ABSLI Poorna Suruksha Kawach
  • 6 Plan option
  • Increasing or decreasing SA benefit
  • Special exit value
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ABSLI Poorna Suruksha Kawach

ABSLI Poorna Suraksha Kawach is a comprehensive plan that offers the benefit of return of premium and early return of premium along with the life insurance cover to secure your savings.

One of the many benefits of the plan is the ability to increase your sum insured at major life stages such as marriage, and the birth of your child.

Here are some key features of this plan:

why-choose
  • Waiver of premium benefit
  • Critical illness benefit
  • Accidental and total disability
  • Decreasing term insurance
  • Tax benefits
  • Return of premium

Eligibility Criteria for ABSLI Poorna Suruksha Kawach

Your Occupation

Entry age

Minimum Age - 18 years Maximum Age - 65 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 85 years

Your Gender

Policy term

Minimum term - 5 years Maximum term - 55 years

Maternity Benefit Rider

Sum assured

Base sum assured: 50 Lacs to 20 Crore.

Dr YSR Aarogyasri Trust

Policy loan

The policy loan is not available under ABSLI Poorna Suruksha Kawach

Maternity Benefit Rider

Payment modes

Annual, half-yearly, quarterly & monthly

How Does ABSLI Poorn Suraksha Kawach Work?

Let's understand how the ABSLI Poorn Suraksha Kawach works with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr Rahul Srivastava is a 35-year-old Bareilly-based government teacher. He is looking for a term insurance plan that offers inbuilt critical illness benefits with affordable premiums.

Solution

He visited Policyx.com to learn more about these term plans. PolicyX.com carefully analyzed his query and suggested him to go with ABSLI Poorn Suraksha Kawach plan. 

Let us see a brief illustration of Mr. Rahul Srivastava's ABSLI Poorna Suraksha Kawach Plan. 

Age of policyholder Annual premiums Policy tenure Premium payment term Total premiums paid Sum assured
35 years Rs 25,987 25 years 25 years Rs 649675 Rs 75 Lakh

Key Takeaways: Mr.Rahul Srivastva will covered up to the age of 60 years. In case of an unfortunate event, his nominee will receive a sum assured of Rs. 75 lakhs.

Benefits of ABSLI Poorna Suruksha Kawach

Here are the benefits associated with the ABSLI Poorna Suruksha Kawach

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Riders Associated with ABSLI Poorna Suraksha Kawach

You can add the following riders to your ABSLI Poorna Suraksha Kawach:

ABSLI ADD (Accidental Death and Disability)

This rider offers additional protection for accidents leading to death and disability at an affordable cost.

ABSLI Critical Illness rider

This rider offers a lumpsum amount in case of diagnosing listed critical illnesses.

ABSLI Surgical Care Rider

This rider offers a lumpsum amount to cover surgical expenses.

Features of ABSLI Poorna Suruksha Kawach

Six Plan Options

ABSLI Poorna Suraksha Kawach offers six different plan options covering comprehensive protection and cover vast needs of every unique customer.

Return of Premiums

With the ABSLI Poorna Suraksha Kawach term plan, you can get back all the paid premiums upon surviving the whole policy term.

Special Exit Value

ABSLI Poorna Suraksha term Plan offers special exit value to its customers. Through this feature, you can exit from your plan before the policy completion.

Critical Illness Benefit

ABSLI Poorna Suraksha term plan offers the inbuilt feature of covering 42 critical illness diseases.

Exclusion of ABSLI Poorna Suraksha Kawach Plan

Here is the list of exclusions associated with the plan:

  • Death occurred due to a pandemic is not covered by the company.
  • Death caused due to any type of adventure sports.
  • Death by consumption of any type of drugs and alcohol.
  • Death due to any pre-existing disease that isn't mentioned during the start of the policy.
  • If policyholder commits suicide within first 12 months of purchasing the policy, then no death benefits are paid to their nominee. Either premiums paid to date or the surrender value of the policy whichever is higher is paid to them.

