ICICI Pru iCare II
- Accidental Death cover
- Affordable premiums
- Tax benefit on premiums
735-1728897850.webp){kind=logo}
I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.
Priya has been in the content writing industry for over 9 years. She has been religiously following the insurance sector since the start of her career which makes her an avid insurance expert. Her forte lies in health, term, and life insurance writing, along with her knowledge of the latest developments in the insurance sector.
Updated on Jul 05, 2024 3 min read
Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.
Written By: Himanshu Kumar
Updated on Jan 15, 2025
Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.
Reviewed By: Anchita Bhattacharyya
15 min read
Are you having a high-risk occupation such as a fire-fighter, coal miner, construction worker, and so on, in which the chances of an accident are much higher compared to any other? If yes, then you might not know that some term plans have an inbuilt accidental death benefit to enhance the coverage amount. In today's article, we will discuss the ICICI Prudential icare- II Plan.
ICICI Prudential iCare - II is a pure, non-linked term insurance plan that covers you for up to 85 years of age, with a minimum age of entry of just 18 years. With a minimum sum assured of just Rs.86,548 under plan option 1, you can get this plan only for 2444/- annually.
Here are some key features of this plan:
Minimum Age - 18 years Maximum Age - 65 years
Maximum Maturity Age - 85 years
Minimum term - 5 years Maximum term - 67 years
Base sum assured: Rs. 86548 to no limit.
The policy loan is not available under ICICI Pru iCare II Plan
Annual, half-yearly, quarterly & monthly
Let's understand how the ICICI Pru iCare II Plan with a simple premium illustration.
Mr. Sanjeev Gupta, a 35-year-old Delhi-based businessman looking for a term plan for his family. His basic concern is to choose a term plan that provides higher coverage with tax benefit in upcoming ITR season.
He visited PolicyX.com to learn more about term insurance with higher coverage. PolicyX.com advisors carefully understand his query and suggest him to purchase ICICI Pru iCare II Plan.
Let us see a brief illustration of Mr. Sanjeev's ICICI Pru iCare-II Plan
| Age of policyholder | Annual premiums | Premium payment mode | Policy tenure | Premium payment term | Total premiums paid | Sum assured |
| 35 years | Rs 38,986 | Annually | 25 years | 25 years | Rs 974650 | Rs 2 Crore |
Key Takeaways: Mr. Sanjeev will be covered until the age of 60 years. In case of any unfortunate demise during the policy term, His nominee will receive sum assured equal to Rs. 2 crores.
Here are the benefits associated with the ICICI Pru iCare II
ICICI Prudential Term Insurance
ICICI Prudential Term Insurance Review
You can add the following riders to your ICICI Pru iProtect Care II Plan:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death to the life insured.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illness diseases.
Here is the list of exclusions associated with the plan:
With ICICI Pru iProtect Care II Plan, You can get a minimum of Rs.2 crore life cover including accidental death benefit. This ICICI Pru i-protect care II plan offer two plan option and comes with affordable premiums. This plan comes with two plan options to cover the vast needs of customers. For more info related to this Plan, you can contact PolicyX.com. Our insurance advisors work 24/7 to solve every possible query of yours.
iProtect Super Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan for self-employed individuals or business owners. This...
Unique Features
ICICI Pru iProtect Return of Premium provides security to you and your loved ones against all such uncertainties of life that may pose a hurdle to you...
Unique Features
3395-1727785045.webp){kind=logo}
ICICI Pru Saral Jeevan Bima offers a simplified answer to your protection needs and ensures that your family leads a comfortable life without any fina...
Unique Features
3393-1728284139.webp){kind=logo}
ICICI Pru Loan Protect is a non-participating term insurance plan offered by ICICI Pru Life Insurance Company. It provides life cover to individuals w...
Unique Features
ICICI Pru iProtect Smart Term Plan is a non-linked pure-term insurance plan. This plan provides advanced protection by offering comprehensive coverage...
Unique Features
743-1727695658.webp){kind=logo}
Are you having a high-risk occupation such as a fire-fighter, coal miner, construction worker, and so on, in which the chances of an accident are much...
Unique Features
Are you suffering from any pre-existing diseases? Then, getting a term plan might be difficult for you. But not anymore. ICICI Prudential’s Prec...
Unique Features
642-1728041512.webp){kind=logo}
ICICI Pru iShiled is a dual-benefit plan that gives both health & life insurance. Apart from life coverage, this policy offers coverage against he...
Unique Features
326-1727789811.webp){kind=logo}
ICICI Pru Life Raksha is a simple pure protection plan offering death benefits ranging from INR 50,000 to INR 5 lakhs. The plan is offered by ICICI Pr...
Unique Features
324-1727956721.webp){kind=logo}
ICICI Pru Loan Protect Plus Plan is a simple term insurance plan, specially designed to manage the risk associated with ongoing loan amounts. The plan...
Unique Features
ICICI Pru Protect n Gain plan, stays true to its tagline, ''Growth Bhi Protection Bhi'' which means it provides dual benefits of protection and wealth...
Unique Features
322-1728043887.webp){kind=logo}
ICICI Pru POS iProtect Smart Term Plan is a non-linked, non-participating term insurance plan that offers flexibility to customize your plan and enhan...
Unique Features
319-1728286009.webp){kind=logo}
4.6
Rated by 857 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.
2522-1729665730.webp)
2390-17290585034247-1733835196.webp)
4493-1741698074.png)
4509-1741341976.png)
4391-1741255269.png)
4430-1740390818.webp)
Do you have any thoughts you’d like to share?