Bharti Axa Life Samriddhi
  • Lump sum benefits
  • Flexible premium payment term
  • Non guaranteed bonuses
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Bharti Axa Life Samriddhi

Bharti Axa Samriddhi is a combination of a life insurance plan and a savings plan. This plan protects your family financially in case of your absence along with helping you to save for your future goals.

HDFC Life Sanchay Plus is a non-participating, non-linked savings life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding. You can also opt for an additional rider option to enhance your plan's overall coverage. You can also get the revisionary and terminal bonus that helps increase your savings benefits. This article will provide complete details about this plan including its features, benefits, buying process, etc.

Bharti Axa Life Samriddhi Plan offers you a range of benefits including:

why-choose
  • Life cover
  • Maturity benefits
  • Flexible premium payment term
  • Potential upside with bonus
  • Lumpsum benefits
  • Loan on policy

Eligibility Criteria for Bharti Axa Life Samriddhi

Your Occupation

Entry age

Minimum- 0 years, Maximum- 55 years

Mukhyamantri Amrutam Yojana

Maturity age

80 years

Your Gender

Policy tenure

10, 15, 20, 25, 30 & 35 Years

Maternity Benefit Rider

Premium payment term

5, 12, years, or the same as the policy term

Dr YSR Aarogyasri Trust

Premium payment frequency

Monthly, Quarterly, Half-yearly and Yearly

Maternity Benefit Rider

Sum assured

Depends on the minimum and maximum premium

How Does Bharti Axa Life Samriddhi Plan Work?

Let’s understand how Bharti Axa Samriddhi works with a simple illustration table.

Why Buy Term Insurance Online?

Problem

Mr. Singhania is looking for an investment plan to create long-term wealth for his child.

Solution

His financial advisor advised him to buy the Bharti Axa Samriddhi Plan. He visited PolicyX.com to save a lump sum amount of money to meet future financial goals.

Let's understand how the Bharti Axa Samriddhi Plan works for him with a premium illustration table.

Age of policyholder Annual Premiums Total Premium Paid Policy tenure Sum Assured Maturity Benefits
35 years Rs 25,000 Rs 6,25,000 25 years Rs 6,98,129 Rs 13,79,677

Key Takeaways: At the end of the policy tenure the maturity benefits of Rs 13,79,677 are paid to the policyholder.

Features of Bharti Axa Life Samriddhi

Here are some features of Bharti Axa Life Samriddhi:

Bharti Axa Investment Plans

‘A plan that helps you save for your future goals’. Bharti Axa Guaranteed Wealth Pro offers you dual benefits- insurance coverage to provi...

Unique Features

  • Choose your pay structure
  • Insurance cover
  • Multiple income options

Bharti Axa Guaranteed Wealth Pro (Pros)

Bharti Axa Guaranteed Wealth Pro
  • Guaranteed returns
  • Option to choose payout structure
  • Income options

Bharti Axa Guaranteed Wealth Pro (Cons)

Bharti Axa Guaranteed Wealth Pro
  • Suicidal deaths not covered
  • Air accidents not covered

Bharti Axa Guaranteed Wealth Pro (Other Benefits)

Bharti Axa Guaranteed Wealth Pro
  • Choose premium payment term and policy term
  • Insurance cover
  • Additional rider options

Bharti Axa Guaranteed Wealth Pro (Eligibility Criteria)

Bharti Axa Guaranteed Wealth Pro
  • Minimum entry age- 0 year
  • Maximum entry age- 60 years
  • Minimum- 105% of total premiums paid
  • Maximum- No limit
  • Maximum policy term- 12 years

Bharti Axa Life Shining Stars helps you fulfil your child’s dreams without any compromise. This investment plan helps you save a lump sum amount...

Unique Features

  • Get guaranteed maturity benefits
  • Advanced premium payment options
  • Flexible policy tenure

Bharti Axa Shining Stars (Pros)

Bharti Axa Shining Stars
  • Multiple policy and premium payment tenure
  • Maturity benefits
  • Death benefits

Bharti Axa Shining Stars (Cons)

Bharti Axa Shining Stars
  • Suicidal death not covered
  • Aviation accident not covered
  • Adventurous incidents not covered

Bharti Axa Shining Stars (Other Benefits)

Bharti Axa Shining Stars
  • Multiple maturity options to choose from
  • Advanced premium option
  • Paid up benefits

Bharti Axa Shining Stars (Eligibility Criteria)

Bharti Axa Shining Stars
  • Minimum entry age- 18 year
  • Maximum entry age- 60 years
  • Minimum sum assured- Rs 50
  • 000
  • Maximum sum assured- No Limit
  • Maximum policy term- 20 years

With the Bharti AXA Super Series Plan, enjoy guaranteed savings and income for worry-free tomorrow! Bharti AXA Life Super Series provides guaranteed s...

