TATA AIG Accident Shield Policy

Have you considered staying prepared against adversity with the TATA AIG Accident Shield policy?

Tata AIG Accident Shield policy is an additional layer of protection for you that offers multiple insurance benefits. These covers include:

Accidental death
Permanent total disability
Permanent partial disability
Disappearance of the insured person (in an accident)
Child's education aid (in case of accidental death or PTD)

We've discussed more of the eligibility criteria, the specifications of coverage benefits, and exclusions of the Tata AIG Accident Shield plan, etc. Furthermore, read on to know more about this insurance policy or reach out to the health insurance experts of PolicyX.com to get more insights on the same.

Eligibility criteria of Tata AIG Accident Shield Policy

Entry Age	6 Months - 65 Years
Sum Insured	NA
Plan Type	Accident
Policy Term	1/2/3 Years
Initial Waiting Period	30 Days*

TATA AIG Accident Shield Policy Specifications

To understand TATA AIG Accident Shield Policy Insurance in detail, take a look at the below table:

Entry Age

6 Months - 65 Years

Policy Type

Accident Health Insurance

Sum Insured

N/A

Initial Waiting Period*

NA Days

Renewability

Lifelong

Policy Term

1,2,3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Specifications of Tata AIG Accident Shield Policy

Specifications	What will the insured get?
Accidental death	If the insured dies due to an accident, the insurer will pay the base sum insured, the condition is, that the event must have happened within 1 year from the accident.
Disappearance	If the person’s body is untraceable and can’t be located within a year, and all this is caused by an accidental event, the company will pay the benefit for the loss.
Permanent Total Disability (PTD)	In case of a permanent total disability, the company will pay upto the principal sum insured, given that the condition is specified in your policy documents and the event must have occurred within 1 year.
Permanent Partial Disability (PPD)	If the insured person gets PPD based on the conditions specified in the policy wording, they will receive the principal sum insured (the event must have occurred within 180 days of the accident).
Children’s education grant	The company will pay for the education of the insured’s children up to 10% of the sum insured or 1 Lakh (whichever is lower)in case the insured has died in an accident or has met with an accident causing them permanent total disability.

TATA AIG Health Insurance Company Network Hospital List

TATA AIG Health Insurance Company Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance Company ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

TATA AIG Accident Shield Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under TATA AIG Accident ShieldPlan are:

Hospitalization out of war, riot, strike, and nuclear weapons

Intentional self-injury

AIDS

Miscarriage, and Abortion

Congenital disease

Infertility and in vitro fertilization

Wrapping It Up

Accidents can wreak havoc in a person's life and cause unconditional stress to their family - both emotional and financial. How to be prepared for such unannounced life events? Simple, by buying the TATA AIG Accident Shield policy. With the rising healthcare costs, it has become mandatory to have an accidental health insurance plan that saves us from the distress of expensive medical treatment and losing out on all our life savings.

Tata AIG Accident Shield policy provides the insured with the shield to stay protected and be prepared to fight against those adversities. To know more about it, call us at 1800 4200 269, or 'Get a Quote' from PolicyX.com.

Explore other TATA AIG Health Insurance Company

To cater to the different medical needs of an individual & their family, TATA AIG Health Insurance Company offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to TATA AIG Health Insurance Company plans explore more:

Accident Health Insurance

TATA AIG Accident Guard Plan

Life is very uncertain, you never know what will happen to you in the next second. Are you prepared for that? Nonetheless, to make you ready for life&...

Unique Features

Comprehensive accident care
Coverage for child education
No waiting period

TATA AIG Accident Guard Plan (Pros)

Temporary total disability
Child enhancement benefit
Air ambulance
Loss of hearing

TATA AIG Accident Guard Plan (Cons)

No alcoholism cover
No war injury cover
No cataract cover
No STD cover

TATA AIG Accident Guard Plan (Other Benefits)

Fractures
Burns
Total disablement cover
Accidental death

TATA AIG Accident Guard Plan (Eligibility Criteria)

Entry age- 6 months
Max entry age- 65 years
SI- NA
Waiting period- 30 days

Individual and Family Health Insurance

Medicare Premier Plan

TATA AIG medicare premier is an all-around health insurance plan offering you the latest and best health care features. Available on an individual and...

Unique Features

Eligibility Criteria
Benefits and Features
Inclusions and Exclusions

Medicare Premier Plan (Pros)

Wellness service
Compassionate travel. Home care
Restore benefit

Medicare Premier Plan (Cons)

Injury due to suicide attempt
Death due to drugs
Injuries due to breach of law
STDs

Medicare Premier Plan (Other Benefits)

OPD dental treatment
First-year vaccinations
In-patient treatment
Second medical opinion

Medicare Premier Plan (Eligibility Criteria)

Entry age- 18 years
Max entry age- 65 years
SI- 5 L to 3 Cr
Waiting period- 30 days

Critical Illness Health Insurance

TATA AIG Criti MediCare Policy

Be ready for future health complications that may chew down all your wealth and health! Or choose Tata AIG Criti MediCare which has your back. Tata AI...

