HDFC Quick Protect Plan
- High Sum Insured
- 19 Critical Illness Cover
- Accidental Death Benefit
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HDFC Life Quick Protect is a comprehensive term insurance plan that provides coverage against death, disease, and disability. The plan is highly customizable with flexible term coverage and various sum-assured options. The entry age for Quick Protect solution by HDFC Life is 18 to 50 years, while the maximum maturity age is 75 years. The plan is considered one of the best term insurance plan offers you protection against 19 critical illnesses with the critical illness rider option and life cover with 2X coverage for accidental coverage. A regular monthly income payable for 10 years in case of Accidental Total Permanent Disability is also one of the features of the plan.
HDFC Life Quick Protect Plan offers you a range of benefits including:
Minimum Age - 18 years Maximum Age - 50 years
Maximum Maturity Age - 75 years
Minimum term - 10 years Maximum term - 40 years
Basic Sum Assured: Rs. 25 Lakhs to 1.25 Cr
The policy loan is not available under HDFC Quick Protect Plan.
Yearly, half-yearly, quarterly & monthly
Let's understand how the HDFC Quick Protect Plan works with a simple premium illustration.
Mr Ramesh is a 30-year-old non-smoker earning 10 lakhs annually and looking for a simple term plan to protect his family's financial future in his absence.
His financial advisor advised him to buy the HDFC Quick Protect Plan Work. He visited PolicyX.com.
Let's understand how the HDFC Quick Protect Plan works for him with a premium illustration table.
| Age of policyholder | Monthly Premiums | Annual Premiums | Policy Tenure | Total premiums paid | Sum assured |
| 30 years | ₹1,096/month | ₹13,152/year | 30 years | ₹3,94,560 | ₹1 Crore |
Key Takeaways: If Mr Ramesh dies during the policy tenure, his family will receive ₹1 Crore as a death benefit from the insurer.
Here are the benefits associated with the HDFC Quick Protect Plan
In this feature, the policyholder can receive a regular monthly income equal to 1% of the rider's sum assured per month for the next ten years on the occurrence of accidental disability.
Critical Illness Benefit protects the policyholders against 19 listed critical illnesses. The benefit is available as a 10 L cover under both flexi and fixed cover packages.
Quick Protect HDFC Life offers a tax rebate of up to 1.5 lakhs, under section 80C of the Income Tax Act 1961, for the premium paid under the same financial year.
Under the accidental death benefit option in HDFC Quick Protect plan the insurance holder avails life cover with 2x coverage for accidental death.
Under the HDFC Quick Protect Plan, customers can avail protection against death wherein under the Flexi package they can opt between 25 L to 40 L sum assured options, and under the fixed package customers can avail up to 25 L.
You can add the following riders to your HDFC Quick Protect Plan:
A lump sum amount is offered in case the policyholder is diagnosed with any of the 19 critical illnesses.
Get an extra payout on top of the base cover in case of accidental death, dismemberment and total and permanent disability.
Here is the list of exclusions associated with the plan:
HDFC Life Quick Protect is a protection plan that allows you to stay protected with a life cover up to the age of 75. The plan offers value-added services, such as quick and hassle-free issuance, inbuilt riders, and special premium rates, which set it apart from its competitors. If you have doubts or queries regarding the Quick Protect HDFC Life plan, you can contact us through the website policyx.com or at 1800-4200-269.
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Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
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