Aviva Life Affluence Plan
  • In-built Accidental Cover
  • Earn Loyalty Rewards
  • Boost Wealth With Top-up
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Buy Policy in just 2 mins

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2 lakh + Happy Customers

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Customized Investment Plan for you.

Select Your Annual Income

15 Lacs+ P.A. 10-15 Lacs P.A. 7-10 Lacs P.A. 5-7 Lacs P.A. 3-5 Lacs P.A. Upto 3 Lacs P.A.

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Aviva Life Affluence Plan

Aviva Affluence plan is a unit-linked life insurance plan that helps you build wealth through market-linked investment. With an Aviva Life Affluence, you can pay premiums for 7, 10, and 15 years, as well as stay protected with assured life cover throughout the policy term.
The plan offers a choice of 8 unit-linked fund options to match your risk tolerance and financial goals. You can easily transfer your money from one fund to another by switching or redirecting your premiums. In this plan, you'll get an extra payout on top of the basic sum assured in case of accidental death. 
Even the insurer offers loyalty rewards added to your fund value, boosting your overall returns for on-time premium payments. On the other hand, you can make top-up investments anytime during the policy term to increase your fund value significantly.

Aviva Affluence Plan offers you a range of benefits including:

why-choose
  • Choice of 4 unit-linked fund options

  • Choose your investment funds

  • Pay premiums for 7, 10, and 15 years
  • In-built accidental coverage
  • Top-up investments

Eligibility Criteria for Aviva Life Affluence Plan

Your Occupation

Entry age

Minimum Age - 20 year Maximum Age - 50 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 70 years

Your Gender

Policy tenure

Minimum term - 10 years Maximum term - 17 years

Maternity Benefit Rider

Premium payment term

7 to 30 years

Dr YSR Aarogyasri Trust

Premium payment frequency

Annual, half-yearly, quarterly & monthly

Maternity Benefit Rider

Sum assured

No limit

How Does the Aviva Affluence Plan Work?

Let's understand how the Aviva Affluence Plan works with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Verma is looking for an Investment plan that helps him create a lump sum amount to fulfill his financial needs.

Solution

His financial advisor advised him to buy the Aviva Affluence Plan. He visited PolicyX.com

Features of Aviva Life Affluence Plan

Here are some features of Aviva Life Affluence Plan:

Aviva Investment Plans

Aviva Affluence plan is a unit-linked life insurance plan that helps you build wealth through market-linked investment. With an Aviva Life Affluence, ...

Unique Features

  • In-built Accidental Cover
  • Earn Loyalty Rewards
  • Boost Wealth With Top-up

Aviva Life Affluence Plan (Pros)

Aviva Life Affluence Plan
  • Choice of 4 unit-linked fund options
  • Choose your investment funds
  • Pay premiums for 7
  • 10
  • and 15 years

Aviva Life Affluence Plan (Cons)

Aviva Life Affluence Plan
  • No Guaranteed Additions
  • No Premium Offset
  • Whole Life Cover Not Available

Aviva Life Affluence Plan (Other Benefits)

Aviva Life Affluence Plan
  • In-built accidental coverage
  • Top-up investments
  • Tax benefits

Aviva Life Affluence Plan (Eligibility Criteria)

Aviva Life Affluence Plan
  • Entry age - 20 years
  • Max entry age - 50 years
  • Min sum assured - 5 lakhs
  • Max maturity age - 70 years
  • PPT - RP/SP/LP

Aviva Life i-Growth is an individual unit-linked insurance plan that offers dual benefits: protection and savings. You can choose to pay for this plan...