Unique Features

  • Guaranteed Maturity Additions
  • Guaranteed Money Back
  • 3 Premium Payment Options

Bharti AXA Super Series Plan (Pros)

Bharti AXA Super Series Plan
  • Guaranteed Money Back
  • Maturity Benefit
  • Guaranteed Maturity Addition

Bharti AXA Super Series Plan (Cons)

Bharti AXA Super Series Plan
  • Limited Flexibility
  • High premiums
  • Potential lower return

Bharti AXA Super Series Plan (Other Benefits)

Bharti AXA Super Series Plan
  • 3 variants
  • Guaranteed cash payout
  • 5 optional riders

Bharti AXA Super Series Plan (Eligibility Criteria)

Bharti AXA Super Series Plan
  • Minimum entry age- 0 year
  • Maximum entry age- 63 years
  • Sum Assured- No Limit
  • Maximum policy term- 20 years

Bharti AXA Life Guaranteed Pro is a non-linked, non-participating life insurance savings plan. This plan has the dual benefit of a long-term income op...

Unique Features

  • Regular guaranteed income
  • Lumpsum amount at maturity
  • 2 Plan option

Bharti Axa Guaranteed Income Pro (Pros)

Bharti Axa Guaranteed Income Pro
  • Life insurance cover
  • Two plan options
  • Receive all premiums back
  • Flexibility

Bharti Axa Guaranteed Income Pro (Cons)

Bharti Axa Guaranteed Income Pro
  • No suicidal cover
  • Air accident not covered

Bharti Axa Guaranteed Income Pro (Other Benefits)

Bharti Axa Guaranteed Income Pro
  • Life insurance covers for the whole policy tenure
  • Two plan options: endowment and income option
  • Get paid premium back under the income option

Bharti Axa Guaranteed Income Pro (Eligibility Criteria)

Bharti Axa Guaranteed Income Pro
  • Minimum entry age- 3 months
  • Maximum entry age- 65 years
  • Minimum sum assured- Rs 25000
  • Maximum sum assured- No Limit
  • Maximum policy term- 25 years

Bharti Axa Super Endowment helps you create wealth and even secure the future of your loved ones financially in case of your uncertain demise. You can...

Unique Features

  • Multiple policy tenure
  • Guaranteed additions on maturity
  • Benefits paid on survival

Bharti Axa Super Endowment Plan (Pros)

Bharti Axa Super Endowment Plan
  • Flexible policy tenure and premium payment tenure
  • Guaranteed additions
  • Surrender benefits
  • Maturity benefits

Bharti Axa Super Endowment Plan (Cons)

Bharti Axa Super Endowment Plan
  • Aviation accident not covered
  • No suicidal coverage
  • High premiums

Bharti Axa Super Endowment Plan (Other Benefits)

Bharti Axa Super Endowment Plan
  • Death benefits
  • Extended life cover available
  • Loan against the policy
  • Advance premiums

Bharti Axa Super Endowment Plan (Eligibility Criteria)

Bharti Axa Super Endowment Plan
  • Minimum entry age- 91 days
  • Maximum entry age- 60 years
  • Minimum sum assured- Rs 3000
  • Maximum sum assured- No Limit
  • Maximum policy term- 20 years

Bharti AXA Life Unnati is a two-in-one protection and savings-based life insurance policy. It is designed to offer guaranteed and non-guaranteed benef...

Unique Features

  • 15x Protection
  • Yearly Cash Bonus
  • Guaranteed Income

Bharti AXA Life Unnati Plan (Pros)

Bharti AXA Life Unnati Plan
  • 15x Protection
  • Yearly Cash Bonus
  • Guaranteed Income

Bharti AXA Life Unnati Plan (Cons)

Bharti AXA Life Unnati Plan
  • Suicidal death not covered
  • Illegal activities not covered
  • High premiums

Bharti AXA Life Unnati Plan (Other Benefits)

Bharti AXA Life Unnati Plan
  • Waiver of Premiums
  • Cash Bonuses
  • Guaranteed Income

Bharti AXA Life Unnati Plan (Eligibility Criteria)

Bharti AXA Life Unnati Plan
  • Entry Age: Minimum- 91 days Maximum- 60 years
  • SA: No limit
  • Maximum Maturity Age: 84 years

Bharti Axa Elite Advantage offers its policyholders dual benefits, including death and maturity benefits. You can also choose rider benefits with this...

