ICICI Guaranteed Income for Tomorrow
  • Discount on Sum Assured
  • Guaranteed Additions
  • 2 Rider Benefits
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ICICI Guaranteed Income for Tomorrow

Achieve your life goals with ICICI Pru Guaranteed Income for Tomorrow – secure savings, guaranteed returns, and financial security.

ICICI Pru Guaranteed Income for Tomorrow is a two-in-one protection and savings-based life insurance plan. In addition to guaranteed maturity or death benefits, the investment plan offers guaranteed benefits in the form of a lump sum or regular income. This is different from other plans. , as it offers four plan options

Each plan option is designed to serve a different life objective. Under the save-the-date feature, you can choose a particular date as per your requirement to receive guaranteed income. Under this plan, you can pay premiums for 6, 7, 8, 10, or 12 years (PPT) and receive regular income from the 2nd year onwards.

ICICI Pru Guaranteed Income for Tomorrow is a two-in-one protection life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.

ICICI Pru Guaranteed Income for Tomorrow offers you a range of benefits including:

why-choose
  • Guaranteed Benefits
  • Tax Benefits
  • Flexibility
  • Income plan option
  • Policy revival 
  • Surrender benefit

Eligibility Criteria for ICICI Guaranteed Income for Tomorrow

Your Occupation

Entry age

Minimum Age - 18 years Maximum Age - Policy Term

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 70 years

Your Gender

Policy tenure

5 years to 20 years

Maternity Benefit Rider

Premium payment term

5/6/7/8/10/12 Years

Dr YSR Aarogyasri Trust

Premium payment frequency

Lump Sum/ Yearly/ Half-Yearly/ Monthly

Maternity Benefit Rider

Sum assured

NA

How Does the ICICI Guaranteed Income for Tomorrow Plan Work?

Let's understand how the ICICI Guaranteed Income for Tomorrow Plan works with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Ravi is a 32-year-old male looking for an investment plan to create long-term wealth for his child.

Solution

His financial advisor advised him to buy the ICICI Guaranteed Income For Tomorrow. He visited PolicyX.com

Let's understand how the ICICI Guaranteed Income For Tomorrow works for him with a premium illustration table.

Age of policyholder Annual Premiums Policy tenure Maturity Benefits
32 years Rs 1 lakhs 10 years Rs 7,03,152

Key Takeaways: At the end of the policy tenure the maturity benefits of Rs 7,03,152 are paid to the policyholder.

Features of ICICI Guaranteed Income for Tomorrow

Here are some features of ICICI Guaranteed Income for Tomorrow:

ICICI Prudential

Achieve your life goals with ICICI Pru Guaranteed Income for Tomorrow – secure savings, guaranteed returns, and financial security. ICICI Pru Gu...

Unique Features

  • Discount on Sum Assured
  • Guaranteed Additions
  • 2 Rider Benefits

ICICI Guaranteed Income for Tomorrow (Pros)

ICICI Guaranteed Income for Tomorrow
  • Loan Benefit
  • Tax Benefits
  • Maturity Benefit

ICICI Guaranteed Income for Tomorrow (Cons)

ICICI Guaranteed Income for Tomorrow
  • No pre-existing condition
  • Suicidal exclusion
  • No drug consumption

ICICI Guaranteed Income for Tomorrow (Other Benefits)

ICICI Guaranteed Income for Tomorrow
  • 4 Plan options
  • Death benefit
  • Surrender value

ICICI Guaranteed Income for Tomorrow (Eligibility Criteria)

ICICI Guaranteed Income for Tomorrow
  • Minimum entry age- 18 year
  • Maximum entry age- 60 years
  • Minimum sum assured- NA
  • Maximum sum assured- NA
  • Maximum policy term- 20 years

ICICI Pru Cash Advantage is a non-linked individual life insurance savings plan. It offers comprehensive benefits of savings and protection in the sam...

Unique Features

  • Guaranteed Cash Benefit
  • Life cover
  • Policy Loan

ICICI Pru Cash Advantage (Pros)

ICICI Pru Cash Advantage
  • Loan Benefit
  • Tax Benefits
  • Maturity Benefit

ICICI Pru Cash Advantage (Cons)

ICICI Pru Cash Advantage
  • No pre-existing condition
  • Suicidal exclusion
  • Death due to aviation accident

ICICI Pru Cash Advantage (Other Benefits)

ICICI Pru Cash Advantage
  • Flexible Premium Payment
  • Death benefit
  • Surrender value

ICICI Pru Cash Advantage (Eligibility Criteria)

ICICI Pru Cash Advantage
  • Minimum entry age- 1 year
  • Maximum entry age- 60 years
  • Minimum sum assured- 7 times available SA
  • Maximum sum assured- 10 times available SA
  • Maximum policy term- 20 years

‘ A combination of savings and protection plan’. ICICI Pru Savings Suraksha is a financial plan that helps you save for future financial g...

Unique Features

  • Guaranteed additions
  • Multiple premium options
  • Additional bonuses

ICICI Prudential Savings Suraksha (Pros)

ICICI Prudential Savings Suraksha
  • Death benefits
  • Surrender benefits
  • Maturity benefits on survival

ICICI Prudential Savings Suraksha (Cons)

ICICI Prudential Savings Suraksha
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

ICICI Prudential Savings Suraksha (Other Benefits)

ICICI Prudential Savings Suraksha
  • Revisionary bonus
  • Terminal bonus
  • Free-look period

ICICI Prudential Savings Suraksha (Eligibility Criteria)

ICICI Prudential Savings Suraksha
  • Minimum entry age- 0 year
  • Maximum entry age- 60 years
  • Minimum sum assured - 7 times annualized premiums
  • Maximum sum assured - 10 times annualized premiums
  • Maximum policy term- 30 years

‘Save smartly with ICICI Pru Assured Savings get guaranteed returns and life cover’. There's no harm in saving some money for the future. ...

