Kotak Fortune Maximiser Plan
  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout
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Kotak Fortune Maximiser Plan

Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan offers a choice of 3 life cover options: Life Goal Maximiser, Bright Future Maximiser, or Golden Years Maximiser. You'll even get multiple bonus payout options, allowing you to get cash bonuses in lump-sum, regular instalments, or purchase additional sum assured. With the Kotak Life Maximiser plan, you can pay premiums for premium payment terms for 6, 8, 10, 12 or 15 years (PPT) and enjoy a life cover till 85 years. With Spouse Life Cover features, you can add your spouse and get life coverage for two people under a single plan. Under this plan, females can avail high sum assured with the same premium for Female Life.

Kotak Life Insurance Fortune Maximiser Plan offers you a range of benefits including:

why-choose
  • Get long-term life coverage until the age of 85 years.
  • The plan offers a choice of 3 life cover options: Life Goal Maximiser, Bright Future Maximiser, or Golden Years Maximiser.
  • The plan offers flexibility to choose a premium payment term for 6, 8, 10, 12 or 15 years (PPT).
  • With Kotak Fortune Maximiser, females can avail high sum assured with the same premium for Female Life.
  • Grow your savings with a yearly cash bonus at the end of each financial year, if any is declared.
  • The spouse Life cover feature offers coverage for both the husband and the wife under a single policy.

Eligibility Criteria for Kotak Fortune Maximiser Plan

Your Occupation

Entry age

Min- 90 days, Max- 60 years

Mukhyamantri Amrutam Yojana

Maturity age

85 years

Your Gender

Policy tenure

85 years

Maternity Benefit Rider

Premium payment term

6, 8, 10, 12, 15 years

Dr YSR Aarogyasri Trust

Premium payment frequency

Yearly, Half-yearly, Quarterly and Monthly

Maternity Benefit Rider

Sum assured

No Limit

Plan Options Under Kotak Mahindra Fortune Maximiser Plan

  • Life Goal Maximiser

    With the Life Goal Maximiser option, you have the flexibility to choose any one of the 3 Bonus Payout Options:
    • Cash Bonus (Immediate Payout): This plan option allows you to choose a cash bonus payout on a monthly or yearly basis. Under both monthly or annual options, the bonus will be payable starting from the end of the first policy year till the end of the policy term.
    • Cash Bonus (Deferred Payout): Under this option, you can choose between 5 / 7 / 10 years when you would like to get the cash bonus. It is called the Deferment Period. But during this period, a cash bonus shall not be payable. After the Deferment Period, the cash bonus will be payable to you on a monthly/yearly basis starting from the end of the first policy year till the end of the policy term.
    • Paid-Up Additions: Under this option, you can use a cash bonus to buy additional sum assured in the form of paid-up additions during the policy term. However, the paid-up additions shall be payable on death or maturity. You can even convert the cash value of accrued Paid-Up Additions subject to terms & conditions.
  • Bright Future Maximiser

    It is an ideal plan option if you need savings for your children’s brighter future. For your information, only a child can be the nominee under this option.
    • Under this option, you can choose how long you want to use the cash bonus to buy Paid-Up Additions.
    • You can select an accumulation period between 5 to 18 years for this accumulation.
    • Please note that during this period, you do not have the option to choose Cash Bonus (Immediate or Deferred Payout).
    • After the accumulation period, you'll get the cash value of total paid-up additions as a survival benefit, along with a cash bonus for the respective year.
    • You can even choose how you would like to receive the survival benefit payout:
      1. Lump sum
      2. In Equal Installments over the next 3 years
      3. In Equal Installments over the next 5 years
    • Once the accumulation period is complete you can choose whether to receive future bonus payout as follows:
      1. Cash Bonus (Immediate Payout)
      2. Accumulate them in the form of Paid-Up Additions
  • Golden Years Maximiser

    It is an ideal plan option if you want to create wealth for your retirement.
    • Under this option, the cash bonus will be used to purchase paid-up additions until the Life Insured turns 60 years old.
    • After that, the Cash Value of total paid-up additions will be payable in lump sum as a survival benefit along with a cash bonus for the respective year.
    • Please note that during the accumulation period, you do not have the option to choose Cash Bonus (Immediate or Deferred Payout).
    • Once the accumulation period is complete, you can choose whether to receive future bonus payout as follows:
      1. Cash Bonus (Immediate Payout)
      2. Accumulate them in the form of Paid-Up Additions

