IndiaFirst Investment Plans
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IndiaFirst Investment Plans: Overview

IndiaFirst Life Insurance is one of the fastest-growing life insurers that offers a range of insurance products including term insurance plans, child plans, investment plans, retirement solutions, and much more.

IndiaFirst Investment Plans helps you grow your wealth over a period along with a financial cover that protects your family in case of the policyholder's unfortunate demise during the policy tenure. There are various different investment plans offered by IndiaFirst and you can opt for the one that best suits your needs.

IndiaFirst Investment Plans ensures to look after your investment needs by offering:

why-choose
  • Guaranteed Income

  • Choice of Payout Option

  • Flexible Payment Terms

  • Tax Advantages

Eligibility Criteria for IndiaFirst Investment Plan

Your Occupation

Entry age

Minimum Age - 5 year

Mukhyamantri Amrutam Yojana

Maturity age

75 years

Your Gender

Policy tenure

Minimum term - 6 years Maximum term - 30 years

Maternity Benefit Rider

Premium payment term

6 to 30 years

Dr YSR Aarogyasri Trust

Premium payment frequency

Annual, half-yearly,

Maternity Benefit Rider

Sum assured

Rs 50,000 to No limit

IndiaFirst Investment Plan Types

To cater to the dynamic insurance needs of an individual and their family, IndiaFirst Investment comes with a range of plans. This allows their customers to choose an ideal plan for themselves. The company ensures to offer a plan for everyone.

  1. Investment Plan

    Plan Entry Age Tenure Minimum Sum Assured Unique Features
    IndiaFirst Life Wealth Maximizer Minimum Age - 5 year Maximum Age - 65 years
    Minimum term - 5 years Maximum term - 85 years Higher of: (10* Annualized Premium) or (0.5 * Policy Term * Annualized Premium)
    • 7 different fund options
    • Three different investment strategies
    • Partial withdrawal option
    IndiaFirst Life Money Balance Minimum Age - 5 year Maximum Age - 18 years
    Minimum term - 5 years Maximum term - 70 years 25 times the annualized premium
    • Wealth creation plan
    • Market-linked returns
    • Multiple fund options
    IndiaFirst Life Smart Save Minimum Age - 5 year Maximum Age - 65 years
    Minimum term - 5 years Maximum term - 70 years 125% of Single Premium
    • Choice of Fund Options Partial Withdrawal Life Cover Protection

Overview of IndiaFirst Investment Plans

Here is a quick overview of the IndiaFirst Investment Plans listed in the above table.

IndiaFirst Life Wealth Maximizer Plan

IndiaFirst Life Wealth Maximizer is a unit-linked, non-participating savings insurance plan offered by IndiaFirst Life Insurance. It is designed to provide the dual benefits of investment and insurance coverage.

Here are the key features of the IndiaFirst Smart Save Plan:
  • 7 different fund options
  • 3 different investment strategies
  • Partial withdrawal option

 

 

Benefits of IndiaFirst Life Investment Plans

There are multiple benefits of IndiaFirst Life Investment Plans. Read below to understand the plethora of advantages provided by the insurer.

Dual Protection

IndiaFirst Investment Plans offer dual benefits- life coverage for financial protection and maturity benefits to grow your wealth.

Choice of Premium Payment Term

IndiaFirst Investment Plans allows you to choose a premium payment term that best suits your requirements.

Flexible Payout Options

There are various payout options available with your IndiaFirst Investment Plans including annually, semi-annually, quarterly, or monthly.

Policy Loan Option

You can avail of a loan against your policy up to the surrender value to meet your financial emergencies.

Tax Benefits

Tax Benefits can be availed for premium payments of IndiaFirst Investment plans under the prevailing tax laws.

Riders You Can Avail With IndiaFirst Investment Plans

Name of the Rider Benefits
IndiaFirst Life Accidental Death Benefit Rider This rider offers an additional sum assured in case of the policyholder's unfortunate demise during the policy tenure.
IndiaFirst Life Critical Illness Rider In case you are diagnosed with any of the critical illnesses mentioned in the brochure, a lump sum benefit equal to the rider sum assured would be paid to the policyholder.

IndiaFirst Investment Plans

IndiaFirst Life Wealth Maximizer is a unit-linked, non-participating savings insurance plan offered by Indiafirst Life Insurance. It is designed to pr...

Unique Features

  • 7 different fund options
  • 3 different investment strategies
  • Partial withdrawal option

IndiaFirst Life Wealth Maximizer (Pros)

IndiaFirst Life Wealth Maximizer
  • 7 different fund options
  • 3 different investment strategies
  • Partial withdrawal option

IndiaFirst Life Wealth Maximizer (Cons)

IndiaFirst Life Wealth Maximizer
  • No Guaranteed Additions
  • No Premium Offset
  • Whole Life Cover Not Available

IndiaFirst Life Wealth Maximizer (Other Benefits)

IndiaFirst Life Wealth Maximizer
  • Loyalty addition and wealth booster benefits
  • Unlimited free switches and premium redirection options
  • Flexible policy and premium paying term

IndiaFirst Life Wealth Maximizer (Eligibility Criteria)

IndiaFirst Life Wealth Maximizer
  • Entry Age: Minimum Age - 5 year Maximum Age - 65 years
  • SA: Higher of: (10* Annualized Premium) or (0.5 * Policy Term * Annual Premium)
  • Maximum Maturity Age - 90 years

IndiaFirst Life Money Balance plan offers investment plan and dual benefits- a life cover to protect your family financially and market-linked returns...

