Care Supreme Plan
  • Min entry age: 18 Years
  • Max entry age: No age limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...

Unique Features

  • Get coverage for the whole family
  • Additional SI for Road Traffic Accident
  • Coverage for Compassionate Travel

Star Family Health Optima (Pros)

Star Family Health Optima
  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Star Family Health Optima (Cons)

Star Family Health Optima
  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Family Health Optima (Other Benefits)

Star Family Health Optima
  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Star Family Health Optima (Eligibility Criteria)

Star Family Health Optima
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

  • Vaccination Covered
  • AYUSH Covered
  • Quick Claim Process

Tata AIG Medicare Plan (Pros)

Tata AIG Medicare Plan
  • Global coverage
  • 540+ day care treatments
  • Qualified nurse
  • Room rent
  • Organ donor

Tata AIG Medicare Plan (Cons)

Tata AIG Medicare Plan
  • Injury due to suicide attempt
  • Death due to drugs
  • STDs
  • Injuries due to breach of law

Tata AIG Medicare Plan (Other Benefits)

Tata AIG Medicare Plan
  • AYUSH benefit
  • Health checkup
  • Bariatric surgery cover
  • Vaccination cover

Tata AIG Medicare Plan (Eligibility Criteria)

Tata AIG Medicare Plan
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 3 L- 20 L
  • Waiting period- 30 days

Health Insurance Companies

Choose Right Insurance Banner

Health Insurance in Tamil Nadu: FAQs

1. What are the different types of health insurance plans in Tamil Nadu?

You can check out individual health plans, family floater, senior citizens, critical illness, and personal accident cover.

2. Can I compare and buy health insurance plans in Tamil Nadu?

Yes, you can compare and buy health insurance plans through PolicyX.com.

3. What documents do I need to buy health insurance in Tamil Nadu?

The documents required may vary depending on the insurance company but typically include a filled application form, proof of identity, address proof, age proof, and medical reports.

4. Can I renew my health insurance plan in Tamil Nadu?

Yes, you can renew the plan after the term ends. Renewing on time ensures uninterrupted coverage and might come with added benefits and discounts!

Health Insurer Network Hospitals

Life Insurance

More Queries?

To know about the best health insurance plans in Tamil-nadu, network hospitals available, or have any other insurance-related query, call our advisors at 1800-4200-269!

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Simran saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.