HDFC Life Sanchay Legacy
- Increasing death benefit
- Life cover with no medical test
- Accelerated death benefit
‘HDFC Life Sanchay Legacy, a comprehensive term plan offering early ROP benefits with increasing death cover.’ Most of your prime days are spent working to offer a comfortable life to your loved ones. Right? But occasionally, you have dreamed of leaving behind a legacy for your family so that they can continue with their lives without any hindrances.
For that, HDFC Term Life has launched a term plan- Sanchay Legacy, that ensures 360-degree coverage by covering your whole life and providing flexibility to accelerate your death benefit against 60 critical illnesses.
HDFC Life Sanchay Legacy plan offers you a range of benefits including:
Minimum Age - 40 years Maximum Age - 75 years
Maximum Maturity Age - NA
Whole Life
Base sum assured: 1.25 times the Single Premium
The policy loan is available under HDFC Life Sanchay Legacy Plan
NA
Let's understand how the HDFC Life Sanchay Legacy with a simple premium illustration.
Mr. Rakesh Kumar, a 45-year-old smoker is looking for a policy term of 20 years with a sum assured of INR 10 lakhs offering inbuilt critical illness cover.
He visited PolicyX.com to learn more about term plans. Policyx.com advisors carefully analyze her queries and suggest purchasing HDFC Life Sanchay Legacy
Let us see a brief illustration of HDFC Life Sanchay plan
| Age | Policy Term | Premium payment Term | Sum Assured | Premium (Annually) |
| 45 years | 20 | 20 | 10 Lakhs | Rs. 26000/- |
Here are the benefits associated with the HDFC Life Sanchay Legacy
You can add the following riders to your HDFC Life Sanchay Legacy Plan:
Under this rider, upon the Accidental Total Permanent Disability, a benefit equal to 1 % of the rider sum assured per month will be payable for the next ten years.
Under this rider, upon the diagnosis of any listed 19 critical illnesses- a sum assured equal to the rider sum assured will be payable.
A Benefit equal to the rider sum assured will be payable in case of accidental death or partial/total disability due to an accident.
Under this rider, a lump sum benefit equal to the rider sum is assured upon diagnosing any of the covered 60 Critical Illnesses, such as Stage Cancer / Major Cancer.
Here is the list of exclusions associated with the plan:
HDFC Life Sanchay Legacy offers flexibility to accelerate your death benefit against 60 critical illnesses along with life cover. It offers life coverage at affordable premiums along with tax benefits as per the law. If you are still confused about which term plan is best for you then you can contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and choose a plan that suits your needs.
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I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.
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