Kotak Wealth Optima Plan
- Wealth boosters
- Whole life coverage option
- Yearly additions
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Kotak Wealth Optima is a ULIP (Unit Linked Insurance Plan) that helps you grow your money over time and protects your family financially in case of your uncertain demise. Two flexible investment strategies are available for you to choose from- Self-managed strategy and Age-based strategy.
You can also opt for additional rider options to enhance your coverage. This article provides complete information about the Kotak Wealth Optima Plan, including its features, benefits, eligibility criteria, and buying process.
Kotak Wealth Optima Plan is a unique life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.
Kotak Wealth Optima Plan offers you a range of benefits including:
Minimum entry age: 3 years Maximum entry age: 65 years
Maximum maturity age: 99 years
99- Age of life insured
5/7/10/60- Entry Age
10 Times of Annual Premium
Let's understand how the Kotak Wealth Optima Plan works with a simple premium illustration.
Ms. Riya wants to create wealth for the future and safeguard her family even in her absence.
Her financial advisor advised her to buy the Kotak Wealth Optima Plan. She visited PolicyX.com
Let's understand how the Kotak Wealth Optima Plan works for her with a premium illustration table.
| Age of policyholder | Annual Premiums | Policy tenure | Premium Payment Term | Basic Sum Assured | Maturity Benefits |
| 35 years | Rs 10 Lakhs | 20 years | 7 years | Rs 1 Crore |
Rs 2,17,92,568 @8% Rs 1,13,36,810 @4% |
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You can buy the Kotak Wealth Optima Plan official website or one of their nearest branch offices.
Visit the official website of PolicyX.com.
Click on the ‘Investment’ tab.
A new page will appear on the screen.
Fill out the form at the top of the page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.
Visit the official website of Kotak Life Insurance.
Hover over the 'Investment Plans' from the top of the menu.
Click on the 'Kotak Wealth Optima' plan.
Click on ‘Buy Now’ and you will be redirected to a new page.
Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.
Once discussed you can make the premium payment and get the policy documents.
You can buy the Kotak Wealth Optima Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.
Kotak Wealth Optima Plan is a ULIP that offers you dual benefits- maturity benefits and death benefits. You can choose from two investment strategies- Self-managed and Age-based investment strategies. You can also opt for enhancing benefits to enhance the overall benefits of your plan. This plan also offers you additions as well as wealth boosters.
For more info related to this plan, you can visit PolicyX.com, or call us at 1800 - 420 - 0269. Our insurance experts listen to your unique needs and suggest the best possible solution for you.
Kotak Wealth Optima is a ULIP that offers you benefits and maturity benefits along with additions and wealth boosters.
All Indian residents whose ages are between 3 to 65 are eligible to buy the Kotak Wealth Optima Plan.
There are two investment strategies available under Kotak Wealth Optima- Self Management and Age-Based Strategy.
You can buy the Kotak Wealth Optima Plan either from their official website or their nearest branch.
There are various charges associated with Kotak Wealth Optima including Premium allocation charges, Policy administration charges, Discontinuance charges, Switching charges, Partial withdrawal charges, Morality charges, and Miscellaneous charges.
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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February 5, 2023
Asia/Kolkata
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