Unique Features

  • Flexible premium payment term
  • Loan on policy
  • Guaranteed maturity sum

Bharti Axa Life Elite Advantage (Pros)

Bharti Axa Life Elite Advantage
  • Flexible premium payment terms
  • Life insurance cover
  • Maturity benefits
  • Loan on policy

Bharti Axa Life Elite Advantage (Cons)

Bharti Axa Life Elite Advantage
  • Limited policy term
  • Charges and fees
  • High premiums

Bharti Axa Life Elite Advantage (Other Benefits)

Bharti Axa Life Elite Advantage
  • Grace period
  • Policy loan
  • Free-look option

Bharti Axa Life Elite Advantage (Eligibility Criteria)

Bharti Axa Life Elite Advantage
  • Minimum entry age- 6 year
  • Maximum entry age- 65 years
  • Minimum sum assured- Depends on the minimum premium
  • Maximum sum assured- No Limit
  • Maximum policy term- 12 years

Save extra with Bharti AXA Dhan Varsha Plan – Guaranteed Survival Benefit and Assured Life Cover. Bharti AXA Life's Dhan Varsha plan is a long-t...

Unique Features

  • Survival Benefits
  • Yearly Cash Bonuses
  • Maturity Benefit

Bharti AXA Life Dhan Varsha Plan (Pros)

Bharti AXA Life Dhan Varsha Plan
  • Guaranteed Survival Benefit
  • Guaranteed Maturity Benefit
  • Cash Bonuses

Bharti AXA Life Dhan Varsha Plan (Cons)

Bharti AXA Life Dhan Varsha Plan
  • Guaranteed Additions
  • No High Sum Assured Rebate
  • No Auto Cover Continuance

Bharti AXA Life Dhan Varsha Plan (Other Benefits)

Bharti AXA Life Dhan Varsha Plan
  • Flexible Premium Payment
  • Flexible Policy Term
  • 4 Add-on Riders

Bharti AXA Life Dhan Varsha Plan (Eligibility Criteria)

Bharti AXA Life Dhan Varsha Plan
  • Minimum entry age- 91 days
  • Maximum entry age- 75 years
  • Minimum sum assured- Rs 25000
  • Maximum sum assured- No Limit

Bharti Axa Samriddhi is a combination of a life insurance plan and a savings plan. This plan protects your family financially in case of your absence ...

Unique Features

  • Lump sum benefits
  • Flexible premium payment term
  • Non guaranteed bonuses

Bharti Axa Life Samriddhi (Pros)

Bharti Axa Life Samriddhi
  • Life cover
  • Maturity benefits
  • Flexible premium payment term

Bharti Axa Life Samriddhi (Cons)

Bharti Axa Life Samriddhi
  • No death benefits in case of policyholder& 039;s suicide within 12 months
  • No premium discontinuance
  • No pre-existing cover

Bharti Axa Life Samriddhi (Other Benefits)

Bharti Axa Life Samriddhi
  • Lump sum benefits
  • Flexible premium payment term
  • Non guaranteed bonuses

Bharti Axa Life Samriddhi (Eligibility Criteria)

Bharti Axa Life Samriddhi
  • Entry age: Minimum- 0 years Maximum- 55 years
  • SA: Depends on the minimum and maximum premium
  • Premium payment term: 5/12 years or the same as the policy term

Get Income for Tomorrow with Bharti AXA Monthly Advantage Plan – secure savings, guaranteed returns, and financial security. Bharti AXA Life Mon...

Unique Features

  • Guaranteed Monthly Income
  • Earn Yearly Cash Bonuses
  • Extra Protection with Riders

Bharti AXA Life Monthly Advantage (Pros)

Bharti AXA Life Monthly Advantage
  • Guaranteed monthly income
  • In-built accidental total permanent disability covered
  • Earn annual cash bonus

Bharti AXA Life Monthly Advantage (Cons)

Bharti AXA Life Monthly Advantage
  • No high sum assured rebate
  • Premium offset
  • No auto cover continuance

Bharti AXA Life Monthly Advantage (Other Benefits)

Bharti AXA Life Monthly Advantage
  • Flexible premium payment
  • Add-on riders
  • Guaranteed surrender value

Bharti AXA Life Monthly Advantage (Eligibility Criteria)

Bharti AXA Life Monthly Advantage
  • Minimum entry age- 2 years
  • Maximum entry age- 65 years
  • Policy term- Up to 24 years
  • Minimum sum assured- Rs. 50
  • 000

Bharti AXA Life Secure Income Plan is a non-linked guaranteed life insurance plan. It provides regular guaranteed monthly income along with fixed guar...

