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?qs=75 Lakh Term Insurance Plan

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?qs=75 Lakh Term Insurance Plan

Hello / Age : 30

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Coverage
Cover Till
Age

Company

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  • Clear All
questions

Company

questions

Plan Info

questions

Plan Benefits

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Premium

example

Download Brochure

Customize

{{x['Plan']}}

Policy Term: {{x['Term']}} Years
Till You Turn: {{ parseInt(x['Term']) + 30 }}

  • 5% instant discount on 1st year premium exclusively for you
  • {{ x.claim_ratio_highlight }}
  • {{ x.offer_highlight }}
  • {{ x.offer_highlight }}
  • {{ x.offer_highlight }}
  • {{x['ribbon']}}
  • Lumpsum : {{x['plan_features_1']}}
  • Monthly Income : {{x['plan_features_2']}}
  • Claim Settled : {{x['claim_ratio'] | number:2 }}%

{{x.show_plans? ' - Hide Plan(s)': (x.sub.length > 1 )?' View '+x.sub.length+' More Plans From '+companySplit(x.Company,0)+' '+companySplit(x.Company,1) : ' View '+x.sub.length+' More Plan From '+companySplit(x.Company,0)+' '+companySplit(x.Company,1)}}

{{ (parseInt(x['premium'])/((100-x.online_discount_percentage)/100) | number : 0) }} {{x.online_discount_percentage}}% Online Discount

Change to Monthly

({{ ( parseInt(x['SA'])/100000 < 100 )? parseInt(x['SA'])/100000+' Lacs' : parseInt(x['SA'])/10000000+' Cr' }} Cover)

{{ (parseInt(x['premium_monthly'])/((100-x.online_discount_percentage)/100) | number : 0) }} {{x.online_discount_percentage}}% Online Discount

Change to Yearly

({{ ( parseInt(x['SA'])/100000 < 100 )? parseInt(x['SA'])/100000+' Lacs' : parseInt(x['SA'])/10000000+' Cr' }} Cover)

{{ (parseInt(x['premium_monthly'])/((100-x.online_discount_percentage)/100) | number : 0) }} {{x.online_discount_percentage}}% Online Discount

Alert - {{ x.plan_alert }}

Plan Benefits

Customize
  • ADB+CAB : {{x['CAB_Premium'] }}
  • ADB : {{ (x['ADB_Premium'] == -1) ? 'N/A': ((x['ADB_Premium'] == 0) ? "Free" : (x['ADB_Premium'] | number:0) ) }} TI Included
  • CAB : {{ (x['CAB_Premium'] == -1) ? 'N/A': ((x['CAB_Premium'] == 0) ? "Free" : (x['CAB_Premium'] | number:0) ) }}
  • WOP : {{ (x['WOP_Premium'] == -1) ? 'N/A': ((x['WOP_Premium'] == 0) ? "Free" : (x['WOP_Premium'] | number:0) ) }}
  • WOP : {{ parseInt(x['WOP_Premium']) + ((CabOption || AdbOption)?parseInt(x['WOP_Premium_CAB']):0 ) + ((CriticalIllnessOption)?parseInt(x['WOP_Premium_CI']):0 ) }}
  • Terminal Illness : {{ (x['Terminal_Illness_Premium'] == -1) ? 'N/A': ((x['Terminal_Illness_Premium'] == 0) ? "Free" : (x['Terminal_Illness_Premium'] | number:0) ) }}
  • Terminal Illness : Free with ADB/CI
  • Critical Illness : {{ (x['Critical_Illness_Premium'] == -1) ? 'N/A': ((x['Critical_Illness_Premium'] == 0) ? "Free" : (x['Critical_Illness_Premium'] | number:0) ) }} TI Included
  • ADB+CAB : {{x['CAB_Premium_monthly'] }}
  • ADB : {{ (x['ADB_Premium_monthly'] == -1) ? 'N/A': ((x['ADB_Premium_monthly'] == 0) ? "Free" : (x['ADB_Premium_monthly'] | number:0) ) }} TI Included
  • CAB : {{ (x['CAB_Premium_monthly'] == -1) ? 'N/A': ((x['CAB_Premium_monthly'] == 0) ? "Free" : (x['CAB_Premium_monthly'] | number:0) ) }}
  • WOP : {{ (x['WOP_Premium_monthly'] == -1) ? 'N/A': ((x['WOP_Premium_monthly'] == 0) ? "Free" : (x['WOP_Premium_monthly'] | number:0) ) }}
  • WOP : {{ parseInt(x['WOP_Premium_monthly']) + ((CabOption || AdbOption)?parseInt(x['WOP_Premium_CAB_monthly']):0 ) + ((CriticalIllnessOption)?parseInt(x['WOP_Premium_CI_monthly']):0 ) }}
  • Terminal Illness : {{ (x['Terminal_Illness_Premium_monthly'] == -1) ? 'N/A': ((x['Terminal_Illness_Premium_monthly'] == 0) ? "Free" : (x['Terminal_Illness_Premium_monthly'] | number:0) ) }}
  • Terminal Illness : Free with ADB/CI
  • Critical Illness : {{ (x['Critical_Illness_Premium_monthly'] == -1) ? 'N/A': ((x['Critical_Illness_Premium_monthly'] == 0) ? "Free" : (x['Critical_Illness_Premium_monthly'] | number:0) ) }} TI Included
Plan Description:- {{x['plan_description']}}

