IndiaFirst Life Wealth Maximizer
  • 7 different fund options
  • 3 different investment strategies
  • Partial withdrawal option
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Investment Plan for you.

Select Your Annual Income

15 Lacs+ P.A. 10-15 Lacs P.A. 7-10 Lacs P.A. 5-7 Lacs P.A. 3-5 Lacs P.A. Upto 3 Lacs P.A.

Age

IndiaFirst Life Wealth Maximizer

IndiaFirst Life Wealth Maximizer is a unit-linked, non-participating savings insurance plan offered by Indiafirst Life Insurance. It is designed to provide the dual benefits of investment and insurance coverage. With a minimum entry age of 5 years and a maximum entry age of 55 years, this plan comes with a maturity age of 90 years. For maximum return on investment, this investment plan contains seven different funds to offer investment options for your portfolio.

IndiaFirst Life Wealth Maximizer Plan offers you a range of benefits including:

why-choose
  • Option to invest in seven different funds

  • Multiple investment strategies

  • Loyalty addition and wealth booster benefits
  • Unlimited free switches and premium redirection options
  • Flexible policy and premium paying term

Eligibility Criteria for IndiaFirst Life Wealth Maximizer

Your Occupation

Entry age

Minimum Age - 5 year Maximum Age - 65 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 90 years

Your Gender

Policy tenure

Minimum term - 5 years Maximum term - 85 years

Maternity Benefit Rider

Premium payment term

Single, Limited, Regular

Dr YSR Aarogyasri Trust

Premium payment frequency

Annual, half-yearly, quarterly & monthly

Maternity Benefit Rider

Sum assured

Higher of: (10* Annualized Premium) or (0.5 * Policy Term * Annual Premium)

How Does the IndiaFirst Life Wealth Maximizer Plan Work?

Let's understand how the IndiaFirst Life Wealth Maximizer Plan works with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Verma is looking for an Investment plan that helps him create a lump sum amount to fulfill his financial needs.

Solution

His financial advisor advised him to buy the IndiaFirst Life Wealth Maximizer plan. He visited PolicyX.com

Let's understand how the IndiaFirst Life Wealth Maximizer Plan works for him with a premium illustration table.

Age of policyholder Annual Premium Policy tenure Premium Payment Tenure Maturity Benefits
30 years Rs 50,000 20 years 5 years Rs 5,74,167

Key Takeaways: At the end of the policy tenure the maturity benefits of Rs 5,74,167 are paid to the policyholder.

Features of IndiaFirst Life Wealth Maximizer

Here are some features of IndiaFirst Life Wealth Maximizer:

IndiaFirst Investment Plans

IndiaFirst Life Wealth Maximizer is a unit-linked, non-participating savings insurance plan offered by Indiafirst Life Insurance. It is designed to pr...

Unique Features

  • 7 different fund options
  • 3 different investment strategies
  • Partial withdrawal option

IndiaFirst Life Wealth Maximizer (Pros)

IndiaFirst Life Wealth Maximizer
  • 7 different fund options
  • 3 different investment strategies
  • Partial withdrawal option

IndiaFirst Life Wealth Maximizer (Cons)

IndiaFirst Life Wealth Maximizer
  • No Guaranteed Additions
  • No Premium Offset
  • Whole Life Cover Not Available

IndiaFirst Life Wealth Maximizer (Other Benefits)

IndiaFirst Life Wealth Maximizer
  • Loyalty addition and wealth booster benefits
  • Unlimited free switches and premium redirection options
  • Flexible policy and premium paying term

IndiaFirst Life Wealth Maximizer (Eligibility Criteria)

IndiaFirst Life Wealth Maximizer
  • Entry Age: Minimum Age - 5 year Maximum Age - 65 years
  • SA: Higher of: (10* Annualized Premium) or (0.5 * Policy Term * Annual Premium)
  • Maximum Maturity Age - 90 years

IndiaFirst Life Money Balance plan offers investment plan and dual benefits- a life cover to protect your family financially and market-linked returns...

Unique Features

  • Wealth creation plan
  • Market-linked returns
  • Multiple fund options

IndiaFirst Life Money Balance (Pros)

IndiaFirst Life Money Balance
  • Flexibility of partial withdrawal
  • Expert-led investment strategy
  • Investment diversification

IndiaFirst Life Money Balance (Cons)

IndiaFirst Life Money Balance
  • No Guaranteed Additions
  • No Premium Offset
  • Whole Life Cover Not Available

IndiaFirst Life Money Balance (Other Benefits)

IndiaFirst Life Money Balance
  • Easy fund accessibility
  • Wealth creation
  • Tax benefits

IndiaFirst Life Money Balance (Eligibility Criteria)

IndiaFirst Life Money Balance
  • Entry Age: Minimum Age - 5 year Maximum Age - 18 years
  • SA: 25 times the annualized premium
  • Maximum Maturity Age - 75 years

Secure your future with the IndiaFirst Smart Save plan: Invest smartly and watch your wealth grow.IndiaFirst Smart Save Plan is a unit-linked life ins...

