Bharti AXA Secure Income Plan
  • Regular Guaranteed Income
  • Guaranteed additions
  • Policy loan facility
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Buy Policy in just 2 mins

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2 lakh + Happy Customers

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Customized Investment Plan for you.

Select Your Annual Income

15 Lacs+ P.A. 10-15 Lacs P.A. 7-10 Lacs P.A. 5-7 Lacs P.A. 3-5 Lacs P.A. Upto 3 Lacs P.A.

Age

Bharti AXA Secure Income Plan

Bharti AXA Life Secure Income Plan is a non-linked guaranteed life insurance plan. It provides regular guaranteed monthly income along with fixed guaranteed addition at each policy anniversary right after the completion of the premium payment term. This plan comes with a minimum entry age of 1 month and a maximum maturity age of 80 years. 
 
In case of financial emergencies, Bharti AXA Life Secure Income plan also offers a loan for up to 80% of your surrender value. 

Bharti AXA Life Secure Income Plan offers you a range of benefits including:

why-choose

  • Guaranteed tax-free income

  • Maturity benefit

  • Guaranteed additions

  • Life insurance cover

  • Guaranteed payout

Eligibility Criteria for Bharti AXA Secure Income Plan

Your Occupation

Entry age

Minimum- 0 years, Maximum- 65 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 80 years

Your Gender

Policy tenure

Minimum term - 15 years Maximum term - 20 years

Maternity Benefit Rider

Premium payment term

5,7,10 years

Dr YSR Aarogyasri Trust

Premium payment frequency

Annual, half-yearly, quarterly & monthly

Maternity Benefit Rider

Sum assured

No limit

How Does the Bharti Axa Life Secure Income Plan Work?

Let's understand how the Bharti Axa Life Secure Income Plan works with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Verma is looking for an investment plan that helps him create a lump sum wealth.

Solution

His financial advisor advised him to buy the Bharti Axa Life Secure Income Plan. He visited PolicyX.com

Let's understand how the Bharti Axa Life Secure Income Plan works for him with a premium illustration table.

Age of policyholder Annual Premium Policy tenure Premium Payment Tenure Maturity Benefits
25 years Rs 50,000 20 years 10 years Rs 6,22,122

Key Takeaways: At the end of the policy tenure the maturity benefits of Rs 6,22,122 are paid to the policyholder.

Features of Bharti AXA Secure Income Plan

Here are some features of Bharti AXA Secure Income Plan:

Maternity Benefit Rider

Guaranteed Additions

A fixed guaranteed addition will be added to your sum assured at each policy anniversary, starting from 7% to 10% of your sum assured. 

 

 

 

Tax

Grace Period

There are instances when you can miss your premium payments and your insurer may charge you a huge penalty. The grace period allows you to pay your missed premiums without any charges. 

 

 

Maternity Benefit Rider

Guaranteed Tax-Free
Income

This plan offers guaranteed regular tax-free income, right after the completion of the premium payment term. The income depends upon the premium you have paid and it will be paid until maturity. 

 

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Benefits of the Bharti Axa Life Secure Income Plan

There are various benefits to buying the Bharti Axa Life Secure Income Plan. Let’s understand each of them in detail:

  • Policy ContinuanceIn case of the unfortunate demise of the life insured, during the policy term, Bharti AXA Life Secure Income pays the death benefit.

  • Survival BenefitsOnce the premium payment term is completed, the Bharti AXA Life Secure Income plan will pay the regular guaranteed income for 10 years. (Income would be payable on a monthly basis). 
  • Maturity BenefitOnce the life insured survives the whole policy tenure, as a maturity benefit Bharti AXA Secure Income plan will pay Sum assured + guaranteed additions on maturity. 
  • Tax BenefitAll the premiums paid for the Life Secure Income plan can used as claiming tax benefits for the Income Tax Act 1961.

Documents Required to Buy Bharti Axa Life Secure Income Plan

Here is the list of documents required to buy the Bharti Axa Life Secure Income Plan:

  • Regular Smoking
    Photo ID Proof
  • Your Occupation
    Age Proof
  • Pre-Existing Diseases
    Address Proof
  • Your Age
    Medical Records
  • Your Gender
    Income Proof
Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhaar card, PAN card, Driving license.

How to Buy Bharti AXA Secure Income Plan?

You can buy the Bharti AXA Secure Income Plan official website or one of their nearest branch offices.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Hover on the ‘Life Insurance’ tab.

  • Step 3

    Choose the Investment plan you want to buy.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of Bharti Axa Life Insurance.

  • Step 2

    Hover over 'Life Insurance Plans' from the top of the menu.

  • Step 3

    Click on the Bharti AXA Life Secure Income Plan.

  • Step 4

    Click on ‘Buy Now’ and you will be redirected to a new page.

  • Step 5

    Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.

  • Step 6

    Once discussed you can make the premium payment and get the policy documents.

Buying from their branch office

You can buy the Bharti AXA Life Secure Income Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.

Your Occupation

Exclusions of the Bharti AXA Life Secure Income Plan 

Given below are some exclusions of the Bharti AXA Life Secure Income Plan -

  • Suicide within 12 months of the policy purchase is not covered.

  • Consumption of any intoxicants.

  • Death due to any aviation accident.

  • Death due to any adventurous sports.

Plan At a Glance

What’s Good Here What’s Missing
Life Insurance Coverage Whole Life Coverage
Potential Bonuses No High Sum Assured Rebate
Guaranteed Payout Premium Offset
Non-guaranteed Bonuses No Auto Cover Continuance

In a nutshell

Bharti Axa Life Secure Income Plan offers dual benefits- death benefits to your family in case of your uncertain demise along with regular guaranteed income until the full policy tenure. This plan helps you receive income along with the lump sum maturity benefit at the end of the policy tenure.  If you are still confused about whether the Life Secure Income plan is right for you or not then you can contact us at PolicyX. One of our insurance experts will reach out to you shortly, understand your requirements, and help you choose a plan that best fits your unique needs. 

FAQs: Bharti AXA Life Secure Income Plan

1. What is the minimum age to purchase this plan?

The minimum age to purchase this plan is 1 month.

2. What is the maximum maturity age available in Bharti AXA Secure income Plan?

The Maximum maturity age available in this plan is 80 years.

3. What is the time interval for which Bharti AXA Secure Income plan offers regular income?

Once your premium payment term is over, the Bharti AXA Secure Income plan provides income for a maximum of 10 years through policy tenure.

4. Is a policy loan available in the Bharti AXA Secure Income plan?

Yes, this plan has a policy loan for up to 80% of your surrender value.

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varun saxena

Written By: Varun Saxena

I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.

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