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Bharti AXA Life Unnati is a two-in-one protection and savings-based life insurance policy. It is designed to offer guaranteed and non-guaranteed benefits along with protection up to 100 years of age. The plan allows you to get income from the end of the 2nd or 4th policy year as per your chosen plan option, which helps you to meet all your financial goals.
The plan offers you the flexibility to choose from multiple options that cater to your financial needs.
Bharti AXA Life Unnati Plan offers you a range of benefits including:
Guaranteed maturity benefit
Choice of 4 plan variants
Waiver of premium
Guaranteed income
Minimum- 91 days, Maximum- 60 years
Maximum Maturity Age - 84 years
Minimum term - 15 years Maximum term - 24 years
5,7,10,12 years
Annual, half-yearly, quarterly & monthly
No limit
Let's understand how the Bharti AXA Life Unnati Plan works with a simple premium illustration.
Mr. Verma is looking for an investment plan that helps him create a lump sum wealth.
His financial advisor advised him to buy the Bharti AXA Life Unnati Plan. He visited PolicyX.com
Here are some features of Bharti AXA Life Unnati Plan:
The plan offers a choice of 4 plan variants that cater to your financial needs: moneyback, immediate income, whole-life income, or endowment option.
The plan allows you to receive guaranteed income from 2nd or 4th years onwards.
Get a waiver of the premium feature under the endowment plan option.
You will be covered with guaranteed life coverage throughout the whole policy tenure.
The death benefit is equal to the Higher of the Sum Assured plus Guaranteed Additions accrued till the date of death.
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There are various benefits to buying the Bharti Axa Life Unnati Plan. Let’s understand each of them in detail:
Here is the list of documents required to buy the Bharti Axa Life Unnati Plan:
Photo ID Proof (either of one) - Passport, Aadhaar card, PAN card, Driving license.
Age Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
Address Proof (either of one) - Utility bill, passport, voter ID, ration card.
Medical Records of the policyholder if requested.
Income Proof ( either of one) - bank statement, last three months' salary slips (if you are salaried).
You can buy the Bharti AXA Life Unnati Plan official website or one of their nearest branch offices.
Visit the official website of PolicyX.com.
Hover on the ‘Life Insurance’ tab.
Choose the Investment plan you want to buy.
Fill out the form at the top of the page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.
Visit the official website of Bharti Axa Life Insurance.
Hover over 'Life Insurance Plans' from the top of the menu.
Click on the Bharti AXA Life Unnati Plan.
Click on ‘Buy Now’ and you will be redirected to a new page.
Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.
Once discussed you can make the premium payment and get the policy documents.
You can buy the Bharti AXA Life Unnati Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.
Given below are some exclusions of the Bharti AXA Life Unnati Plan-
Suicide within 12 months of the policy purchase is not covered.
Consumption of any intoxicants.
Death due to any aviation accident.
Death due to any adventurous sports.
What’s Good Here | What’s Missing |
Life Insurance Coverage | Whole Life Coverage |
Potential Bonuses | No High Sum Assured Rebate |
Guaranteed Payout | Premium Offset |
Non-guaranteed Bonuses | No Auto Cover Continuance |
Bharti AXA Life Unnati is a savings plan that provides guaranteed income and assured life cover. It’s perfect for those who want to save for retirement or meet short-term financial needs. If you have any questions about this plan, you can contact us at PolicyX.com. Our insurance experts can help you get all the answers you need quickly.
The accumulated cash bonus will be paid out to you at maturity or death, whichever is earlier.
It is a two-in-one protection and savings-based life insurance product offering guaranteed and non-guaranteed benefits and protection up to age 100.
With the Higher Death Benefit Variant of the endowment plan option, you can get 15x protection throughout the policy term.
The plan offers a choice of 4 plan variants that cater to your financial needs: moneyback, immediate income, whole-life income, or endowment option.
The plan allows you to receive guaranteed income from 2nd or 4th years onwards.
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February 5, 2023
Asia/Kolkata
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