Bharti AXA Life Saral Jeevan Bima
- Flexible Premium Payment Term
- Special Rates for Females
- Get Surrender Benefit
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Priya has been in the content writing industry for over 9 years. She has been religiously following the insurance sector since the start of her career which makes her an avid insurance expert. Her forte lies in health, term, and life insurance writing, along with her knowledge of the latest developments in the insurance sector.
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Updated on Jan 15, 2025
Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.
Reviewed By: Anchita Bhattacharyya
15 min read
Uncertainties are inescapable, but you can make sure your family's goals remain undisturbed, irrespective of the circumstances, with a Bharti AXA Life Saral Jeevan Bima. It is a basic term insurance plan to secure the family's financial future in exchange for pocket-friendly premiums. However, you can even choose the premium payment term based on your budget. With their simple and easy-to-understand features, you can secure yourself & your family hassle-free.
Bharti AXA Life Saral Jeevan Bima offers you a range of benefits including:
Minimum Age - 18 years Maximum Age - 65 years
Maximum Maturity Age - 70 years
Minimum term - 5 years Maximum term - 40 years
Basic Sum Assured: ₹5 Lakhs to ₹50 Lakhs
The policy loan is not available under Bharti AXA Life Saral Jeevan Bima.
Annual, Semi-Annual, and Monthly
Let's understand how the Bharti AXA Saral Jeevan Bima works with a simple premium illustration.
Arjun is a 35-year-old salaried employee with a wife and two kids. Being the sole earning member of the household, he wants to secure his family's financial future.
His financial advisor advised him to buy the Bharti AXA Saral Jeevan Bima Work. He visited PolicyX.com.
Let's understand how the Bharti AXA Saral Jeevan Bima works for him with an example.
| Age of policyholder | Monthly Premiums | Annual Premiums | Policy Tenure | Total premiums paid | Sum assured |
| 35 years | ₹795/month | ₹9,540/year | 35 years | ₹2,38,500 | ₹25 Lakhs |
Key Takeaways: In case of Arjun's unfortunate death during the policy term, his family will receive a lump sum death benefit payout.
Here are the benefits associated with the Bharti AXA Life Saral Jeevan Bima
Upon the unfortunate death of the policyholder during the waiting period, the death benefit shall be payable to the nominee as a lump sum: 10 times the Annualized Premium or 105% of all premiums paid as of the date of death.
In case of the policyholder's unfortunate death after the waiting period, the death benefit shall be payable to the nominee as a lump sum: 10 times the annualized premium or the absolute amount assured to be paid on death.
When you do not want to continue the policy and exit the plan before maturity, the surrender value/Policy Cancellation value will be payable to you only under the single or limited pay.
Bharti AXA Term Insurance Plans
You can add the following riders to your Bharti AXA Life Saral Jeevan Bima:
Bharti AXA Life Accidental Death Benefit rider provides an additional sum assured equal to 50% of the sum assured in case of the unfortunate demise of the life insured due to an accident.
Bharti AXA Life Accidental Total and Permanent Disability Rider provides a rider sum assured to the nominee in case of permanent disability within 120 days of the accident.
Here is the list of exclusions associated with the plan:
Bharti AXA Saral Jeevan Bima is a pure protection, non-linked term insurance plan that offers flexible premium options such as Single Pay, Limited Pay, and Regular Pay. You can protect your loved ones up to 70 years of age, choose your own policy term, and attach 2 kinds of riders with your policy.
If you have doubts or queries regarding the Bharti AXA POS Saral Bachat Yojana plan, you can contact us through the website policyx.com or at 1800-4200-269.
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