Bajaj Allianz vs Exide Life
  • Scout the best life insurers
  • Achieve your financial goals
  • Rich mix of products
Life insurance companies
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Term Insurance Plan for you.

Get upto 10% Online Discount*

Gender

Age

Select Insurer

Bajaj Allianz Life vs Exide Life Insurance 2024

Bajaj Allianz and Exide Life both are one of the top life insurance providers in India. Both the companies offer comprehensive life insurance plans offering life cover from 10 to 99 years of age. The product portfolio of both of them is vast and caters to unique needs of the customers. The claim settlement ratio of Bajaj Allianz is 99.02% whereas Exide Life has 99.09% CSR for the FY 2022-23. The companies provide benefits such as high sum assured, flexible premiums, customizable coverage, rider benefits, options for premium payment terms, maturity benefits, online discounts, non-smoker discounts and various plan options to choose from.

PLAN DETAILS Edit Bajaj Allianz

Bajaj Allianz

 Edit exide-life

Exide Life
Number of life insurance plans and add-ons
Entry Age (Min-Max) 18-60 years 18-60 years
Policy Term 10-30 years 10 - 20 years
maturity Age (Min-Max) 28-75 years 5-70 years
Claim settlement ratio (CSR) 99.02% 99.09%
Asset under managment (AUM) 100000 Crores 1800 Crores
Solvency ratio 6.1 2.1
Policy Type
  • Term insurance
  • Whole life policy
  • Endowment policy
  • ULIP
  • Money back policy
  • Retirement plans
  • Savings plans
  • Child plans
  • Group Insurance plan
  • Term insurance
  • Endowment policy
  • ULIP
  • Annuity plans
  • Savings plans
  • Child plans
  • Group Insurance plan
Coverage Amount
  • Minimum- 20 Lakh
  • Maximum- No Limit
  • Minimum- 5 Lakh
  • Maximum- No Limit
Optional Additional Riders
  • Life term rider
  • Critical illness rider
  • Accidental death and disability rider
  • Life term rider
  • Critical illness rider
  • Accidental death and disability rider
Number of term plans 5 4
Exclusions Suicide or self inflicted Injury Suicide or self inflicted Injury
Death Benefit Yes Yes
Survival Benefit Yes Yes
Claims procedure Both (Online+offline) Both (Online+offline)
Type of the insurer Private Private
Online buying facility for life plans Yes Yes
Premium payment options Single/limited/Regular Single/limited/Regular
Online claim facility Yes Yes

Life Insurance Companies

Compare and buy the most suitable Life Insurance Plan from the below-mentioned IRDAI-approved Life Insurance companies.

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

Bajaj Allianz Term Insurance Plans

Bajaj Allianz Life Saral Jeevan Bima

A simple easy to understand pure protection term plan which comes in affordable premiums and provides death benefit to the family of the policyholder.

Unique Features

  • Future Proofing Benefit
  • 100 % Death Benefit
  • Max Sum Assured 25 Lakh

Saral Jeevan Bima (Pros)

  • Spouse Cover
  • Max Sum Assured 25 Lakh
  • Available for Online Buying

Saral Jeevan Bima (Cons)

  • No Survival Benefit
  • No Surrender Benefit
  • No Maturity Benefit

Saral Jeevan Bima (Other Benefits)

  • Avail Tax Benefits
  • Easy Claim Settlement Process
  • Flexible-Premium Payment term

Saral Jeevan Bima (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 5L
  • Maximum Maturity Age - NA
  • Premium Payment Term - RP/SP/LP (5&10 Years)

Bajaj Allianz Life eTouch Online Term

The plan provides pure term and health coverage, providing whole life cover and accidental total permanent disability.