Unique Features

  • Regular Guaranteed Income
  • Guaranteed additions
  • Policy loan facility

Bharti AXA Secure Income Plan (Pros)

Bharti AXA Secure Income Plan
  • Regular guaranteed ncome
  • Guaranteed additions
  • Policy loan facility

Bharti AXA Secure Income Plan (Cons)

Bharti AXA Secure Income Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bharti AXA Secure Income Plan (Other Benefits)

Bharti AXA Secure Income Plan
  • Life insurance cover
  • Maturity benefits
  • Tax benefits

Bharti AXA Secure Income Plan (Eligibility Criteria)

Bharti AXA Secure Income Plan
  • Minimum entry age- 0 year
  • Maximum entry age- 65 years
  • Minimum sum assured- Rs 25000
  • Maximum sum assured- No limit
  • Maximum policy term- 20 years

Bharti Axa Life Child Advantage Plan helps you secure your child's future. This plan comes with maturity benefits as well as life insurance coverage. ...

Unique Features

  • Offers Premium Waiver Benefit
  • Choose Maturity Option
  • Choose Premium Payment Term

Bharti Axa Child Advantage Plan (Pros)

Bharti Axa Child Advantage Plan
  • Offers you Premium Waiver Benefit
  • Choose your maturity option
  • Choose your premium payment term

Bharti Axa Child Advantage Plan (Cons)

Bharti Axa Child Advantage Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bharti Axa Child Advantage Plan (Other Benefits)

Bharti Axa Child Advantage Plan
  • Potential bonuses
  • Maturity benefits
  • Guaranteed payout

Bharti Axa Child Advantage Plan (Eligibility Criteria)

Bharti Axa Child Advantage Plan
  • Minimum entry age- 0 year
  • Maximum entry age- 18 years
  • Minimum sum assured- Rs 25000
  • Maximum sum assured- No limit
  • Maximum policy term- 21 years

Save More with Bharti AXA Life Flexi Save Plan – Earn Annual Bonuses Along with Assured Life Cover.Bharti AXA Life Flexi Save plan is a non-part...

Unique Features

  • Flexibility to Modify Policy Term
  • Earn Yearly Cash Bonuses
  • Guaranteed Maturity Benefit

Bharti AXA Life Flexi Save (Pros)

Bharti AXA Life Flexi Save
  • Flexibility to modify policy term
  • Cash bonuses
  • Death benefits

Bharti AXA Life Flexi Save (Cons)

Bharti AXA Life Flexi Save
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bharti AXA Life Flexi Save (Other Benefits)

Bharti AXA Life Flexi Save
  • Maturity benefits
  • Partial withdrawals
  • Tax benefits

Bharti AXA Life Flexi Save (Eligibility Criteria)

Bharti AXA Life Flexi Save
  • Minimum entry age- 0 year
  • Maximum entry age- 65 years
  • Minimum sum assured- Depends on minimum premium
  • Maximum sum assured- No limit
  • Maximum policy term- 30 years

Bharti Axa Wealth Pro Plan offers you dual benefits- life cover to protect your family financially even in your absence and create wealth over a perio...

Unique Features

  • Wealth boosters
  • Loyalty additions
  • Multiple investment strategies

Bharti Axa Life Wealth Pro (Pros)

Bharti Axa Life Wealth Pro
  • Wealth boosters
  • Loyalty additions
  • Multiple investment strategies

Bharti Axa Life Wealth Pro (Cons)

Bharti Axa Life Wealth Pro
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bharti Axa Life Wealth Pro (Other Benefits)

Bharti Axa Life Wealth Pro
  • Death benefits
  • Maturity benefits
  • Partial withdrawals

Bharti Axa Life Wealth Pro (Eligibility Criteria)

Bharti Axa Life Wealth Pro
  • Minimum entry age- 0 year
  • Maximum entry age- 65 years
  • Minimum sum assured- Rs 1
  • 00
  • 000
  • Maximum sum assured- No limit
  • Maximum policy term- 30 years

Bharti Axa Future Invest is a combination of a life insurance product and an investment plan. Your family gets financial protection in case of your un...