Unique Features

Covers 100 critical illnesses
Cancer-360 indemnity cover
Hospital cash benefit

TATA AIG Criti MediCare Policy (Pros)

Complete cancer coverage
hospital cash
Covers over 100 critical illnesses

TATA AIG Criti MediCare Policy (Cons)

Self-harm not covered
No international coverage
Adventure sports injury not covered

TATA AIG Criti MediCare Policy (Other Benefits)

Discount on premiums
Tele medical examination
Tax benefits

TATA AIG Criti MediCare Policy (Eligibility Criteria)

Entry Age: 18 - 65 Years
Initial Waiting Period: 30 Days
SI: Up to 2 Cr
Policy Term: 1/2/3 Years

Senior Citizen Health Insurance

Tata AIG Elder Care Insurance Plan

Trusted Naam, Fantastic Kaam! Choose all-around care for your health with the Tata AIG Elder Care plan. Tata AIG Elder Care is tailored to offer high-...

Unique Features

Preventive health check-ups
Post-operative care
Homecare treatment cover

Tata AIG Elder Care Insurance Plan (Pros)

Preventive health check-up
Pre-hospitalisation cover
Post-hospitalisation cover
Compassionate visit
In-patient treatment

Tata AIG Elder Care Insurance Plan (Cons)

Obesity/weight control
Change of gender treatments
Hazardous or adventure sports
Maternity not covered

Tata AIG Elder Care Insurance Plan (Other Benefits)

Cumulative bonus
Daycare procedures
Medical second opinion
AYUSH treatment cover

Tata AIG Elder Care Insurance Plan (Eligibility Criteria)

Entry age- 61 years
Max entry age- 85 years
SI- 5-25 Lakhs
Waiting Period- 30 days

Accident Health Insurance

TATA AIG Accident Shield Policy

Have you considered staying prepared against adversity with the TATA AIG Accident Shield policy? Tata AIG Accident Shield policy is an additional laye...

Unique Features

Lifelong renewability
Children’s educational grant
30 days grace period

TATA AIG Accident Shield Policy (Pros)

Accidental death
Permanent total disability
Permanent partial disability

TATA AIG Accident Shield Policy (Cons)

AIDS
Mental or nervous disorder
Alcoholism

TATA AIG Accident Shield Policy (Other Benefits)

Disappearance of the insured person
Child’s education aid
High SI

TATA AIG Accident Shield Policy (Eligibility Criteria)

Min entry age: 6 Months
Max Entry Age: 65 Years
Waiting Period: 30 Days
Sum Insured: N/A

Individual and Family Health Insurance

Tata AIG Arogya Sanjeevani Policy

As per IRDAI's guidance, the Tata AIG Arogya Sanjeevani policy is an indemnity plan designed to offer a basic but comprehensive health insurance polic...

Unique Features

IRDAI-mandated policy
Covers AYUSH treatment
Family floater coverage

Tata AIG Arogya Sanjeevani Policy (Pros)

Hospitalization cover
Accident cover
Ambulance cover

Tata AIG Arogya Sanjeevani Policy (Cons)

Illegal acitivities
Drug abuse
Obesity

Tata AIG Arogya Sanjeevani Policy (Other Benefits)

Oral chemotherapy
lmmunotherapy
Robotic surgeries

Tata AIG Arogya Sanjeevani Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 5 L

Critical Illness Health Insurance

Tata AIG Group EMI Protect Plan

Tata AIG Group EMI Protect policy is specially designed to offer insured members financial protection if they cannot work due to an accident or the di...

Unique Features

In-patient hospitalization
Critical illness cover
Personal accident cover

Tata AIG Group EMI Protect Plan (Pros)

In-patient hospitalization
Critical illness cover
Personal accident cover

Tata AIG Group EMI Protect Plan (Cons)

Alcoholism
Illegal activities
Obesity treatments

Tata AIG Group EMI Protect Plan (Other Benefits)

Cancer cover
Organ transplant
Heart cover

Tata AIG Group EMI Protect Plan (Eligibility Criteria)

Entry Age: 18 Years
SI: Opted as per schedule
Waiting Period: 30 Days
Plan Renewability: Lifelong

Individual and Family Health Insurance

Tata AIG MediCare Protect

Uncompromising commitment to care! Tata AIG MediCare Protect health insurance policy is specially designed to provide you with a robust healthcare fac...

