SBI Life Smart Hamsafar Plan
- Joint life plan
- Waiver of premiums
- Participation in profits
SBI Life Smart Humsafar Plan is an insurance cum savings plan that provides you with dual benefits of protection along with saving benefits. It is a joint life insurance plan that covers you and your spouse under a single policy.
You can choose the sum assured ranging from Rs 1 lakh to Rs 5 crores as per your financial requirements.
SBI Life Humsafar is a versatile savings plan life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.
SBI Life Humsafar Plan offers you a range of benefits including:
Minimum entry age: 30 years Maximum entry age: 60 Years
Maximum maturity age: 65 years
10 to 30 years
Same as the policy term
Monthly, Quarterly, Half-yearly, and Yearly
Minimum sum assured: 1 Lakh Maximum sum assured: 5 Crores
Let's understand how the SBI Life Smart Humsafar Plan works with a simple premium illustration.
Mr. Sharma, aged 39, wanted an insurance plan to secure him and his wife, Mrs. Sharma, aged 36.
His financial advisor advised him to buy the SBI Life Smart Humsafar. He visited PolicyX.com
Let's understand how the SBI Life Smart Humsafar works for him with a premium illustration table.
| Age of policyholder | Spouse Age | Annual premiums | Policy tenure | Premium payment tenure | Basic sum assured | Maturity benefits |
| 39 years | 36 years | Rs 1,50,305 | 20 Years | 20 years | Rs 25 lakhs |
Rs 33,99,875 @4% Rs 48,00,000 @8% |
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Here is the list of documents required to buy the SBI Life Smart Humsafar
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
You can buy the SBI Life Smart Hamsafar Plan official website or one of their nearest branch offices.
Visit the official website of PolicyX.com.
Click on the ‘Investment’ tab.
A new page will appear on the screen.
Fill out the form at the top of the page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.
Visit the official website of SBI Life Insurance.
Hover over the 'Investment Plans' from the top of the menu.
Click on the 'SBI Life Smart Humsafar'.
Click on ‘Buy Now’ and you will be redirected to a new page.
Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.
Once discussed you can make the premium payment and get the policy documents.
You can buy the SBI Life Smart Humsafar Plan offline by visiting one of their nearest branch offices. One of their representatives will help you buy the plan.
Compare and buy the most suitable Life Insurance Plan from the below-mentioned IRDAI-approved Life Insurance companies.
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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