Unique Features

  • Zero allocation charges
  • Expandable investment period
  • Limited premium payment term

Bharti Axa Life Future Invest Plan (Pros)

Bharti Axa Life Future Invest Plan
  • Limited premium payment term
  • Extendable investment period
  • Liquidity benefits

Bharti Axa Life Future Invest Plan (Cons)

Bharti Axa Life Future Invest Plan
  • No Guaranteed Additions
  • No Premium Offset
  • Whole Life Cover Not Available

Bharti Axa Life Future Invest Plan (Other Benefits)

Bharti Axa Life Future Invest Plan
  • Maturity benefits
  • Zero allocation charges
  • Tax Benefits

Bharti Axa Life Future Invest Plan (Eligibility Criteria)

Bharti Axa Life Future Invest Plan
  • Entry age - 18 years
  • Max entry age - 59 years
  • Min sum assured - 125% of Single Premium
  • Max maturity age - 69 years
  • PPT - Single Pay and 5 years
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Benefits of Bharti Axa Life Samriddhi Plan

There are various benefits of Bharti Axa Samriddhi. Let’s understand these benefits in detail:

  • Life cover benefit:This plan offers a life cover that protects your dependents financially in case of your uncertain demise. Your family can fulfill their financial obligations with the death benefits paid to them.
  • Maturity benefits:Once your policy gets matured you are paid the maturity benefits along with the applicable bonuses. This amount helps you fulfill your financial goals.
  • Flexible premium payment term:You can choose your premium payment term- Regular premium payment or Limited premium payment as per your financial needs.
  • Potential upside with bonuses:You may be paid bonuses along with the maturity benefits but these bonuses are not guaranteed. The bonuses are paid by the company in case they have a surplus amount.
  • Lump sum benefits:A guaranteed lump sum amount is paid to the policyholder once the policy matures. This can help the policyholder to fulfill their financial goals.

Documents Required to Buy Bharti AXA Life Samriddhi Plan

Here is the list of documents required to buy the Bharti AXA Life Samriddhi Plan:

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy Bharti Axa Life Samriddhi?

You can buy the Bharti Axa Life Samriddhi official website or one of their nearest branch offices.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Click on the ‘Investment’ tab.

  • Step 3

    A new page will appear on the screen.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of Bharti Axa Life Samriddhi Plan .

  • Step 2

    Hover over the 'Investment Plans' from the top of the menu.

  • Step 3

    Click on the 'Bharti Axa Life Samriddhi Plan '.

  • Step 4

    Click on ‘Buy Now’ and you will be redirected to a new page.

  • Step 5

    Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.

  • Step 6

    Once discussed you can make the premium payment and get the policy documents.

Exclusions of Bharti Axa Samridhhi Plan

  • In case the policyholder commits suicide within 12 months of policy purchase then no death benefits are offered to their family members. Either 80% of the premiums paid to date or the surrender value acquired to date whichever is higher is paid.

Conclusion

 If you are looking for a plan that helps you save a lump sum amount to meet your future financial needs then Bharti Axa Life Samriddhi Plan is right for you. This plan offers you life cover along with a guaranteed lump sum at maturity. You are offered flexible premium payment terms to pay your premiums. Moreover, Bharti Axa may pay you bonuses but these bonuses are not guaranteed. If you are still confused about whether this plan is perfect for you or not then you can contact us at PolicyX.com. Our experienced advisors will understand your requirements and help you choose the right plan for you.

 

Bharti Axa Life Samriddhi Plan: FAQs

1. What is Bharti Axa Samriddhi?

Bharti Axa Samriddhi Plan is a saving plan by Bharti Axa that offers you dual benefits- life cover and maturity benefits.

2. What is the entry age of Bharti Axa Samridhhi?

The minimum entry age of Bharti Axa Samridhhi is 0 years.

3. How to buy the Bharti Axa Life Samriddhi Plan?

You can buy the Bharti Axa Life Samriddhi Plan either by contacting one of their advisors or visiting their nearest branch.

4. What is the maximum maturity age of the Bharti Axa Samriddhi Plan?

The maximum maturity age of the Bharti Axa Life Samriddhi Plan is 80 years.

5. What are the rider options available with the Bharti Axa Life Samriddhi Plan?

There are multiple rider options available with Bharti Axa Samriddhi including Bharti AXA Life Hospi Cash Rider, Bharti AXA Life Premium Waiver Rider, Bharti AXA Life Term Rider, and Bharti AXA Life Accidental Death Benefit Rider.

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Himanshu Kumar

Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.