Additional Riders You Can Choose With Kotak Mahindra Fortune Maximiser

Name of the rider Benefits
Kotak Term Benefit Rider Get an extra payout on the accidental death of the primary life insurer on top of the base plan death benefit.
Kotak Accidental Death Benefit Rider Get a lump sum benefit on the accidental death of the Primary Life Insured.
Kotak Permanent Disability Benefit Rider Get a payout in an instalment in case the primary life insured becomes disabled due to an accident.
Kotak Life Guardian Benefit Rider Upon the insured person's death, Kotak Life will pay the remaining premiums on behalf of the policyholder.
Kotak Accidental Disability Guardian Benefit Rider Your future premiums will be waived in case of accidental disability.
Kotak Critical Illness Plus Benefit Rider Get additional coverage against 37 critical illnesses if diagnosed with a pre-specified critical illness.

Features of Kotak Fortune Maximiser Plan

Here are some features of Kotak Fortune Maximiser Plan:

Kotak Investment Plans

Kotak Life Assured Savings is a non-participating endowment assurance plan. This investment plan is designed to provide dual benefits of protection al...

Unique Features

  • Guaranteed maturity amount
  • Increasing life cover
  • Policy loan available

Kotak Life Assured Savings (Pros)

Kotak Life Assured Savings
  • Guaranteed Loyalty Addition
  • Tax Benefits
  • Two Policy Terms

Kotak Life Assured Savings (Cons)

Kotak Life Assured Savings
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Life Assured Savings (Other Benefits)

Kotak Life Assured Savings
  • Rider benefits
  • Maturity benefits
  • Guaranteed lump sum

Kotak Life Assured Savings (Eligibility Criteria)

Kotak Life Assured Savings
  • Minimum entry age- 3 years
  • Maximum entry age- 60 years
  • Minimum sum assured - NA
  • Maximum sum assured - NA
  • Maximum policy term- 20 years

Kotak Life Premier Endowment plan is a combination of a life insurance plan and a savings plan offered by Kotak Life Insurance. Life insurance offers ...

Unique Features

  • Guaranteed additions
  • Bonuses
  • Flexible payment term

Kotak Premier Endowment Plan (Pros)

Kotak Premier Endowment Plan
  • Policy revival
  • Surrender value
  • Policy loan

Kotak Premier Endowment Plan (Cons)

Kotak Premier Endowment Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Premier Endowment Plan (Other Benefits)

Kotak Premier Endowment Plan
  • Death benefit
  • Tax benefit
  • Maturity benefits

Kotak Premier Endowment Plan (Eligibility Criteria)

Kotak Premier Endowment Plan
  • Minimum entry age- 18 years
  • Maximum entry age- 60 years
  • Minimum sum assured - Depends on premium amounts
  • Maximum sum assured - Depends on premium amounts
  • Maximum policy term- 30 years

Kotak Invest Maxima plan offered by Kotak Life Insurance is a life insurance cum investment plan that covers your family financially in your absence a...

Unique Features

  • Zero premium allocation charges
  • Flexible premium pay
  • Partial withdrawals

Kotak Life Invest Maxima (Pros)

Kotak Life Invest Maxima
  • Systematic Switching Strategy
  • Tax benefits
  • Discontinuance

Kotak Life Invest Maxima (Cons)

Kotak Life Invest Maxima
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Life Invest Maxima (Other Benefits)

Kotak Life Invest Maxima
  • Policy revival
  • Free look option
  • Grace period

Kotak Life Invest Maxima (Eligibility Criteria)

Kotak Life Invest Maxima
  • Minimum entry age- 0 years
  • Maximum entry age- 65 years
  • Minimum sum assured - 5
  • 10 and 7 times of annual premium
  • Maximum sum assured - 5
  • 10 and 7 times of annual premium
  • Maximum policy term - 30 years

Kotak Premier Money Back Plan is a savings cum protection plan by Kotak Life Insurance. It provides a regular payout as a percentage of the Basic Sum ...

