TATA AIG Wellsurance Women Policy

To ensure total health coverage for women, Tata AIG Health Insurance has introduced the Wellsurance Women Policy. This plan is specially designed to protect women against certain illnesses and provides various benefits such as a cashless facility, cosmetic surgery, critical illness cover, and discounts on health and wellness. Apart from all these benefits, the policy also covers hospitalization and pays daily hospital cash in such cases.

The plan is available in three variants - Classic, Supreme, and Elite. Let's understand each plan and its variants in detail.

TATA AIG Wellsurance Women Policy Specifications

To understand TATA AIG Wellsurance Women Policy Insurance in detail, take a look at the below table:

Entry Age

18 - 65 years

Policy Type

Individual

Sum Insured

1 L | 2 L | 3 L | 5 L | 7 L | 7.5 L

Initial Waiting Period*

30 Days

Renewability

Lifelong

Policy Term

1, 2, 3 years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

Key Features and Benefits of Wellsurance Women Plan

One should always be aware of their availed policy. Here are the key features and benefits of the Wellsurance Women plan-

This plan provides cashless facilities during hospitalization at over 6200+ network hospitals across India. In cashless hospitalization, you don't have to pay a single penny to the hospital for medical treatment.
Get the Hospital Daily Cash Benefit where a fixed amount per day of hospitalization is paid in a lump sum amount to the policyholder.
The plan offers higher hospital cash for ICU/ICCU admission to the hospital.
Convalescence benefit for the post-hospitalization treatment. The insurer pays the lump sum amount for the recovery at home.
Offers coverage for cosmetic Reconstruction Surgery caused due to accident/injuries.
Benefits on Tax Savings under section 80(D) Income Tax Act.
It provides you with an option of cancelling your policy without penalty i.e., called Free look period of 15 days.
It offers lifetime renewability that saves your pocket from financial stress and burdens.
Provides a benefit amount on the diagnosis of 12 critical illnesses listed in the policy's documents.

TATA AIG Health Insurance Company Network Hospital List

TATA AIG Health Insurance Company Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, TATA AIG Health Insurance Company ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Critical Illnesses Covered

Cancer
First heart attack
Stroke
Kidney failure
Coma
Coronary Artery Bypass Grafting (CABG)
Major Organ Transplant
Total Blindness
Paralysis
Multiple Sclerosis
Major burns

Coverages under Wellsurance Women Plan

Benefits	Classic	Supreme	Elite
Ambulance charges - This benefit is a lump sum amount paid on an ambulance during the hospitalization.	The expenses incurred in the admission and the discharge from the hospital up to Rs.2000/-
The hospital cash benefit is covered for up to 90 days along with 1 day-deductible. *Not applicable for hospitalization because of an accident.	2000 per day	3000 per day	4000 per day
Cosmetic Reconstructive Surgery is only applicable in case of accidents/injury	50000	100000	200000
Convalescence Benefit is to be paid by the insurer after five continuous days of hospitalization.	1500	2500	4000
ICU charges are covered up to 15 days for a policy year	3000 per day	4500 per day	6000 per day
Diagnosis of critical illnesses
For cancer	300000	500000	750000
Major organ transplantation/Coma/Coronary artery bypass grafting (CABG), first heart attack/stroke/kidney failure/Total blindness/major burns/multiple sclerosis/paralysis	150000	250000	375000

Exclusions of TATA AIG Wellsurance Women Plan

The major exclusions of Wellsurance Women Policy are,

Any pre-existed illnesses or any complications associated with it.

Sexually transmitted diseases

Self-inflicted injuries /Attempted suicide

Mental or nervous disorder, anxiety, depression, or stress.

AIDS/HIV

Adventurous/professional sports injury or any hazardous activities

Weight management programs or obesity or improving physical appearance

Any surgery for the donation of organs

War, civil war, invasion, or act of foreign enemies

Congenital anomalies, defects, or diseases are not covered.

Any policyholder attempting to commit a breach of law with criminal intent.

