Bajaj Allianz iSecure More
- Flexible Policy Tenure
- Option to Avail Joint Life Cover
- High Sum Assured Rebate
Himanshu is a content marketer with 2 years of experience in the life insurance sector. His motto is to make life insurance topics simple and easy to understand yet one level deeper for our readers.
Anchita has over 6 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
Updated on Feb 24, 2025 5 min read
Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.
Written By: Himanshu Kumar
Updated on Jan 15, 2025
Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.
Reviewed By: Anchita Bhattacharyya
15 min read
Bajaj Allianz iSecure More by Bajaj Allianz Life Insurance is an increasing cover term assurance plan. It offers a financial safety net to your loved ones in case of your unfortunate demise during the policy tenure. This plan allows you to increase your sum assured by 5% every policy year up to 200% of the sum assured. You can also get a discount on choosing a higher sum assured amount.
iSecure More Term Plan offers you various benefits including:
Minimum age- 18 years, Maximum age- 60 years
Maximum maturity age- 70 years
Minimum policy term- 10 years, Maximum policy term- 25 years
Base sum assured- Rs 2.5 lakh to No limit
A policy loan is not available under the Bajaj Allianz iSecure More Plan.
Yearly, half-yearly, quarterly, and monthly
Let’s understand how Bajaj Allianz iSecure More works with a simple premium illustration.
Mr Shekhar, a 30-year-old male is looking for a term insurance policy that increases his coverage amount at various intervals during the policy tenure.
While looking for a plan that suits his requirements, he visited PolicyX.com and booked a free appointment. The insurance expert advised him to go for the iSecure More Plan.
He bought the Bajaj Allianz iSecure More Plan. Let’s understand how the iSecure More Term Plan works for him with a simple premium illustration table.
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Sum assured |
| 30 years | Rs 6,840 | 20 years | 20 years | Rs 1,36,800 | Rs 25 lakhs |
Key Takeaways:
(i) In the case of Mr Shekhar’s unfortunate death during the policy tenure his family will receive death benefits worth Rs 25 lakhs.
Here are the benefits associated with the Bajaj Allianz iSecure More
Bajaj Allianz Term Insurance Plans
You can choose the following rider options with your Bajaj Allianz iSecure More Plan to enhance your plan coverage.
Rider benefits are paid to the nominee in case of the policyholder’s unfortunate death due to an accident during the policy tenure.
In case of accidental permanent total/ partial disability, the applicable rider sum assured is paid to the policyholder.
This rider waives off all your future premiums in the following circumstances: (i) death (ii) diagnosis of any of the 11 critical illnesses mentioned in the rider brochure (iii) accidental permanent total disability
Here is the list of exclusions associated with the plan:
Bajaj Allianz iSecure More is a pure protection plan that offers financial coverage to your loved ones in case of your uncertain death. You can enjoy various benefits with this plan including choice of policy tenure, increasing sum assured, high sum assured rebate, spouse coverage, etc.
If you are confused about whether Bajaj Allianz iSecure More is the right choice for you or not, you can contact us at PolicyX.com.
We offer No Spam, No Gimmicks, and Only Expert Insurance Advice so that you can always get the best. So what are you waiting for? Schedule a call with us today.
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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