Unique Features

  • Regular Payouts
  • Special Premium Discount
  • Maturity Additions

Kotak Life Premier Money Back Plan (Pros)

Kotak Life Premier Money Back Plan
  • Regular payout
  • Maturity additions
  • Tax benefits

Kotak Life Premier Money Back Plan (Cons)

Kotak Life Premier Money Back Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Life Premier Money Back Plan (Other Benefits)

Kotak Life Premier Money Back Plan
  • Discounts
  • Cash bonuses
  • Surrender benefit

Kotak Life Premier Money Back Plan (Eligibility Criteria)

Kotak Life Premier Money Back Plan
  • Minimum entry age- 2 years
  • Maximum entry age- 57 years
  • Minimum sum assured - Rs. 1
  • 50
  • 000
  • Maximum sum assured - No limit
  • Maximum policy term - 24 years

Kotak Classic Endowment Plan is a long-term protection cum savings plan that helps you grow your money. It is a participating endowment plan that offe...

Unique Features

  • Cover up to 75 Years
  • Special Premium Discount
  • Additional Bonuses

Kotak Classic Endowment Plan (Pros)

Kotak Classic Endowment Plan
  • Rider Benefit
  • Maturity Benefit
  • Tax benefits

Kotak Classic Endowment Plan (Cons)

Kotak Classic Endowment Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Classic Endowment Plan (Other Benefits)

Kotak Classic Endowment Plan
  • Surrender Benefit
  • Cash bonuses
  • Paid-up Benefit

Kotak Classic Endowment Plan (Eligibility Criteria)

Kotak Classic Endowment Plan
  • Minimum entry age- 0 years
  • Maximum entry age- 70 years
  • Minimum sum assured - NA
  • Maximum sum assured - NA
  • Maximum policy term - 75 years

Kotak Premier Income Plan is a non-linked, participating whole life insurance plan offered by Kotak Life Insurance. It provides dual benefits of savin...

Unique Features

  • Guaranteed regular payout
  • Bonus benefits
  • Rider protection

Kotak Premier Income Plan (Pros)

Kotak Premier Income Plan
  • Rider Benefit
  • Maturity Benefit
  • Tax Benefits

Kotak Premier Income Plan (Cons)

Kotak Premier Income Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Premier Income Plan (Other Benefits)

Kotak Premier Income Plan
  • Enhanced SI
  • Riders
  • Bonus

Kotak Premier Income Plan (Eligibility Criteria)

Kotak Premier Income Plan
  • Minimum entry age- 3 years
  • Maximum entry age- 55 years
  • Minimum sum assured - Depends on the premium and policy term
  • Maximum sum assured - Depends on the premium and policy term
  • Maximum policy term - 23 years

Kotak Single Invest Advantage is a unit-linked insurance plan (ULIP) offered by Kotak Life Insurance. It combines the benefits of investment and insur...

Unique Features

  • Single premium payment option
  • Choice of 5 different funds
  • 3 investment strategies

Kotak Single Invest Advantage (Pros)

Kotak Single Invest Advantage
  • Fund options
  • Investment options
  • Tax benefits

Kotak Single Invest Advantage (Cons)

Kotak Single Invest Advantage
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Single Invest Advantage (Other Benefits)

Kotak Single Invest Advantage
  • Death benefit
  • Maturity benefit
  • Partial withdrawal

Kotak Single Invest Advantage (Eligibility Criteria)

Kotak Single Invest Advantage
  • Minimum entry age- 3 years
  • Maximum entry age- 45 years
  • Minimum sum assured - 10 times the basic sum assured
  • Maximum sum assured - 10 times the basic sum assured
  • Maximum policy term - 15 years

Kotak Platinum Insurance Plan is an individual unit-linked life insurance savings plan. It offers the dual benefits of insurance and savings in the sa...

Unique Features

  • Multiple investment strategies
  • Partial withdrawal option
  • Enhance protection through riders

Kotak Platinum Insurance plan (Pros)

Kotak Platinum Insurance plan
  • 7 fund options
  • Tax benefits
  • Partial withdrawl

Kotak Platinum Insurance plan (Cons)

Kotak Platinum Insurance plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Platinum Insurance plan (Other Benefits)

Kotak Platinum Insurance plan
  • Death benefit
  • Maturity benefit
  • Investment options

Kotak Platinum Insurance plan (Eligibility Criteria)

Kotak Platinum Insurance plan
  • Minimum entry age- 1 years
  • Maximum entry age- 65 years
  • Minimum sum assured - 25 times AP
  • Maximum sum assured - 25 times AP
  • Maximum policy term - 30 years

Kotak Life Guaranteed Savings Plan combines a guaranteed savings plan and a life insurance plan. In case of your uncertain demise, your loved ones wil...