Alcoholic/drug/substance abuse

Other Additional Benefits

Free Helpline

The Wellsurance Women plan provides you with an option to reach out to physicians or medical practitioners to get help on health and wellness-related information from Monday to Saturday (09:00 am - 07:00 pm). For information, you can call their toll-free number 1800 103 5252.
Discount on Health and Wellness

Get discounts on approximately 200 selected gyms, spas, weight management centres, and skincare diagnostic centres.
Tax Benefits

Get tax-saving benefits on the premiums paid tax benefits under section 80(D) of the Income Tax Act.
Tata AIG Portal

The portal of TATA AIG provides information about the network hospitals, their services, and costs. Also, there is a personalized tracker that monitors health and fitness.

Explore other TATA AIG Health Insurance Company

To cater to the different medical needs of an individual & their family, TATA AIG Health Insurance Company offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to TATA AIG Health Insurance Company plans explore more:

Accident Health Insurance

TATA AIG Accident Guard Plan

Life is very uncertain, you never know what will happen to you in the next second. Are you prepared for that? Nonetheless, to make you ready for life&...

Unique Features

Comprehensive accident care
Coverage for child education
No waiting period

TATA AIG Accident Guard Plan (Pros)

Temporary total disability
Child enhancement benefit
Air ambulance
Loss of hearing

TATA AIG Accident Guard Plan (Cons)

No alcoholism cover
No war injury cover
No cataract cover
No STD cover

TATA AIG Accident Guard Plan (Other Benefits)

Fractures
Burns
Total disablement cover
Accidental death

TATA AIG Accident Guard Plan (Eligibility Criteria)

Entry age- 6 months
Max entry age- 65 years
SI- NA
Waiting period- 30 days

Individual and Family Health Insurance

Medicare Premier Plan

TATA AIG medicare premier is an all-around health insurance plan offering you the latest and best health care features. Available on an individual and...

Unique Features

Eligibility Criteria
Benefits and Features
Inclusions and Exclusions

Medicare Premier Plan (Pros)

Wellness service
Compassionate travel. Home care
Restore benefit

Medicare Premier Plan (Cons)

Injury due to suicide attempt
Death due to drugs
Injuries due to breach of law
STDs

Medicare Premier Plan (Other Benefits)

OPD dental treatment
First-year vaccinations
In-patient treatment
Second medical opinion

Medicare Premier Plan (Eligibility Criteria)

Entry age- 18 years
Max entry age- 65 years
SI- 5 L to 3 Cr
Waiting period- 30 days

Critical Illness Health Insurance

TATA AIG Criti MediCare Policy

Be ready for future health complications that may chew down all your wealth and health! Or choose Tata AIG Criti MediCare which has your back. Tata AI...

Unique Features

Covers 100 critical illnesses
Cancer-360 indemnity cover
Hospital cash benefit

TATA AIG Criti MediCare Policy (Pros)

Complete cancer coverage
hospital cash
Covers over 100 critical illnesses

TATA AIG Criti MediCare Policy (Cons)

Self-harm not covered
No international coverage
Adventure sports injury not covered

TATA AIG Criti MediCare Policy (Other Benefits)

Discount on premiums
Tele medical examination
Tax benefits

TATA AIG Criti MediCare Policy (Eligibility Criteria)

Entry Age: 18 - 65 Years
Initial Waiting Period: 30 Days
SI: Up to 2 Cr
Policy Term: 1/2/3 Years

Senior Citizen Health Insurance

Tata AIG Elder Care Insurance Plan

Trusted Naam, Fantastic Kaam! Choose all-around care for your health with the Tata AIG Elder Care plan. Tata AIG Elder Care is tailored to offer high-...