Conclusion

ABSLI Poorna Suraksha Kawach is a versatile insurance plan with six options, offering comprehensive life coverage, Return of Premium, and Early Return of Premium. The benefits also include survival and maturity. The plan offers a high sum insured, which is enough for a family for all-inclusive coverage. In case you want to know more about this plan, you can contact PolicyX.com. Our certified insurance advisors work 24/7 to solve every query of yours ar zero cost.

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ABSLI Life Shield plan (Aditya Birla Life Shield Plan) is a versatile and online available term insurance product. The plan is an affordable term insu...

Unique Features

  • Avail 8 Plan Options
  • Flexible-Premium Payment
  • Cover for Spouse

Aditya Birla Life Shield Plan (Pros)

Aditya Birla Life Shield Plan
  • 105% of total death benefit
  • Tax benefits as per law
  • Return of premium

Aditya Birla Life Shield Plan (Cons)

Aditya Birla Life Shield Plan
  • No policy loan
  • No critical illness
  • no tax benefit

Aditya Birla Life Shield Plan (Other Benefits)

Aditya Birla Life Shield Plan
  • Suicide Cover After 12 Months
  • Discount for Non-Smokers
  • 5% online discount

Aditya Birla Life Shield Plan (Eligibility Criteria)

Aditya Birla Life Shield Plan
  • Min entry age-1 years
  • Max entry age-65 years
  • Min. sum assured-25 Lac
  • Max. sum assured- No limit
  • Premium payment term-Regular/limited

ABSLI Poorna Suraksha Kawach is a comprehensive plan that offers the benefit of return of premium and early return of premium along with the life insu...

Unique Features

  • 6 Plan option
  • Increasing or decreasing SA benefit
  • Special exit value

ABSLI Poorna Suruksha Kawach (Pros)

ABSLI Poorna Suruksha Kawach
  • Death benefit
  • Return of Premium
  • Critical illness benefit

ABSLI Poorna Suruksha Kawach (Cons)

ABSLI Poorna Suruksha Kawach
  • No Policy Loan
  • No investment option
  • No terminal illness benefit

ABSLI Poorna Suruksha Kawach (Other Benefits)

ABSLI Poorna Suruksha Kawach
  • Maturity benefit
  • Tax benefit
  • Surrender benefit

ABSLI Poorna Suruksha Kawach (Eligibility Criteria)

ABSLI Poorna Suruksha Kawach
  • Minimum entry age- 18 years
  • Maximum entry age-65 years
  • Maximum sum assured-20 crore
  • Minimum policy term-5 years
  • Maximum policy term-55 years

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Unique Features

  • Large Sum Insured
  • Many Plan Options
  • Affordable Premium

Aditya Birla Sunlife Digishield Plan (Pros)

Aditya Birla Sunlife Digishield Plan
  • Level cover option
  • Increasing cover
  • Income benefit

Aditya Birla Sunlife Digishield Plan (Cons)

Aditya Birla Sunlife Digishield Plan
  • No sucide cover
  • No policy loan
  • no pre-exiting cover

Aditya Birla Sunlife Digishield Plan (Other Benefits)

Aditya Birla Sunlife Digishield Plan
  • Smart exit value
  • Premium break
  • Sum assured top-up

Aditya Birla Sunlife Digishield Plan (Eligibility Criteria)

Aditya Birla Sunlife Digishield Plan
  • Min entry age-18 yrs
  • Max. entry age-65 yrs
  • Min. sum assured-30 Lac
  • Max. sum assured-no limit
  • Plan payment- Limited/regular.

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Bindiya Sinha

Written By: Bindiya Sinha

Bindiya is a seasoned content writer specializing in keeping readers acquainted with the insurance industry, term insurance developments, and life insurance sector shifts. With an experience of 3 years in insurance, Bindiya ensures that her readers stay well informed with the insurance developments and factually correct information.