HDFC Life vs Sahara India
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| Number of life insurance plans and add-ons | 13 | 2 |
| Entry Age (Min-Max) | 18-65 years | 18-65 years |
| Policy Term | 5 to 100 years | 15-20 years |
| maturity Age (Min-Max) | 23 to 60 years | 75 years |
| Claim settlement ratio (CSR) | 99.39% | 97.08% |
| Asset under managment (AUM) | 250000 Crores | 1534 Crores |
| Solvency ratio | 1.9 | 8.8 |
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| Number of term plans | 13 | 2 |
| Exclusions | Suicide or self inflicted Injury | Suicide or self inflicted Injury |
| Death Benefit | Yes | Yes |
| Survival Benefit | Yes | No |
| Claims procedure | Both (Online+offline) | Both (Online+offline) |
| Type of the insurer | Private | Private |
| Online buying facility for life plans | Yes | Yes |
| Premium payment options | Single/limited/Regular | Single/limited/Regular |
| Online claim facility | Yes | Yes |
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Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
