Tata AIG MediCare Protect

Uncompromising commitment to care!

Tata AIG MediCare Protect health insurance policy is specially designed to provide you with a robust healthcare facility. It offers basic to advanced coverage options from in-patient, pre and post-hospitalization expenses, daycare procedures, compassionate travel, domiciliary cover, and so on.

In short, it allows you to recover well without worrying about your hospitalisation expenses or medical bills for any treatment (as specified).

This page has it all about the MediCare Protect insurance by Tata AIG's eligibility criteria, waiting periods, what it covers, exclusions, and so on.

Tata AIG MediCare Protect Specifications

To understand Tata AIG MediCare Protect Insurance in detail, take a look at the below table:

Entry Age

91 days to 65 years

Policy Type

Individual and Family Health Insurance

Sum Insured

2 L | 3 L | 4 L | 5 L

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1, 2, 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Choose Your Tata AIG MediCare Protect

With wide coverage options available, Tata AIG MediCare Protect Insurance Plan allows you to choose your ideal coverage as per your family’s health requirements. Take a look at the coverage under every SI option available and choose your ideal coverage:

In-patient & Out-patient coverage

Room Rent

Covered

ICU Charges

Covered

Pre-Hospitalization

Covered

Post-Hospitalization

Covered

Domiciliary Hospitalization

Covered

Daycare Treatment

Covered

OPD Charges

Not Covered

Coverage Terms

COVID-19 Treatment

Covered

Cataract

Not Covered

No Claim Bonus

Covered

Automatic Restoration

Covered

Daily Hospital Cash

Not Covered

Organ Donor

Covered

Maternity Cover

Not Covered

New Born Baby Cover

Not Covered

Alternative Treatments

AYUSH Treatment

Covered

IVF Treatment

Not Covered

Modern Treatment

Not Covered

Emergency Coverage

Ambulance

Covered

Air Ambulance

Not Covered

Compassionate Travel

Covered

Global Coverage

Not Covered

Wellness Programmes

E-Consultation

Not Covered

Health Check-Up

Covered

Second Medical Opinion

Not Covered

Vaccination

Limitations

Co-payment

Covered

Sub-limits

Covered

TATA AIG Health Insurance Company Network Hospital List

TATA AIG Health Insurance Company Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance Company ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Bajaj Allianz Extra Care Plus Plan Exclusions

Permanent Exclusions

Permanent diseases or health conditions that are not included under TATA AIG MediCare Protect Health Insurance are:

Non-prescribed treatment for a condition

Suicide and self-inflicted injury

STDs, mental disorders, HIV/AIDS, etc

Miscarriage, and abortion

Breach of law or unlawful activity

Alcoholism or drug abuse and conditions thereof

Coverage after Waiting Period

Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:

Listed ailments after 24 Months

Pre-existing diseases after 48 Months

Summing It Up

Medicare Protect insurance by Tata AIG Health Insurance is the ultimate health plan that covers you for a wide range of medical emergencies. It also offers a compassionate travel expenses benefit along with an ambulance, air ticket, railway first class ticket, etc.

There's more to learn about MediCare Protect, connect with our insurance advisors at 1800-4200-269 for further details.

Explore other TATA AIG Health Insurance Company

To cater to the different medical needs of an individual & their family, TATA AIG Health Insurance Company offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to TATA AIG Health Insurance Company plans explore more:

Accident Health Insurance

TATA AIG Accident Guard Plan

Life is very uncertain, you never know what will happen to you in the next second. Are you prepared for that? Nonetheless, to make you ready for life&...

Unique Features

Comprehensive accident care
Coverage for child education
No waiting period

TATA AIG Accident Guard Plan (Pros)

Temporary total disability
Child enhancement benefit
Air ambulance
Loss of hearing

TATA AIG Accident Guard Plan (Cons)

No alcoholism cover
No war injury cover
No cataract cover
No STD cover

TATA AIG Accident Guard Plan (Other Benefits)

Fractures
Burns
Total disablement cover
Accidental death

TATA AIG Accident Guard Plan (Eligibility Criteria)

Entry age- 6 months
Max entry age- 65 years
SI- NA
Waiting period- 30 days

Individual and Family Health Insurance

Medicare Premier Plan

TATA AIG medicare premier is an all-around health insurance plan offering you the latest and best health care features. Available on an individual and...

Unique Features

Eligibility Criteria
Benefits and Features
Inclusions and Exclusions

Medicare Premier Plan (Pros)

Wellness service
Compassionate travel. Home care
Restore benefit

Medicare Premier Plan (Cons)

Injury due to suicide attempt
Death due to drugs
Injuries due to breach of law
STDs

Medicare Premier Plan (Other Benefits)

OPD dental treatment
First-year vaccinations
In-patient treatment
Second medical opinion

Medicare Premier Plan (Eligibility Criteria)

Entry age- 18 years
Max entry age- 65 years
SI- 5 L to 3 Cr
Waiting period- 30 days

Critical Illness Health Insurance

TATA AIG Criti MediCare Policy

Be ready for future health complications that may chew down all your wealth and health! Or choose Tata AIG Criti MediCare which has your back. Tata AI...