Unique Features

  • Waiver of Premium(WOP)
  • Accelerated Critical Illness(ACI)
  • 4 variants

eTouch Online Term (Pros)

  • Shield
  • Shied Plus
  • Shield Supreme

eTouch Online Term (Cons)

  • No Loans Allowed
  • No Surrender Benefit
  • No Maturity Benefit

eTouch Online Term (Other Benefits)

  • Max Sum Assured 2 Cr
  • Sheild Super
  • High Sum Assured Rebate (HSAR)

eTouch Online Term (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 50 L
  • Maximum Maturity Age - 75 Yrs
  • Premium Payment Term - 10 to 40 Yrs

Bajaj Allianz iSecure Plan

A comprehensive term life insurance plan that offers level life cover at an affordable cost.

Unique Features

  • Joint Life Cover Option
  • Non-Smokers Discount
  • Flexible Premium Payment

iSecure Plan (Pros)

  • No Suicide Cover
  • Healthy Lifestyle Incentives
  • Customizable Options

iSecure Plan (Cons)

  • No Maturity Benefit
  • Limited Rider Options
  • Limited Availability for POS Channel

iSecure Plan (Other Benefits)

  • Tax Benefits
  • Premium Payment Options
  • High Sum Assured Rebate (HSAR)

iSecure Plan (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 2.5 L
  • Maximum Maturity Age - 85 Yrs
  • Premium Payment Term - 10 to 25 Yrs

Bajaj Allianz Life Smart Protection Goal

The comprehensive plan offers death coverage, accidental death coverage, Cancer cover benefits, and Waiver of Premium on Critical Illness Benefits.

Unique Features

  • (ROP) as Maturity Benefit
  • Whole Life cover
  • Waiver of Premium Benefit

Smart Protection Goal (Pros)

  • Critical Illness Benefit
  • Accidental Death Benefit (ADB)
  • Accidental Total Permanent Disability Benefit

Smart Protection Goal (Cons)

  • No Loans Allowed
  • 180 Days WP For Critical Illness
  • No Rebate for SA above 3 cr

Smart Protection Goal (Other Benefits)

  • Suicide Cover After 12 Months
  • Female Life Rebate
  • High Sum Assured Rebate (HSAR)

Smart Protection Goal (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Min Sum Assured - 5 L
  • Max Maturity Age - 75 Yrs(ROP)
  • Premium Payment Term - RP/SP/LP

Bajaj Allianz Life Diabetic Term Plan Sub 8 HbA1c

A pure-risk life insurance plan designed exclusively for Type 2 diabetics with HbA1c level <=8% and pre-diabetics.

Unique Features

  • Diabetics & Pre-Diabetics Cover
  • 'Keep Fit' Benefit
  • Health Management Services

Diabetic Term Plan Sub 8 HbA1c (Pros)

  • Premium Reduction on Renewal
  • Good Health Premium Discounts
  • Health Management Services.

Diabetic Term Plan Sub 8 HbA1c (Cons)

  • No Maturity Benefit
  • No Surrender Value
  • Limited Coverage With Hba1c Level Above 8%

Diabetic Term Plan Sub 8 HbA1c (Other Benefits)

  • Tax Benefits Available
  • Flexible Sum Assured Options
  • Multiple Premium Payment Frequencies

Diabetic Term Plan Sub 8 HbA1c (Eligibility Criteria)

  • Entry Age -30 Years
  • Max Entry Age- 6 Years
  • Minimum Sum Assured - 25 L
  • Maximum Maturity Age - 75 Yrs
  • Premium Payment Term - LP

Bajaj Allianz iSecure More

An increasing life cover term plan which comes with rebates on sum assured. Gives the option of payout in instalments.

Unique Features

  • Spouse Cover
  • 5% Increase SI Annually
  • Death Benefit

iSecure More (Pros)

  • Convert to Joint Life Cover
  • Enhanced Cover with Riders
  • Option for Disbursement In Monthly Installments

iSecure More (Cons)

  • No Loans Allowed
  • No Surrender Benefit
  • No Maturity Benefit

iSecure More (Other Benefits)

  • Tax Benefit
  • Premium Payment Options
  • High Sum Assured Rebate (HSAR)

iSecure More (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 60 Years
  • Minimum Sum Assured - 2.5 L
  • Maximum Maturity Age - 70 Yrs
  • Premium Payment Term - 10, 15, 20 & 25 years

Bajaj Allianz iSecure Loan

A pure protection loan repayment term plan which comes with riders, tax benefits and limited premium payment term.

