Edelweiss Tokio Guaranteed Savings Star
  • 2 Plan Options
  • Assured Returns
  • In-built CI Cover
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Customized Investment Plan for you.

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Edelweiss Tokio Guaranteed Savings Star

Edelweiss Tokio Life Guaranteed Savings Star plan is a guaranteed savings plan with assured life cover and stable returns. The plan also comes with a guaranteed maturity benefit. It offers two plan variants, base and enhanced cover. This allows policyholders to select the protection level. With enhanced coverage, you can optimize your insurance coverage and increase your death benefit

What's more, the plan allows you to take care of your family even when you're diagnosed with a covered critical illness, under the family income benefit. This benefit can be bought with very nominal added premiums. You can even customize the plan for additional protection and increase life cover with multiple rider options.

Edelweiss Tokio life Guaranteed Savings Star offers you a range of benefits including:

why-choose
  • Two plan options
  • Affordable premiums
  • Tax benefits
  • Booster additions
  • Multiple fund options

Eligibility Criteria for Edelweiss Tokio Guaranteed Savings Star

Your Occupation

Entry age

Minimum Age - 18 years Maximum Age - 100 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 100 years

Your Gender

Policy tenure

10, 12 years

Maternity Benefit Rider

Premium payment term

5, 8, 10 and 12 years

Dr YSR Aarogyasri Trust

Premium payment frequency

Annual, half-yearly, quarterly & monthly

Maternity Benefit Rider

Sum assured

No limit

How Does the Edelweiss Tokio Life Guaranteed Savings Star Plan Work?

Let's understand how the Edelweiss Tokio Life Guaranteed Savings Star Plan works with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Verma is looking for an Investment plan that helps him create a lump sum amount to fulfill his financial needs.

Solution

His financial advisor advised him to buy the Edelweiss Tokio Life Guaranteed Savings Star Plan. He visited PolicyX.com

Let's understand how the Edelweiss Life Wealth Secure Plus Plan works for him with a premium illustration table.

Age of policyholder Annual Premium Policy tenure Premium Payment Tenure Maturity Benefits
40 years Rs 50,000 20 years 20 years Rs 13,88,880

Key Takeaways: At the end of the policy tenure the maturity benefits of Rs 13,88,880 are paid to the policyholder.

Features of Edelweiss Tokio Guaranteed Savings Star

Here are some features of Edelweiss Tokio Guaranteed Savings Star:

Edelweiss Tokio Investment Plans

Edelweiss Tokio Flexi Savings Plan is a flexible savings plan that helps you save money for future goals along with a life cover that protects your fa...

Unique Features

  • 3 Plan options to choose from
  • Bonuses
  • Premium discontinuance

Edelweiss Tokio Life Flexi Savings (Pros)

Edelweiss Tokio Life Flexi Savings
  • Death benefits
  • Maturity benefits
  • Multiple plan options to choose from

Edelweiss Tokio Life Flexi Savings (Cons)

Edelweiss Tokio Life Flexi Savings
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Edelweiss Tokio Life Flexi Savings (Other Benefits)

Edelweiss Tokio Life Flexi Savings
  • Premium discontinuance
  • Life cover continuation
  • Bonuses

Edelweiss Tokio Life Flexi Savings (Eligibility Criteria)

Edelweiss Tokio Life Flexi Savings
  • Minimum entry age- 0 year
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 3
  • 50
  • 000
  • Maximum sum assured- No limit
  • Maximum policy term- 30 years

Edelweiss Tokio Life Guaranteed Savings Star plan is a guaranteed savings plan with assured life cover and stable returns. The plan also comes with a ...

Unique Features

  • 2 Plan Options
  • Assured Returns
  • In-built CI Cover

Edelweiss Tokio Guaranteed Savings Star (Pros)

Edelweiss Tokio Guaranteed Savings Star
  • 2 Plan Options
  • Assured Returns
  • In-built CI Cover

Edelweiss Tokio Guaranteed Savings Star (Cons)

Edelweiss Tokio Guaranteed Savings Star
  • Consumption of any intoxicants
  • Death due to any aviation accident
  • Death due to any adventurous sports.

