Life Insurance Articles
Last Updated : Nov, 2024
Life Policy Claim Requirements
Overview: Life Insurance Claim Process and RequirementsThe life insurance policy offers financial security to individuals and families in case of any unfortunate events like death and disability to the life insured or the policyholder. It is suggested that individuals should avail of life insurance policies from insurers that offer a high claim settlement ratio with easy documentation processes.In this article, we will discuss the types of life insurance claims, procedures, and the documents one...
Written By : Himanshu Kumar
Last Updated : Oct, 2024
Top 10 Pension Plans in India
Best Pension Plans in India: OverviewA pension or retirement plan is an investment option that helps allocate savings to build a corpus over a fixed tenure. To get the maximum benefits post-retirement, you must invest regularly during your employment years. A suitable pension plan helps you beat inflation and assists you and your family in dealing with your needs during the post-retirement period.At present, the insurance sector in India offers some of the best pension schemes for you to lead a ...
Written By : Sahil Singh Kathait
Last Updated : Oct, 2024
Top 10 Life Insurance Companies
Top 10 Life Insurance Companies in India 2024There are approximately 24 life insurance companies in India that offer various life cover products to the Indian citizens. Choosing the best ones among these can be done by analyzing some of their features like a good claim settlement ratio, solvency ratio, annual premiums and customer reviews. All of these factors together define a good life insurance company that values its customers and takes their claims seriously. It’s necessary for indivi...
Written By : Himanshu Kumar
Last Updated : Oct, 2024
New surrender value norms for life insurance
New Surrender Value Norms For Life InsuranceSurrender value is the amount paid by the insurance company to the policyholders if they stop paying further premiums due for any reason. IRDAI has recently issued new surrender value norms for traditional endowment policies. These norms are applicable starting from October 1, 2024. Let’s understand what these norms are and how they are going to impact the policyholders in the long run.Key TakeawaysNew surrender value norms are applicable startin...
Written By : Himanshu Kumar
Last Updated : Sep, 2024
Life Insurance Terminologies- Every Policyholder Must Know
Life Insurance Terminologies: OverviewLife insurance is one of the best investments of your life as it offers financial coverage to your loved ones in case of your unfortunate demise. However, people often need clarity about the meaning of life insurance terms. A clear understanding of life insurance terminologies helps you make smart and informed decisions.This article provides you with a comprehensive understanding of the terminologies of life insurance so that you can make the right decisions...
Written By : Himanshu Kumar
Last Updated : Sep, 2024
Money Back Policy
Money Back PolicyDid you know? According to the IRDAI annual report, out of 100 life insurance policies sold, only 30-40 will complete their tenure. Yes, you heard it right. The most common reason for surrendering a policy is the inability to fulfil it financially.So, what if we tell you that some policies start paying you right after the end of the premium payment term? In the article, we will discuss money-back plans and why these plans are quite popular nowadays.What is a money-back policy?Mo...
Written By : Himanshu KumarTerm Insurance Companies
- LIC Term Insurance
- HDFC Term Insurance
- ICICI Term Insurance
- SBI Term Insurance
- Max Life Term Insurance
- Tata AIA Term Insurance
- PNB MetLife Term Plan
- Bajaj Allianz Term Insurance
- Bandhan Term Insurance
- Kotak Term Insurance
- Canara HSBC Term Insurance
- Bharti Axa Term Insurance
- Aviva Term Insurance
- Indiafirst Term Insurance
- Exide Term Insurance
- Edelweiss Tokio Term Insurance
- IDBI Federal Term Insurance
- Future Generali Term Insurance
- Birla Sun Life Term Insurance
- Reliance Nippon Term Insurance
- Pramerica Term Insurance
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Written By: Naval Goel
Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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