Edelweiss Life Zindagi Protect
- 6% Discount on Premiums
- Child Future Protect Benefit
- Premium Break Benefit
The Edelweiss Life Zindagi Protect is a pure-term insurance plan that provides financial support to your dependents in return for the premium you have paid. But have you ever thought about what will happen if you fail to pay a premium on time in case of any financial issues? Unfortunately, your term plan will lapse, right?
To tackle this problem, Edelweiss Life Zindagi Protect enables you to break your premium 8 times and still be covered and enjoy all the exclusive policy benefits. In addition to this, the plan provides the option to avail life insurance coverage up to the age of 100 along with the option to choose between 2 types of coverages from life cover option or return of premium.
Edelweiss Life Zindagi Protect Plan offers you a range of benefits including:
Minimum Age - 18 years Maximum Age - 65 years
Maximum Maturity Age - 100 years
Minimum term - 5 years Maximum term - 100 years
Base sum assured: Rs 50 lakhs to 1 crore
The policy loan is not available under Zindagi Protect Plan.
Annual, half-yearly, quarterly & monthly
Let's understand how the Edelweiss Life Zindagi Protect Policy works with a simple premium illustration.
Mr. Verma is looking for a simple and affordable term plan that offers him life coverage along with return of premiums.
His financial advisor advised him to buy the Edelweiss Life Zindagi Protect Plan. He visited PolicyX.com
Let's understand how the Edelweiss Life Zindagi Protect Plan works for him with a premium illustration table.
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Sum assured |
| 27 years | Rs 20,537 | 100 years | 20 years | Rs 4,10,740 | Rs 50 lakhs |
Key Takeaways: In case of Mr. Verma's demise during the policy tenure, Rs 50 lakhs will be paid to their nominee.
Here are the benefits associated with the Edelweiss Life Zindagi Protect
Edelweiss Tokio Zindagi Plus Life Insurance
You can add the following riders to your Edelweiss Life Zindagi Protect:
In case of the policyholder’s demise due to the accident benefits are paid to their nominee.
Under this rider, you will be paid an immediate lump sum amount, upon the diagnosis of any listed 12 critical diseases including cancer, and brain tumor. With the immediate lump sum amount you will be able to manage the expenses for the treatment of the disease.
Under this rider, all the future premiums of your ongoing term plan will be waived off, in case you are diagnosed with any listed 12 critical diseases or you get physically disabled due to an accident during the policy term.
Under the accidental disability rider, benefits are offered in case of the policyholder’s disability or demise due to the accident.
Here is the list of exclusions associated with the plan:
Edelweiss Life Zindagi Protect is a pure-term plan that comes with various benefits such as a premium break option, child's future benefit, riders, joint life cover, and 100 years of coverage.
If you are still confused about which term plan is best for you then you can contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and choose a plan that suits your needs.
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Unique Features
The Edelweiss Life Zindagi Protect is a pure-term insurance plan that provides financial support to your dependents in return for the premium you have...
Unique Features
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