Unique Features

  • Wealth creation plan
  • Market-linked returns
  • Multiple fund options

IndiaFirst Life Money Balance (Pros)

IndiaFirst Life Money Balance
  • Flexibility of partial withdrawal
  • Expert-led investment strategy
  • Investment diversification

IndiaFirst Life Money Balance (Cons)

IndiaFirst Life Money Balance
  • No Guaranteed Additions
  • No Premium Offset
  • Whole Life Cover Not Available

IndiaFirst Life Money Balance (Other Benefits)

IndiaFirst Life Money Balance
  • Easy fund accessibility
  • Wealth creation
  • Tax benefits

IndiaFirst Life Money Balance (Eligibility Criteria)

IndiaFirst Life Money Balance
  • Entry Age: Minimum Age - 5 year Maximum Age - 18 years
  • SA: 25 times the annualized premium
  • Maximum Maturity Age - 75 years

Secure your future with the IndiaFirst Smart Save plan: Invest smartly and watch your wealth grow.IndiaFirst Smart Save Plan is a unit-linked life ins...

Unique Features

  • Choice of Fund Options
  • Partial Withdrawal
  • Life Cover Protection

IndiaFirst Life Smart Save (Pros)

IndiaFirst Life Smart Save
  • Choice of Fund Options
  • Partial Withdrawal
  • Life Cover Protection

IndiaFirst Life Smart Save (Cons)

IndiaFirst Life Smart Save
  • Suicide within 12 months not covered
  • Consumption of any intoxicants
  • Death due to any aviation accident

IndiaFirst Life Smart Save (Other Benefits)

IndiaFirst Life Smart Save
  • Flexible premium payment terms
  • 4 Unit-linked fund options
  • Convenience of choosing your investment funds

IndiaFirst Life Smart Save (Eligibility Criteria)

IndiaFirst Life Smart Save
  • Entry Age: Minimum Age - 5 year Maximum Age - 65 years
  • SA: 125% of Single Premium
  • Maximum Maturity Age - 75 years
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Documents Required to Purchase IndiaFirst Investment Plans

Here is the list of documents required to buy IndiaFirst Life Investment Plans:

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy IndiaFirst Investment Plans ?

IndiaFirst Investment Plans allows you to buy life insurance plans via two platforms. You can either buy the plan online from the official website of the company or through third-party intermediaries like agents, brokers, etc. Given below is a detailed explanation of both these types of buying processes.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Click on the ‘Investment’ tab.

  • Step 3

    A new page will appear on the screen.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of IndiaFirst Life Insurance Company.

  • Step 2

    Click on ‘Life Insurance Plans’ on the navigation bar and select the plan you want to buy.

  • Step 3

    Click on the ‘buy now’ button and fill in the required details.

  • Step 4

    Tap on 'next' and select a plan as per your requirements.

  • Step 5

    Select the cover option you want and make your payment. Once the payment is made, you will get a payment confirmation at your registered email address.

Exclusions of IndiaFirst Life Investment Plans

  • If a policyholder commits suicide during the first 12 months after obtaining the insurance, the nominee receives no death benefit. They receive just the premiums paid up to the date of the incident or the policy's surrender value, whichever is greater. If a policyholder commits suicide during the first 12 months after obtaining the insurance, the nominee receives no death payments. They receive just the premiums paid up to the date of the incident or the policy's surrender value, whichever is greater.

Conclusion

IndiaFirst is one of the fastest-growing life insurers with excellent customer support and service. IndiaFirst Investment Plans are an ideal option if you are looking for a plan that helps you grow your wealth along with life coverage to secure your loved ones financially in your absence.  For more info related to HDFC Life Investment Plans, you can contact Policyx.com 24/7. Our trusted insurance experts listen to your every unique problem and suggest the best possible solution for you.

Life Insurance

More Queries?

If you have any more queries regarding IndiaFirst Investment Plans , Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

FAQs: IndiaFirst Investment Plans

1. What are IndiaFirst Investment Plans?

IndiaFirst Investment Plans are a combination of life insurance and guaranteed return plan that provides dual benefits of life coverage and wealth creation.

2. How to buy IndiaFirst Investment Plans?

You can buy IndiaFirst Investment Plans either from their official website or PolicyX.com

3. Can I avail of additional riders with IndiaFirst Investment Plans?

Yes, you can avail of an additional rider with your IndiaFirst Investment Plans.

4. What is the minimum age to buy IndiaFirst Investment Plan?

The minimum age to buy an IndiaFirst Investment Plan is 6 years.

Life Insurance Companies

Compare and buy the most suitable Life Insurance Plan from the below-mentioned IRDAI-approved Life Insurance companies.

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Himanshu Kumar

Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.