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Bharti Axa Future Invest is a combination of a life insurance product and an investment plan. Your family gets financial protection in case of your unfortunate demise during the tenure and you get a maturity amount if you outlive the policy tenure.
This plan also provides you with multiple investment options to choose from as per your risk profile. This article provides you with complete details of Bharti Axa Future Invest including its eligibility criteria, features, benefits, and applicable charges.
Bharti Axa Future Invest Plan offers you a range of benefits including:
Limited premium payment term,
Extendable investment period,
Minimum Age - 18 year Maximum Age - 59 years
Maximum Maturity Age - 69 years
10 years
Single Pay and 5 years
Annual, half-yearly, quarterly & monthly
125% of Single Premium
Let's understand how the Bharti Axa Life Future Invest Plan works with a simple premium illustration.
Mr. Verma is looking for an Investment plan that helps him create a lump sum amount to fulfill his financial needs.
His financial advisor advised him to buy the Bharti Axa Life Future Invest Plan. He visited PolicyX.com
Let's understand how the Bharti Axa Life Future Invest Plan works for him with a premium illustration table.
Age of policyholder | Annual Premium | Policy tenure | Premium Payment Tenure | Maturity Benefits |
35 years | Rs 50,000 | 10 years | 5 years | Rs 3,53,827 |
Key Takeaways: At the end of the policy tenure the maturity benefits of Rs 3,53,827 are paid to the policyholder.
Here are some features of Bharti Axa Life Future Invest Plan:
This plan offers you a free-look period of 30 days to understand more about this plan along with its terms and conditions. In this period you can also return your policy to Bharti Axa after paying minimum charges.
In case the life insured is a minor, the policy will automatically get transferred to their name once they attain maturity age.
There are instances when you miss your premium payments and insurers may charge you a heavy penalty. The grace period of 15 days in case of monthly premiums and 30 days in case of quarterly, half-yearly, and yearly.
In case you still don’t make premium payments in the grace period your policy will be discontinued and fund value will be transferred to the discontinued fund after deducting discontinuance charges.
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There are various benefits to buying the Bharti Axa Life Future Invest Plan. Let’s understand each of them in detail:
Here is the list of documents required to buy the Bharti Axa Life Future Invest Plan:
Photo ID Proof (either of one) - Passport, Aadhaar card, PAN card, Driving license.
Age Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Address Proof (either of one) - Utility bill, passport, voter ID, ration card.
Medical Records of the policyholder if requested.
Income Proof ( either of one) - bank statement, last three months' salary slips (if you are salaried).
You can buy the Bharti Axa Life Future Invest Plan official website or one of their nearest branch offices.
Visit the official website of PolicyX.com.
Hover on the ‘Life Insurance’ tab.
Choose the Investment plan you want to buy.
Fill out the form at the top of the page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.
Visit the official website of Bharti Axa Life Insurance.
Hover over 'Life Insurance Plans' from the top of the menu.
Click on the Bharti Axa Future Invest Plan.
Click on ‘Buy Now’ and you will be redirected to a new page.
Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.
Once discussed you can make the premium payment and get the policy documents.
You can buy the Bharti Axa Future Invest Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.
Given below are some exclusions of the Bharti Axa Future Invest Plan-
Suicide within 12 months of the policy purchase is not covered.
Consumption of any intoxicants.
Death due to any aviation accident.
Death due to any adventurous sports.
What’s Good Here | What’s Missing |
Extendable investment period | Guaranteed Additions |
Life Cover | Premium Offset |
Liquidity benefits | Whole Life Cover |
Flexibility to withdraw funds partially | No Auto Cover Continuance |
Bharti Axa Life Future Invest Plan offers you dual benefits- financial protection for your loved ones in your absence along with maturity benefits on survival. This plan has zero allocation charges. It means the whole of your premium amount is invested in the market. If you are still confused about whether this plan will fulfill your needs or not then you can contact us at PolicyX.com. One of our insurance advisors will contact you shortly, understand your financial requirements, and help you choose the right plan for you.
There are zero allocation charges with Bharti Axa Life Future Invest.
The maturity age of the Future Invest Plan is 69 years.
You can buy the Bharti Future Invest Plan either by calling one of their advisors or visiting one of their nearest branches.
There are various charges associated with the Future Invest Plan including Policy administration charges, Discontinuance charges, Morality charges, and Fund management charges.
There are two premium payment options available with Future Invest Plan including Limited Pay and 5 years pay.
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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February 5, 2023
Asia/Kolkata
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