Riders

Terminal Illness : {{x['Terminal Illness']}}

( Sum assured shall be paid upon diagnosis of Terminal Illness )

WOP : {{x['WOP']}}

( Premium gets waived off in case of disability )

( Premium gets waived off in case of diagnosis of critical illness or disability )

Cancer Cover : {{x['cancer_cover']}}

( Sum assured under this rider is paid in case of cancer )

Death due to accident : {{x['death_due_to_accident']}}

( This rider provides the additional payout in case of accident above the base plan )

Disability due to accident/illness :{{x['Company'] == "Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited" ? "Yes" : x['disability_due_to_accident']}}

( This rider will provide percentage of sum assured chosen as monthly income in case of disability due to accident )

Enhanced Critical Illness : {{x['enhanced_critical_illness']}}

( If diagnosed with a critical illness, lump-sum payout equal to the rider sum assured is paid )

Plan

Payment Frequency : {{x['payment_frequency'].replace('/',' ')}}

( Frequency to pay premium during policy year )

Mode of Premium : {{x['mode_of_premium']}}

( Freedom to select premium payment mode )

Free Look Period : {{x['free_look_period']}}

( Period within which you can return the policy to get a refund )

Issuance TAT : {{x['issuance_tat']}}

( Approximate time taken to issue the policy )

Medical test required : {{x['medical_test_required']}}

( Whether a pre-acceptance medical check-up is required for policy purchase )

Max Coverage : {{x['max_coverage']}}

( Maximum age till the policy remain in-force )

Disclaimer: For more details please refer product brochure.

example

Download Brochure

Customize

{{qw['Plan']}}

Policy Term: {{qw['Term']}} Years
Till You Turn: {{ parseInt(qw['Term']) + 30 }}

  • {{ qw.claim_ratio_highlight }}
  • {{ qw.offer_highlight }}
  • {{ qw.offer_highlight }}
  • {{ qw.offer_highlight }}
  • {{x['ribbon']}}
  • Lumpsum : {{qw['plan_features_1']}}
  • Monthly Income : {{qw['plan_features_2']}}
  • Claim Settled : {{qw['claim_ratio'] | number:2 }}%
{{ (parseInt(qw['premium'])/((100-qw.online_discount_percentage)/100) | number : 0) }} {{qw.online_discount_percentage}}% Online Discount

Change to Monthly

({{ ( parseInt(qw['SA'])/100000 < 100 )? parseInt(qw['SA'])/100000+' Lacs' : parseInt(qw['SA'])/10000000+' Cr' }} Cover)

{{ (parseInt(qw['premium_monthly'])/((100-qw.online_discount_percentage)/100) | number : 0) }} {{qw.online_discount_percentage}}% Online Discount

Change to Yearly

({{ ( parseInt(qw['SA'])/100000 < 100 )? parseInt(qw['SA'])/100000+' Lacs' : parseInt(qw['SA'])/10000000+' Cr' }} Cover)