Unique Features

  • Death Benefit
  • Flexible Loan Rates
  • Flexible policy Term

iSecure Loan (Pros)

  • Suicide Cover
  • Tax benefits
  • Policy Revival within 5 Years

iSecure Loan (Cons)

  • No Survival Benefit
  • No Surrender Benefit
  • No Discount Benefit

iSecure Loan (Other Benefits)

  • Accidental Death Benefit Rider
  • Waiver of Premium Benefit Rider
  • Accidental Permanent Total/Partial Disability Rider

iSecure Loan (Eligibility Criteria)

  • Entry Age -25 Years
  • Max Entry Age- 60 Years
  • Minimum Sum Assured - 3 L
  • Maximum Maturity Age - 65 Yrs
  • Premium Payment Term - 10, 15, 20 & 25 years

Bajaj Allianz Life Secure

A pure term plan that comes with female discounts, death benefit and a high sum assured for more protection.

Unique Features

  • Three Coverage Options
  • 100 Years Life Cover
  • 4 Premium Payment Terms

Life Secure (Pros)

  • Surrender Benefit
  • Suicide Cover
  • Choose your Sum Assured

Life Secure (Cons)

  • No Survival Benefit
  • No Thyroid Cancer Cover
  • No Maturity Benefit

Life Secure (Other Benefits)

  • Death Benefit
  • Accelerated Critical Illness
  • Waiver of premium Benefit

Life Secure (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 20 L
  • Maximum Maturity Age - NA
  • Premium Payment Term - 5, 7, 10 and 15 years

Bajaj Allianz LifeStyle Secure

A pure-risk plan that provides level cover term assurance and accelerated terminal illness benefit. The plans gives an option of regular income or lump sum.

Unique Features

  • Rebate on high sum assured
  • Discounts for Female
  • No Medical Examination

LifeStyle Secure (Pros)

  • Family Cover
  • Choose your Policy Term (PT)
  • Inbuilt Accelerated Terminal Illness

LifeStyle Secure (Cons)

  • No Loans Allowed
  • No Surrender Benefit
  • No Maturity Benefit

LifeStyle Secure (Other Benefits)

  • Suicide Cover
  • Easy Claim Settlement
  • Policy revival Within 5 Years

LifeStyle Secure (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 50 Years
  • Minimum Sum Assured - 3L
  • Maximum Maturity Age - 60 Years
  • Premium Payment Term - 5/ 7/ 10/ 15/ 20 Yrs

Exide Life Term Insurance Plans

Exide Saral Jeevan Bima

Saral Jeevan Bima is a standard term insurance plan that provides complete protection to your family's dreams that too at affordable rates.

Unique Features

  • Coverage up to 40 years
  • Affordable premiums
  • Flexibility in PPT

Saral Jeevan Bima (Pros)

  • Available for Online Buying
  • Choose to pay Premium Once
  • Max Sum Assured 50L

Saral Jeevan Bima (Cons)

  • No Survival Benefit
  • No Maturity Benefit
  • No Surrender Benefit

Saral Jeevan Bima (Other Benefits)

  • Suicide Cover
  • Spouse Cover
  • Policy Revival Within 5 Years

Saral Jeevan Bima (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 5L
  • Maximum Maturity Age - NA
  • Premium Payment Term - RP/SP/LP(5&10 Years)

Exide Term with Return of Premium

It is a pure-term insurance plan that offers comprehensive coverage at an affordable price with ROP benefit.

Unique Features

  • No Medical Test
  • 100% ROP
  • Flexible PPT

Term with Return of Premium (Pros)

  • Maximum SA: 25 Lakh
  • Maximum Maturity Age: 99 Years
  • Discount For Females

Term with Return of Premium (Cons)

  • No Rider Benefit
  • No Policy Loan Allowed
  • Pre-existing diseases Not Covered

Term with Return of Premium (Other Benefits)

  • Tax Benefit
  • Suicide Plan
  • Large Sum Assured Discount

Term with Return of Premium (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 50 Years
  • Minimum Sum Assured - 10L
  • Maximum Maturity Age - 99 Years
  • Premium Payment Term - RP/SP/LP

Exide Term Rider

By paying an additional premium, Exide Life Term Rider can be added to the Exide Term Insurance plans and will provide enhanced coverage.

