PNB MetLife Century Plan
  • Multiple plan options
  • Bonuses
  • Flexible income pay
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Investment Plan for you.

Select Your Annual Income

15 Lacs+ P.A. 10-15 Lacs P.A. 7-10 Lacs P.A. 5-7 Lacs P.A. 3-5 Lacs P.A. Upto 3 Lacs P.A.

Age

PNB MetLife Century Plan

PNB Century Plan provides you with whole-life (up to 100 years of age) coverage and income. This investment plan offers survival benefits if you outlive the policy tenure.

You can choose from various rider options to enhance your coverage as per your requirements. There are flexible options available to pay the premium amount, as well as modal factors. This article provides you with complete information about the PNB Metlife Century Plan.

PNB MetLife Century Plan offers you a range of benefits including:

why-choose
  • Guaranteed cash bonuses
  • Multiple income options
  • Waiver of premiums on demise
  • Survival benefits on request
  • Flexibility to choose maturity option

Eligibility Criteria for PNB MetLife Century Plan

Your Occupation

Entry age

Minimum Age - 30 days Maximum Age - 65 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 100 years

Your Gender

Policy tenure

100 minus entry age

Maternity Benefit Rider

Premium payment term

5 to 15 years

Dr YSR Aarogyasri Trust

Premium payment frequency

Annual, half-yearly, quarterly & monthly

Maternity Benefit Rider

Sum assured

No limit

How Does the PNB MetLife Century Plan Work?

Let's understand how the PNB MetLife Century Plan works with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Verma is looking for an Investment plan that helps him create a lump sum amount to fulfill his financial needs.

Solution

His financial advisor advised him to buy the PNB Metlife Century Plan. He visited PolicyX.com

Let's understand how the PNB MetLife Century Plan works for him with a premium illustration table.

Age of policyholder
Annual Premium Policy tenure Premium Payment Tenure Maturity Benefits pre
30 years Rs. 50,000 Whole Life 12 years Rs 6,87,500

Key Takeaways: At the end of the policy tenure the maturity benefits of Rs 6,87,500 are paid to the policyholder.

Features of PNB MetLife Century Plan

Here are some features of PNB MetLife Century Plan:

PNB Investment Plans

PNB Century Plan provides you with whole-life (up to 100 years of age) coverage and income. This investment plan offers survival benefits if you outli...

Unique Features

  • Multiple plan options
  • Bonuses
  • Flexible income pay

PNB MetLife Century Plan (Pros)

PNB MetLife Century Plan
  • Guaranteed cash bonuses
  • Multiple income options
  • Waiver of premiums on demise

PNB MetLife Century Plan (Cons)

PNB MetLife Century Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

PNB MetLife Century Plan (Other Benefits)

PNB MetLife Century Plan
  • Death benefits
  • Maturity benefits
  • Tax benefits

PNB MetLife Century Plan (Eligibility Criteria)

PNB MetLife Century Plan
  • Minimum entry age- 30 days
  • Maximum entry age- 65 years
  • Minimum sum assured- Rs 2.4 lakhs
  • Maximum sum assured- No limit
  • Maximum policy term- 100 minus entry age

Mera Wealth Plan is a ULIP (Unit Linked Life Insurance Plan) that covers your family financially if something happens to you and gets good returns on ...

Unique Features

  • Loyalty additions
  • Dual benefits
  • Partial withdrawals

PNB Metlife Mera Wealth Plan (Pros)

PNB Metlife Mera Wealth Plan
  • Loyalty additions
  • Dual benefits
  • Partial withdrawals

PNB Metlife Mera Wealth Plan (Cons)

PNB Metlife Mera Wealth Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

PNB Metlife Mera Wealth Plan (Other Benefits)

PNB Metlife Mera Wealth Plan
  • Premium discontinuance
  • Death benefits
  • Maturity benefits

PNB Metlife Mera Wealth Plan (Eligibility Criteria)

PNB Metlife Mera Wealth Plan
  • Minimum entry age- 30 days
  • Maximum entry age- 60 years
  • Minimum sum assured- Rs 50 lakhs
  • Maximum sum assured- No limit
  • Maximum policy term- 30 years

Save more with PNB MetLife Super Saver Plan: protect your family in your absence. PNB MetLife Super Saver plan is a long-term savings and family prote...

Unique Features

  • Waiver of Premium
  • Yearly Cash Bonuses
  • Choice of Plan Options

PNB Metlife Super Saver Plan (Pros)

PNB Metlife Super Saver Plan
  • Waiver of Premium
  • Yearly Cash Bonuses
  • Choice of Plan Options

PNB Metlife Super Saver Plan (Cons)

PNB Metlife Super Saver Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

PNB Metlife Super Saver Plan (Other Benefits)

PNB Metlife Super Saver Plan
  • Maturity Benefits
  • Tax Benefits
  • Death Benefits

PNB Metlife Super Saver Plan (Eligibility Criteria)

PNB Metlife Super Saver Plan
  • Minimum entry age- 0 years
  • Maximum entry age- 60 years
  • Minimum sum assured- Rs 220000
  • Maximum sum assured- No limit
  • Maximum policy term- 20 years

PNB MetLife Guaranteed Savings Plan is an individual, non-participating, non-linked savings plus life insurance policy. By serving dual purposes of cr...