Edelweiss Tokio Guaranteed Savings Star (Other Benefits)

Edelweiss Tokio Guaranteed Savings Star
  • Two plan options
  • Affordable premiums
  • Tax benefits

Edelweiss Tokio Guaranteed Savings Star (Eligibility Criteria)

Edelweiss Tokio Guaranteed Savings Star
  • Entry Age: Minimum Age - 18 years Maximum Age - 100 years
  • Maximum Maturity Age - 100 years
  • SA: No limit

Edelweiss Tokio Life Premier Guaranteed Income is an endowment plan. It offers life coverage along with the guaranteed return of premium. Along with m...

Unique Features

  • Pay premiums for 15 years
  • 200% benefit at maturity
  • Enhanced protection riders.

Edelweiss Premier Guaranteed Income (Pros)

Edelweiss Premier Guaranteed Income
  • Pay premiums for 15 years
  • 200% benefit at maturity
  • Enhanced protection riders

Edelweiss Premier Guaranteed Income (Cons)

Edelweiss Premier Guaranteed Income
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Edelweiss Premier Guaranteed Income (Other Benefits)

Edelweiss Premier Guaranteed Income
  • Policy loan
  • Tax benefits
  • Family income benefits

Edelweiss Premier Guaranteed Income (Eligibility Criteria)

Edelweiss Premier Guaranteed Income
  • Minimum entry age- 3 year
  • Maximum entry age- 50 years
  • Minimum sum assured- Rs 5
  • 00
  • 000
  • Maximum sum assured- No limit
  • Maximum policy term- 15 years

Edelweiss Tokio Guaranteed Income Star offers you dual benefits- death benefits to your family in case of your uncertain demise and maturity benefits ...

Unique Features

  • Two income options
  • Assured returns
  • Family income benefits

Edelweiss Tokio Guaranteed Income Star (Pros)

Edelweiss Tokio Guaranteed Income Star
  • Two income options
  • Assured returns
  • Family income benefits

Edelweiss Tokio Guaranteed Income Star (Cons)

Edelweiss Tokio Guaranteed Income Star
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Edelweiss Tokio Guaranteed Income Star (Other Benefits)

Edelweiss Tokio Guaranteed Income Star
  • Maturity Benefit
  • Death Benefit
  • Tax Benefit

Edelweiss Tokio Guaranteed Income Star (Eligibility Criteria)

Edelweiss Tokio Guaranteed Income Star
  • Minimum entry age- 0 year
  • Maximum entry age- 60 years
  • Minimum sum assured- Rs 6
  • 00
  • 000
  • Maximum sum assured- No limit
  • Maximum policy term- 42 years

Savings Alone Won't Work Invest Smartly with Edelweiss Tokio Life Wealth Secure Plus. Edelweiss Life Wealth Secure Plus is a unit-linked savings plan....

Unique Features

  • 3 Plan Options
  • Earn Additional Rewards
  • Boost Wealth With Top-up

Edelweiss Tokio Wealth Secure Plus (Pros)

Edelweiss Tokio Wealth Secure Plus
  • Additional Allocations
  • Extra Allocation
  • Premium Booster

Edelweiss Tokio Wealth Secure Plus (Cons)

Edelweiss Tokio Wealth Secure Plus
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Edelweiss Tokio Wealth Secure Plus (Other Benefits)

Edelweiss Tokio Wealth Secure Plus
  • Maturity Benefit
  • Death Benefit
  • Tax Benefit

Edelweiss Tokio Wealth Secure Plus (Eligibility Criteria)

Edelweiss Tokio Wealth Secure Plus
  • Minimum entry age- 0 year
  • Maximum entry age- 60 years
  • Minimum sum assured- Rs 1
  • 00
  • 000
  • Maximum sum assured- Higher of 10 x annualized premium
  • Maximum policy term- 25 years

Edelweiss Tokio Life Wealth Plus is a unit-linked savings plan that allows you to invest and generate wealth through unit-linked funds. It offers a ch...

Unique Features

  • Choice of Fund Options
  • Protect your Kids Future
  • Boost Wealth With Additions

Edelweiss Tokio Wealth Plus Plan (Pros)

Edelweiss Tokio Wealth Plus Plan
  • Additional Allocations
  • Extra Allocation
  • Premium Booster

Edelweiss Tokio Wealth Plus Plan (Cons)

Edelweiss Tokio Wealth Plus Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Edelweiss Tokio Wealth Plus Plan (Other Benefits)

Edelweiss Tokio Wealth Plus Plan
  • Maturity Benefit
  • Death Benefit
  • Tax Benefit

Edelweiss Tokio Wealth Plus Plan (Eligibility Criteria)