Unique Features

  • Choice of Fund Options
  • Loyalty Additions
  • In-built Accidental Death Benefit

Aviva Life i-Growth Plan (Pros)

Aviva  Life i-Growth Plan
  • Choice of Fund Options
  • Loyalty Additions
  • In-built Accidental Death Benefit

Aviva Life i-Growth Plan (Cons)

Aviva  Life i-Growth Plan
  • Consumption of any intoxicants
  • Death due to any aviation accident
  • Death due to any adventurous sports

Aviva Life i-Growth Plan (Other Benefits)

Aviva  Life i-Growth Plan
  • 3 unit-linked fund options
  • Loyalty additions
  • Convenience of choosing your investment funds

Aviva Life i-Growth Plan (Eligibility Criteria)

Aviva  Life i-Growth Plan
  • Entry Age: Minimum Age - 18 year Maximum Age - 50 years
  • SA: Rs 50 lakhs
  • Maximum Maturity Age - 60 years
Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Benefits of the Aviva Affluence Plan

There are various benefits to buying the Aviva Affluence Plan. Let’s understand each of them in detail:

  • Death Payout If you unfortunately pass away during the policy term, the death benefit amount will be paid out to the nominee.
  • Top-up Payout on Death  If top-up premiums are paid in the policy, the nominee shall receive an additional payout on top of the basic sum assured.
  • Maturity Benefit Once the Policy matures at the end of the policy term and all due premiums have been paid, the maturity benefit with the following additions shall be payable to you.
  • Tax benefits Increase your savings by claiming the tax benefits applicable as per the Income Tax Laws 1961.

Documents Required to Buy Aviva Affluence Plan

Here is the list of documents required to buy the Aviva Affluence Plan:

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhaar card, PAN card, Driving license.

How to Buy Aviva Life Affluence Plan?

You can buy the Aviva Life Affluence Plan official website or one of their nearest branch offices.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Hover on the ‘Life Insurance’ tab.

  • Step 3

    Choose the Investment plan you want to buy.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of Aviva Life Insurance.

  • Step 2

    Hover over 'Life Insurance Plans' from the top of the menu.

  • Step 3

    Click on the Aviva Affluence Plan.

  • Step 4

    Click on ‘Buy Now’ and you will be redirected to a new page.

  • Step 5

    Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.

  • Step 6

    Once discussed you can make the premium payment and get the policy documents.

Buying from their branch office

You can buy the Aviva Affluence Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.

Your Occupation

Exclusions of the Aviva Affluence Plan

Given below are some exclusions of the Aviva Affluence Plan-

  • Suicide within 12 months of the policy purchase is not covered.

  • Consumption of any intoxicants.

  • Death due to any aviation accident.

  • Death due to any adventurous sports.

Plan At a Glance

What’s Good Here What’s Missing
Switching or Redirecting Premiums Guaranteed Additions
Life Cover  Premium Offset
Choice of 4 Fund Options Whole Life Cover
Flexibility to withdraw funds partially No Auto Cover Continuance

In a nutshell

Aviva Affluence plan is a unit-linked life insurance plan that offers assured life cover, investment returns, and flexibility to choose your own investment funds. For further information about this plan, you can directly contact our insurance experts free of cost.

FAQs: Aviva Life Affluence Plan

1. What is the Aviva Affluence plan?

Aviva Affluence plan is a unit-linked life insurance plan that helps you build wealth through market-linked investment.

2. What do you receive at the end of the policy term in the Aviva Affluence policy?

At the end of the policy term, the maturity benefit with the following additions shall be payable to you: Fund Value + Top-up premiums (if any) + Maturity Booster Additions.

3. What is the impact of partial withdrawals on death benefits?

Partial withdrawals made during the 2 years before the policyholder’s death date will be reduced from the sum assured.

4. Can I withdraw the full amount from the Aviva Affluence plan after five years?

No, In this plan you can partially withdraw your accumulated funds from the 6th year onwards.

5. What is the Top-up feature?

With this feature, you can make lump-sum investments anytime during the policy term to increase your fund value.

Life Insurance Companies

Compare and buy the most suitable Life Insurance Plan from the below-mentioned IRDAI-approved Life Insurance companies.

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Sahil Singh Kathait

Written By: Sahil Singh Kathait

A boy-in-squares bagging escapades of switching streets in groove & sensing musical airy-notes from 6 1". Under wayed nyctophile sketching the walls of life from the panorama of anime.