ICICI Prudential Protect-n-Gain
- 18 Fund Options Available
- 4 Plan Strategies
- Systemic Withdrawal Plan Option
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Bindiya is a seasoned content writer specializing in keeping readers acquainted with the insurance industry, term insurance developments, and life insurance sector shifts. With an experience of 3 years in insurance, Bindiya ensures that her readers stay well informed with the insurance developments and factually correct information.
Priya has been in the content writing industry for over 9 years. She has been religiously following the insurance sector since the start of her career which makes her an avid insurance expert. Her forte lies in health, term, and life insurance writing, along with her knowledge of the latest developments in the insurance sector.
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Updated on Jan 15, 2025
Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.
Reviewed By: Anchita Bhattacharyya
15 min read
ICICI Pru Protect n Gain plan, stays true to its tagline, ''Growth Bhi Protection Bhi'' which means it provides dual benefits of protection and wealth creation. The plan protects the insured and their family members with life insurance coverage of up to 100 times the annual premium and grows the wealth through market-linked returns.
This is a protection cum ULIP plan that has a maturity booster benefit and the policyholder can receive a monthly payout through a Systematic Withdrawal Plan(SWP).
Here are some key benefits of this plan:
Minimum Age - 18 years Maximum Age - 65 years
Maximum Maturity Age - 90 years
Minimum policy term - 30 years, Maximum policy term - 40 years
Base sum assured: 5 Lakhs to no limit.
Policy loan is not available under ICICI protect n gain plan
Annual, half-yearly, quarterly & monthly
Here are the benefits associated with the ICICI Prudential Protect-n-Gain
ICICI Prudential Term Insurance
ICICI Pru iProtect Smart Term Insurance Plan
You can add the following riders to your ICICI Prudential Protect-n-Gain:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illnesses.
Here is the list of exclusions associated with the plan:
ICICI Pru Protect N Gain Life Term Plan is a comprehensive term plan that gives the dual benefit of insurance and investment in same. It offers 4 diffrent investment strategies along with 18 diffrent fund option. For more info related to this plan you can contact PolicyX.com, our certified insurance advisors works 24/7 to solve every possible query of yours.
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Bindiya is a seasoned content writer specializing in keeping readers acquainted with the insurance industry, term insurance developments, and life insurance sector shifts. With an experience of 3 years in insurance, Bindiya ensures that her readers stay well informed with the insurance developments and factually correct information.
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