Unique Features

  • Tax Benefits
  • Affordable premiums
  • Avail up to twice life cover

Term Rider (Pros)

  • 3 Pay Out Benefits
  • Discount For Females
  • Flexible-Premium Paying Term

Term Rider (Cons)

  • 1 Yr Waiting Period For Suicide
  • No HIV Cover
  • No Discount For Females

Term Rider (Other Benefits)

  • 2 Optional Rider
  • Rebate On High Sum Assured
  • Standard premium rates for non-smokers

Term Rider (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 60 Years
  • Minimum Sum Assured - 50L
  • Maximum Maturity Age - 85 Yrs
  • Premium Payment Term - 5/8/10/12 Yrs

Exide Sampoorna Jeevan Plan

A plan that offers a 105 % sum assured as a death benefit, and comes with life insurance coverage for up to 75 or 100 years.

Unique Features

  • 5 Policy Bonus Option
  • Survival Benefit
  • Flexible Income Payouts

Sampoorna Jeevan Plan (Pros)

  • Guaranteed Income Benefit
  • Loan Benefit
  • Reduced Paid-Up Benefit

Sampoorna Jeevan Plan (Cons)

  • No Rider Benefit
  • Pre-Existing Diseases Not Covered
  • 1 Yr Waiting Period For Suicide

Sampoorna Jeevan Plan (Other Benefits)

  • Maturity Benefit
  • Surrender Benefit
  • Suicide Plan

Sampoorna Jeevan Plan (Eligibility Criteria)

  • Entry Age -12 Years
  • Max Entry Age- 60 Years
  • Minimum Sum Assured - 10L
  • Maximum Maturity Age - 100 Years
  • Premium Payment Term - LP

Exide New Fulfilling Life Insurance

A plan that offers life cover up to 85 years of age, and death benefits and promises safe returns with reduced paid-up benefits.

Unique Features

  • Loan Benefit
  • Periodic Survival Benefits
  • Discount For Females

New Fulfilling Life Insurance (Pros)

  • Surrender Benefit
  • Maturity Benefit
  • Simple Reversionary & Terminal Bonus

New Fulfilling Life Insurance (Cons)

  • No Alterations Allowed
  • Pre-Existing Diseases Not Covered
  • 1 Yr Waiting Period For Suicide

New Fulfilling Life Insurance (Other Benefits)

  • Double Sum Assured Benefit
  • 2 Rider Options
  • Discount For High Premiums

New Fulfilling Life Insurance (Eligibility Criteria)

  • Entry Age -15 Years
  • Max Entry Age- 50 Years
  • Minimum Sum Assured - Adaptable
  • Maximum Maturity Age - 85 Years
  • Premium Payment Term - 12, 16, 20 or 24 Yrs

Exide Smart Term Insurance Plan

A plan that offers three plan variants to suit the desired protection provides a return of total premiums paid on completion of the policy term.

Unique Features

  • Critical Illness and Accident Riders
  • Life covers up to 85 years
  • Reduced Paid-up Benefits

Smart Term Insurance Plan (Pros)

  • Surrender Benefit
  • Maturity Benefit
  • Flexible-Premium paying options

Smart Term Insurance Plan (Cons)

  • No Alterations Are Allowed
  • No Large SA Discount
  • No Policy Loan Allowed

Smart Term Insurance Plan (Other Benefits)

  • Suicide Cover
  • 2 Rider Options
  • Tax Benefit

Smart Term Insurance Plan (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 60 Years
  • Minimum Sum Assured - 5L
  • Maximum Maturity Age - 75 Years
  • Premium Payment Term - LP/SP/RP

Exide Smart Term Plus Insurance

A comprehensive plan that offers accidental disability and dismemberment and critical illness rider, a 105% death benefit & family income payout for 5 or 10 years.

