Network hospitals
11000+
Claim settlement ratio
96.70%
Sum insured
Up to 3 Crores
No. of Plans
1
Solvency Ratio
3.9
Pan India Presence
221+
Tata AIG Group EMI Protect policy is specially designed to offer insured members financial protection if they cannot work due to an accident or the diagnosis of a critical illness. Also, this policy provides worldwide coverage for in-patient hospitalisation, facilitating treatment and medical expenses in severe conditions.
It covers a specified number or amount of EMIs burdened on the insured after an accidental hospitalisation, in case of a critical illness diagnosis, etc.
You can enrol under the Tata AIG Group EMI Protect policy through your employer's reference, the premiums under which should be deducted from the employee's account. For more such details of this plan, read till the end of this article or check your policy wording thoroughly.
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To understand Tata AIG Group EMI Protect Plan Insurance in detail, take a look at the below table:
18 Years
Critical Illness Health Insurance
To be opted as per schedule
30 Days
Lifelong
1 Year
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Read more specifications in the brochure.
The insurer will pay an EMI based on hospitalization expenses related to an accident or injury that leads the policyholder to a 24-hour (or above) hospital admission.
The following critical illnesses would be covered as per the specifications of your policy:
Note: These critical illness benefits can be claimed only once for particular ones in a policy term. Also, the claim should be raised after 90 days of the first date from risk commencement. Also, PEDs won’t be covered, if not intentionally informed to the insurer.
These are a category of personal accidents that you can claim under your Group EMI Protect policy:
TATA AIG Health Insurance Company Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance Company ensures that you are medically secured, irrespective of the city you reside in.
Permanent diseases or health conditions that are not included under the Tata AIG Group EMI Protect Plan are:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Miscarriage, and Abortion
Congenital disease
Infertility and in vitro fertilization
Reach out to the TPA help desk and submit all the supporting documents like medical records, etc
The insurer will verify the pre-authorization form and approve the payable amount as per policy specifications
In the final step, the insurer will settle your medical bills directly with the respective hospital
If you're hospitalized in a non-network hospital, get the treatment and pay your medical bills upfront.
Fill out the reimbursement claim form carefully and attach all the medical records such as treatment papers, consultation charges, and other bills with hospital stamps on them.
Submit your claim form with attached documents within 30 days from the hospital discharge to the following address:
Corporate Health claims Tata AIG General Insurance Company Limited, H.No 7-1-6-617/A, 5th and 6th Floor, Imperial Towers, Door No 615,616, Ameerpet, Hyderabad 500016, Telangana.
The insurer will review your claim and verify the respective details submitted by you
This is a crucial step. If your claim matches the policy's terms and conditions, they will credit a specified amount (a/c policy coverage) into your account. On the other hand, the claim may also be rejected if any details don't match your documents or you delay submitting the claim form.
Tata AIG Group EMI Protect is comprehensively designed for a group of people to benefit them against any EMIs, debts, loans, and so on in case of an unforeseen event or an injury that has led them to inability to earn their livelihood.
Want to know more? Reach out to our customer care executives at 1800 4200 269 for further details of the plan.
To cater to the different medical needs of an individual & their family, TATA AIG Health Insurance Company offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to TATA AIG Health Insurance Company plans explore more:
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Individual and Family Health Insurance
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Top Up and Super Top Up
TATA AIG Medicare Policy offered by Tata AIG is an affordable top-up policy that is designed to look after your and your family's healthcare needs. Me...
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Individual and Family Health Insurance
Uncompromising commitment to care! Tata AIG MediCare Protect health insurance policy is specially designed to provide you with a robust healthcare fac...
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Critical Illness Health Insurance
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Individual and Family Health Insurance
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Accident Health Insurance
Have you considered staying prepared against adversity with the TATA AIG Accident Shield policy? Tata AIG Accident Shield policy is an additional laye...
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Senior Citizen Health Insurance
Trusted Naam, Fantastic Kaam! Choose all-around care for your health with the Tata AIG Elder Care plan. Tata AIG Elder Care is tailored to offer high-...
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Critical Illness Health Insurance
Be ready for future health complications that may chew down all your wealth and health! Or choose Tata AIG Criti MediCare which has your back. Tata AI...
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Individual and Family Health Insurance
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Accident Health Insurance
Life is very uncertain, you never know what will happen to you in the next second. Are you prepared for that? Nonetheless, to make you ready for life&...
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It provides you with extensive coverage benefits such as critical illness, worldwide in-patient hospitalization, and accidental death coverage.
Everyone should be covered under this policy, especially when you have a family history of critical illnesses, or your job includes an operational risk, or likewise.
No, maternity and related expenses are excluded from the policy.
Yes, you’ll receive a refund amount (% specified as per policy term and other factors) based on the period of your policy cancellation (as per schedule). For more details, contact us at 1800-4200269.
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Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
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February 5, 2023
Asia/Kolkata
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