ICICI Pru iProtect Super Term Plan
- Term Plan for Self-employed
- Premium Break Option
- Smart Exit Benefit
Himanshu is a content marketer with 2 years of experience in the life insurance sector. His motto is to make life insurance topics simple and easy to understand yet one level deeper for our readers.
Anchita has over 6 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
Updated on Mar 05, 2025 46 min read
Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.
Written By: Himanshu Kumar
Updated on Jan 15, 2025
Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.
Reviewed By: Anchita Bhattacharyya
15 min read
iProtect Super Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan for self-employed individuals or business owners. This is a pure protection plan that offers financial protection to your loved ones against the uncertainties of life. You have the flexibility to choose from two plan options - Limited Pay and Regular Pay as per your financial requirements. In case of any uncertainty or emergency, you have the option to take a premium break for up to 12 months.
iProtect Super Term Plan offers a range of benefits including:
Minimum age- 18 years, Maximum age- 55 years
Maximum maturity age- 85 years
Minimum policy term- 20 years, Maximum policy term- 85 years minus entry age
Base sum assured- Rs 50 lakhs to Rs 1 crore
No policy loan is available under this plan.
Yearly, half-yearly, quarterly, and monthly
Let's understand how the ICICI Pru iProtect Super Term Plan works with a simple premium illustration.
Mr Verma a 35-year-old businessman is looking for a term insurance plan with a premium break option to protect his loved ones against the uncertainties of life.
He visited PolicyX.com to find a suitable term plan for him. One of the insurance experts suggested him to buy the ICICI Pru iProtect Super Term Plan.
Mr Verma bought the ICICI Prudential iProtect Super Term Plan from PolicyX.com. Let’s understand how ICICI Pru iProtect Super Term Plan works for him with a simple premium illustration table.
| Age of policyholder | Annual premiums | Policy tenure | Premium payment term | Total premiums paid | Sum assured |
| 35 years | Rs 50,257 | 40 years | 10 years | Rs 5,02,570 | Rs 1 crore |
Key Takeaways:
(i) In case of Mr Verma’s uncertain death during the policy tenure, his family would receive the death benefits of Rs 1 crore and the policy will lapse with immediate effect.
(ii) In case he survives the policy tenure, no benefits are paid and the policy will lapse on maturity.
Here are the benefits associated with the ICICI Pru iProtect Super Term Plan
You can avail the following rider with ICICI Prudential iProtect Super Term Plan:
This rider offers an additional sum assured in case the policyholder met with accidental death/ total or permanent disability due to an accident.
Suicidal Exclusion: The iProtect Super Term Plan does not cover deaths due to suicide. In case the policyholder dies due to suicide within the first 12 months of policy purchase no death benefits are paid to their family. Either 80% of the premiums paid to date or the surrender value of the policy is provided to their family.
ICICI Prudential iProtect Super is an exclusive term insurance plan for self-employed individuals keeping their needs in mind. It offers various benefits to the policyholders including choice of policy tenure, smart exit benefit, loyalty discounts, premium break option, choice of death benefit payout, and a lot more.
If you are confused about whether this plan is right for you or not, you can contact us at PolicyX.com. One of our insurance experts will help you choose a plan that best suits your requirements.
We offer No Spam, No Gimmicks, and Only Expert Insurance Advice.
iProtect Super Term Plan by ICICI Prudential Life Insurance is an exclusive term insurance plan for self-employed individuals or business owners. This...
Unique Features
ICICI Pru iProtect Return of Premium provides security to you and your loved ones against all such uncertainties of life that may pose a hurdle to you...
Unique Features
3395-1727785045.webp){kind=logo}
ICICI Pru Saral Jeevan Bima offers a simplified answer to your protection needs and ensures that your family leads a comfortable life without any fina...
Unique Features
3393-1728284139.webp){kind=logo}
ICICI Pru Loan Protect is a non-participating term insurance plan offered by ICICI Pru Life Insurance Company. It provides life cover to individuals w...
Unique Features
ICICI Pru iProtect Smart Term Plan is a non-linked pure-term insurance plan. This plan provides advanced protection by offering comprehensive coverage...
Unique Features
743-1727695658.webp){kind=logo}
Are you having a high-risk occupation such as a fire-fighter, coal miner, construction worker, and so on, in which the chances of an accident are much...
Unique Features
735-1728897850.webp){kind=logo}
Are you suffering from any pre-existing diseases? Then, getting a term plan might be difficult for you. But not anymore. ICICI Prudential’s Prec...
Unique Features
642-1728041512.webp){kind=logo}
ICICI Pru iShiled is a dual-benefit plan that gives both health & life insurance. Apart from life coverage, this policy offers coverage against he...
Unique Features
326-1727789811.webp){kind=logo}
ICICI Pru Life Raksha is a simple pure protection plan offering death benefits ranging from INR 50,000 to INR 5 lakhs. The plan is offered by ICICI Pr...
Unique Features
324-1727956721.webp){kind=logo}
ICICI Pru Loan Protect Plus Plan is a simple term insurance plan, specially designed to manage the risk associated with ongoing loan amounts. The plan...
Unique Features
ICICI Pru Protect n Gain plan, stays true to its tagline, ''Growth Bhi Protection Bhi'' which means it provides dual benefits of protection and wealth...
Unique Features
322-1728043887.webp){kind=logo}
ICICI Pru POS iProtect Smart Term Plan is a non-linked, non-participating term insurance plan that offers flexibility to customize your plan and enhan...
Unique Features
319-1728286009.webp){kind=logo}
5
Rated by 2 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
2522-1729665730.webp)
2390-17290585034247-1733835196.webp)
4493-1741698074.png)
4509-1741341976.png)
4391-1741255269.png)
4430-1740390818.webp)
Do you have any thoughts you’d like to share?