Unique Features

Covers 100 critical illnesses
Cancer-360 indemnity cover
Hospital cash benefit

TATA AIG Criti MediCare Policy (Pros)

Complete cancer coverage
hospital cash
Covers over 100 critical illnesses

TATA AIG Criti MediCare Policy (Cons)

Self-harm not covered
No international coverage
Adventure sports injury not covered

TATA AIG Criti MediCare Policy (Other Benefits)

Discount on premiums
Tele medical examination
Tax benefits

TATA AIG Criti MediCare Policy (Eligibility Criteria)

Entry Age: 18 - 65 Years
Initial Waiting Period: 30 Days
SI: Up to 2 Cr
Policy Term: 1/2/3 Years

Senior Citizen Health Insurance

Tata AIG Elder Care Insurance Plan

Trusted Naam, Fantastic Kaam! Choose all-around care for your health with the Tata AIG Elder Care plan. Tata AIG Elder Care is tailored to offer high-...

Unique Features

Preventive health check-ups
Post-operative care
Homecare treatment cover

Tata AIG Elder Care Insurance Plan (Pros)

Preventive health check-up
Pre-hospitalisation cover
Post-hospitalisation cover
Compassionate visit
In-patient treatment

Tata AIG Elder Care Insurance Plan (Cons)

Obesity/weight control
Change of gender treatments
Hazardous or adventure sports
Maternity not covered

Tata AIG Elder Care Insurance Plan (Other Benefits)

Cumulative bonus
Daycare procedures
Medical second opinion
AYUSH treatment cover

Tata AIG Elder Care Insurance Plan (Eligibility Criteria)

Entry age- 61 years
Max entry age- 85 years
SI- 5-25 Lakhs
Waiting Period- 30 days

Individual and Family Health Insurance

Tata AIG Arogya Sanjeevani Policy

As per IRDAI's guidance, the Tata AIG Arogya Sanjeevani policy is an indemnity plan designed to offer a basic but comprehensive health insurance polic...

Unique Features

IRDAI-mandated policy
Covers AYUSH treatment
Family floater coverage

Tata AIG Arogya Sanjeevani Policy (Pros)

Hospitalization cover
Accident cover
Ambulance cover

Tata AIG Arogya Sanjeevani Policy (Cons)

Illegal acitivities
Drug abuse
Obesity

Tata AIG Arogya Sanjeevani Policy (Other Benefits)

Oral chemotherapy
lmmunotherapy
Robotic surgeries

Tata AIG Arogya Sanjeevani Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 5 L

Critical Illness Health Insurance

Tata AIG Group EMI Protect Plan

Tata AIG Group EMI Protect policy is specially designed to offer insured members financial protection if they cannot work due to an accident or the di...

Unique Features

In-patient hospitalization
Critical illness cover
Personal accident cover

Tata AIG Group EMI Protect Plan (Pros)

In-patient hospitalization
Critical illness cover
Personal accident cover

Tata AIG Group EMI Protect Plan (Cons)

Alcoholism
Illegal activities
Obesity treatments

Tata AIG Group EMI Protect Plan (Other Benefits)

Cancer cover
Organ transplant
Heart cover

Tata AIG Group EMI Protect Plan (Eligibility Criteria)

Entry Age: 18 Years
SI: Opted as per schedule
Waiting Period: 30 Days
Plan Renewability: Lifelong

Individual and Family Health Insurance

Tata AIG MediCare Protect

Uncompromising commitment to care! Tata AIG MediCare Protect health insurance policy is specially designed to provide you with a robust healthcare fac...

Unique Features

Daycare treatment covered
Upto 5 Lakh coverage
Inclusion and exclusion

Tata AIG MediCare Protect (Pros)

Health check up covered
Ambulance charges covered
Compassionate travel

Tata AIG MediCare Protect (Cons)

Non-prescribed treatment for a condition
Suicide and self-inflicted injury
Adventure sports or life-threatening activities

Tata AIG MediCare Protect (Other Benefits)

Accidental death benefit
Upto 32% discount
30 days of initial waiting period

Tata AIG MediCare Protect (Eligibility Criteria)

Min entry age: 91 Days
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 5 L

Accident Health Insurance

Tata AIG Secured Future Plan

Why settle for less when it comes to your family's future protection? Buy the Tata AIG Secured Future health insurance policy that covers a medical em...

