Edelweiss Life Total Protect Plus
- Covers up to age 100
- Child’s Future Protect
- Hospital Cash Benefit
Edelweiss Life Total Protect Plus is a pure protection plan that comes with 3 plan options such as Life Cover Option, Return of Premium Option, and Live Long Option. Edelweiss Life Total Protect Plus offers all-around protection to take care of your dependents with their ever-changing responsibilities.
The plan also offers life coverage up to the age of 100 years at affordable premiums, an option to add your spouse to the same plan, and return your paid premiums as survival benefits.
Edelweiss Life Total Protect Plus offers you a range of benefits including:
Minimum Age - 18 years Maximum Age - 65 years
Maximum Maturity Age - 100 years
Minimum term - 10 years Maximum term - 100 years
Base sum assured: Rs 25 lakhs to no limit.
The policy loan is not available under Protect Plus Plan.
Annual, half-yearly, quarterly & monthly
Let's understand how the Edelweiss Life Total Protect Plus works with a simple premium illustration.
Mr. Manan is looking for a term plan that covers his spouse under the same plan, offers whole life coverage and survival benefits.
His financial advisor advised him to buy the Edelweiss Life Total Protect Plus. He visited PolicyX.com.
Let's understand how Edelweiss Life Total Protect Plus works for him with a premium illustration table.
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Sum assured |
| 35 years | Rs 24,592 | 35 years | 5 years | Rs 1,22,958 | Rs 1 crore |
Key Takeaways: In case of Mr. Verma's demise during the policy tenure, Rs 1 crore will be paid to their nominee.
Here are the benefits associated with the Edelweiss Life Total Protect Plus
You can add the following riders to your Edelweiss Life Total Protect Plus:
Under this rider, an additional sum assured along with the base plan death benefit is paid in case of the death of the policyholder due to an accident in the policy term.
Under the accidental disability rider, Benefits are offered in case of the policyholder’s disability or demise due to the accident.
Under this rider, if you have been hospitalized due to any reason, which affects your income, the rider will provide you with a daily allowance almost similar to your income and other post-hospitalization benefits. So you can focus on health recovery rather than worrying about the finances.
Under this rider, if you have been diagnosed with any of the 12 listed critical illnesses, you will receive a lump sum assured amount to manage your expenses along with waiving off all the future premiums of the policy.
Here is the list of exclusions of Edelweiss Total Protect Plus:
Edelweiss Life Total Protect Plus is a term plan that offers you wholesome coverage with its three plan options, joint life cover, whole life coverage, survival benefit, and discounts.
If you are still confused about which term plan is best for you then you can contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and choose a plan that suits your needs.
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