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Kotak Investment Plans
Kotak investment plans are versatile and provide the benefit of creating a financial corpus for their customers so that they can fulfill all their aspirations with effective financial planning.
Kotak Investment Plans Plans
Kotak Investment Plans
Kotak Life Assured Savings is a non-participating endowment assurance plan. This investment plan is designed to provide dual benefits of protection al...
Unique Features
- Guaranteed maturity amount
- Increasing life cover
- Policy loan available
Kotak Life Assured Savings (Pros)
- Guaranteed Loyalty Addition
- Tax Benefits
- Two Policy Terms
Kotak Life Assured Savings (Cons)
- No pre-existing condition
- Suicidal exclusion
- Aviation accident
Kotak Life Assured Savings (Other Benefits)
- Rider benefits
- Maturity benefits
- Guaranteed lump sum
Kotak Life Assured Savings (Eligibility Criteria)
- Minimum entry age- 3 years
- Maximum entry age- 60 years
- Minimum sum assured - NA
- Maximum sum assured - NA
- Maximum policy term- 20 years
Kotak Investment Plans
Kotak e-Invest Plan is a ULIP (Unit Linked Insurance Plan) that offers you dual benefits- financial security to your loved ones in your absence and ma...
Unique Features
- Multiple plan option
- Partial withdrawals
- Enhancing options
Kotak e-Invest Plan (Pros)
- Discontinuance
- Tax Benefits
- Policy revival
Kotak e-Invest Plan (Cons)
- No pre-existing condition
- Suicidal exclusion
- Aviation accident
Kotak e-Invest Plan (Other Benefits)
- Death benefits
- Maturity benefits
- Partial withdrawals
Kotak e-Invest Plan (Eligibility Criteria)
- Minimum entry age- 3 years
- Maximum entry age- 60 years
- Minimum sum assured - 10 Times Annual Premium
- Maximum sum assured - 10 Times Annual Premium
- Maximum policy term- 99-age at entry
Kotak Investment Plans
Kotak Guaranteed Fortune Builder is a comprehensive savings plan that helps you protect your family’s future with an assurance to fulfill your g...
Unique Features
- Get Long or Early Income
- Earn Yearly Guaranteed Additions
- In-built Waiver of Premium
Kotak Guaranteed Fortune Builder Plan (Pros)
- Guaranteed Benefits
- Guaranteed Income
- Comprehensive Life Cover
Kotak Guaranteed Fortune Builder Plan (Cons)
- Premium Offset
- High Sum Assured Rebate
- Top-up Premium
Kotak Guaranteed Fortune Builder Plan (Other Benefits)
- Premium Break
- Spouse Cover
- Whole Life Cover
Kotak Guaranteed Fortune Builder Plan (Eligibility Criteria)
- Minimum entry age- 3 year
- Maximum entry age- 60 years
- Sum Assured- No Limit
- Maximum policy term- 10 years
Kotak Investment Plans
Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan...
Unique Features
- Spouse Life Cover
- Coverage till 85 years
- Choice of Bonus Payout
Kotak Fortune Maximiser Plan (Pros)
- Coverage till 85 years
- Multiple Plan Options
- Choice of Bonus Payout
Kotak Fortune Maximiser Plan (Cons)
- Guaranteed Additions
- No High Sum Assured Rebate
- No Auto Cover Continuance
Kotak Fortune Maximiser Plan (Other Benefits)
- Spouse Life Cover
- Encashment of Paid-Up Additions Feature
- Enhanced Sum Assured for Female Life
Kotak Fortune Maximiser Plan (Eligibility Criteria)
- Minimum entry age- 90 days
- Maximum entry age- 60 years
- Sum assured- No Limit
- Maximum policy term- 85 years
Kotak Investment Plans
Invest once or get benefits for life with the Kotak Single Invest Plus Plan Kotak Single Invest Plus Plan is a single-pay unit-linked insurance plan t...
Unique Features
- Choice of Fund Options
- Loyalty Additions
- In-built Joint Life Cover
Kotak Single Invest Plus Plan (Pros)
- Single payment-long-term coverage
- Joint life cover feature
- Advantage of loyalty additions
Kotak Single Invest Plus Plan (Cons)
- Suicide within 12 months of the policy purchase is not covered
- Consumption of any intoxicants
- Death due to any aviation accident
- Death due to any adventurous sports
Kotak Single Invest Plus Plan (Other Benefits)
- Access to your Fund
- Settlement Options
Kotak Single Invest Plus Plan (Eligibility Criteria)
- Minimum entry age- 3 year
- Maximum entry age- 55 years
- Minimum sum assured- 1.25 times of the Single Premium
- Maximum policy term- 15 years
Kotak Investment Plans
Kotak SmartLife is a non-linked, participating life insurance plan. It provides an option to get cash bonus payouts from the end of the 1st polic...