Unique Features

Accidental death cover
Financial protection benefit
PTD & dismemberment cover

Tata AIG Secured Future Plan (Pros)

Income benefit
Accident cover
Disability cover

Tata AIG Secured Future Plan (Cons)

Pre-existing diseases (PEDs)
STDs
Alcoholism

Tata AIG Secured Future Plan (Other Benefits)

Individual plan
1 year policy
Affordable premiums

Tata AIG Secured Future Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 70 Years
Initial Waiting Period: N/A
Sum Insured: Up to 35 K

Top Up and Super Top Up

Medicare Plus Plan

TATA AIG Medicare Policy offered by Tata AIG is an affordable top-up policy that is designed to look after your and your family's healthcare needs. Me...

Unique Features

Lifetime Renewability
High Sum Insured Options
Quick Buying Process

Medicare Plus Plan (Pros)

Global coverage
Cumulative bonus
Tax benefit
Family discount

Medicare Plus Plan (Cons)

No gender change
Any existing disability
Injuries due to breach of law
Injuries due to aviation
No suicide cover

Medicare Plus Plan (Other Benefits)

Consumables benefits
In-patient dental treatment
Ambulance cover
AYUSH Benefits
Domiciliary treatment

Medicare Plus Plan (Eligibility Criteria)

Entry age- 18 years
Max entry age- 65 years
SI- 3 L- 1 Cr
Waiting period- 30 days

Individual and Family Health Insurance

Tata AIG Medicare Plan

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

Vaccination Covered
AYUSH Covered
Quick Claim Process

Tata AIG Medicare Plan (Pros)

Global coverage
540+ day care treatments
Qualified nurse
Room rent
Organ donor

Tata AIG Medicare Plan (Cons)

Injury due to suicide attempt
Death due to drugs
STDs
Injuries due to breach of law

Tata AIG Medicare Plan (Other Benefits)

AYUSH benefit
Health checkup
Bariatric surgery cover
Vaccination cover

Tata AIG Medicare Plan (Eligibility Criteria)

Entry age- 18 years
Max entry age- 65 years
SI- 3 L- 20 L
Waiting period- 30 days

Individual

TATA AIG Wellsurance Women Policy

To ensure total health coverage for women, Tata AIG Health Insurance has introduced the Wellsurance Women Policy. This plan is specially designed to p...

Unique Features

Designed for Women
Check your Eligibility
Quick Claim Process

TATA AIG Wellsurance Women Policy (Pros)

Cashless hospitalisation
Daily cash benefit
Post-hospitalisation

TATA AIG Wellsurance Women Policy (Cons)

Any pre-existed illnesses or any complications
STDs
Self-inflicted injuries /Attempted suicide
Mental or nervous disorder

TATA AIG Wellsurance Women Policy (Other Benefits)

Free helpline
Discount offerings on health and wellness
Tax benefits

TATA AIG Wellsurance Women Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 7 L

Family

TATA AIG Supercharge Plan

TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan opens the availability to different...

Unique Features

5X Enhanced Benefits
2 Impressive Variants To Choose
Complete AYUSH Coverage

TATA AIG Supercharge Plan (Pros)

5x benefits
5% extra discount for youngsters
2 plan variants
AYUSH treatment

TATA AIG Supercharge Plan (Cons)

Obesity treatment unavailable
Change of gender treatment
Maternity cover
Act of war not included

TATA AIG Supercharge Plan (Other Benefits)

Unlimited recharge
Wellness benefits
Easy claim process
Restore benefit
Pan India coverage

TATA AIG Supercharge Plan (Eligibility Criteria)

Entry age- 90 days
Max entry age- no limit
SI -INR 5 L to 20 L
Waiting period- 30 days

Tata AIG MediCare Protect: FAQ

1. Is a critical illness plan worth it for me?

Yes. The changing lifestyle and fast-paced world have turned us prone to critical illnesses that may be deadly most of the time. For the diagnosis and treatment, you need critical illness insurance which will help you cope with financial distress.

2. Which is the best critical illness insurance plan?

There are multiple critical illness policies, including Care Freedom, ManipalCigna Lifestyle Protection Critical Care, and more. For more details, you can connect with our insurance advisors.

3. What are the eligibility criteria for buying a critical illness policy?

The minimum to maximum entry age for buying a critical illness insurance policy is between 18 to 65 years.

4. Who should buy a critical illness insurance policy?

A critical illness policy is a must-buy insurance product for an individual who; has a family history of critical illness/es, is the sole breadwinner of the household, is above 40 years of age and prone to getting ill frequently, has a high-risk job that demands regular treatment, has undergone any cardiac surgery or dialysis, etc.

5. What are the 5 critical illnesses?

As per the government health reports 5 majorly common critical illnesses in India are cancer, stroke, heart attack, kidney failure, and organ transplant due to dysfunctionality.