Etouch Online Term Plan
vs
Smart Term Edge Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
126-1727240094.webp){kind=logo} Etouch Online Term Plan |
230-1727780519.webp){kind=logo} Smart Term Edge Plan |
| Rating | 4.6 | 4.6 |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 75 years |
| Plan Sum Assured | Base sum assured: 50 lakhs to no limit. | Basic Sum Assured: Rs. 25 Lakhs to no limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 60 years |
| Plan Premium Entry Age and S/A | Rs 50 lakhs | Rs. 25 Lakhs |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly & monthly |
| Plan Renewability | - | - |
| Plan Policy loan | The policy loan is not available under Smart Total Elite Protection Plan. | The policy loan is not available under HDFC Life Smart Term Edge Plan. |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Plan Conclusion | - | - |
| Policy Term | Minimum term - 10 years Maximum term - 40 years | Minimum term - 12 years Maximum term - 30 years |
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Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
