Bharti Axa Shining Stars
  • Get guaranteed maturity benefits
  • Advanced premium payment options
  • Flexible policy tenure
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Buy Policy in just 2 mins

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Customized Investment Plan for you.

Select Your Annual Income

15 Lacs+ P.A. 10-15 Lacs P.A. 7-10 Lacs P.A. 5-7 Lacs P.A. 3-5 Lacs P.A. Upto 3 Lacs P.A.

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Bharti Axa Shining Stars

Bharti Axa Life Shining Stars helps you fulfil your child’s dreams without any compromise. This investment plan helps you save a lump sum amount to secure your child’s future and also offers life insurance coverage.

You can choose additional rider benefits with your Bharti Axa Shining Stars to enhance your coverage benefits. This article provides you with complete information about the Bharti Axa Life Shining Stars Plan including its features, benefits, buying process, etc.

This plan provides you with a range of benefits including:

why-choose
  • Multiple policy tenure and premium payment tenure
  • Maturity benefits
  • Death benefits
  • Multiple maturity options to choose from
  • Advance premium option
  • Paid up benefits

Eligibility Criteria for Bharti Axa Shining Stars

Your Occupation

Entry age

18 years

Mukhyamantri Amrutam Yojana

Maturity age

80 years

Your Gender

Policy tenure

12 to 20 years

Maternity Benefit Rider

Premium payment term

7 to 15 years

Dr YSR Aarogyasri Trust

Premium payment frequency

Monthly, Quarterly, Half-yearly, and Yearly

Maternity Benefit Rider

Sum assured

Min- Rs 50000, Max- No Limit

How Does the Bharti Axa Life Shining Stars Work?

Let's understand how the Bharti Axa Life Shining Stars Plan works with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Shekhar a 35-year-old father wants to save money to secure the future of his child. He wants to provide the best education to his child by providing benefits even if he passes away.

Solution

He chooses Bharti Axa Life Shining Stars to secure the financial future of his child. This plan offers guaranteed benefits at maturity along with a life cover.

Let's understand how the Bharti Axa Life Shining Stars plan works for him with a premium illustration table.

Age of policyholder Annual Premiums Policy tenure Premium payment term Total premiums paid Basic Sum Assured Flexi Payout Option Annual Payout Option
35 years Rs 50,000 15 years 10 years Rs 20,00,000 Rs 7,42,501 Rs 7,79,626 Rs 8,16,751

Key Takeaways: By choosing this plan Mr. Shekhar secures the financial future of his child even when he is not with him. This plan makes sure that money doesn’t come in the way of his child’s future.

Features of Bharti Axa Shining Stars

Here are some features of Bharti Axa Shining Stars:

Maternity Benefit Rider

Free-look option

This plan offers you a 15-day free-look option after policy purchase to cancel your policy if you are not satisfied with the same.

 

Tax

Grace period

To avoid the late premium payment charge, Bharti Axa provides you with a 15-day grace period in case of monthly premiums and a 30-day grace period in case of quarterly, half-yearly, and yearly payments.

 

Maternity Benefit Rider

 Surrender value

You can surrender your policy if you are not able to pay your premiums. The company will provide you surrender value after deducting applicable charges.

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Bharti Axa Shining Stars

Bharti Axa Shining Stars

Bharti Axa Life Shining Stars helps you fulfil your child’s dreams without any compromise. This investment plan helps you save a lump sum amount...

Unique Features

  • Get guaranteed maturity benefits
  • Advanced premium payment options
  • Flexible policy tenure

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Benefits of Bharti Axa Life Shining Stars

There are numerous benefits of Bharti Axa Shining Stars. Let’s understand these benefits in detail:

  • Flexible policy tenure and premium payment tenure:This plan allows you to choose your policy tenure and premium payment tenure as per your choice. The policy term can be chosen from 12 to 20 years and the premium payment tenure from 7 to 15 years.
  • Maturity benefits:You are provided with maturity benefits once your policy matures. The amount can be used to fulfill your financial goals.
  • Option to choose a payout option:You can choose your payout option from two options- Flexi pay and Annual payout option. It depends on your financial requirements.
  • Advance premiums:You have the option to pay your 3 months' premiums in advance. The premiums so paid are adjusted in the future.
  • Death benefits:In case of the policyholder’s demise death benefits are still paid to the child so that non-premium payment won’t affect their future.

Documents Required to Buy Bharti Axa Life Shining Stars Plan

Here is the list of documents required to buy the Bharti Axa Life Shining Stars Plan:

  • Regular Smoking
    Photo ID Proof
  • Your Occupation
    Age Proof
  • Pre-Existing Diseases
    Address Proof
  • Your Age
    Medical Records
  • Your Gender
    Income Proof
Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy Bharti Axa Shining Stars?

You can buy the Bharti Axa Shining Stars official website or one of their nearest branch offices.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Click on the ‘Investment’ tab.

  • Step 3

    A new page will appear on the screen.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of Bharti Axa Life Insurance.

  • Step 2

    Hover over the 'Investment Plans' from the top of the menu.

  • Step 3

    Click on the 'Bharti Axa Life Shining Stars Plan'.

  • Step 4

    Click on ‘Buy Now’ and you will be redirected to a new page.

  • Step 5

    Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.

  • Step 6

    Once discussed you can make the premium payment and get the policy documents.

Buying from their branch office

You can buy the Bharti Axa Life Shining Stars Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.

Your Occupation

Exclusions of Bharti Axa Life Shining Stars Plan

  • In case the policyholder commits suicide within 12 months of policy purchase then no death benefits are offered to their family members. Either 80% of the premiums paid to date or the surrender value acquired to date whichever is higher is paid.

Rider options in Bharti AXA Life Shining Stars

Rider options Meaning
Bharti AXA Life Hospi Cash Rider You will get cash in case of hospitalisation.
Bharti AXA Life Accidental Death Benefit Rider In case of accidental death, your family will get the sum assured.
Bharti Axa Life Term Rider Get a high sum assured rebate

Conclusion

Bharti Axa Life Shining Stars helps you secure the financial future of your child even in your absence. You can choose your policy tenure, premium payment tenure, and maturity payout option.  If you are still confused about whether this plan is perfect for you or not then you can contact us at PolicyX.com. Our experienced insurance representatives will understand your requirements and help you choose the right plan that suits your needs. 

There are various benefits of Bharti Axa Life Shining Stars including maturity benefits, death benefits, flexible premium payment tenure, and policy tenure.

 

Bharti Axa Life Shining Stars: FAQs

1. What is the Shining Stars Plan?

Shining Stars Plan by Bharti Axa helps you secure the financial future of your child even in your absence.

2. What riders you can avail of with the Bharti Axa Shining Stars Plan?

You can avail of the three rider options including- Bharti AXA Life Hospi Cash Rider, Bharti AXA Life Accidental Death Benefit Rider, and Bharti Axa Life Term Rider.

3. How to buy Bharti Axa Shining Stars?

You can buy the Bharti Axa Shining Stars plan either by contacting their advisors or by visiting their nearest branch offices.

4. What is the maximum maturity age under the Bharti Axa Life Shining Stars?

The maximum maturity age of the Bharti Axa Life Shining Stars is 80 years.

5. What are the benefits of the Bharti Axa Life Shining Stars?

There are various benefits of Bharti Axa Life Shining Stars including maturity benefits, death benefits, flexible premium payment tenure, and policy tenure.

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Himanshu Kumar

Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.

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