Bajaj Allianz iSecure Loan
- Protection against loan
- Joint life cover
- Rider benefits
I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.
Apeksha Parsai has trained young minds about the benefits of health & term insurance throughout her 8+ years career. She designs, develops, and delivers impactful training programs for agents/brokers, and internal teams. Her expertise lies in insurance product knowledge, sales strategies, regulatory compliance, and customer service.
Updated on Apr 08, 2025 6 min read
Bajaj Allianz iSecure Loan is a pure protection loan cover term life insurance plan. With a flexible policy term and a minimum sum assured of 3 lacs, you can protect your loved ones till 60 years of age.
Bajaj Allianz iSecure Loan Plan offers you a range of benefits including:
Minimum Age - 18 years Maximum Age - 60 years
Maximum Maturity Age - 65 years
Minimum term - 10 years Maximum term - 25 years
Base sum assured: Rs 3 lakhs to no limit
The policy loan is not available under isecure Loan Plan
Annual, half-yearly, quarterly & monthly
Let's understand how the Bajaj Allianz iSecure Loan works with a simple premium illustration.
Mr. Verma is looking for a term plan that provides financial safety to his family and ensures that his liabilities don't act as a burden for his family in case of his unfortunate demise.
His financial advisor advised him to buy the Bajaj Allianz iSecure Loan Plan. He visited PolicyX.com
Let's understand how the Bajaj Allianz iSecure Loan Plan works for him with a premium illustration table.
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Sum assured |
| 30 years | Rs 9,821 | 10 years | 6 years | Rs 58,926 | Rs 30 lakhs |
Key Takeaways: In case of Mr. Verma's demise during the policy tenure, Rs 30 lakhs will be paid to their nominee.
Here are the benefits associated with the Bajaj Allianz iSecure Loan
Bajaj Allianz Term Insurance Plans
You can add the following riders to your Bajaj Allianz i-Secure Loan Term Plan:
In case of the policyholder’s demise due to the accident benefits are paid to their nominee.
Future premiums are waived off in case of the policyholder’s demise due to accidental death, disability, or any of the 11 critical illnesses mentioned.
Under the accidental disability rider,Benefits are offered in case of the policyholder’s disability or demise due to the accident.
Here is the list of exclusions associated with the plan:
Want to know the Bajaj Allianz iSecure Loan plan in short? For your convenience, we are providing a short overview of the plan. By knowing what's good here and what's lacking, you can easily decide to purchase.
What's Good?- Reducing cover, rider benefits, flexible premium paying option, joint life cover
What's Lacking?- No zero cost, no return of premium
If you have doubts or queries regarding the Bajaj Allianz iSecure Loan term plan or need assistance, you can contact us at policyX.com by dialing 1800 420 0269.
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I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.
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