Unique Features

  • Guaranteed loyalty additions
  • Limited premium payment options
  • Waiting period

Kotak Guaranteed Savings Plan (Pros)

Kotak Guaranteed Savings Plan
  • Policy loan
  • Tax benefits
  • Flexible premium payment

Kotak Guaranteed Savings Plan (Cons)

Kotak Guaranteed Savings Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Guaranteed Savings Plan (Other Benefits)

Kotak Guaranteed Savings Plan
  • Death benefit
  • Maturity benefit
  • Surrender value

Kotak Guaranteed Savings Plan (Eligibility Criteria)

Kotak Guaranteed Savings Plan
  • Minimum entry age- 3 years
  • Maximum entry age- 60 years
  • Minimum sum assured - Based on premium age/policy term/premium payment term
  • Maximum sum assured - Based on premium age/policy term/premium payment term
  • Maximum policy term - 20 years

Kotak Ace Investment Plan is a ULIP (Unit Linked Insurance Plan). This plan offers a lump sum in case of your unfortunate demise and maturity benefits...

Unique Features

  • Top-up premiums
  • Choice of life cover
  • Enhancing options to choose from

Kotak Ace Investment Plan (Pros)

Kotak Ace Investment Plan
  • Grace period
  • Tax benefits
  • Policy revival

Kotak Ace Investment Plan (Cons)

Kotak Ace Investment Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Ace Investment Plan (Other Benefits)

Kotak Ace Investment Plan
  • Discontinuance
  • Life cover
  • Investment strategies

Kotak Ace Investment Plan (Eligibility Criteria)

Kotak Ace Investment Plan
  • Minimum entry age- 0 years
  • Maximum entry age- 65 years
  • Minimum sum assured - Higher of 10 times AP
  • Maximum sum assured - Higher of 10 times AP
  • Maximum policy term - 30 years

Kotak e-Invest Plan is a ULIP (Unit Linked Insurance Plan) that offers you dual benefits- financial security to your loved ones in your absence and ma...

Unique Features

  • Multiple plan option
  • Partial withdrawals
  • Enhancing options

Kotak e-Invest Plan (Pros)

Kotak e-Invest Plan
  • Discontinuance
  • Tax Benefits
  • Policy revival

Kotak e-Invest Plan (Cons)

Kotak e-Invest Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak e-Invest Plan (Other Benefits)

Kotak e-Invest Plan
  • Death benefits
  • Maturity benefits
  • Partial withdrawals

Kotak e-Invest Plan (Eligibility Criteria)

Kotak e-Invest Plan
  • Minimum entry age- 3 years
  • Maximum entry age- 60 years
  • Minimum sum assured - 10 Times Annual Premium
  • Maximum sum assured - 10 Times Annual Premium
  • Maximum policy term- 99-age at entry

Kotak Wealth Optima is a ULIP (Unit Linked Insurance Plan) that helps you grow your money over time and protects your family financially in case of yo...

Unique Features

  • Wealth boosters
  • Whole life coverage option
  • Yearly additions

Kotak Wealth Optima Plan (Pros)

Kotak Wealth Optima Plan
  • Discontinuance
  • Tax benefits
  • Policy revival

Kotak Wealth Optima Plan (Cons)

Kotak Wealth Optima Plan
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Wealth Optima Plan (Other Benefits)

Kotak Wealth Optima Plan
  • Death benefits
  • Maturity benefits
  • Partial withdrawals

Kotak Wealth Optima Plan (Eligibility Criteria)

Kotak Wealth Optima Plan
  • Minimum entry age- 3 years
  • Maximum entry age- 65 years
  • Minimum sum assured - 10 Times Annual Premium
  • Maximum sum assured - 10 Times Annual Premium
  • Maximum policy term- 99-age of life insured

Invest smartly for a better tomorrow with Kotak Assured Income Accelerator Kotak Life Assured Income Accelerator Plan is a dual-purpose protection and...

Unique Features

  • Guaranteed Income
  • Income Boosters
  • Optional Riders

Kotak Assured Income Accelerator (Pros)

Kotak Assured Income Accelerator
  • Discontinuance
  • Tax benefits
  • Policy revival

Kotak Assured Income Accelerator (Cons)

Kotak Assured Income Accelerator
  • No pre-existing condition
  • Suicidal exclusion
  • Aviation accident

Kotak Assured Income Accelerator (Other Benefits)

Kotak Assured Income Accelerator
  • Death benefits
  • Maturity benefits
  • Partial withdrawals

Kotak Assured Income Accelerator (Eligibility Criteria)

Kotak Assured Income Accelerator
  • Minimum entry age- 3 years
  • Maximum entry age- 65 years
  • Minimum sum assured - 10 Times of Annual Premium
  • Maximum sum assured - 10 Times Annual Premium
  • Maximum policy term- 30 years

Kotak Guaranteed Fortune Builder is a comprehensive savings plan that helps you protect your family’s future with an assurance to fulfill your g...