Unique Features

  • Guaranteed RoP on maturity
  • Life cover
  • 3 Payout Options

Smart Term Plus Insurance (Pros)

  • Reduced Paid Up Benefit
  • Flexible Payout Options
  • 3 Rider Options

Smart Term Plus Insurance (Cons)

  • 1 Yr Waiting Period For Suicide
  • No HIV Cover
  • No Pre-Existing Cover

Smart Term Plus Insurance (Other Benefits)

  • Surrender Benefit
  • Maturity Benefit
  • Suicide Cover

Smart Term Plus Insurance (Eligibility Criteria)

  • Entry Age -18 Years
  • Max Entry Age- 60 Years
  • Minimum Sum Assured - 15L
  • Maximum Maturity Age - 80 Years
  • Premium Payment Term - 5, 8, 10 or 12Yrs

Exide Elite Term Plan Insurance

A comprehensive plan that offers accidental disability and dismemberment cover, 105% death benefit and a family payout option.

Unique Features

  • Discount of 4.17% on Premium
  • No Max Sum Assured
  • 3 Payout Options

Elite Term Plan Insurance (Pros)

  • Affordable Premiums
  • Flexible Payout Options
  • 3 Rider Options

Elite Term Plan Insurance (Cons)

  • 1 Yr Waiting Period For Suicide
  • No HIV Cover
  • No Pre-Existing Cover

Elite Term Plan Insurance (Other Benefits)

  • Term Extension by 5 or 10 Years
  • Exclusive SA Band of 50 L - 99.99 L
  • Discounts For Online Sales

Elite Term Plan Insurance (Eligibility Criteria)

  • Entry Age: 21 Yrs
  • Max Entry Age: 60 Yrs
  • Min Sum Assured: 50 L
  • Max Maturity Age: 80 Yrs
  • Premium Payment Term: 10 Yrs

Exide Mera Aashirvad Insurance

A plan that offers corpus for the child’s future, discount for high premiums accidental death disability and dismemberment rider benefit.

Unique Features

  • 105% of SA Death Benefit
  • Waiver of Premiums
  • Maturity Benefit

Mera Aashirvad Insurance (Pros)

  • Surrender Benefit
  • Exide Life Term Rider
  • Limited Pay Option

Mera Aashirvad Insurance (Cons)

  • 1 Yr Waiting Period For Suicide
  • No HIV Cover
  • No Discount For Females

Mera Aashirvad Insurance (Other Benefits)

  • Exide Life Critical Illness Rider
  • Loan Benefit
  • Exide Life Critical Illness Rider

Mera Aashirvad Insurance (Eligibility Criteria)

  • Entry Age: 18 Years
  • Max Entry Age: 45 Years
  • Min Sum Assured: 1 L
  • Max Maturity Age: 60 Yrs
  • Premium Payment Term: 5/8/10 Yrs

