Bajaj Allianz Assured Wealth Goal
  • Joint life cover
  • Six variants options
  • Regular guaranteed income
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Customized Investment Plan for you.

Select Your Annual Income

15 Lacs+ P.A. 10-15 Lacs P.A. 7-10 Lacs P.A. 5-7 Lacs P.A. 3-5 Lacs P.A. Upto 3 Lacs P.A.

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Bajaj Allianz Assured Wealth Goal

Bajaj Allianz's Assured Wealth Goal is a non-linked, non-participating life insurance savings plan. It offers the dual benefit of saving and insurance under the same policy. It consists of six different plan options to cater to the needs of every unique individual. With a starting entry age of 1 month, this investmest plan is available for upto 65 years of age.

This plan offers you various benefits including:

why-choose
  • Joint life cover
  • Regular guaranteed income
  • Flexible premium payment term
  • Whole life cover
  • Flexible payout term
  • Enhance protection through riders

Eligibility Criteria for Bajaj Allianz Assured Wealth Goal

Your Occupation

Entry age

Minimum Age - 0 years Maximum Age - 55 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 99 years

Your Gender

Policy tenure

5 to 44 years

Maternity Benefit Rider

Premium payment term

5 to 12 years

Dr YSR Aarogyasri Trust

Premium payment frequency

Monthly, Quarterly, Half-yearly, and Yearly

Maternity Benefit Rider

Sum assured

No limit

How Does Bajaj Allianz Assured Wealth Goal Plan Work?

Let’s understand how the Bajaj Allianz Assured Wealth Goal Plan works with the help of a simple illustration.

Why Buy Term Insurance Online?

Problem

Mr. Verma is looking for a savings plan that provides him guaranteed returns along with return on the amount he has invested.

Solution

His financial advisor advised him to buy the Bajaj Allianz Wealth Assure Goal Plan to get the dual benefits of a life insurance plan and a savings plan. 

Let's understand how the Bajaj Allianz Wealth Assure Goal Plan works for him with a premium illustration table.

Age of policyholder Annual premiums Policy tenure Premium payment term Total premiums paid Maturity benefits
30 years Rs. 1,50,000 15 years 8 years Rs 12,00,000 Rs 21,39,000

Key Takeaways: In case of Mr. Verma's demise during the policy tenure, the sum assured will be paid to their nominee.

Features of Bajaj Allianz Assured Wealth Goal

Here are some features of Bajaj Allianz Assured Wealth Goal:

Bajaj Allianz Investment Plans

Bajaj Allianz's Assured Wealth Goal is a non-linked, non-participating life insurance savings plan. It offers the dual benefit of saving and insurance...

Unique Features

  • Joint life cover
  • Six variants options
  • Regular guaranteed income

Bajaj Allianz Assured Wealth Goal (Pros)

Bajaj Allianz Assured Wealth Goal
  • Joint life cover
  • Six variants options
  • Regular guaranteed income

Bajaj Allianz Assured Wealth Goal (Cons)

Bajaj Allianz Assured Wealth Goal
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bajaj Allianz Assured Wealth Goal (Other Benefits)

Bajaj Allianz Assured Wealth Goal
  • Death Benefits
  • Maturity Benefits
  • Tax Benefits

Bajaj Allianz Assured Wealth Goal (Eligibility Criteria)

Bajaj Allianz Assured Wealth Goal
  • Minimum entry age- 0 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 30000
  • Maximum sum assured- No limit
  • Maximum policy term- 44 years

Bajaj Allianz Flexi Income Goal is a non-linked, participating, guaranteed income Life insurance plan. It offers the dual benefit of insurance and sav...

Unique Features

  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income

Bajaj Allianz Flexi Income Goal (Pros)

Bajaj Allianz Flexi Income Goal
  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income

Bajaj Allianz Flexi Income Goal (Cons)

Bajaj Allianz Flexi Income Goal
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bajaj Allianz Flexi Income Goal (Other Benefits)

Bajaj Allianz Flexi Income Goal
  • Cash bonuses
  • Death Benefits
  • Maturity Benefits

Bajaj Allianz Flexi Income Goal (Eligibility Criteria)

Bajaj Allianz Flexi Income Goal
  • Minimum entry age- 0 years
  • Maximum entry age- 99 years
  • Minimum sum assured- Rs 158400
  • Maximum sum assured- Rs No limit
  • Maximum policy term- 60 years

Bajaj Allianz Life Guaranteed Income Goal by Bajaj Allianz Life Insurance is a non-linked savings life insurance plan. It offers the dual benefit of s...

Unique Features

  • Guaranteed returns
  • Choice of two variants
  • Policy loan available

Guaranteed Income Goal (Pros)

Guaranteed Income Goal
  • Guaranteed returns
  • Choice of two variants
  • Policy loan available

Guaranteed Income Goal (Cons)

Guaranteed Income Goal
  • Suicide not covered
  • Aviation accidents not covered
  • Adventurous activities not covered

Guaranteed Income Goal (Other Benefits)

Guaranteed Income Goal
  • Guaranteed increasing income
  • Extended life cover
  • Flexible policy and premium payment term

Guaranteed Income Goal (Eligibility Criteria)

Guaranteed Income Goal
  • Entry Age: Minimum Age - 6 years Maximum Age - 60 years
  • SA: No limit
  • Maximum Maturity Age - 72 years

Bajaj POS Goal Suraksha Plan by Bajaj Allianz Life Insurance is a combination of a life insurance plan as well as a savings plan. It provides death be...