Unique Features

Daycare treatment covered
Upto 5 Lakh coverage
Inclusion and exclusion

Tata AIG MediCare Protect (Pros)

Health check up covered
Ambulance charges covered
Compassionate travel

Tata AIG MediCare Protect (Cons)

Non-prescribed treatment for a condition
Suicide and self-inflicted injury
Adventure sports or life-threatening activities

Tata AIG MediCare Protect (Other Benefits)

Accidental death benefit
Upto 32% discount
30 days of initial waiting period

Tata AIG MediCare Protect (Eligibility Criteria)

Min entry age: 91 Days
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 5 L

Accident Health Insurance

Tata AIG Secured Future Plan

Why settle for less when it comes to your family's future protection? Buy the Tata AIG Secured Future health insurance policy that covers a medical em...

Unique Features

Accidental death cover
Financial protection benefit
PTD & dismemberment cover

Tata AIG Secured Future Plan (Pros)

Income benefit
Accident cover
Disability cover

Tata AIG Secured Future Plan (Cons)

Pre-existing diseases (PEDs)
STDs
Alcoholism

Tata AIG Secured Future Plan (Other Benefits)

Individual plan
1 year policy
Affordable premiums

Tata AIG Secured Future Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 70 Years
Initial Waiting Period: N/A
Sum Insured: Up to 35 K

Top Up and Super Top Up

Medicare Plus Plan

TATA AIG Medicare Policy offered by Tata AIG is an affordable top-up policy that is designed to look after your and your family's healthcare needs. Me...

Unique Features

Lifetime Renewability
High Sum Insured Options
Quick Buying Process

Medicare Plus Plan (Pros)

Global coverage
Cumulative bonus
Tax benefit
Family discount

Medicare Plus Plan (Cons)

No gender change
Any existing disability
Injuries due to breach of law
Injuries due to aviation
No suicide cover

Medicare Plus Plan (Other Benefits)

Consumables benefits
In-patient dental treatment
Ambulance cover
AYUSH Benefits
Domiciliary treatment

Medicare Plus Plan (Eligibility Criteria)

Entry age- 18 years
Max entry age- 65 years
SI- 3 L- 1 Cr
Waiting period- 30 days

Individual and Family Health Insurance

Tata AIG Medicare Plan

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

Vaccination Covered
AYUSH Covered
Quick Claim Process

Tata AIG Medicare Plan (Pros)

Global coverage
540+ day care treatments
Qualified nurse
Room rent
Organ donor

Tata AIG Medicare Plan (Cons)

Injury due to suicide attempt
Death due to drugs
STDs
Injuries due to breach of law

Tata AIG Medicare Plan (Other Benefits)

AYUSH benefit
Health checkup
Bariatric surgery cover
Vaccination cover

Tata AIG Medicare Plan (Eligibility Criteria)

Entry age- 18 years
Max entry age- 65 years
SI- 3 L- 20 L
Waiting period- 30 days

Individual

TATA AIG Wellsurance Women Policy

To ensure total health coverage for women, Tata AIG Health Insurance has introduced the Wellsurance Women Policy. This plan is specially designed to p...

Unique Features

Designed for Women
Check your Eligibility
Quick Claim Process

TATA AIG Wellsurance Women Policy (Pros)

Cashless hospitalisation
Daily cash benefit
Post-hospitalisation

TATA AIG Wellsurance Women Policy (Cons)

Any pre-existed illnesses or any complications
STDs
Self-inflicted injuries /Attempted suicide
Mental or nervous disorder

TATA AIG Wellsurance Women Policy (Other Benefits)

Free helpline
Discount offerings on health and wellness
Tax benefits

TATA AIG Wellsurance Women Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 7 L

Family

TATA AIG Supercharge Plan

TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan opens the availability to different...

Unique Features

5X Enhanced Benefits
2 Impressive Variants To Choose
Complete AYUSH Coverage

TATA AIG Supercharge Plan (Pros)

5x benefits
5% extra discount for youngsters
2 plan variants
AYUSH treatment

TATA AIG Supercharge Plan (Cons)

Obesity treatment unavailable
Change of gender treatment
Maternity cover
Act of war not included

TATA AIG Supercharge Plan (Other Benefits)

Unlimited recharge
Wellness benefits
Easy claim process
Restore benefit
Pan India coverage

TATA AIG Supercharge Plan (Eligibility Criteria)

Entry age- 90 days
Max entry age- no limit
SI -INR 5 L to 20 L
Waiting period- 30 days

Tata AIG Accident Shield Policy: FAQs

1. What are the special features of the TATA AIG Accident Shield policy?

Below mentioned are some of the outstanding features of this plan: Pays out the sum insured specified for an accidental death Permanent disabilities are compensated for the loss In the case of PTD, there’ll be a grant for the insured’s children’s education

2. What is the entry age of this policy?

The minimum age for a child is 6 months. For adult policy proposers, the entry age ranges from 18 years to 65 years.

3. What is the grace period of the TATA AIG Accident Shield Plan?

The policy provides a grace period of 30 days during which you can make any changes as per your health needs and also for renewal.