Canara HSBC Invest 4G
  • Loyalty additions
  • Wealth boosters
  • Minimal associated charges
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Customized Investment Plan for you.

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Canara HSBC Invest 4G

Canara HSBC Invest 4G Plan provides dual benefits to policyholders: life coverage to give financial protection for their family, and maturity benefits.

This investment plan offers you multiple portfolio management options- systematic transfer, return protector, auto funds rebalancing, and safety switch options.

This plan offers you a range of benefits including:

why-choose
  • Death benefit
  • Maturity benefit
  • Loyalty additions
  • Wealth boosters
  • Return of morality charges
  • Partial withdrawal charges

Eligibility Criteria for Canara HSBC Invest 4G

Your Occupation

Entry age

Min- 18, Max- 65

Mukhyamantri Amrutam Yojana

Maturity age

80 years

Your Gender

Policy tenure

5 to 30 years

Maternity Benefit Rider

Premium payment term

5,6,7,8,9,10,15,20,25, 30 years

Dr YSR Aarogyasri Trust

Premium payment frequency

First three months& 039; premium in advance

Maternity Benefit Rider

Sum assured

Life insurer’s age < 45 years- Higher of 10 Times AP 0.5*T*Annualised Premium

How Does Canara HSBC Invest 4G Plan Work?

Let's understand how the HSBC Invest 4G Plan works with the help of a simple illustration.

  1. Life Option

    If you choose the Life option of Canara HSBC Invest 4G Plan:

    Age of policyholder Annual premiums Policy tenure Premium payment term Total premiums paid Basic sum assured Maturity benefits
    @4%    		 Maturity benefits
    @8%
    30 years Rs 50,000
    Rs 75,000
    Rs 1,00,000    		 15 years 15 years Rs 6,00,000 Rs 5,00,000
    Rs 7,50,000
    Rs 10,00,000    		 Rs 7,72,778
    Rs 13,96,027
    Rs 18,61,369    		 Rs 12,94,394
    Rs 19,41,561
    Rs 25,88,748

  2. Life Option with PFB

    If you choose the Life option with PFB of Canara HSBC Invest 4G Plan:

    Age of policyholder Annual premiums Policy tenure Premium payment term Total premiums paid Basic sum assured Maturity benefits
    @4%    		 Maturity benefits
    @8%
    30 years Rs 50,000
    Rs 75,000
    Rs 1,00,000    		 15 years 15 years Rs 6,00,000 Rs 5,00,000
    Rs 7,50,000
    Rs10,00,000    		 Rs 9,07,350
    Rs 13,61,025
    Rs 18,14,700    		 Rs 12,64,765
    Rs 18,97,148
    Rs 25,29,531

Features of Canara HSBC Invest 4G

Here are some features of Canara HSBC Invest 4G:

Canara HSBC Investment Plans

Canara HSBC Money Back Advantage

Canara HSBC Money Back Advantage

Canara HSBC Money Back Advantage Plan is an individual non-linked linked life insurance cum saving plan. It offers comprehensive benefits of saving an...

Unique Features

  • 3 Guaranteed money back
  • Policy term for 16 years
  • Limited premium paying term

Canara HSBC Money Back Advantage (Pros)

Canara HSBC Money Back Advantage
  • Family protection
  • Limited premium paying term
  • Guaranteed sum assured on maturity

Canara HSBC Money Back Advantage (Cons)

Canara HSBC Money Back Advantage
  • Suicidal death not covered
  • Aviation accidents not covered
  • Death related to intoxication not covered

Canara HSBC Money Back Advantage (Other Benefits)

Canara HSBC Money Back Advantage
  • Tax benefits as per Income Tax Act 1961
  • Death benefits
  • Maturity benefits

Canara HSBC Money Back Advantage (Eligibility Criteria)

Canara HSBC Money Back Advantage
  • Minimum entry age- 8 year
  • Maximum entry age- 55 years
  • Minimum sum assured- 1 Lakh
  • Maximum sum assured- No Limit
  • Maximum policy term- 16 years

Canara HSBC Titanium Plus

Canara HSBC Titanium Plus

Canara HSBC Titanium Plus is an individual-linked life insurance savings plan. It offers the dual benefit of insurance and investment. Rather than a n...

Unique Features

  • Loyalty addition
  • Choice of 8 funds
  • Flexible PPT

Canara HSBC Titanium Plus (Pros)

Canara HSBC Titanium Plus
  • Wealth booster and loyalty addition
  • Flexible premium payment term
  • Multiple Portfolio Management Options

Canara HSBC Titanium Plus (Cons)

Canara HSBC Titanium Plus
  • Suicidal death not covered
  • Joint life cover not applicable
  • You cannot get policy loan

Canara HSBC Titanium Plus (Other Benefits)

Canara HSBC Titanium Plus
  • Switching of investment among different funds
  • Enhance protection through riders
  • Life covers up to the age of 80 years

Canara HSBC Titanium Plus (Eligibility Criteria)

Canara HSBC Titanium Plus
  • Minimum entry age- 0 year
  • Maximum entry age- 70 years
  • Maximum sum assured- 1.25 X Single Premium
  • Maximum policy term- 30 years

Canara HSBC Easy Bachat

Canara HSBC Easy Bachat

Canara HSBC Easy Bachat plan is a long-term savings and family protection plan. It offers two plan variants, allowing policyholders to select the prot...

