HDFC Super Income
  • Start earning from 2nd year
  • 9 plan options
  • 3.4% to 12.5% extra benefits
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Customized Investment Plan for you.

Select Your Annual Income

15 Lacs+ P.A. 10-15 Lacs P.A. 7-10 Lacs P.A. 5-7 Lacs P.A. 3-5 Lacs P.A. Upto 3 Lacs P.A.

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HDFC Super Income

HDFC Super Income Plan is a comprehensive, non-linked savings plan. It provides a combination of regular income and insurance coverage under the same policy. It consists of nine different plan options, which allow you to choose premium payment and policy terms that suit your needs. The HDFC Super Income Plan offers many exclusive features, such as Regular income from the 2nd year onward, 3.4% to 12.5% additional survival benefit until the policy tenure , and more.

IIn short, this plan is suitable for individuals seeking a balance of regular income and life insurance protection to support their long-term financial goals and families in their absence.

HDFC Super Income Plan offers you a range of benefits including

why-choose
  • 9 Optional Covers
  • Regular Income
  • Affordable premiums
  • Tax benefits
  • Death Benefit
  • Maturity Benefit

Eligibility Criteria for HDFC Super Income

Your Occupation

Entry age

Minimum Age - 30 Days Maximum Age - 59 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 75 years

Your Gender

Policy tenure

15 to 27 years

Maternity Benefit Rider

Premium payment term

NA

Dr YSR Aarogyasri Trust

Premium payment frequency

Monthly, Quarterly, Half-Yearly, Annual

Maternity Benefit Rider

Sum assured

18,547 to No Limit

How Does the HDFC Super Income Plan Work?

Let's understand how the HDFC Super Income Plan works with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Harsh is a 30 year-old, non-smoker looking for an Investment plan that helps him create a lump sum amount to fulfill his financial needs.

Solution

His financial advisor advised him to buy the HDFC Super Income Plan. He visited PolicyX.com

Let's understand how the HDFC Super Income Plan works for him with a premium illustration table.

Age  Policy term Premium Payment Term Sum Assured Total Benefit Premium cost
30 years 15 years 5 years 10 Lacs Rs. 26,04,200 Rs. 2,56,420 (Annually)

Key Takeaways: At the end of the policy tenure the maturity benefits of Rs 13,88,880 are paid to the policyholder.

Features of HDFC Super Income

Here are some features of HDFC Super Income:

HDFC Investment Plans

HDFC Super Income Plan is a comprehensive, non-linked savings plan. It provides a combination of regular income and insurance coverage under the same ...

Unique Features

  • Start earning from 2nd year
  • 9 plan options
  • 3.4% to 12.5% extra benefits

HDFC Super Income (Pros)

HDFC Super Income
  • Flexible premium payment
  • Guaranteed survival benefits
  • Regular income

HDFC Super Income (Cons)

HDFC Super Income
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

HDFC Super Income (Other Benefits)

HDFC Super Income
  • Maturity Benefit
  • Death Benefit
  • Tax Benefit

HDFC Super Income (Eligibility Criteria)

HDFC Super Income
  • Minimum entry age- 30 Days
  • Maximum entry age- 59 years
  • Minimum sum assured- Rs 18
  • 457 Maximum sum assured- No Limit
  • Maximum policy term- 27 years

‘A plan that offers you dual benefits- savings and whole life coverage.’ HDFC Sampoorn Samridhi Plus combines whole-life and savings plans...