Alert - {{ qw.plan_alert }}

Plan Benefits

Customize
  • ADB+CAB : {{qw['CAB_Premium'] }}
  • ADB : {{ (qw['ADB_Premium'] == -1) ? 'N/A': ((qw['ADB_Premium'] == 0) ? "Free" : (qw['ADB_Premium'] | number:0) ) }} TI Included
  • CAB : {{ (qw['CAB_Premium'] == -1) ? 'N/A': ((qw['CAB_Premium'] == 0) ? "Free" : (qw['CAB_Premium'] | number:0) ) }}
  • WOP : {{ (qw['WOP_Premium'] == -1) ? 'N/A': ((qw['WOP_Premium'] == 0) ? "Free" : (qw['WOP_Premium'] | number:0) ) }}
  • WOP : {{ parseInt(qw['WOP_Premium']) + ((CabOption || AdbOption)?parseInt(qw['WOP_Premium_CAB']):0 ) + ((CriticalIllnessOption)?parseInt(qw['WOP_Premium_CI']):0 ) }}
  • Terminal Illness : {{ (qw['Terminal_Illness_Premium'] == -1) ? 'N/A': ((qw['Terminal_Illness_Premium'] == 0) ? "Free" : (qw['Terminal_Illness_Premium'] | number:0) ) }}
  • Terminal Illness : Free with ADB/CI
  • Critical Illness : {{ (qw['Critical_Illness_Premium'] == -1) ? 'N/A': ((qw['Critical_Illness_Premium'] == 0) ? "Free" : (qw['Critical_Illness_Premium'] | number:0) ) }} TI Included
  • ADB+CAB : {{qw['CAB_Premium_monthly'] }}
  • ADB : {{ (qw['ADB_Premium_monthly'] == -1) ? 'N/A': ((qw['ADB_Premium_monthly'] == 0) ? "Free" : (qw['ADB_Premium_monthly'] | number:0) ) }} TI Included
  • CAB : {{ (qw['CAB_Premium_monthly'] == -1) ? 'N/A': ((qw['CAB_Premium_monthly'] == 0) ? "Free" : (qw['CAB_Premium_monthly'] | number:0) ) }}
  • WOP : {{ (qw['WOP_Premium_monthly'] == -1) ? 'N/A': ((qw['WOP_Premium_monthly'] == 0) ? "Free" : (qw['WOP_Premium_monthly'] | number:0) ) }}
  • WOP : {{ parseInt(qw['WOP_Premium_monthly']) + ((CabOption || AdbOption)?parseInt(qw['WOP_Premium_CAB_monthly']):0 ) + ((CriticalIllnessOption)?parseInt(qw['WOP_Premium_CI_monthly']):0 ) }}
  • Terminal Illness : {{ (qw['Terminal_Illness_Premium_monthly'] == -1) ? 'N/A': ((qw['Terminal_Illness_Premium_monthly'] == 0) ? "Free" : (qw['Terminal_Illness_Premium_monthly'] | number:0) ) }}
  • Terminal Illness : Free with ADB/CI
  • Critical Illness : {{ (qw['Critical_Illness_Premium_monthly'] == -1) ? 'N/A': ((qw['Critical_Illness_Premium_monthly'] == 0) ? "Free" : (qw['Critical_Illness_Premium_monthly'] | number:0) ) }} TI Included
Plan Description:- {{qw['plan_description']}}

Riders

Terminal Illness : {{qw['Terminal Illness']}}

( Sum assured shall be paid upon diagnosis of Terminal Illness )

WOP : {{qw['WOP']}}

( Premium gets waived off in case of disability )

( Premium gets waived off in case of diagnosis of critical illness or disability )

Cancer Cover : {{qw['cancer_cover']}}

( Sum assured under this rider is paid in case of cancer )

Death due to accident : {{qw['death_due_to_accident']}}

( This rider provides the additional payout in case of accident above the base plan )

Disability due to accident/illness :{{qw['Company'] == "Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited" ? "Yes" : qw['disability_due_to_accident']}}

( This rider will provide percentage of sum assured chosen as monthly income in case of disability due to accident )

Enhanced Critical Illness : {{qw['enhanced_critical_illness']}}

( If diagnosed with a critical illness, lump-sum payout equal to the rider sum assured is paid )

Plan

Payment Frequency : {{qw['payment_frequency'].replace('/',' ')}}

( Frequency to pay premium during policy year )

Mode of Premium : {{qw['mode_of_premium']}}

( Freedom to select premium payment mode )

Free Look Period : {{qw['free_look_period']}}

( Period within which you can return the policy to get a refund )

Issuance TAT : {{qw['issuance_tat']}}

( Approximate time taken to issue the policy )

Medical test required : {{qw['medical_test_required']}}

( Whether a pre-acceptance medical check-up is required for policy purchase )

Max Coverage : {{qw['max_coverage']}}

( Maximum age till the policy remain in-force )

Disclaimer: For more details please refer product brochure.

Limited Pay Options

Save money with limited pay

Pay for limited period of time, enjoy cover for full period

(Company Name:, Plan:)

(Sum Assured:, Age:30, Term:, Gender:male, Tobacco:no)

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