Unique Features
- Explore All about Kotak SmartLife Insurance
- Understand the Key Features & Benefits
- Check Eligibility Criteria
Kotak Smart Life Plan (Pros)
- Death Benefit
- Survival Benefit
- Maturity benefit
Kotak Smart Life Plan (Cons)
- No pre-existing condition
- Suicidal exclusion
- No auto-cover continuance
Kotak Smart Life Plan (Other Benefits)
- Comprehensive Protection
- Flexibility
- Availability of Riders
Kotak Smart Life Plan (Eligibility Criteria)
- Minimum entry age- 3 years
- Maximum entry age- 55 years
- Minimum sum assured- Rs 250000
- Maximum sum assured- No limit
- Maximum policy terrm- 75 years less entry age of life insured
Investment Plan Plans
Investment Plan
Kotak Life Premier Endowment plan is a combination of a life insurance plan and a savings plan offered by Kotak Life Insurance. Life insurance offers ...
Unique Features
- Guaranteed additions
- Bonuses
- Flexible payment term
Kotak Premier Endowment Plan (Pros)
- Policy revival
- Surrender value
- Policy loan
Kotak Premier Endowment Plan (Cons)
- No pre-existing condition
- Suicidal exclusion
- Aviation accident
Kotak Premier Endowment Plan (Other Benefits)
- Death benefit
- Tax benefit
- Maturity benefits
Kotak Premier Endowment Plan (Eligibility Criteria)
- Minimum entry age- 18 years
- Maximum entry age- 60 years
- Minimum sum assured - Depends on premium amounts
- Maximum sum assured - Depends on premium amounts
- Maximum policy term- 30 years
Investment Plan
Kotak Invest Maxima plan offered by Kotak Life Insurance is a life insurance cum investment plan that covers your family financially in your absence a...
Unique Features
- Zero premium allocation charges
- Flexible premium pay
- Partial withdrawals
Kotak Life Invest Maxima (Pros)
- Systematic Switching Strategy
- Tax benefits
- Discontinuance
Kotak Life Invest Maxima (Cons)
- No pre-existing condition
- Suicidal exclusion
- Aviation accident
Kotak Life Invest Maxima (Other Benefits)
- Policy revival
- Free look option
- Grace period
Kotak Life Invest Maxima (Eligibility Criteria)
- Minimum entry age- 0 years
- Maximum entry age- 65 years
- Minimum sum assured - 5
- 10 and 7 times of annual premium
- Maximum sum assured - 5
- 10 and 7 times of annual premium
- Maximum policy term - 30 years
Investment Plan
Kotak Premier Money Back Plan is a savings cum protection plan by Kotak Life Insurance. It provides a regular payout as a percentage of the Basic Sum ...
Unique Features
- Regular Payouts
- Special Premium Discount
- Maturity Additions
Kotak Life Premier Money Back Plan (Pros)
- Regular payout
- Maturity additions
- Tax benefits
Kotak Life Premier Money Back Plan (Cons)
- No pre-existing condition
- Suicidal exclusion
- Aviation accident
Kotak Life Premier Money Back Plan (Other Benefits)
- Discounts
- Cash bonuses
- Surrender benefit
Kotak Life Premier Money Back Plan (Eligibility Criteria)
- Minimum entry age- 2 years
- Maximum entry age- 57 years
- Minimum sum assured - Rs. 1
- 50
- 000
- Maximum sum assured - No limit
- Maximum policy term - 24 years
Investment Plan
Kotak Classic Endowment Plan is a long-term protection cum savings plan that helps you grow your money. It is a participating endowment plan that offe...
Unique Features
- Cover up to 75 Years
- Special Premium Discount
- Additional Bonuses
Kotak Classic Endowment Plan (Pros)
- Rider Benefit
- Maturity Benefit
- Tax benefits
Kotak Classic Endowment Plan (Cons)
- No pre-existing condition
- Suicidal exclusion
- Aviation accident
Kotak Classic Endowment Plan (Other Benefits)
- Surrender Benefit
- Cash bonuses
- Paid-up Benefit
Kotak Classic Endowment Plan (Eligibility Criteria)
- Minimum entry age- 0 years
- Maximum entry age- 70 years
- Minimum sum assured - NA
- Maximum sum assured - NA
- Maximum policy term - 75 years
Investment Plan
Kotak Single Invest Advantage is a unit-linked insurance plan (ULIP) offered by Kotak Life Insurance. It combines the benefits of investment and insur...
Unique Features
- Single premium payment option
- Choice of 5 different funds
- 3 investment strategies
Kotak Single Invest Advantage (Pros)
- Fund options
- Investment options
- Tax benefits
Kotak Single Invest Advantage (Cons)
- No pre-existing condition
- Suicidal exclusion
- Aviation accident
Kotak Single Invest Advantage (Other Benefits)
- Death benefit
- Maturity benefit
- Partial withdrawal
Kotak Single Invest Advantage (Eligibility Criteria)
- Minimum entry age- 3 years
- Maximum entry age- 45 years
- Minimum sum assured - 10 times the basic sum assured
- Maximum sum assured - 10 times the basic sum assured
- Maximum policy term - 15 years
Investment Plan
Kotak Platinum Insurance Plan is an individual unit-linked life insurance savings plan. It offers the dual benefits of insurance and savings in the sa...