Unique Features

Preventive health check-ups
Post-operative care
Homecare treatment cover

Tata AIG Elder Care Insurance Plan (Pros)

Preventive health check-up
Pre-hospitalisation cover
Post-hospitalisation cover
Compassionate visit
In-patient treatment

Tata AIG Elder Care Insurance Plan (Cons)

Obesity/weight control
Change of gender treatments
Hazardous or adventure sports
Maternity not covered

Tata AIG Elder Care Insurance Plan (Other Benefits)

Cumulative bonus
Daycare procedures
Medical second opinion
AYUSH treatment cover

Tata AIG Elder Care Insurance Plan (Eligibility Criteria)

Entry age- 61 years
Max entry age- 85 years
SI- 5-25 Lakhs
Waiting Period- 30 days

Top Up and Super Top Up

Medicare Plus Plan

TATA AIG Medicare Policy offered by Tata AIG is an affordable top-up policy that is designed to look after your and your family's healthcare need...

Unique Features

Lifetime Renewability
High Sum Insured Options
Quick Buying Process

Medicare Plus Plan (Pros)

Global coverage
Cumulative bonus
Tax benefit
Family discount

Medicare Plus Plan (Cons)

No gender change
Any existing disability
Injuries due to breach of law
Injuries due to aviation
No suicide cover

Medicare Plus Plan (Other Benefits)

Consumables benefits
In-patient dental treatment
Ambulance cover
AYUSH Benefits
Domiciliary treatment

Medicare Plus Plan (Eligibility Criteria)

Entry age- 18 years
Max entry age- 65 years
SI- 3 L- 1 Cr
Waiting period- 30 days

Individual and Family Health Insurance

Tata AIG Medicare Plan

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expens...

Unique Features

Vaccination Covered
AYUSH Covered
Quick Claim Process

Tata AIG Medicare Plan (Pros)

Global coverage
540+ day care treatments
Qualified nurse
Room rent
Organ donor

Tata AIG Medicare Plan (Cons)

Injury due to suicide attempt
Death due to drugs
STDs
Injuries due to breach of law

Tata AIG Medicare Plan (Other Benefits)

AYUSH benefit
Health checkup
Bariatric surgery cover
Vaccination cover

Tata AIG Medicare Plan (Eligibility Criteria)

Entry age- 18 years
Max entry age- 65 years
SI- 3 L- 20 L
Waiting period- 30 days

Individual

TATA AIG Wellsurance Women Policy

To ensure total health coverage for women, Tata AIG Health Insurance has introduced the Wellsurance Women Policy. This plan is specially designed to p...

Unique Features

Designed for Women
Check your Eligibility
Quick Claim Process

TATA AIG Wellsurance Women Policy (Pros)

Cashless hospitalisation
Daily cash benefit
Post-hospitalisation

TATA AIG Wellsurance Women Policy (Cons)

Any pre-existed illnesses or any complications
STDs
Self-inflicted injuries /Attempted suicide
Mental or nervous disorder

TATA AIG Wellsurance Women Policy (Other Benefits)

Free helpline
Discount offerings on health and wellness
Tax benefits

TATA AIG Wellsurance Women Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 7 L

Family

TATA AIG Supercharge Plan

TATA AIG’s Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan opens the availability to dif...

Unique Features

5X Enhanced Benefits
2 Impressive Variants To Choose
Complete AYUSH Coverage

TATA AIG Supercharge Plan (Pros)

5x benefits
5% extra discount for youngsters
2 plan variants
AYUSH treatment

TATA AIG Supercharge Plan (Cons)

Obesity treatment unavailable
Change of gender treatment
Maternity cover
Act of war not included

TATA AIG Supercharge Plan (Other Benefits)

Unlimited recharge
Wellness benefits
Easy claim process
Restore benefit
Pan India coverage

TATA AIG Supercharge Plan (Eligibility Criteria)

Entry age- 90 days
Max entry age- no limit
SI -INR 5 L to 20 L
Waiting period- 30 days

TATA AIG Wellsurance Women Policy: FAQs

1. Who is eligible for TATA AIG Wellsurance Women policy?

The Wellsurance Women Policy is a comprehensive health insurance plan designed specifically for women. It offers a range of benefits like hospitalization coverage, critical illness cover, maternity benefits, and more.

2. Who is eligible for TATA AIG Wellsurance policy?

Women aged between 18 and 65 years are eligible to purchase this policy.