Unique Features

  • Get Long or Early Income
  • Earn Yearly Guaranteed Additions
  • In-built Waiver of Premium

Kotak Guaranteed Fortune Builder Plan (Pros)

Kotak Guaranteed Fortune Builder Plan
  • Guaranteed Benefits
  • Guaranteed Income
  • Comprehensive Life Cover

Kotak Guaranteed Fortune Builder Plan (Cons)

Kotak Guaranteed Fortune Builder Plan
  • Premium Offset
  • High Sum Assured Rebate
  • Top-up Premium

Kotak Guaranteed Fortune Builder Plan (Other Benefits)

Kotak Guaranteed Fortune Builder Plan
  • Premium Break
  • Spouse Cover
  • Whole Life Cover

Kotak Guaranteed Fortune Builder Plan (Eligibility Criteria)

Kotak Guaranteed Fortune Builder Plan
  • Minimum entry age- 3 year
  • Maximum entry age- 60 years
  • Sum Assured- No Limit
  • Maximum policy term- 10 years

Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives. This investment plan...

Unique Features

  • Spouse Life Cover
  • Coverage till 85 years
  • Choice of Bonus Payout

Kotak Fortune Maximiser Plan (Pros)

Kotak Fortune Maximiser Plan
  • Coverage till 85 years
  • Multiple Plan Options
  • Choice of Bonus Payout

Kotak Fortune Maximiser Plan (Cons)

Kotak Fortune Maximiser Plan
  • Guaranteed Additions
  • No High Sum Assured Rebate
  • No Auto Cover Continuance

Kotak Fortune Maximiser Plan (Other Benefits)

Kotak Fortune Maximiser Plan
  • Spouse Life Cover
  • Encashment of Paid-Up Additions Feature
  • Enhanced Sum Assured for Female Life

Kotak Fortune Maximiser Plan (Eligibility Criteria)

Kotak Fortune Maximiser Plan
  • Minimum entry age- 90 days
  • Maximum entry age- 60 years
  • Sum assured- No Limit
  • Maximum policy term- 85 years

Invest once or get benefits for life with the Kotak Single Invest Plus Plan Kotak Single Invest Plus Plan is a single-pay unit-linked insurance plan t...

Unique Features

  • Choice of Fund Options
  • Loyalty Additions
  • In-built Joint Life Cover

Kotak Single Invest Plus Plan (Pros)

Kotak Single Invest Plus Plan
  • Single payment-long-term coverage
  • Joint life cover feature
  • Advantage of loyalty additions

Kotak Single Invest Plus Plan (Cons)

Kotak Single Invest Plus Plan
  • Suicide within 12 months of the policy purchase is not covered
  • Consumption of any intoxicants
  • Death due to any aviation accident
  • Death due to any adventurous sports

Kotak Single Invest Plus Plan (Other Benefits)

Kotak Single Invest Plus Plan
  • Access to your Fund
  • Settlement Options

Kotak Single Invest Plus Plan (Eligibility Criteria)

Kotak Single Invest Plus Plan
  • Minimum entry age- 3 year
  • Maximum entry age- 55 years
  • Minimum sum assured- 1.25 times of the Single Premium
  • Maximum policy term- 15 years

Kotak SmartLife is a non-linked, participating life insurance plan. It provides an option to get cash bonus payouts from the end of the 1st polic...

Unique Features

  • Explore All about Kotak SmartLife Insurance
  • Understand the Key Features & Benefits
  • Check Eligibility Criteria

Kotak Smart Life Plan (Pros)

Kotak Smart Life Plan
  • Death Benefit
  • Survival Benefit
  • Maturity benefit

Kotak Smart Life Plan (Cons)

Kotak Smart Life Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Kotak Smart Life Plan (Other Benefits)

Kotak Smart Life Plan
  • Comprehensive Protection
  • Flexibility
  • Availability of Riders

Kotak Smart Life Plan (Eligibility Criteria)

Kotak Smart Life Plan
  • Minimum entry age- 3 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 250000
  • Maximum sum assured- No limit
  • Maximum policy terrm- 75 years less entry age of life insured
Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Benefits of Kotak Fortune Maximiser Plan