Unique Features

  • Guaranteed additions
  • Limited payment term
  • Alter payment modes

POS Goal Suraksha (Pros)

POS Goal Suraksha
  • Guaranteed additions
  • Limited payment term
  • Alter payment modes

POS Goal Suraksha (Cons)

POS Goal Suraksha
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

POS Goal Suraksha (Other Benefits)

POS Goal Suraksha
  • Policy loan
  • Tax benefits
  • Death benefits

POS Goal Suraksha (Eligibility Criteria)

POS Goal Suraksha
  • Minimum entry age- 0 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 30000
  • Maximum sum assured- Rs 25 lakhs
  • Maximum policy term- 20 years

Bajaj Allianz Life Income Assure Plan by Bajaj Allianz Life Insurance is a participating savings plan offering guaranteed regular monthly income and a...

Unique Features

  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate

Income Assure (Pros)

Income Assure
  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate

Income Assure (Cons)

Income Assure
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Income Assure (Other Benefits)

Income Assure
  • Choice of 2 life cover variants
  • Flexibility to choose premium payment term
  • Special premium rates for women

Income Assure (Eligibility Criteria)

Income Assure
  • Minimum entry age- 0 years
  • Maximum entry age- 50 years
  • Minimum sum assured- 144 times of Guaranteed Monthly Income
  • Maximum sum assured- No limit
  • Maximum policy term- 24 years
Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Benefits of Bajaj Allianz Assured Wealth Goal Plan

There are various benefits to buying the Bajaj Allianz Assured Wealth Goal Plan. Let’s understand each of them in detail:

  • Maturity benefits: Bajaj Allianz Assured Wealth Goal Plan offers you maturity benefits if you outlive the policy tenure. These benefits help you complete your financial goals and requirements.
  • Death benefits: In case of the policyholder’s uncertain demise, death benefits are paid to their loved ones so that they can live a comfortable lifestyle.
  • Limited payment term: You have to make premium payments under this plan for a limited time while you enjoy coverage for a long time.
  • Alter premium payment modes: You can alter your premium payment modes between the policy tenure. The frequency term includes monthly, quarterly, half-yearly, and yearly.

Documents Required to Buy Bajaj Allianz Assured Wealth Goal Plan

Here is the list of documents required to buy the Bajaj Allianz Assured Wealth Goal Plan:

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy Bajaj Allianz Assured Wealth Goal?

You can buy the Bajaj Allianz Assured Wealth Goal official website or one of their nearest branch offices.

 

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com

  • Step 2

    Click on the ‘Investment’ tab.

  • Step 3

    A new page will appear on the screen.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of Bajaj Allianz.

  • Step 2

    Hover over the ‘Plans’ and click on ‘Saving Plans’.

  • Step 3

    Click on ‘Online Plans’ and choose 'Bajaj Allianz Assured Wealth Goal Plan'

  • Step 4

    Click on ‘Know More’ and you will be redirected to a new page.

  • Step 5

    Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.

  • Step 6

    Once discussed you can make the premium payment and get the policy documents.

Buying from their branch office

You can buy the Bajaj Allianz's Assured Wealth Goal Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.

Your Occupation

Exclusions of Bajaj Allianz's Assured Wealth Goal

  • In case the policyholder commits suicide within 12 months of policy purchase then no death benefits are offered to their family members. Either 80% of the premiums paid to date or the surrender value acquired to date whichever is higher is paid.

Plan At a Glance

What’s Good Here What’s Missing
Guaranteed additions Whole Life Cover
Joint life cover High sum assured rebate
Choice to alter the premium payment mode Auto cover continuance
Option to take a policy loan Top-up premium

In a nutshell

If you are looking for an insurance plan that not only protects your family financially but also provides maturity benefits if you outlive the policy tenure then you can consider buying Bajaj Allianz Assured Wealth Goal Plan. This plan offers you guaranteed additions along with maturity benefits.

If you are still confused about whether buying this plan is right for you or not then you can contact us at PolicyX.com. One of our insurance experts will reach you shortly, understand your requirements, and help you choose the plan that best suits your requirements and needs.

FAQs: Bajaj Allianz Life Assured Wealth Goal

1. What is the minimum age to purchase Bajaj Allianz Life Assured?

The minimum age to buy this plan is 1 month for the wealth creation variant.

2. How many plan variants are available in this plan?

There are a total of six plan variants available in this plan.

3. What is the maximum maturity age of this plan?

The maximum maturity age of this plan is 72 years.

4. Which varients option of this Bajaj Allianz Life Assured offers joint life cover?

The wealth creation variant of this plan offers joint life cover.

5. Does Bajaj Allianz Life Assured offer a policy loan facility?

Yes, this plan offered a policy loan facility against 80% of your surrender value.

6. How much grace period is available in this plan?

There is a 30 day grace period available in this plan.

7. Can I withdraw my money from the Bajaj Allianz Life Assured plan?

Yes, there is a partial withdrawal option available in this plan, through which you can withdraw your money before the completion of the policy term.

8. What is the minimum amount I can invest in Bajaj Allianz Life Assured Plan?

The minimum amount you can invest in this plan is just Rs. 5000/- only.

9. What are the different tax benefits I can avail of under this plan?

You can avail of the tax benefits under the below sections: 80C, 80D, and 1010D.

10. Is the income benefit available in all the variants of this plan?

Yes, you can avail of income benefits in all the variants of this plan.

Life Insurance Companies

Compare and buy the most suitable Life Insurance Plan from the below-mentioned IRDAI-approved Life Insurance companies.

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varun saxena

Written By: Varun Saxena

I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.