3. What is the maternity benefit coverage under Wellsurance policy?

The policy offers maternity benefits, including pre and post-natal expenses, and newborn baby cover. The exact coverage amount and terms may vary based on the policy plan chosen.

4. How can I renew my Wellsurance policy?

You can renew your policy online through the Tata AIG website or by contacting your insurance agent.

5. What happens if I miss a premium payment?

A grace period is provided to make the overdue premium payment. If the premium is not paid within the grace period, the policy may lapse.

TATA AIG Wellsurance Women Policy

TATA AIG Wellsurance Women Policy Specifications

Entry Age

Policy Type

Sum Insured

Initial Waiting Period*

Renewability

Policy Term

Key Features and Benefits of Wellsurance Women Plan

This plan provides cashless facilities during hospitalization at over 6200+ network hospitals across India. In cashless hospitalization, you don't have to pay a single penny to the hospital for medical treatment.

Get the Hospital Daily Cash Benefit where a fixed amount per day of hospitalization is paid in a lump sum amount to the policyholder.

The plan offers higher hospital cash for ICU/ICCU admission to the hospital.

Convalescence benefit for the post-hospitalization treatment. The insurer pays the lump sum amount for the recovery at home.

Offers coverage for cosmetic Reconstruction Surgery caused due to accident/injuries.

Benefits on Tax Savings under section 80(D) Income Tax Act.

It provides you with an option of cancelling your policy without penalty i.e., called Free look period of 15 days.

It offers lifetime renewability that saves your pocket from financial stress and burdens.

Provides a benefit amount on the diagnosis of 12 critical illnesses listed in the policy's documents.

TATA AIG Health Insurance Company Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Critical Illnesses Covered

Coverages under Wellsurance Women Plan

Exclusions of TATA AIG Wellsurance Women Plan

Other Additional Benefits

Free Helpline

Discount on Health and Wellness

Tax Benefits

Tata AIG Portal

Explore other TATA AIG Health Insurance Company

TATA AIG Accident Guard Plan (Pros)

TATA AIG Accident Guard Plan (Cons)

TATA AIG Accident Guard Plan (Other Benefits)

TATA AIG Accident Guard Plan (Eligibility Criteria)

Medicare Premier Plan (Pros)

Medicare Premier Plan (Cons)

Medicare Premier Plan (Other Benefits)

Medicare Premier Plan (Eligibility Criteria)

TATA AIG Criti MediCare Policy (Pros)

TATA AIG Criti MediCare Policy (Cons)

TATA AIG Criti MediCare Policy (Other Benefits)

TATA AIG Criti MediCare Policy (Eligibility Criteria)

Tata AIG Elder Care Insurance Plan (Pros)

Tata AIG Elder Care Insurance Plan (Cons)

Tata AIG Elder Care Insurance Plan (Other Benefits)

Tata AIG Elder Care Insurance Plan (Eligibility Criteria)

Medicare Plus Plan (Pros)

Medicare Plus Plan (Cons)

Medicare Plus Plan (Other Benefits)

Medicare Plus Plan (Eligibility Criteria)

Tata AIG Medicare Plan (Pros)

Tata AIG Medicare Plan (Cons)

Tata AIG Medicare Plan (Other Benefits)

Tata AIG Medicare Plan (Eligibility Criteria)

TATA AIG Wellsurance Women Policy (Pros)

TATA AIG Wellsurance Women Policy (Cons)

TATA AIG Wellsurance Women Policy (Other Benefits)

TATA AIG Wellsurance Women Policy (Eligibility Criteria)

TATA AIG Supercharge Plan (Pros)

TATA AIG Supercharge Plan (Cons)

TATA AIG Supercharge Plan (Other Benefits)

TATA AIG Supercharge Plan (Eligibility Criteria)

TATA AIG Wellsurance Women Policy: FAQs

1. Who is eligible for TATA AIG Wellsurance Women policy?

2. Who is eligible for TATA AIG Wellsurance policy?

3. What is the maternity benefit coverage under Wellsurance policy?

4. How can I renew my Wellsurance policy?

5. What happens if I miss a premium payment?

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