Bajaj Allianz Flexi Income Goal
  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income
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Customized Investment Plan for you.

Select Your Annual Income

15 Lacs+ P.A. 10-15 Lacs P.A. 7-10 Lacs P.A. 5-7 Lacs P.A. 3-5 Lacs P.A. Upto 3 Lacs P.A.

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Bajaj Allianz Flexi Income Goal

Bajaj Allianz Flexi Income Goal is a non-linked, participating, guaranteed income Life insurance plan. It offers the dual benefit of insurance and savings. Rather than a normal savings plan, this plan provides non- guaranteed cash bonus from the first policy year itself. With its flexible premium payment option of 5 to 20 years, this plan offers insurance coverage for up to 99 years of age.

Bajaj Allianz Flexi Income Goal offers you a range of benefits including:

why-choose
  • 150% of the Sum Assured as a Guaranteed Benefit
  • Joint Life Cover Option
  • Life covers up to the age of 99 years.
  • Flexible survival benefit payout.
  • Enhance protection through riders.

Eligibility Criteria for Bajaj Allianz Flexi Income Goal

Your Occupation

Entry age

Minimum Age - 0 years Maximum Age - 99 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 99 years

Your Gender

Policy tenure

12 to 60 years

Maternity Benefit Rider

Premium payment term

5 to 20 years

Dr YSR Aarogyasri Trust

Premium payment frequency

Annual, half-yearly, quarterly & monthly

Maternity Benefit Rider

Sum assured

No limit

How Does the Bajaj Allianz Flexi Income Goal Work?

Let's understand how the Bajaj Allianz Flexi Income Goal works with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Verma is looking for an Investment plan that helps him create a lump sum amount to fulfill his financial needs.

Solution

His financial advisor advised him to buy the Bajaj Allianz Flexi Income Goal. He visited PolicyX.com

Features of Bajaj Allianz Flexi Income Goal

Here are some features of Bajaj Allianz Flexi Income Goal:

Maternity Benefit Rider

Whole life coverage

Bajaj Allianz Life Flexi Income Goal Plan offers coverage up to 99 years of age.

 

Tax

Joint life coverage

This plan offers the option of joint life cover. You can cover your spouse under this plan by paying nominal premiums.

 

Maternity Benefit Rider

Cash bonus

This plan provides cash bonus as part of the maturity benefits from the first month of the policy start.

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Bajaj Allianz Flexi Income Goal is a non-linked, participating, guaranteed income Life insurance plan. It offers the dual benefit of insurance and sav...

Unique Features

  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income

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Benefits of Bajaj Allianz Life Flexi Income Goal

There are various benefits to buying the Bajaj Allianz Life Flexi Income Goal. Let’s understand each of them in detail:

  • Maturity benefits: Upon the full survival of life insured during the policy term, Bajaj Allianz Flexi's income goal will pay the maturity benefit
  • Death benefits: Upon the unfortunate demise of life insured policy term, Bajaj Allianz Flexi's income goal will pay the death benefit
  • Tax Benefits: You can avail of the tax benefit by paying the premium of the Bajaj Allianz Fliexi income plan under the Income Tax Act of 1961
  • Survival Benefits: Survival benefit: Bajaj Allianz Flexi's income Goal will pay the survival benefit from the first policy year. 
  • Policy loan: In case of emergencies, this plan also offers a loan for up to 80% of your surrender value at current company interest. 

Documents Required to Buy Bajaj Allianz Flexi Income Goal Plan

Here is the list of documents required to buy the Bajaj Allianz Flexi Income Goal Plan:

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy Bajaj Allianz Flexi Income Goal?

You can buy the Bajaj Allianz Flexi Income Goal official website or one of their nearest branch offices.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Click on the ‘Investment’ tab.

  • Step 3

    A new page will appear on the screen.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of Bajaj Allianz Life Insurance.

  • Step 2

    Hover over the 'Investment Plans' from the top of the menu.

  • Step 3

    Click on the ' Bajaj Allianz Flexi Income Goal'.

  • Step 4

    Click on ‘Buy Now’ and you will be redirected to a new page.

  • Step 5

    Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.

  • Step 6

    Once discussed you can make the premium payment and get the policy documents.

Buying from their branch office

You can buy the Bajaj Allianz Flexi Income Goal offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.

Your Occupation

Exclusions of the Bajaj Allianz Flexi Income Goal

Given below are some exclusions of the Bajaj Allianz Flexi Income Goal-

  • Suicide within 12 months of the policy purchase is not covered.

  • Consumption of any intoxicants.

  • Death due to any aviation accident.

  • Death due to any adventurous sports.

Plan At a Glance

What’s Good Here What’s Missing
Joint Life Cover Premium Offset
Whole Life Cover Premium Break
Special Premium Rates for Women High Sum Assured Discounts
Cash Bonuses Large Premium Boost Discounts 

In a nutshell

Apart from a regular life insurance plan, that provides fixed coverage throughout the policy term. Bajaj Allianz's flexi income plan offers joint life coverage, protection for up to 99 years, survival payouts, and the option to enhance coverage with additional riders.

If you are still confused about whether this plan is the best fit for you or not, then you can contact us at PolicyX.com. One of our insurance experts will assist you in choosing the right insurance policy.

FAQs: Bajaj Allianz Life Flexi Income Goal

1. What is the minimum age to purchase this plan?

The minimum age to purchase this plan is 1 month.

2. What is the maximum maturity age of this plan?

The maximum maturity age of this plan is 72 years.

3. What are the different premium payment terms available in this plan?

This Plan offers- yearly, half-yearly, quarterly, and monthly payment terms.

4. Does this Bajaj Allianz Flexi income goal offer joint life cover?

Yes, this plan offers joint life cover.

5. Is a policy loan available in this Bajaj Allianz Flexi income goal?

Yes, a Policy loan is available in the Bajaj Allianz Flexi income goal plan.

6. Is a partial withdrawal option available in the Bajaj Allianz Flexi income goal plan?

Yes, Partial withdrawal is available in Bajaj Allianz Flexi income goal.

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varun saxena

Written By: Varun Saxena

I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.