Bajaj Allianz Superwoman Term Plan
- Critical Illness Cover
- Free Health Management Services
- Child Care Benefit
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Updated on Apr 11, 2025 5 min read
‘A woman who takes care of everyone in the family deserves a comprehensive solution that provides her protection.’
Bajaj Allianz Superwoman Term Plan is a unique offering for female policyholders by Bajaj Allianz Life Insurance. This plan offers financial safety to her family in case of her death or diagnosis of any of the 60 listed critical illnesses. The child care benefit offered with this plan provides a regular income (0.1% to 0.5% of the rider sum assured) to cover the education expenses of a dependent child in case something unexpected happens to the mother.
Superwoman Term Plan offers a range of benefits, including:
Minimum age- 18 years, Maximum age- 60 years
Maximum maturity age- 99 years
Minimum policy term- 10 years, Maximum policy term- 81 years
Base sum assured- Rs 50 lakhs to Rs 10 crore
A policy loan is not available with this plan.
Yearly, half-yearly, quarterly, and monthly
Let's understand how the Bajaj Allianz Superwoman Term Plan works with a simple premium illustration.
Meena, a 25-year-old working woman, is looking for a term insurance plan to safeguard her family financially in her absence.
While researching, she visited PolicyX.com and booked a free appointment. The advisor suggested she buy the Bajaj Allianz Superwoman Term Plan.
Meena bought the Bajaj Allianz Superwoman Term Plan which offers financial protection along with various women-centric benefits. Let’s understand how the plan works for her with a simple illustration table.
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Sum assured | Rider Sum Assured |
| 25 years | Rs 22,284 | 40 years | 10 years | Rs 2,22,840 | Rs 1 crore | Rs 10 lakhs |
Key Takeaways:
(i) In case Meena is diagnosed with any of the critical illnesses during the policy tenure, she would receive Rs 10 lakh as rider sum assured.
(ii) In case of her death during the policy tenure, her nominee would receive Rs 1 crore, which would help them fulfill their financial obligations.
Here are the benefits associated with the Bajaj Allianz Superwoman Term Plan
There are two rider benefits available with the Bajaj Allianz Superwoman Term Plan:
A lump sum amount is paid if the policyholder is diagnosed with any of the 60 critical illnesses, along with women-specific conditions like breast cancer, corpus uteri, cervix uteri, ovary, vagina, etc. This is a mandatory rider with the Superwoman Term Plan.
This rider pays a lump sum amount equal to 105% of the total premiums paid on death or accidental disability, along with a monthly income (0.1% to 0.5% of the rider sum assured) for the child till they reach the age of 25.
Here is the list of exclusions associated with the plan:
Bajaj Allianz Superwoman Term Plan is a customized term plan specially designed for female policyholders to provide the protection they deserve. This plan offers a range of benefits, including death benefits, critical illness coverage, waiver of premium, child care benefits, health management services, etc.
If you are still confused about whether the Bajaj Allianz Superwoman Term Plan is the right choice for you or not, you can contact us at PolicyX.com.
We offer No Spam, No Gimmicks, and Only Expert Insurance Advice. So what are you waiting for? Book an appointment with us today.
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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