IndiaFirst Guaranteed Protection Plan
  • Multiple Plan Options
  • Cover for Critical Illness
  • Waiver of Premiums
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IndiaFirst Guaranteed Protection Plan

IndiaFirst Life Guaranteed Protection Plus Plan is a unique term life insurance plan that meets every requirement. India First Life Guaranteed Protection Plan covers children’s education, marriage, buying a home, building a retirement corpus, or any other major investment. IndiaFirst Life Guaranteed Protection Plus Plan is designed to fulfill all your anticipated needs, even if anything unfortunate were to happen to you in terms of death or a terminal illness.

India First Life Guaranteed Protection Plan offers you a range of benefits including:

why-choose
  • Guaranteed safety at affordable rates 
  • Tax Benefit
  • High sum assured discount
  • Additional riders to choose from
  • Lifetime protection
  • Customisable pay-outs

Eligibility Criteria for IndiaFirst Guaranteed Protection Plan

Your Occupation

Entry age

Minimum Age - 18 years Maximum Age - 65 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 99 years

Your Gender

Policy term

Minimum term - 10 years Maximum term - 81 years

Maternity Benefit Rider

Sum assured

Base sum assured: Rs 50 lakhs to no limit.

Dr YSR Aarogyasri Trust

Policy loan

The policy loan is not available under IndiaFirst Guaranteed Protection Plan.

Maternity Benefit Rider

Payment modes

Annual, half-yearly, quarterly & monthly

How Does India First Life Guaranteed Protection Plan Work?

Let's understand how the India First Life Guaranteed Protection Plan works with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Verma is looking for a simple term plan that provides coverage against major critical illnesses, offers multiple plan options.

Solution

His financial advisor advised him to buy the India First Life Guaranteed Protection Plan. He visited PolicyX.com

Let's understand how the India First Life Guaranteed Protection Plan works for him with a premium illustration table.

Age of policyholder Annual premiums Policy tenure Premium payment term Total premiums paid Sum assured
35 years Rs 67,160 35 years 5 years Rs 3,35,800 Rs 1 crore

Key Takeaways: In case of Mr. Verma's demise during the policy tenure, Rs 1 crore will be paid to their nominee.

Benefits of IndiaFirst Guaranteed Protection Plan

Here are the benefits associated with the IndiaFirst Guaranteed Protection Plan

Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Features of IndiaFirst Guaranteed Protection Plan

Multiple Plan Options

Indiafirst Life Guaranteed Protection Plan is available in 3 variants to the policyholders, namely, Life, Smart Life and Return of Premium Options.

Increase or Decrease Sum Assured 

If you choose Life Option, you can increase your sum assured to an overall limit of 100% of the initial sum assured, for a life stage such as marriage or home purchase. The sum assured can also be decreased once the need has been fulfilled.

Critical Illness Cover

Avail the option to waive off all future premiums if you are diagnosed with any of the listed 40 critical illnesses.

Terminal Illness Benefit

Policyholders get coverage for terminal illnesses with IndiaFirst Guaranteed Protection Plan. 

Exclusions of India First Life Guaranteed Protection Plan

Here is the list of exclusions associated with the plan:

  • Death occurred due to a pandemic is not covered by the company.
  • Death caused due to any type of adventure sports.
  • Death by consumption of any type of drugs and alcohol.
  • Death due to any pre-existing disease that isn't mentioned during the start of the policy.
  • If a policyholder commits suicide within first 12 months of purchasing the policy, then no death benefits are paid to their nominee. Either premiums paid to date or the surrender value of the policy whichever is higher is paid to them.

Conclusion

IndiaFirst Life Guaranteed Protection Plan is a simple pure protection term plan that protects your family in case of uncertain demise of the policyholder. If you are still confused about which term plan is best for you then you can contact us at PolicyX.com. One of our insurance representatives will contact you shortly, understand your requirements, and choose a plan that suits your needs.

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Explore other IndiaFirst Term Insurance

IndiaFirst Term Insurance offers one of the best term insurance plans to cater to the unique needs of every customer. You can buy their term plans with high life cover at pocket-friendly costs. Get a 5% discount for online purchases and 100% claim assistance with IndiaFirst Term Insurance plans. Below is the list of term plans offered by IndiaFirst Term.

IndiaFirst Life Guaranteed Protection Plus Plan is a unique term life insurance plan that meets every requirement. India First Life Guaranteed Protect...

Unique Features

  • Multiple Plan Options
  • Cover for Critical Illness
  • Waiver of Premiums

IndiaFirst Guaranteed Protection Plan (Pros)

IndiaFirst Guaranteed Protection Plan
  • 1 Crore Cover
  • 3 Plan Options
  • WoP Premium for 40 Critical Illnesses

IndiaFirst Guaranteed Protection Plan (Cons)

IndiaFirst Guaranteed Protection Plan
  • 1 Year WP For Suicide
  • No Rider Benefit
  • No Pre-Existing Conditions

IndiaFirst Guaranteed Protection Plan (Other Benefits)

IndiaFirst Guaranteed Protection Plan
  • Whole Life Cover (Till Age 99)
  • WOP Option For Disability
  • Adjust SA With Life Stage

IndiaFirst Guaranteed Protection Plan (Eligibility Criteria)

IndiaFirst Guaranteed Protection Plan
  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 50L
  • Maximum Maturity Age - 99 yrs
  • Premium Payment Term - 5 To 35 Years

FAQs: IndiaFirst Guaranteed Protection Plan

1. What is the IndiaFirst Life Guaranteed Protection Plan?

IndiaFirst Life Guaranteed Protection Plan is a Non-Linked, Non-Participating, Individual Pure Risk Premium, Life Insurance Plan, designed to ensure financial well-being of your family in case of any untoward events.

2. What is the eligibility criteria for IndiaLife Guaranteed Protection Plan?

Entry Age : Minimum - 18 Years Maximum : Life Option & Return of Premium - 65 years/Smart Life Option - Age at which benefit decreases less 5 years.

3. What are the premium modes available under IndiaLife Guaranteed Protection Plan?

The life assured has the option to pay monthly, quarterly, half yearly, yearly premium under limited premium, or a single premium in the policy. Premium will vary depending upon the coverage option chosen.

4. What is the Sum Assured under IndiaLife Guaranteed Protection Plan?

Customer to choose the sum assured subject to minimum Sum Assured conditions and maximum death Sum Assured will be as per Board approved underwriting policy. Premium will be calculated on the basis of Sum Assured chosen.

5. What are the various Plan options available under IndiaLife Guaranteed Protection Plan?

There are 3 coverage options to choose from at policy inception. Coverage option once selected cannot be changed at a later date. Your premium will vary depending upon the option chosen by you. Through online Mode Life Option Return of Premium Option Smart Life Option

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