Unique Features

  • Get guaranteed Benefits & Yearly Bonuses on Your Savings
  • Rebates on High Sum Assured
  • 2 Add-on Riders Available

PNB Metlife Guaranteed Savings Plan (Pros)

PNB Metlife Guaranteed Savings Plan
  • Maturity Benefits
  • Death Benefits
  • Discount on High Sum Assured

PNB Metlife Guaranteed Savings Plan (Cons)

PNB Metlife Guaranteed Savings Plan
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

PNB Metlife Guaranteed Savings Plan (Other Benefits)

PNB Metlife Guaranteed Savings Plan
  • Yearly Bonuses
  • High Sum Assured Rebates
  • Additional Riders

PNB Metlife Guaranteed Savings Plan (Eligibility Criteria)

PNB Metlife Guaranteed Savings Plan
  • Minimum entry age- 3 years
  • Maximum entry age- 60 years
  • Minimum sum assured- Rs 150000
  • Maximum sum assured- Rs 400000
  • Maximum policy term- 20 years
Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Benefits of the PNB MetLife Century Plan

There are various benefits to buying the PNB MetLife Century Plan. Let’s understand each of them in detail:

  • Maturity benefits: Metlife Century Plan offers you maturity benefits along with additions if you outlive the policy tenure. You can use these benefits to fulfill your financial needs.
  • Death benefits: In case of the policyholder’s uncertain demise during the policy tenure, death benefits are paid to their family members so that they can live a comfortable life.
  • Family care benefits: If you have opted for the family care benefit option with your plan then your future premiums are waived. Your nominee will get death benefits as well as maturity benefits on the maturity date.
  • Bonus: If you opt for the PNB Metlife Century Plan then you may get various bonuses if declared (revisionary, terminal, and cash bonuses). These bonuses are not guaranteed and are only paid if declared.

Documents Required to Buy PNB MetLife Century Plan

Here is the list of documents required to buy the PNB MetLife Century Plan:

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy PNB MetLife Century Plan?

You can buy the PNB MetLife Century Plan official website or one of their nearest branch offices.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Click on the ‘Investment’ tab.

  • Step 3

    A new page will appear on the screen.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of PNB Metlife Insurance.

  • Step 2

    Hover over the 'Buy Insurance' from the top of the menu.

  • Step 3

    Click on the ' PNB MetLife Century Plan'.

  • Step 4

    Click on ‘Buy Now’ and you will be redirected to a new page.

  • Step 5

    Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.

  • Step 6

    Once discussed you can make the premium payment and get the policy documents.

Buying from their branch office

You can buy the PNB Century Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.

Your Occupation

Exclusions of the PNB Century Plan

Given below are some exclusions of the PNB Century Plan-

  • Suicide within 12 months of the policy purchase is not covered.

  • Consumption of any intoxicants.

  • Death due to any aviation accident.

  • Death due to any adventurous sports.

Plan At a Glance

What’s Good Here What’s Missing
Guaranteed Cash Bonuses Premium Offset
Multiple Income Options No additional riders
Waiver of Premiums Auto cover continuance
Survival Benefits Top-up premium

In a nutshell

PNB MetLife Mera Wealth Plan offers you dual benefits- maturity benefits along with loyalty additions and death benefits. You can also choose whether your funds are managed by experts or yourself. There are various charges levied by PNB Metlife on this plan which we have explained above. If you are confused about whether this plan is right for you or not then you can contact us at PolicyX.com. One of our insurance experts will contact you shortly, get your details, and help you choose the plan that best fits your needs. 

FAQs: PNB MetLife Century Plan

1. How to buy PNB Met Life Century Plan?

You can buy the PNB Metlife Century Plan by visiting their official website or one of their nearest branch offices.

2. Can I avail of a loan against Metlife Century Plan?

Yes, you can avail of a loan against your Melife Century Plan. The loan amount is the maximum of either the premium paid to date or the surrender value.

3. What are the plan options I can avail of with the PNB Metlife Century Plan?

You can choose from three plan options- Super, Smart, and Future Income Options.

4. What is the minimum entry age of the PNB Metlife Century Plan?

The minimum entry age of the Metlife Century Plan is 30 days.

5. Can I choose my income payout frequency with the PNB Metlife Century Plan?

Yes, you can choose your income payout frequency- monthly/ quarterly/ half-yearly, or yearly.

Life Insurance Companies

Compare and buy the most suitable Life Insurance Plan from the below-mentioned IRDAI-approved Life Insurance companies.

Share your Valuable Feedback

Rating Icon

0

Rated by 0 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings
Himanshu Kumar

Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.