Bharti AXA Flexi Term Plan
- Joint life cover
- Increase your life cover
- Protect against 15 critical illness
“A term plan- that protects against 15 major critical illnesses” Everyone loves a refund, don't you? What if we told you, you could get a refund on a term insurance plan if you outlive it? Yes, you heard it right. With the Bharti AXA Life Flexi term plan, you can get a refund once you outlive the policy tenure. The plan comes in 2 variants namely, with return of premium and without return of premium.
You can choose the protection level by choosing any benefit option and get protection for up to 99 85 years. Apart from this, the plan lets you cover your spouse under one policy under the without return of the premium option. You can choose a policy term as short as 1 year with the Bharti Axa Life Flexi term plan, and choose your own death benefit payout amongst; lump sum, monthly income, or lump sum plus monthly income. Let's dive into the details of the Bharti AXA term plan.
Bharti AXA Flexi term plan offers you a range of benefits including:
Minimum Age - 18 years Maximum Age - 65 years
Maximum Maturity Age - 85 years
Minimum term - 5 years, Maximum term - 20 years
Base sum assured: 10 lakhs to 25 lakhs
The policy loan is not available under Bandhan Life Saral Jeevan Bima
Annually, semi-annually quarterly & monthly
Let's understand how the Bharti AXA Flexi Term Plan works with a simple premium illustration.
Ms. Rakesh a 30 year old individual is looking for a term insurance plan for himself.
He visited PolicyX.com to learn more about term plans. Policyx.com advisors carefully analyze her queries and suggest purchasing Bharti AXA Flexi Term Plan.
Given below is the premium illustration of Bharti AXA Flexi term insurance for a 30 year old male, who chose 25 lakhs of sum assured with whole life cover.
| Age | Policy term | Premium paying term | Sum assured | Premium amount |
| 30 years | 99 Years | 20 Years | 25 Lakhs | Rs.1347/- (monthly) |
Here are the benefits associated with the Bharti AXA Flexi Term Plan
Here is the list of exclusions associated with the plan:
Bharti AXA Life Flexi Term Plan is a simple easy to understand term insurance plan. It offers multiple benefits under affordable premiums along with tax benefits as per the law. If you are still confused about which term plan is best for you then you can contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and choose a plan that suits your needs.
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