Life Insurance Articles

Top 5 Benefits of Life Insurance

Top 5 Benefits of Life InsuranceJan, 2024

GST On Life Insurance

GST On Life InsuranceAug, 2023

Importance of Life Insurance

Importance of Life InsuranceAug, 2023

Factors That Affect Life Insurance Premiums

Factors That Affect Life Insurance Premiums July, 2023

Life Insurance For Cancer Patients

Life Insurance For Cancer Patients July, 2023

Difference Between ULIP and Traditional Plans

Difference Between ULIP and Traditional Plans July, 2023

Grace Period In Life Insurance Policy

Grace Period In Life Insurance Policy July, 2023

Life Insurance With Maturity Benefits

Life Insurance With Maturity Benefits July, 2023

Difference Between Life Insurance and Health Insurance

Difference Between Life Insurance and Health July, 2023

Benefits of Life Insurance

Benefits of Life InsuranceJuly, 2023

Advantages and Disadvantages Of Life Insurance

Advantages and Disadvantages Of Life July, 2023

Life Insurance Premium

Life Insurance PremiumJune, 2023

Cash Value Of Life Insurance

Cash Value Of Life InsuranceJune, 2023

Free Look Period in Life Insurance

Free Look Period in Life InsuranceJune, 2023

Ladli Laxmi Yojana Policy

Ladli Laxmi Yojana PolicyMay, 2023

Bima Sugam Life Insurance

Group Term Life InsuranceMarch, 2023

Bima Sugam Life Insurance

Bima Sugam Life InsuranceDecember, 2022

Whole Life Insurance Policy

Whole Life Insurance PolicySeptember, 2022

Sabse Pehle Life Insurance

Sabse Pehle Life InsuranceApril, 2022

Life Insurance FAQs

Life Insurance FAQsSeptember, 2021

Pandemic Challenges in Life Insurance

Pandemic Challenges in Life InsuranceMay, 2021

Term Life vs. Traditional Life Insurance- Which Is Better?

Term Life vs. Traditional Life Insurance- Which Is Better?January, 2021

How to Get Duplicate LIC Policy Bond?

How to Get Duplicate LIC Policy Bond?October, 2020

How To Check ICICI Prudential Life Insurance Policy Status?

How To Check ICICI Prudential Life Insurance Policy Status?May, 2020

What Are Late Payment Charges For LIC Premiums?

What Are Late Payment Charges For LIC Premiums?September, 2020

How To Check SBI Life Insurance Policy Status?

How To Check SBI Life Insurance Policy Status?April, 2020

Life Insurance Claim Process & Requirements

Life Insurance Claim Process & RequirementsJuly, 2020

SBI Life Insurance Premium Payment

SBI Life Insurance Premium PaymentApril, 2020

Guaranteed Income Plan

Guaranteed Income PlanJune, 2020

ICICI Prudential Life Insurance Login and Registration

ICICI Prudential Life Insurance Login and RegistrationApril, 2020

ICICI Prudential Premium Payment

ICICI Prudential Premium PaymentMay, 2020

Revival of Lapsed LIC Policy - Steps to Revive It Online

Revival of Lapsed LIC Policy - Steps to Revive It OnlineDecember, 2019

See More Life Insurance Articles

Quick and Free Quick Comparison with Other Insurers

Bajaj Allianz vs LIC
Bajaj Allianz vs HDFC Life
Bajaj Allianz vs ICICI Prudential
Bajaj Allianz vs SBI Life
Bajaj Allianz vs Max Life
Bajaj Allianz vs TATA AIA
Bajaj Allianz vs PNB Metlife
Bajaj Allianz vs Aegon Life
Bajaj Allianz vs Kotak Mahindra
Bajaj Allianz vs Canara HSBC
Bajaj Allianz vs Bharti AXA
Bajaj Allianz vs Aviva Life
Bajaj Allianz vs IndiaFirst Life
Bajaj Allianz vs Exide Life
Bajaj Allianz vs Edelweiss Tokio
Bajaj Allianz vs Ageas Federal
Bajaj Allianz vs Future Generali
Bajaj Allianz vs Birla Sun
Bajaj Allianz vs Reliance Life
Bajaj Allianz vs DHFL Pramerica
Bajaj Allianz vs Shriram Life
Bajaj Allianz vs Sahara India
Exide Life vs LIC
Exide Life vs HDFC Life
Exide Life vs ICICI Prudential
Exide Life vs SBI Life
Exide Life vs Max Life
Exide Life vs TATA AIA
Exide Life vs PNB Metlife
Exide Life vs Bajaj Allianz
Exide Life vs Aegon Life
Exide Life vs Kotak Mahindra
Exide Life vs Canara HSBC
Exide Life vs Bharti AXA
Exide Life vs Aviva Life
Exide Life vs IndiaFirst Life
Exide Life vs Edelweiss Tokio
Exide Life vs Ageas Federal
Exide Life vs Future Generali
Exide Life vs Birla Sun
Exide Life vs Reliance Life
Exide Life vs DHFL Pramerica
Exide Life vs Shriram Life
Exide Life vs Sahara India
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.