Unique Features

  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy

HDFC Sampoorn Samridhi Plus (Pros)

HDFC Sampoorn Samridhi Plus
  • Loan against policy
  • Accidental death benefits
  • Guaranteed bonuses

HDFC Sampoorn Samridhi Plus (Cons)

HDFC Sampoorn Samridhi Plus
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

HDFC Sampoorn Samridhi Plus (Other Benefits)

HDFC Sampoorn Samridhi Plus
  • Whole life cover
  • Death benefit
  • Maturity benefit

HDFC Sampoorn Samridhi Plus (Eligibility Criteria)

HDFC Sampoorn Samridhi Plus
  • Minimum entry age- 30 Days
  • Maximum entry age- 60 years
  • Minimum sum assured- NA
  • Maximum sum assured- NA
  • Maximum policy term- 40 years

Invest today for a worry-free tomorrow: HDFC Life Uday Savings Plan for a brighter future. HDFC Life Uday, from HDFC Investment Life Insurance, is a g...

Unique Features

  • Discount on Sum Assured
  • Guaranteed Additions
  • 2 Rider Benefits

HDFC Life Uday Plan (Pros)

HDFC Life Uday Plan
  • High Sum Assured Rebate
  • Auto Cover Continuance
  • Tax Benefits

HDFC Life Uday Plan (Cons)

HDFC Life Uday Plan
  • No pre-existing condition
  • Suicidal exclusion
  • War and criminal activity

HDFC Life Uday Plan (Other Benefits)

HDFC Life Uday Plan
  • Reversionary Bonus
  • Guaranteed Additions
  • Maturity Benefit

HDFC Life Uday Plan (Eligibility Criteria)

HDFC Life Uday Plan
  • Minimum entry age- 18 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 28
  • 465 Maximum sum assured- No Limit
  • Maximum policy term- 15 years

‘A plan that helps you save for your future goals’. The insurance market is filled with several insurance products, each having its benefi...

Unique Features

  • Dual benefits
  • Guaranteed Income
  • Lump sum and Income variant

HDFC Guaranteed Wealth Plus (Pros)

HDFC Guaranteed Wealth Plus
  • Dual benefits
  • Guaranteed Income
  • Tax Benefits

HDFC Guaranteed Wealth Plus (Cons)

HDFC Guaranteed Wealth Plus
  • No pre-existing condition
  • Suicidal exclusion
  • War and criminal activity

HDFC Guaranteed Wealth Plus (Other Benefits)

HDFC Guaranteed Wealth Plus
  • Rider benefits
  • Return of premiums
  • Maturity Benefit

HDFC Guaranteed Wealth Plus (Eligibility Criteria)

HDFC Guaranteed Wealth Plus
  • Minimum entry age- 12 years
  • Maximum entry age- 60 years
  • Minimum sum assured- NA Maximum sum assured- NA
  • Maximum policy term- 43 years

HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance saving plan. It offers a regular income payout for 16 to ...

Unique Features

  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit

HDFC Guaranteed Income Plan (Pros)

HDFC Guaranteed Income Plan
  • Limited premium payment
  • Maturity Benefit
  • Bonuses

HDFC Guaranteed Income Plan (Cons)

HDFC Guaranteed Income Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

HDFC Guaranteed Income Plan (Other Benefits)

HDFC Guaranteed Income Plan
  • Maturity Benefit
  • Death Benefit
  • Tax Benefit

HDFC Guaranteed Income Plan (Eligibility Criteria)

HDFC Guaranteed Income Plan
  • Minimum entry age- 3 year
  • Maximum entry age- 65 years
  • Minimum sum assured- Depends on monthly premiums
  • Maximum sum assured - No Limit
  • Maximum policy term- 15 years

‘A combination of income and family protection plan’. HDFC Life My Assured Income Plan is a perfect blend of a guaranteed income plan and ...

Unique Features

  • Guaranteed income benefits
  • Terminal benefits
  • Life coverage

HDFC My Assured Income Plan (Pros)

HDFC My Assured Income Plan
  • Income Benefits
  • Surrender Value
  • Tax Benefits

HDFC My Assured Income Plan (Cons)

HDFC My Assured Income Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

HDFC My Assured Income Plan (Other Benefits)

HDFC My Assured Income Plan
  • Terminal Benefit
  • Rider Benefit
  • Life Coverage

HDFC My Assured Income Plan (Eligibility Criteria)

HDFC My Assured Income Plan
  • Minimum entry age- 2 years
  • Maximum entry age- 60 years
  • Minimum sum assured- NA
  • Maximum sum assured - NA
  • Maximum policy term- 16 years

It is important to achieve the personal milestones that you have planned for your future to maintain life. But these milestones usually come along wit...

