Birla Sun Life Premium Calculator
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Aditya Birla Sun Life Insurance Premium Calculator

Aditya Birla premium calculator is a digital tool provided by ABSLI to help their customers estimate the premium they would need to pay for their insurance policy. Typically, you have to put specific details such as age, gender, annual income, education qualification, habits, desired sum assured, policy term, and any optional riders or benefits they wish to include. The calculator then processes this information to estimate the premium required for the chosen policy. It's a convenient way for customers to plan accurately and budget for their insurance needs from the comfort of their homes.

How does Aditya Birla Premium Calculator work?

Follow the steps below to use Aditya Birla Life Insurance Premium Calculator-

Step 1 Visit the official website of ABSLI.

Step 2 Click on the "All Insurance' option at the top left corner of the screen.

Step 3 A few options will appear on your screen, so click on your preferred insurance type.

Step 4 After that, a new page will appear on your screen.

Step 5 Scroll down to the plan card options and click the "Buy Now" option.

Step 6 Enter your first & last name, phone number, and email ID, and click proceed.

Step 7 Select your gender & enter your DOB, and click the "Get your quote" option.

Step 8 Select an option about smoking, education qualification, profession, and annual income.

Step 9 Click on the "plan selection" option.

Step 10 After that, available plan options and their estimated premiums will appear on your screen.

What are the benefits of using Aditya Birla Premium Calculator?

  • Time-saving

    Aditya Birla Premium Calculator is a digital tool that helps customers save a lot of time and provide estimated plan premiums.
  • Easy comparison of plans

    With the Aditya Birla Premium calculator, you can estimate premium free costs, compare plans, and choose one that best fits your budget.
  • Helps in budgeting

    Premium plays a key role when buying a life insurance plan. So once you get a rough image of the payable premium, you can easily budget your finances.
  • A better idea of coverage

    As you know, the more sum assured amount you choose, the higher the premium will be. So, with an Aditya Birla Life Insurance Premium Calculator, you have a rough idea of how much coverage you can choose under your budget.
  • It's free

    Undoubtedly, the best part of the Aditya Birla Premium Calculator is that it's free of cost. So you do not have to pay any amount for such a calculation.

What are the different factors that affect the rate of premiums?

There are some factors that can affect your premium for life insurance. Therefore, while you buy a life insurance policy for yourself, carefully consider the factors below:

  • Age

    Buy a term insurance plan as early as possible because the earlier you purchase term insurance, the cheaper your premiums will be.
  • Gender

    Typically, insurance providers offer special premium rates for females.
  • Health

    Your health and family medical history can affect your overall premium cost.
  • Lifestyle habits

    Bad lifestyle habits can lead to expensive premiums due to life or health risks such as smoking, drinking, or risky activities.
  • Occupation

    If the risk factor with your job is higher, it may affect your premiums.
  • Policy Duration

    How long protection you need or how much coverage you seek can also affect the premium.

How PolicyX Can Help You Calculate Premium?

PolicyX is an insurance comparison portal certified by IRDAI and offers 24/7 assistance to provide expert guidance. Their services, like free-of-cost policy comparison, instant quotes, and the best prices from top insurers, set them apart from their competitors. You can even use the Policyx.com premium calculator tool for better results and a good comparison of plans.

Follow the steps below to use the PolicyX premium calculator.

Step 1 Visit policyx.com.

Step 2 Go to the life insurance section.

Step 3 Enter your details, such as Gender, age, and city, and click on proceed.

Step 4 Select an option about smoking, education qualification, profession, and annual income.

Step 5 Click on the "plan selection" option.

Step 6 Then, available plan options will appear on your screen.

Aditya Birla Premium Calculator: FAQs

1. How to calculate the premium in ABSLI?

You can easily estimate the ABSLI premiums by using the Aditya Birla premium calculator.

2. Which factor does the Aditya Birla calculator tool estimate premiums?

The Aditya Birla Life Insurance Premium Calculator estimates the premium on factors such as name, gender, date of birth, annual income, city, mobile no., tobacco consumer or not, etc.

3. What is the CSR for Aditya Birla Sun Life Insurance?

Aditya Birla Sun Life Insurance Company has an impressive claim settlement ratio of 98.12% in FY 2021-22.

4. How do you use the Aditya Birla premium calculator?

To use the Aditya Birla premium calculator, visit the ABSLI official website and go to the premium calculator section.

5. Is Aditya Birla premium calculator free of cost?

Yes, the Aditya Birla Premium calculator is free of cost.

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Sahil Singh Kathait

Written By: Sahil Singh Kathait

A boy-in-squares bagging escapades of switching streets in groove & sensing musical airy-notes from 6 1". Under wayed nyctophile sketching the walls of life from the panorama of anime.