Unique Features

  • 9% to 11% Guaranteed Additions
  • Guaranteed maturity benefits
  • Special Surrender Value (SSV)

ICICI Assured Savings (Pros)

ICICI Assured Savings
  • Special Surrender Value
  • Guaranteed Benefits
  • Tax Benefits

ICICI Assured Savings (Cons)

ICICI Assured Savings
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

ICICI Assured Savings (Other Benefits)

ICICI Assured Savings
  • Flexible premium payment
  • Loan benefit
  • Death benefit

ICICI Assured Savings (Eligibility Criteria)

ICICI Assured Savings
  • Minimum entry age- 0 year
  • Maximum entry age- 60 years
  • Minimum sum assured - 84
  • 000
  • Maximum sum assured - 4 Lakhs
  • Maximum policy term- 20 years

Build wealth, secure dreams: ICICI Prudential Future Perfect Plan for a brighter future. Savings alone won't make your dreams come true; you need to g...

Unique Features

  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses

ICICI Prudential Future Perfect (Pros)

ICICI Prudential Future Perfect
  • Guaranteed Surrender Value
  • Revive Policy
  • Tax Benefits

ICICI Prudential Future Perfect (Cons)

ICICI Prudential Future Perfect
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

ICICI Prudential Future Perfect (Other Benefits)

ICICI Prudential Future Perfect
  • Revisionary Bonus
  • Loan benefit
  • Death benefit

ICICI Prudential Future Perfect (Eligibility Criteria)

ICICI Prudential Future Perfect
  • Minimum entry age- 91 Days
  • Maximum entry age- 58 years
  • Minimum sum assured - 84
  • 000
  • Maximum sum assured - 4 Lakhs
  • Maximum policy term- 25 years
Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Benefits of  ICICI Guaranteed Income for Tomorrow

There are various benefits to buying the  ICICI Guaranteed Income for Tomorrow Plan. Let’s understand each of them in detail:

  • Guaranteed Maturity Benefit: Once you outlive your policy term, you shall receive a guaranteed lump sum maturity benefit.
  • Death Benefit: On the policyholder's unfortunate death during the policy term, the insurance cover amount will be paid out as a lump sum to the nominee.
  • Survival Benefit: You get a fixed proportion of your annual premiums as a Survival Benefit.
  • Surrender Benefit: If you don't feel like continuing your policy, you can exit at any stage after paying two full years' premium. For Single Pay plans, the surrender value is obtained immediately after paying a premium.

Documents Required to Buy ICICI Guaranteed Income for Tomorrow

Here is the list of documents required to buy the ICICI Guaranteed Income for Tomorrow

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy ICICI Guaranteed Income for Tomorrow?

You can buy the ICICI Guaranteed Income for Tomorrow official website or one of their nearest branch offices.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Click on the ‘Investment’ tab.

  • Step 3

    A new page will appear on the screen.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of ICICI Pru Life Insurance.

  • Step 2

    Hover over the 'Investment Plans' from the top of the menu.

  • Step 3

    Click on the 'ICICI Guaranteed Income For Tomorrow'.

  • Step 4

    Click on ‘Buy Now’ and you will be redirected to a new page.

  • Step 5

    Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.

  • Step 6

    Once discussed you can make the premium payment and get the policy documents.

Buying from their branch office

You can buy the ICICI Guaranteed Income for Tomorrow Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.

Your Occupation

Exclusions of ICICI Guaranteed Income for Tomorrow Plan

  • Suicide within 12 months of the policy purchase is not covered.
  • Consumption of any intoxicants.
  • Death due to any aviation accident.
  • Death due to any adventurous sports.

Plan At a Glance

What’s Good Here What’s Missing
Various Plan Options No Paid Up Benefit
Surrender Benefit No High Sum Assured Rebate
Guaranteed Income from 2 Years Onwards No Auto Cover Continuance
Guaranteed Maturity Benefit No Additional Riders
Special Premium Rates for Women NA

In a nutshell

ICICI Pru Guaranteed Income for Tomorrow is a two-in-one protection and savings-based life insurance plan. 

For more info related to this plan, you can visit PolicyX.com, or call us at 1800 - 420 - 0269. Our insurance experts listen to your unique needs and suggest the best possible solution for you.

ICICI Guaranteed Income for Tomorrow: FAQs

1. What is the ICICI Pru GIFT plan?

ICICI Pru Guaranteed Income For Tomorrow (GIFT) is a guaranteed savings and protection plan that helps you build a corpse to achieve your future goals. It offers guaranteed returns, lump sums, or regular income streams over a specific period.

2. What is the minimum or maximum age limit for the ICICI GIFT early income plan?

The minimum age for the ICICI Prudential Guaranteed Income for Tomorrow Plan is 18 years in India.

3. Is the ICICI Pru GIFT plan good?

ICICI Pru GIFT plan is ideal if you want to retire early or need extra income to pay specific expenses.

4. How many plan options are there in the ICICI Pru GIFT plan?

The plan offers four options based on your protection needs: an Early Income Plan, an Income Plan, a Lump Sum Plan, and a Single-Pay Income plan.

5. Can I withdraw money from the ICICI GIFT plan before maturity?

Yes, you can opt for early income or single pay plan options in ICICI GIFT policy and get guaranteed income from 2nd year onwards before maturity.

Life Insurance Companies

Compare and buy the most suitable Life Insurance Plan from the below-mentioned IRDAI-approved Life Insurance companies.

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