Icici Prudential
vs
Hdfc Ulip Plans

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Icici Prudential vs Hdfc Ulip Plans

Icici Prudential

ICICI Prudential is amongst the most dominant players in the insurance sector of India, commencing their operations in 2001. ICICI Prudential Life is promoted by ICICI Bank Limited and Prudential Corporation Holdings Limited.

Hdfc Ulip Plans

HDFC ULIP plan provides the benefits of an insurance life cover and market-linked investments which are subject to risk associated with capital markets.

COMPANY DETAILS Edit ICICI Prudential Life Insurance

Icici Prudential

Edit HDFC ULIP Plans

Hdfc Ulip Plans

Rating
Number of life insurance plans and add-ons
Annual Premium

Annual Premium

Up to 932.78 Cr.

Annual Premium

Up to Rs 1 lakh to No limit
Premium

Premium

-

Premium

-
Claim ratio

Claim ratio

97.80%%

Claim ratio

Minimum Age- 14 year%
Solvency Ratio

Solvency Ratio

2.5

Solvency Ratio

70 years
Branches

Branches

600+

Branches

Annual, half-yearly,
Riders Available

Riders Available

-

Riders Available

10 to 30 years
Policy Term

Policy Term

-

Policy Term

10 to 30 years

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HDFC ULIP Plans

HDFC ULIP plan provides the benefits of an insurance life cover and market-linked investments which are subject to risk associated with capital markets.

HDFC Ulip Plans Plans

HDFC Ulip Plans

HDFC Life ProGrowth Plus is a unit-linked insurance and regular premium plan where the premium is invested in the market, thus providing good returns ...

Unique Features

  • Flexibility to Invest in Funds
  • Regular Premiums
  • Sample Premium Rates

HDFC ProGrowth Plus (Pros)

HDFC ProGrowth Plus
  • Partial withdrawals
  • Redirection of Premium
  • Switching

HDFC ProGrowth Plus (Cons)

HDFC ProGrowth Plus
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

HDFC ProGrowth Plus (Other Benefits)

HDFC ProGrowth Plus
  • Flexibility to Invest in Funds
  • Regular Premiums
  • Sample Premium Rates

HDFC ProGrowth Plus (Eligibility Criteria)

HDFC ProGrowth Plus
  • Minimum entry age- 14 years
  • Maximum entry age- 65 years
  • Minimum sum assured- Rs 1
  • 00
  • 000
  • Maximum sum assured- Higher of 10 x annualized premium
  • Maximum policy term- 30 years

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Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.