ICICI Prudential Savings Suraksha
- Guaranteed additions
- Multiple premium options
- Additional bonuses
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‘ A combination of savings and protection plan’.
ICICI Pru Savings Suraksha is a financial plan that helps you save for future financial goals and provides a financial net to safeguard your loved ones in your absence. It is an ideal choice if you want to collect a lump sum to fulfill your financial goals and protect your family members even in your absence.
This plan offers you numerous benefits including guaranteed additions, terminal and revisionary bonuses if declared, death benefits, surrender benefits, maturity benefits on survival, etc. This investment plan offers you two options to pay premiums- limited pay (5,7,10 or 12 years) and regular pay (for 10 to 30 years). You can also get a loan on your policy if you have paid regular premiums for a minimum of two years. The sum assured paid on the uncertain demise of the policyholder usually ranges from 7 to 10 times the annual premiums paid.
ICICI Pru Savings Suraksha is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.
ICICI Savings Suraksha Plan offers you a range of benefits including:
Minimum age- 0 Maximum age- 60 years
Maximum Maturity Age: 70 years
10 to 30 years
Limited Pay (5,7,10,12) and Regular Pay
Monthly, Half-yearly, and Yearly
7 to 10 times the annual premium
Let's understand how the ICICI Pru Savings Suraksha Plan works with a simple premium illustration.
Mr Saurav aged 35, is looking for an investment plan to create long-term wealth for his child.
His financial advisor advised him to buy the ICICI Savings Suraksha Plan. He visited PolicyX.com
Let's understand how the ICICI Savings Suraksha Plan works for him with a premium illustration table.
| Age of policyholder | Annual Premiums | Policy tenure | Sum Assured | Maturity Benefits |
| 35 years | Rs 30,000 | 20 years |
3 lakhs (10 times of annual premium) |
Rs 3,03,336 |
Key Takeaways: At the end of the policy tenure the maturity benefits of Rs 3,03,336 are paid to the policyholder.
Here are some features of ICICI Prudential Savings Suraksha:
Achieve your life goals with ICICI Pru Guaranteed Income for Tomorrow – secure savings, guaranteed returns, and financial security. ICICI Pru Gu...
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ICICI Pru Cash Advantage is a non-linked individual life insurance savings plan. It offers comprehensive benefits of savings and protection in the sam...
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‘ A combination of savings and protection plan’. ICICI Pru Savings Suraksha is a financial plan that helps you save for future financial g...
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‘Save smartly with ICICI Pru Assured Savings get guaranteed returns and life cover’. There's no harm in saving some money for the future. ...
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Build wealth, secure dreams: ICICI Prudential Future Perfect Plan for a brighter future. Savings alone won't make your dreams come true; you need to g...
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Here is the list of documents required to buy the ICICI Pru Savings Suraksha:
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
You can buy the ICICI Prudential Savings Suraksha official website or one of their nearest branch offices.
Visit the official website of PolicyX.com.
Click on the ‘Investment’ tab.
A new page will appear on the screen.
Fill out the form at the top of the page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.
Visit the official website of ICICI Life Insurance.
Hover over the 'Investment Plans' from the top of the menu.
Click on the 'ICICI Pru Savings Suraksha'.
Click on ‘Buy Now’ and you will be redirected to a new page.
Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.
Once discussed you can make the premium payment and get the policy documents.
You can buy the ICICI Pru Savings Suraksha Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.
Compare and buy the most suitable Life Insurance Plan from the below-mentioned IRDAI-approved Life Insurance companies.
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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