Edelweiss Tokio Wealth Plus Plan
  • Minimum entry age- 1 year
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 1
  • 00
  • 000
  • Maximum sum assured- Higher of 10 x annualized premium
  • Maximum policy term- 20 years
Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Benefits of the Edelweiss Tokio Life Guaranteed Savings Star Plan

There are various benefits to buying the Edelweiss Tokio Life Guaranteed Savings Star Plan. Let’s understand each of them in detail:

  • Family Income Benefits Under the family income benefits feature, you can take care of your family's dreams even when you're not around or diagnose a covered critical illness. There are two options available under the ‘Family Income Benefits
  • Additions The product offers regular additions namely, Loyalty Additions (LA), Booster Additions (BA) and Maturity Additions (MA).
  • Loyalty Additions In this plan, you'll receive loyalty additions from the 6th policy year until the end of the premium paying term. It is an additional payout that insurers offer to their customers for continuously paying premiums on time.
  • Booster Additions It is an additional return you'll receive on your capital on top of fund returns. This return is pre-decided and does not depend on market performance. However, these additions will be made at the end of the 10th and 5th policy years thereafter.

Documents Required to Buy Edelweiss Tokio Life Guaranteed Savings Star Plan

Here is the list of documents required to buy the Edelweiss Tokio Life Guaranteed Savings Star Plan:

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhaar card, PAN card, Driving license.

How to Buy Edelweiss Tokio Guaranteed Savings Star?

You can buy the Edelweiss Tokio Guaranteed Savings Star official website or one of their nearest branch offices.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Hover on the ‘Life Insurance’ tab.

  • Step 3

    Choose the Investment plan you want to buy.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of Edelweiss Tokio Life Insurance.

  • Step 2

    Hover over 'Our Products' from the top of the menu.

  • Step 3

    Click on the Edelweiss Tokio Life Guaranteed Savings Star.

  • Step 4

    Click on ‘Buy Now’ and you will be redirected to a new page.

  • Step 5

    Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.

  • Step 6

    Once discussed you can make the premium payment and get the policy documents.

Buying from their branch office

You can buy the Edelweiss Tokio life Guaranteed Savings Star Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.

Your Occupation

Exclusions of the Edelweiss Tokio Life Guaranteed Savings Star Plan

  • Suicide within 12 months of the policy purchase is not covered.
  • Consumption of any intoxicants.
  • Death due to any aviation accident.
  • Death due to any adventurous sports.

Plan At a Glance

What’s Good Here What’s Missing
Choice of plan option Premium Offset
Partial withdrawals Premium continuance
Maturity Benefit Auto cover continuance
Switching Top-up premium

In a nutshell

Edelweiss Tokio Life Guaranteed Savings Star plan is a guaranteed saving plan with assured life cover. The plan helps you to grow your income with stable, assured returns. It offers a choice of two plan variants, allowing you to customize your plan according to your goals and needs. If you need more details about this plan, feel free to reach out to us through PolicyX. Our team of experts is always ready to provide you with the assistance you need.

FAQs: Edelweiss Tokio Life Guaranteed Savings Star

1. What are the plan options in the Edelweiss Tokio Life Guaranteed Savings Star plan?

It offers two plan variants, allowing policyholders to select the protection level: Base and Enhanced Cover.

2. What is the Family Income Benefit on Critical Illness and Death feature in the Edelweiss Tokio Guaranteed Savings Star plan?

If the policyholder is diagnosed with one of the critical illnesses during the policy term and survives for 30 days after the diagnosis, they won’t have to pay any more premiums.

3. Is the Edelweiss Tokio Life Guaranteed Savings Star plan good?

Edelweiss Tokio Life Guaranteed Savings Star plan is ideal if you’re looking for a combination of life insurance and savings or have a low-risk appetite.

4. What is the Family Income Benefit on Death feature in the Edelweiss Tokio Guaranteed Savings Star plan?

With Family Income Benefit on Death option, your future premiums will be waived on your demise, and the policy will continue until the end of the policy term.

5. When can I surrender my insurance policy?

You can surrender your Edelweiss Tokio Guaranteed Savings Star plan once your policy acquires a surrender value.

Life Insurance Companies

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Sahil Singh Kathait

Written By: Sahil Singh Kathait

A boy-in-squares bagging escapades of switching streets in groove & sensing musical airy-notes from 6 1". Under wayed nyctophile sketching the walls of life from the panorama of anime.