Bandhan Life iterm comfort
  • Comprehensive protection
  • Special exit value
  • 2 rider benefits
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Customized Term Insurance Plan for you.

Get upto 10% Online Discount*

Gender

Age

Bandhan Life iterm comfort

Bandhan Life iTerm Comfort, from Bandhan Life Insurance Company, is a pure protection plan that offers a guaranteed lump sum payout in the event of your unfortunate demise.

With this plan, you can get protection throughout your earning years along with add-on riders for Accidental Death and 36 Critical Illnesses.

Bandhan Life i-Term Comfort offers you a range of benefits including:

why-choose
  • Long-term protection
  • Assured life cover with lumpsum payout
  • Flexible premium policy term
  • Inbuilt critical illness cover
  • Inbuilt accidental death benefit cover
  • Tax benefits as per law

Eligibility Criteria for Bandhan Life iterm comfort

Your Occupation

Entry age

Minimum Age - 18 years Maximum Age - 65 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 70 years

Your Gender

Policy term

5 years -70 years

Maternity Benefit Rider

Sum assured

Base sum assured: 25 lakh- 1. 25 crore

Dr YSR Aarogyasri Trust

Policy loan

The policy loan is not available under Bandhan Life i-Term Comfort

Maternity Benefit Rider

Payment modes

Annual, half-yearly, quarterly & monthly

How Does Bandhan Life i-Term Comfort Plan Work?

Let's understand how the Bandhan Life i-Term Comfort with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Vaibhav Gupta is a 27 year old Pune Based software engineer. He is looking for a term insurance plan for his father, that offers inbuilt critical illness cover.

Solution

His dear friend , Rahul suggested him to visit PolicyX.com and have a one-on-one convesrsation with their advisors regarding Bandhan i-Term Comfort plan.

Let us see the brief illustration of Bandhan i-Term Comfort Plan, for Vaibhav's father.

Age of the policyholder Annual premiums Premium payment mode Policy tenure Premium payment term Total premiums paid Sum assured
50 years Rs 40,636 Annually 20 years 20 years Rs 812720 Rs 50 lakhs

Key Takeaways: Vaibhav's father will be covered until 70 years, with an added protection against 36 critical illnesses. However, in case of the unfortunate demise of his father during the policy tenure, Vaibhav will get a sum assured of Rs. 50 Lakhs. 

Benefits of Bandhan Life iterm comfort

Here are the benefits associated with the Bandhan Life iterm comfort

Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Riders Associated with Bandhan Life i-Term Comfort Term Plan

You can add the following riders to your i-Term Comfort plan:

Bandhan Life Accidental Death Benefit Rider

Provides a lump-sum payout equal to the rider's sum assured in case of death due to an accident of the policyholder. 

Bandhan Life Critical Illness Rider

The rider provides a lump-sum payout and/or waiver of premium on diagnosis of any of the 36 listed critical illnesses.

Features of Bandhan Life iterm comfort

Death Benefit

The plan provides guaranteed death benefit to the nominee, in case of unfortunate demise of life insured during the policy term.

Enhanced Protection

Bandhan i-Term Comfort Plan offers protection against 36 critical illnesses.

Flexible Terms

This plan offers a flexible policy and premium payment term.

Riders Availability

2 riders are available for enhanced protection with your base plan.

Exclusions of Bandhan Life i-term Comfort Term Plan

Here is the list of exclusions associated with the plan:

  • Suicide during the first 12 months of policy inception will not be covered.
  • Death occurred due to a pandemic not covered under this plan.
  • Injuries or illnesses caused due to any type of adventure sports.
  • Death due to consumption of drugs or alcohol except for clinical purposes is not covered.
  • Any pre-existing disease that isn't mentioned during the start of the policy.

Conclusion

Bandhan iTerm Comfort is a pure term insurance plan that offers both death and maturity benefits. It is a simple plan that comes with affordable premiums. The plan also comes with an option to enhance your protection against accidental death and 36 critical illnesses.  