Unique Features

  • Choice of Fund Options
  • Partial Withdrawal
  • Life Cover Protection

IndiaFirst Life Smart Save (Pros)

IndiaFirst Life Smart Save
  • Choice of Fund Options
  • Partial Withdrawal
  • Life Cover Protection

IndiaFirst Life Smart Save (Cons)

IndiaFirst Life Smart Save
  • Suicide within 12 months not covered
  • Consumption of any intoxicants
  • Death due to any aviation accident

IndiaFirst Life Smart Save (Other Benefits)

IndiaFirst Life Smart Save
  • Flexible premium payment terms
  • 4 Unit-linked fund options
  • Convenience of choosing your investment funds

IndiaFirst Life Smart Save (Eligibility Criteria)

IndiaFirst Life Smart Save
  • Entry Age: Minimum Age - 5 year Maximum Age - 65 years
  • SA: 125% of Single Premium
  • Maximum Maturity Age - 75 years
Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Benefits of the IndiaFirst Life Wealth Maximizer Plan

There are various benefits to buying the IndiaFirst Life Wealth Maximizer Plan. Let’s understand each of them in detail:

  • Maturity benefits At maturity, the policyholder will receive the fund's value, including top-up and all additions to date.
  • Loyalty additions After the sixth policy year commences, this plan starts adding loyalty to your investment.
  • Profit booster Profit Booster end of every 5th policy year starting from the end of the 10th policy year
  • Tax benefits Increase your savings by claiming the tax benefits applicable as per the Income Tax Laws 1961.

Documents Required to Buy IndiaFirst Life Wealth Maximizer Plan

Here is the list of documents required to buy the IndiaFirst Life Wealth Maximizer Plan:

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhaar card, PAN card, Driving license.

How to Buy IndiaFirst Life Wealth Maximizer?

You can buy the IndiaFirst Life Wealth Maximizer official website or one of their nearest branch offices.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Hover on the ‘Life Insurance’ tab.

  • Step 3

    Choose the Investment plan you want to buy.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of IndiaFirst Life Insurance.

  • Step 2

    Hover over 'Life Insurance Plans' from the top of the menu.

  • Step 3

    Click on the IndiaFirst Life Wealth Maximizer Plan.

  • Step 4

    Click on ‘Buy Now’ and you will be redirected to a new page.

  • Step 5

    Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.

  • Step 6

    Once discussed you can make the premium payment and get the policy documents.

Buying from their branch office

You can buy the IndiaFirst Life Wealth Maximizer Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.

Your Occupation

Exclusions of the IndiaFirst Life Wealth Maximizer Plan

Given below are some exclusions of the IndiaFirst Life Wealth Maximizer Plan-

  • Suicide within 12 months of the policy purchase is not covered.

  • Consumption of any intoxicants.

  • Death due to any aviation accident.

  • Death due to any adventurous sports.

Plan At a Glance

What’s Good Here What’s Missing
Switching or Redirecting Premiums Guaranteed Additions
Life Cover  Premium Offset
Choice of 4 Fund Options Whole Life Cover
Flexibility to withdraw funds partially No Auto Cover Continuance

In a nutshell

If you are looking for a savings plan that provides a good return on your investment and protection of life cover, you can choose the IndiaFirst Life Wealth Maximizer plan. If you are still confused about whether the Wealth Maximizer plan is right for you, then you can contact us at PolicyX.com. One of our insurance experts will reach out to you shortly, understand your requirements, and help you choose a plan that best fits your requirements. One of our representatives will reach out to you shortly, understand your requirements, and help you choose the right plan for you.

FAQs: IndiaFirst Life Wealth Maximizer

1. What is the minimum age to purchase the Wealth Maximiser plan?

The minimum age for purchasing a wealth maximizer plan is 5 years.

2. How many fund options are available in the wealth maximizer plan?

There are a total of 7 different fund options available in this plan.

3. How many investment strategies are available in the Wealth Maximiser plan?

There are three different investment strategies: Automatic Trigger Based Investment Strategy (ATBIS), Fund Transfer Strategy, and Age-Based Investment Strategy.

4. What is the Maximum Maturity age available in the Wealth Maximiser plan?

The maximum maturity age available in this plan is: 90 years.

Life Insurance Companies

Compare and buy the most suitable Life Insurance Plan from the below-mentioned IRDAI-approved Life Insurance companies.

Share your Valuable Feedback

Rating Icon

5

Rated by 1 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings
varun saxena

Written By: Varun Saxena

I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.