There are various benefits to buying the Kotak Fortune Maximiser Plan. Let’s understand each of them in detail:

  • Death Benefit Under Spouse Cover: The spouse, Life Cover feature, is applicable under all plan options and can only be available while purchasing a policy. Upon the unfortunate death of the primary life insurer/ spouse during the policy term, the death benefit is payable.
  • Maturity Benefit:If you survive till the end of the policy term and all due premiums are paid, the maturity benefit pis ayable.
  • Cash Bonus- Immediate Payout: Under the Immediate Payout option, you can choose a cash bonus payout on a monthly or yearly basis. Under both monthly or annual options, the bonus will be payable starting from the end of the first policy year till the end of the policy term.
  • Paid-Up Addition:With the Paid-Up Addition feature, the cash bonus will be used to purchase the additional sum assured in the form of paid-up additions at the end of the policy year. However, the paid-up additions shall be payable on death or maturity, whichever is earlier.
  • Encashment of Paid-Up Additions:With the paid-up additions feature, you can exchange the paid-up additions for money when required. However, the remaining paid-up additions will continue to participate in future profits. Please note that the encash feature is only available from the second policy year onwards till the end of the policy term.
  • Enhanced Sum Assured for Female Life:Females who are the primary insured person in the policy will get an extra 1% added to their coverage amount. This benefit is not available to the spouse if spouse coverage is chosen.

Documents Required to Buy Kotak Fortune Maximiser Plan

Here is the list of documents required to buy the Kotak Fortune Maximiser Plan:

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy Kotak Fortune Maximiser Plan?

You can buy the Kotak Fortune Maximiser Plan official website or one of their nearest branch offices.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Click on the ‘Investment’ tab.

  • Step 3

    A new page will appear on the screen.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of Kotak Investment Insurance.

  • Step 2

    Hover over the 'Investment Plans' from the top of the menu.

  • Step 3

    Click on the 'Kotak Mahindra Fortune Maximiser Plan'.

  • Step 4

    Click on ‘Buy Now’ and you will be redirected to a new page.

  • Step 5

    Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.

  • Step 6

    Once discussed you can make the premium payment and get the policy documents.

Buying from their branch office

You can buy the Kotak Mahindra Fortune Maximiser Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.

Your Occupation

Exclusions of Kotak Mahindra Fortune Maximiser Plan

  • Suicide within 12 months of the policy purchase is not covered.
  • Consumption of any intoxicants.
  • Death due to any aviation accident.
  • Death due to any adventurous sports.

Plan At a Glance

What’s Good Here What’s Missing
Coverage till 85 years Guaranteed Additions
Multiple Plan Options No High Sum Assured Rebate
Choice of Bonus Payout No Auto Cover Continuance
Spouse Life Cover Whole Life Cover
Encashment of Paid-Up Additions Feature Large Premium Boost Discounts

In a nutshell

Kotak Fortune Maximiser is a limited-pay participating endowment plan that offers a choice of 3 life cover options. In this plan, you'll even get multiple bonus payout options, or Spouse Life Cover features allow you to add life coverage for two people under a single plan. For further assistance, you can reach out to us at PolicyX.com.

Kotak Fortune Maximiser Plan: FAQs

1. What is Kotak’s fortune maximiser plan?

Kotak Fortune Maximiser is a limited-pay participating endowment plan designed to be customized as per your different objectives.

2. How many plan options are there in the Kotak Life Maximiser plan?

The plan offers a choice of 3 life cover options: Life Goal Maximiser, Bright Future Maximiser, or Golden Years Maximiser.

3. What is the Paid-Up Additions feature in the Kotak Fortune Maximiser Plan?

Under this feature, you can use a cash bonus to buy additional sum assured in the form of paid-up additions during the policy term.

4. How many years of protection is available in the Kotak Life Maximiser plan?

Kotak Life Maximiser plan offers you protection for up to 85 years.

5. What is the paid-up additions encashment feature under this policy?

With the paid-up additions feature, you can exchange the paid-up additions for money when required.

Life Insurance Companies

Compare and buy the most suitable Life Insurance Plan from the below-mentioned IRDAI-approved Life Insurance companies.

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Sahil Singh Kathait

Written By: Sahil Singh Kathait

A boy-in-squares bagging escapades of switching streets in groove & sensing musical airy-notes from 6 1". Under wayed nyctophile sketching the walls of life from the panorama of anime.