If you want to know more about Bandhan Life iTerm Comfort plan or any of the plans or services of the company then you can talk to our insurance experts at PolicyX.com by calling on 1800 420 0269. Our insurance experts will resolve all your insurance queries and suggest the best term insurance plan for you. 

Explore other Bandhan Term Insurance

Bandhan Term Insurance offers one of the best term insurance plans to cater to the unique needs of every customer. You can buy their term plans with high life cover at pocket-friendly costs. Get a 5% discount for online purchases and 100% claim assistance with Bandhan Term Insurance plans. Below is the list of term plans offered by Bandhan Term.

Bandhan iTerm Prime Plan is a pure protection term insurance plan that comes with affordable premiums. The plan has a minimum sum assured of 25 lakhs ...

Unique Features

  • Affordable Premiums
  • High Coverage
  • Riders Available

Bandhan Life i-term Prime (Pros)

Bandhan Life i-term Prime
  • Bandhan Life Women CI Rider
  • Bandhan Life CI Care Rider
  • Bandhan Life WoP Rider on CI

Bandhan Life i-term Prime (Cons)

Bandhan Life i-term Prime
  • No Maturity Benefit
  • No Loan Allowed
  • Policy Terminates Post Payment of Death

Bandhan Life i-term Prime (Other Benefits)

Bandhan Life i-term Prime
  • Surrender Benefit
  • Inbuilt Terminal Illness Benefit
  • Life Coverage Till the Age of 100 Years

Bandhan Life i-term Prime (Eligibility Criteria)

Bandhan Life i-term Prime
  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 25 L
  • Maximum Maturity Age - 100 Yrs
  • Premium Payment Term - SP

Bandhan Life iTerm Comfort, from Bandhan Life Insurance Company, is a pure protection plan that offers a guaranteed lump sum payout in the event of yo...

Unique Features

  • Comprehensive protection
  • Special exit value
  • 2 rider benefits

Bandhan Life iterm comfort (Pros)

Bandhan Life iterm comfort
  • Bandhan Life CI Care Rider
  • Bandhan Life AD Rider
  • Suicide Cover After 12 Months

Bandhan Life iterm comfort (Cons)

Bandhan Life iterm comfort
  • No Maturity Benefit
  • No Loan Allowed
  • No Surrender Benefit

Bandhan Life iterm comfort (Other Benefits)

Bandhan Life iterm comfort
  • Tax Benefit
  • Option to Attach or Detach Riders
  • Policy Revival Within 5 Years

Bandhan Life iterm comfort (Eligibility Criteria)

Bandhan Life iterm comfort
  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 25 L
  • Maximum Maturity Age - 70 Yrs
  • Premium Payment Term - 40 Years

Bandhan Life iTerm Comfort Plan:FAQs

1. What is Bandhan Life’s iTerm Comfort plan?

Bandhan Life iTerm Comfort policy is a pure protection plan that offers comprehensive life cover at affordable premiums.

2. What is the claim settlement ratio for Bandhan life insurance?

Bandhan Life Insurance has a good claim-settling process with a CSR of 99.66%. (CSR as per IRDAI report of the year 2023-24).

3. Can I exit my Bandhan Life iTerm Comfort plan?

Yes, you can exit the plan once you are 55 years old if you bought the plan at 40 years of age. You will get one year to exit the policy and get the paid premiums back.

4. What is the maturity benefit of the Bandhan Life iTerm Comfort plan?

Under this plan, you’ll not get any maturity benefit. Once you outlive the policy tenure, the policy will be terminated.

5. What is the maximum sum assured in the Bandhan Life iTerm Comfort plan?

The maximum sum assured in the Bandhan Life iTerm Comfort plan is Rs. 1.25 crore.

Other Term Insurance Companies

Share your Valuable Feedback

Rating Icon

4.6

Rated by 859 customers

Was the Information Helpful?

Select Your Rating

We would like to hear from you

Let us know about your experience or any feedback that might help us serve you better in future.

Reviews and Ratings
Himanshu Kumar

Written By: Naval Goel

Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.