TATA AIG Accident Shield Policy
  • Lifelong renewability
  • Children’s educational grant
  • 30 days grace period
TATA AIG Accident Shield Policy
Network hospitals

Network hospitals

11000+

Claim settlement ratio

Claim settlement ratio

96.70%

Sum insured

Sum insured

Up to 3 Crores

No. of Plans

No. of Plans

1

Solvency Ratio

Solvency Ratio

3.9

Pan India Presence

Pan India Presence

221+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

Simran Nirala
Written By:
Simran

Simran Nirala

Health & Term Insurance

Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.

|
Reviewed By:
Anchita Bhattacharyya

Anchita Bhattacharyya

Health, Term & Life Insurance

Anchita has over 6 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.

TATA AIG Accident Shield Policy

Have you considered staying prepared against adversity with the TATA AIG Accident Shield policy?

Tata AIG Accident Shield policy is an additional layer of protection for you that offers multiple insurance benefits. These covers include:

  • Accidental death
  • Permanent total disability
  • Permanent partial disability
  • Disappearance of the insured person (in an accident)
  • Child's education aid (in case of accidental death or PTD)

We've discussed more of the eligibility criteria, the specifications of coverage benefits, and exclusions of the Tata AIG Accident Shield plan, etc. Furthermore, read on to know more about this insurance policy or reach out to the health insurance experts of PolicyX.com to get more insights on the same.

Eligibility criteria of Tata AIG Accident Shield Policy

Entry Age 6 Months - 65 Years
Sum Insured NA
Plan Type Accident
Policy Term 1/2/3 Years
Initial Waiting Period 30 Days*

Why Do We Exist?

Compare

Health Insurance Plans

Choose 1st Plan

Choose 2nd Plan

Compare

Health Insurance Plan

TATA AIG Accident Shield Policy Specifications

To understand TATA AIG Accident Shield Policy Insurance in detail, take a look at the below table:

Entry Age

6 Months - 65 Years

Policy Type

Accident Health Insurance

Sum Insured

N/A

Initial Waiting Period*

NA Days

Renewability

Lifelong

Policy Term

1,2,3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Specifications of Tata AIG Accident Shield Policy

Specifications What will the insured get?
Accidental death If the insured dies due to an accident, the insurer will pay the base sum insured, the condition is, that the event must have happened within 1 year from the accident.
Disappearance If the person’s body is untraceable and can’t be located within a year, and all this is caused by an accidental event, the company will pay the benefit for the loss.
Permanent Total Disability (PTD) In case of a permanent total disability, the company will pay upto the principal sum insured, given that the condition is specified in your policy documents and the event must have occurred within 1 year.
Permanent Partial Disability (PPD) If the insured person gets PPD based on the conditions specified in the policy wording, they will receive the principal sum insured (the event must have occurred within 180 days of the accident).
Children’s education grant The company will pay for the education of the insured’s children up to 10% of the sum insured or 1 Lakh (whichever is lower)in case the insured has died in an accident or has met with an accident causing them permanent total disability.

TATA AIG Health Insurance Company Network Hospital List

TATA AIG Health Insurance Company Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance Company ensures that you are medically secured, irrespective of the city you reside in.

TATA AIG Accident Shield Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under TATA AIG Accident ShieldPlan are:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Miscarriage, and Abortion

Congenital disease

Infertility and in vitro fertilization

Wrapping It Up

Accidents can wreak havoc in a person's life and cause unconditional stress to their family - both emotional and financial. How to be prepared for such unannounced life events? Simple, by buying the TATA AIG Accident Shield policy. With the rising healthcare costs, it has become mandatory to have an accidental health insurance plan that saves us from the distress of expensive medical treatment and losing out on all our life savings.

Tata AIG Accident Shield policy provides the insured with the shield to stay protected and be prepared to fight against those adversities. To know more about it, call us at 1800 4200 269, or 'Get a Quote' from PolicyX.com.

Explore other TATA AIG Health Insurance Company

To cater to the different medical needs of an individual & their family, TATA AIG Health Insurance Company offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to TATA AIG Health Insurance Company plans explore more:

Family

TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan opens the availability to different...

Unique Features

  • 5X Enhanced Benefits
  • 2 Impressive Variants To Choose
  • Complete AYUSH Coverage

Individual

To ensure total health coverage for women, Tata AIG Health Insurance has introduced the Wellsurance Women Policy. This plan is specially designed to p...

Unique Features

  • Designed for Women
  • Check your Eligibility
  • Quick Claim Process

Individual and Family Health Insurance

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

  • Vaccination Covered
  • AYUSH Covered
  • Quick Claim Process

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. You can input your details and check out some of the most suitable health insurance policies for your specific requirements. This is the easiest, most efficient, spam and gimmick-free way to buy health insurance today.

Tata AIG Accident Shield Policy: FAQs

1. What are the special features of the TATA AIG Accident Shield policy?

Below mentioned are some of the outstanding features of this plan: Pays out the sum insured specified for an accidental death Permanent disabilities are compensated for the loss In the case of PTD, there’ll be a grant for the insured’s children’s education

2. What is the entry age of this policy?

The minimum age for a child is 6 months. For adult policy proposers, the entry age ranges from 18 years to 65 years.

3. What is the grace period of the TATA AIG Accident Shield Plan?

The policy provides a grace period of 30 days during which you can make any changes as per your health needs and also for renewal.

Other Health Insurance Companies

Share your Valuable Feedback

Rating Icon

0

Rated by 0 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings
Simran Nirala

Written By: Simran Nirala

Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.