Unique Features

  • 2 Plan Options
  • Guaranteed Additions
  • Lower Premiums

Canara HSBC Easy Bachat (Pros)

Canara HSBC Easy Bachat
  • Survival benefit
  • Maturity benefit
  • Life insurance death benefit

Canara HSBC Easy Bachat (Cons)

Canara HSBC Easy Bachat
  • Suicides not covered
  • Death due to aviation accident
  • Death due to any adventurous sports

Canara HSBC Easy Bachat (Other Benefits)

Canara HSBC Easy Bachat
  • Surrender value
  • Endowment options
  • Money back options

Canara HSBC Easy Bachat (Eligibility Criteria)

Canara HSBC Easy Bachat
  • Minimum entry age- 18 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 20
  • 000
  • Maximum sum assured- Rs 10
  • 00
  • 000
  • Maximum policy term- 20 years

Canara HSBC Invest 4G

Canara HSBC Invest 4G

Canara HSBC Invest 4G Plan provides dual benefits to policyholders: life coverage to give financial protection for their family, and maturity benefits...

Unique Features

  • Loyalty additions
  • Wealth boosters
  • Minimal associated charges

Canara HSBC Invest 4G (Pros)

Canara HSBC Invest 4G
  • Death benefit
  • Maturity benefit
  • Loyalty additions

Canara HSBC Invest 4G (Cons)

Canara HSBC Invest 4G
  • Suicidal death is not covered
  • Air accidents not covered

Canara HSBC Invest 4G (Other Benefits)

Canara HSBC Invest 4G
  • Wealth boosters
  • Return of morality charges
  • Partial withdrawal charges

Canara HSBC Invest 4G (Eligibility Criteria)

Canara HSBC Invest 4G
  • Minimum entry age- 18 year
  • Maximum entry age- 50 years
  • Minimum sum assured- Life insurer&rsquo;s age &lt; 45 years- Higher of 10 Times AP 0.5*T*Annualised Premium
  • Maximum policy term- 30 years
Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Benefits of Canara HSBC Invest 4G Plan

There are several benefits of the Canara HSBC Life Insurance Invest 4G Plan. Let’s understand these benefits in detail:

  • Death benefits:In case of the policyholder’s unfortunate demise, death benefits are paid to their nominee as per the life cover option chosen by them from the three available options.
  • Maturity benefits:If the policyholder survives their policy tenure they are paid maturity benefits as per the applicable plan option chosen by them ( Life option, Care option, Century option). You can also receive the maturity benefits as a structured payout if you have chosen either the Life option or the Care option.
  • Loyalty additions:This plan offers loyalty additions to their policyholders to stay invested with them for a long time. These benefits are paid after every 5th policy year. These additions increase the overall maturity benefits.
  • Wealth boosters:Wealth boosters are provided to policyholders under this plan from the 10th policy year after every 5th policy year, say 10th, 15th, 20th, etc. These boosters also increase payable maturity benefits.
  • Return of mortality charges:This plan returns the mortality charges paid by policyholders for their life cover at the end of the maturity period. This charge is added to the fund value on the maturity date.
  • Partial withdrawal:This plan allows policyholders to make a partial withdrawal from the 6th policy year without paying any charges. The minimum amount for partial withdrawal is Rs 5,000.

Documents Required to Buy Canara HSBC Invest 4G

Here is the list of documents required to buy the Canara HSBC Invest 4G:

  • Regular Smoking
    Photo ID Proof
  • Your Occupation
    Age Proof
  • Pre-Existing Diseases
    Address Proof
  • Your Age
    Medical Records
  • Your Gender
    Income Proof
Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy Canara HSBC Invest 4G?

You can buy the Canara HSBC Invest 4G official website or one of their nearest branch offices.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Click on the ‘Investment’ tab.

  • Step 3

    A new page will appear on the screen.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of Canara HSBC Life Insurance.

  • Step 2

    Hover over the 'Investment Plans' from the top of the menu.

  • Step 3

    Click on the 'Canara HSBC Invest 4G Plan'.

  • Step 4

    Click on ‘Buy Now’ and you will be redirected to a new page.

  • Step 5

    Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.

  • Step 6

    Once discussed you can make the premium payment and get the policy documents.

Buying from their branch office

You can buy the Canara HSBC Invest 4G Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.

Your Occupation

Exclusions of Canara HSBC Invest 4G Plan

  • In case the policyholder commits suicide within 12 months of policy purchase then no death benefits are offered to their family members. Either 80% of the premiums paid to date or the surrender value acquired to date whichever is higher is paid.

Conclusion

Canara HSBC Invest 4G plan offers you dual benefits of life insurance that covers your family financially even in your absence and maturity benefits to grow your wealth. You also get loyalty additions and wealth boosters that increase your maturity benefits. This plan has minimal charges including Fund management charges, Surrender/ Discontinuance charges, Morality charges (returned on maturity), and Premium funding benefit charges. If you are still confused about whether this plan is right for you or not then you can contact us at PolicyX.com. One of our insurance experts will reach you shortly, understand your requirements, and help you choose a plan that best suits your needs.

 

Canara HSBC Invest 4G Plan: FAQs

1. What is the Invest 4G Plan?

Invest 4G is an investment cum life insurance plan by Canara HSBC that offers dual benefits of life insurance and maturity benefits.

2. How to buy Canara HSBC Invest 4G Plan?

You can buy Canara HSBC Invest 4G policy either from their official website or by visiting one of their nearest branch offices.

3. What are the plan options you can use with HSBC Invest 4G Plan?

There are three plan options available with the HSBC Invest 4G Plan including a Life option, a Life option with PFB, and a Whole life option.

4. When are loyalty additions paid to Invest 4G plan policyholders?

The loyalty additions are paid to the Invest 4G policyholder after every 5th policy year during the tenure.

5. What is Switching in Canara HSBC Invest 4G plan?

Switching refers to the process of changing fund allocation proportion in your Canara HSBC Invest 4G plan.

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Himanshu Kumar

Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.

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