Unique Features
- Multiple investment strategies
- Partial withdrawal option
- Enhance protection through riders
Kotak Platinum Insurance plan (Pros)
- 7 fund options
- Tax benefits
- Partial withdrawl
Kotak Platinum Insurance plan (Cons)
- No pre-existing condition
- Suicidal exclusion
- Aviation accident
Kotak Platinum Insurance plan (Other Benefits)
- Death benefit
- Maturity benefit
- Investment options
Kotak Platinum Insurance plan (Eligibility Criteria)
- Minimum entry age- 1 years
- Maximum entry age- 65 years
- Minimum sum assured - 25 times AP
- Maximum sum assured - 25 times AP
- Maximum policy term - 30 years
Investment Plan
Kotak Ace Investment Plan is a ULIP (Unit Linked Insurance Plan). This plan offers a lump sum in case of your unfortunate demise and maturity benefits...
Unique Features
- Top-up premiums
- Choice of life cover
- Enhancing options to choose from
Kotak Ace Investment Plan (Pros)
- Grace period
- Tax benefits
- Policy revival
Kotak Ace Investment Plan (Cons)
- No pre-existing condition
- Suicidal exclusion
- Aviation accident
Kotak Ace Investment Plan (Other Benefits)
- Discontinuance
- Life cover
- Investment strategies
Kotak Ace Investment Plan (Eligibility Criteria)
- Minimum entry age- 0 years
- Maximum entry age- 65 years
- Minimum sum assured - Higher of 10 times AP
- Maximum sum assured - Higher of 10 times AP
- Maximum policy term - 30 years
Investment Plan
Kotak Wealth Optima is a ULIP (Unit Linked Insurance Plan) that helps you grow your money over time and protects your family financially in case of yo...
Unique Features
- Wealth boosters
- Whole life coverage option
- Yearly additions
Kotak Wealth Optima Plan (Pros)
- Discontinuance
- Tax benefits
- Policy revival
Kotak Wealth Optima Plan (Cons)
- No pre-existing condition
- Suicidal exclusion
- Aviation accident
Kotak Wealth Optima Plan (Other Benefits)
- Death benefits
- Maturity benefits
- Partial withdrawals
Kotak Wealth Optima Plan (Eligibility Criteria)
- Minimum entry age- 3 years
- Maximum entry age- 65 years
- Minimum sum assured - 10 Times Annual Premium
- Maximum sum assured - 10 Times Annual Premium
- Maximum policy term- 99-age of life insured
Investment Plan
Invest smartly for a better tomorrow with Kotak Assured Income Accelerator Kotak Life Assured Income Accelerator Plan is a dual-purpose protection and...
Unique Features
- Guaranteed Income
- Income Boosters
- Optional Riders
Kotak Assured Income Accelerator (Pros)
- Discontinuance
- Tax benefits
- Policy revival
Kotak Assured Income Accelerator (Cons)
- No pre-existing condition
- Suicidal exclusion
- Aviation accident
Kotak Assured Income Accelerator (Other Benefits)
- Death benefits
- Maturity benefits
- Partial withdrawals
Kotak Assured Income Accelerator (Eligibility Criteria)
- Minimum entry age- 3 years
- Maximum entry age- 65 years
- Minimum sum assured - 10 Times of Annual Premium
- Maximum sum assured - 10 Times Annual Premium
- Maximum policy term- 30 years
Plans
Kotak Premier Income Plan is a non-linked, participating whole life insurance plan offered by Kotak Life Insurance. It provides dual benefits of savin...
Unique Features
- Guaranteed regular payout
- Bonus benefits
- Rider protection
Kotak Premier Income Plan (Pros)
- Rider Benefit
- Maturity Benefit
- Tax Benefits
Kotak Premier Income Plan (Cons)
- No pre-existing condition
- Suicidal exclusion
- Aviation accident
Kotak Premier Income Plan (Other Benefits)
- Enhanced SI
- Riders
- Bonus
Kotak Premier Income Plan (Eligibility Criteria)
- Minimum entry age- 3 years
- Maximum entry age- 55 years
- Minimum sum assured - Depends on the premium and policy term
- Maximum sum assured - Depends on the premium and policy term
- Maximum policy term - 23 years
Kotak Life Guaranteed Savings Plan combines a guaranteed savings plan and a life insurance plan. In case of your uncertain demise, your loved ones wil...
Unique Features
- Guaranteed loyalty additions
- Limited premium payment options
- Waiting period
Kotak Guaranteed Savings Plan (Pros)
- Policy loan
- Tax benefits
- Flexible premium payment
Kotak Guaranteed Savings Plan (Cons)
- No pre-existing condition
- Suicidal exclusion
- Aviation accident
Kotak Guaranteed Savings Plan (Other Benefits)
- Death benefit
- Maturity benefit
- Surrender value
Kotak Guaranteed Savings Plan (Eligibility Criteria)
- Minimum entry age- 3 years
- Maximum entry age- 60 years
- Minimum sum assured - Based on premium age/policy term/premium payment term
- Maximum sum assured - Based on premium age/policy term/premium payment term
- Maximum policy term - 20 years