Unique Features

  • Guaranteed Benefits
  • Death Benefits
  • Sample Premium Rates

HDFC Sanchay Plus (Pros)

HDFC Sanchay Plus
  • Options of Income Payout
  • Guaranteed Benefits
  • Flexibility

HDFC Sanchay Plus (Cons)

HDFC Sanchay Plus
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

HDFC Sanchay Plus (Other Benefits)

HDFC Sanchay Plus
  • Life-Long Income Option
  • Long Term Income Option
  • Optional Riders

HDFC Sanchay Plus (Eligibility Criteria)

HDFC Sanchay Plus
  • Minimum entry age- 5 years
  • Maximum entry age- 60 years
  • Minimum sum assured- 105% of premiums
  • Maximum sum assured- No limit
  • Maximum policy terrm- 25 years
Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Benefits of the HDFC Super Income Plan

There are various benefits to buying the HDFC Super Income Plan. Let’s understand each of them in detail:

  • Maturity Benefit Once the plan matures & all dues premiums are paid. The HDFC Life Super Income Plan will pay you one of the following, last survival benefit payout, Accrued Reversionary Bonuses, Interim Bonus, or Terminal bonus.
  • Death Benefit Upon the unfortunate demise of the life insured during the policy term, the HDFC Life Super Income Plan will offer the death benefit
  • Tax Benefits You can avail of the tax benefit for both Section 80C & Section 10(10)D, under Income Tax Act 1961.

Documents Required to Buy HDFC Super Income Plan

Here is the list of documents required to buy the HDFC super income Plan:

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhaar card, PAN card, Driving license.

How to Buy HDFC Super Income?

You can buy the HDFC Super Income official website or one of their nearest branch offices.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Hover on the ‘Life Insurance’ tab.

  • Step 3

    Choose the Investment plan you want to buy.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of HDFC Life Insurance.

  • Step 2

    Click on the option Investment Plans aligned on the top main header of the page.

  • Step 3

    Now click on the saving plans and scroll down the page.

  • Step 4

    Select the HDFC super income plan from the list.

  • Step 5

    Click on Buy Online, and fill in basic details such as Name and contact number.

Buying from their branch office

You can buy the HDFC Life Insurance Super income Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.

Your Occupation

Exclusions of the HDFC Life Insurance Super Income Plan

  • If the policyholder commits suicide within 12 months from the date of policy purchase, the nominee or beneficiary of the policyholder shall be entitled to at least 80% of the total premiums or the surrender value available, whichever is higher.

HDFC Super Income Plan: FAQs

1. How many plan options are available in the HDFC Super Income Plan?

There are a total of 9 plan options available.

2. How is my maturity amount calculated in the HDFC super Income Plan?

Your final maturity amount is calculated based on guaranteed and non-guaranteed returns, which are expected to have between (4-8)%.

3. What is the minimum age to purchase an HDFC Super Income Plan?

30 days

4. What payout periods are available in the HDFC Super Income Plan?

There are two different payout periods available: monthly & yearly.

5. Can I take a loan against my HDFC Super income policy?

The loan facility is available under the HDFC super income policy.

6. What minimum policy term is available in HDFC Super Income Policy?

15 years.

7. From which year did HDFC Life super income start giving regular income?

From the Second year onwards.

Life Insurance Companies

Compare and buy the most suitable Life Insurance Plan from the below-mentioned IRDAI-approved Life Insurance companies.

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varun saxena

Written By: Varun Saxena

I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.